1.

Enter Username:

Request URL :
https://identity.u.omni-fm.alfransi.com.sa/auth/realms/retail/login-
actions/authenticate?
session_code=mLSoVqHLb2XCprUvVk2A77cppoug1iwMOtoHZdc-
4Ek&execution=d26ffffe-5b78-495b-9531-ffc5323439f7&client_id=bb-
web-client&tab_id=gDea1OtZ2Io

Request Method: POST

Request payload:

username: william0011

Response: Empty (Getting status 200)

2. Enter Password

Request URL :
https://identity.u.omni-fm.alfransi.com.sa/auth/realms/retail/login-
actions/authenticate?
session_code=w4D7CrPztufc5l41oOnY8Tm1mCeNuM3Acy4Z3OxT
acA&execution=d26ffffe-5b78-495b-9531-
ffc5323439f7&client_id=bb-web-client&tab_id=gDea1OtZ2Io

Request Payload:

password:
eSnA8lCNMFcwKOcXbKyX1TTXpCnzEwUlnqNxKjC/xJQkhkcF9I6t2
L7T0YkCL5KGrnZ+wbB7Fv6LMpw7sMxqmaNJXmN1SoDdY4nCNF
Mttg+ulnaObYsrGeS2SAiOJCL/
0cvo4tgilS2jaKQcm8itz8XIkZpt8DdVCHXVc6Yo+dncddkdzj1rBoopw0
lqpher9pDCIZVDWoJ9oVEBfyfsexus/
obCcC+wh6BTg7t7TD+0lBsbQ6wq8uSN1wBUavGgwO3qaakvjvCTN
UcBVwxvRWUmwKURFWs9d8+BkwgCXZc4E3pxYeCWPuV8v7fGD
c58WpYOSDflq3Td6qsR8GoObw==

Request URL: (Select context API)

https://web-retail.u.omni-fm.alfransi.com.sa/en-US/select-context?
state=cGlVSFZiWEFjZGE5OXFaeFpCbzJweE9NRVE0LUhJYkpSbE43
 bm1EZ29BV2JG&session_state=4e8327ea-694b-41d1-b3c7-
d21538f91c30&code=489cff50-182a-4af0-9924-4e5ebf8a09f9.4e8327ea-
694b-41d1-b3c7-d21538f91c30.ea42e539-0f84-4612-b75f-c368e3ee7de0

Request Method: GET

Request Payload (Query param):

state:
cGlVSFZiWEFjZGE5OXFaeFpCbzJweE9NRVE0LUhJYkpSbE43bm1
EZ29BV2JG

session_state: 4e8327ea-694b-41d1-b3c7-d21538f91c30

code: 489cff50-182a-4af0-9924-4e5ebf8a09f9.4e8327ea-694b-41d1-
b3c7-d21538f91c30.ea42e539-0f84-4612-b75f-c368e3ee7de0

Response: Empty (Getting status 200)

3. Transfer between account

For Debit Account:

Request URL :
https://web-retail.u.omni-fm.alfransi.com.sa/api/arrangement-manager/
client-api/v2/productsummary/context/arrangements?
debitAccount=true&businessFunction=A2A&resourceName=Payments&
privilege=create&from=0&size=50

Request Method: GET

Request Payload: (Query Param)

debitAccount: true
businessFunction: A2A
resourceName: Payments
privilege: create
from: 0
size: 50

Response:

[{
"id": "0451e7d8-b288-4139-b636-db32078629ee",
"legalEntityIds": [
"2c9f94d586e40c080186e4cfb40f003c"
],
"name": "Saving Account",
"IBAN": "SA5655000000001198802339",
"BBAN": "01198802339",
"currency": "SAR",
"externalTransferAllowed": true,
"urgentTransferAllowed": false,
"productKindName": "Savings Account",
"productTypeName": "Saving Account",
"BIC": "BSFRSARIXXX",
"creditAccount": true,
"debitAccount": true,
"userPreferences": {
"alias": "Emergeny fund1",
"visible": true,
"favorite": false
},
"lastSyncDate": "2024-12-13T04:42:08.848Z",
"expectsChildren": false,
"bookedBalance": 49582.13,
"availableBalance": 49582.13,
"accruedInterest": 0,
"productId": "4f6639c4-3ae3-45f9-bdcf-38299b107b50",
"visible": true,
"accountOpeningDate": "2023-03-05T04:41:54Z",
"favorite": false,
"product": {
"externalId": "SAVG",
"externalTypeId": "SAVG",
"typeName": "Saving Account",
"productKind": {
"id": 2,
"externalKindId": "kind2",
"kindName": "Savings Account",
"kindUri": "savings-account",
"expectsChildren": false
}
},
"state": {
"externalStateId": "Active",
"state": "Active"
 },
"displayName": "Emergeny fund1",
"debitCards": [],
"unmaskableAttributes": []
},
{
"additions": {
"availableLimit": "5981.62",
"cardImageName": "Lifestyle Card design-1",
"isLifeStyle": "true",
"availableCashCredit": "4861.62"
},
"id": "1d23644f-02d3-4a82-bdbb-a923d0d5b648",
"legalEntityIds": [
"2c9f94d586e40c080186e4cfb40f003c"
],
"name": "Lifestyle Credit Card",
"bankAlias": "Lifestyle Credit Card",
"IBAN": "SA5655000000001198802921",
"BBAN": "01198802921",
"currency": "SAR",
"externalTransferAllowed": true,
"urgentTransferAllowed": false,
"number": "xxxxxxxxxxxx9518",
"productKindName": "Credit Card",
"productTypeName": "Credit Card",
"BIC": "BSFRSARIXXX",
"creditAccount": true,
"debitAccount": true,
"lastSyncDate": "2024-12-13T04:42:08.848Z",
"expectsChildren": false,
"bookedBalance": 5981.62,
"availableBalance": 5981.62,
"creditLimit": 1600,
"accruedInterest": 0,
"statementBalance": 100,
"productId": "5b493023-0203-45bf-ab4f-558573ef5444",
"visible": true,
"creditLimitUsage": 100,
"startDate": "2024-12-09T21:00:00Z",
"creditCardAccountNumber": "01198802921",
"validThru": "2028-12-31T07:42:08.848Z",
"remainingCredit": 1500,
 "outstandingPayment": 0,
"minimumPayment": 0,
"minimumPaymentDueDate": "2025-01-24T04:42:08.848Z",
"accountHolderNames": "HANADI SABBAHI",
"favorite": false,
"product": {
"externalId": "CREDIT_CARD",
"externalTypeId": "CREDIT_CARD",
"typeName": "Credit Card",
"productKind": {
"id": 4,
"externalKindId": "kind4",
"kindName": "Credit Card",
"kindUri": "credit-card",
"expectsChildren": false
}
},
"state": {
"externalStateId": "Active",
"state": "Active"
},
"displayName": "Lifestyle Credit Card",
"debitCards": [],
"unmaskableAttributes": []
}]

For Credit Account:

Request URL:
https://web-retail.u.omni-fm.alfransi.com.sa/api/arrangement-manager/
client-api/v2/productsummary/context/arrangements?
creditAccount=true&businessFunction=A2A&resourceName=Payments
&privilege=create&from=0&size=50

Request Method: GET

Request Payload:
creditAccount: true
businessFunction: A2A
resourceName: Payments
privilege: create
from: 0 size: 50

Response:
[
{
"id": "0451e7d8-b288-4139-b636-db32078629ee",
"legalEntityIds": [
"2c9f94d586e40c080186e4cfb40f003c"
],
"name": "Saving Account",
"IBAN": "SA5655000000001198802339",
"BBAN": "01198802339",
"currency": "SAR",
"externalTransferAllowed": true,
"urgentTransferAllowed": false,
"productKindName": "Savings Account",
"productTypeName": "Saving Account",
"BIC": "BSFRSARIXXX",
"creditAccount": true,
"debitAccount": true,
"userPreferences": {
"alias": "Emergeny fund1",
"visible": true,
"favorite": false
},
"lastSyncDate": "2024-12-13T04:42:08.848Z",
"expectsChildren": false,
"bookedBalance": 49582.13,
"availableBalance": 49582.13,
"accruedInterest": 0,
"productId": "4f6639c4-3ae3-45f9-bdcf-38299b107b50",
"visible": true,
"accountOpeningDate": "2023-03-05T04:41:54Z",
"favorite": false,
"product": {
"externalId": "SAVG",
"externalTypeId": "SAVG",
"typeName": "Saving Account",
"productKind": {
"id": 2,
"externalKindId": "kind2",
"kindName": "Savings Account",
 "kindUri": "savings-account",
"expectsChildren": false
}
},
"state": {
"externalStateId": "Active",
"state": "Active"
},
"displayName": "Emergeny fund1",
"debitCards": [],
"unmaskableAttributes": []
},
{
"additions": {
"availableLimit": "5981.62",
"cardImageName": "Lifestyle Card design-1",
"isLifeStyle": "true",
"availableCashCredit": "4861.62"
},
"id": "1d23644f-02d3-4a82-bdbb-a923d0d5b648",
"legalEntityIds": [
"2c9f94d586e40c080186e4cfb40f003c"
],
"name": "Lifestyle Credit Card",
"bankAlias": "Lifestyle Credit Card",
"IBAN": "SA5655000000001198802921",
"BBAN": "01198802921",
"currency": "SAR",
"externalTransferAllowed": true,
"urgentTransferAllowed": false,
"number": "xxxxxxxxxxxx9518",
"productKindName": "Credit Card",
"productTypeName": "Credit Card",
"BIC": "BSFRSARIXXX",
"creditAccount": true,
"debitAccount": true,
"lastSyncDate": "2024-12-13T04:42:08.848Z",
"expectsChildren": false,
"bookedBalance": 5981.62,
"availableBalance": 5981.62,
"creditLimit": 1600,
"accruedInterest": 0,
"statementBalance": 100,
 "productId": "5b493023-0203-45bf-ab4f-558573ef5444",
"visible": true,
"creditLimitUsage": 100,
"startDate": "2024-12-09T21:00:00Z",
"creditCardAccountNumber": "01198802921",
"validThru": "2028-12-31T07:42:08.848Z",
"remainingCredit": 1500,
"outstandingPayment": 0,
"minimumPayment": 0,
"minimumPaymentDueDate": "2025-01-24T04:42:08.848Z",
"accountHolderNames": "HANADI SABBAHI",
"favorite": false,
"product": {
"externalId": "CREDIT_CARD",
"externalTypeId": "CREDIT_CARD",
"typeName": "Credit Card",
"productKind": {
"id": 4,
"externalKindId": "kind4",
"kindName": "Credit Card",
"kindUri": "credit-card",
"expectsChildren": false
}
},
"state": {
"externalStateId": "Active",
"state": "Active"
},
"displayName": "Lifestyle Credit Card",
"debitCards": [],
"unmaskableAttributes": []
}]

Screenshot:
Review Screen (Validate API Call)

Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/payment-

order-service/client-api/v2/payment-orders/validate

Request Method: POST

Request Payload:

{
"originatorAccountCurrency": "SAR",
"originatorAccount": {
"identification": {
"identification": "0451e7d8-b288-4139-b636-db32078629ee",
"schemeName": "ID"
}
},
"paymentType": "A2A",
"requestedExecutionDate": "2024-12-13",
"transferTransactionInformation": {
"counterpartyAccount": {
"identification": {
"identification": "3105c119-9e02-45c4-bab4-7d9595e0bbcc",
"schemeName": "ID",
 "additions": {
"identification":
"ObWhY8PYZ7iA7a+Ifc7x7XsS6INtQVNw431AJ4aoxsscyCc6pq3pbN
WKwHGsb37tBnM7wgD9WMKC011gqPQf6vIO7b79wGwaV+oyNvFP
Yz7r7Ti6DKaysbTS5SUBbCSBkBaP0SYQq86tR6AsqEEj0UWnbSEgq
Sob5q/4l0PrB92HjN6o5Y2m3uKZtyTyaCMDk8FyMjiegxHVrVhGiix/
cQOfz5QkTCcqGOdgUCCMhBxbc7paRNoDPDbrn0CqptcOZAuqQE0L
0aiNLHdpYG+GqEyyGnO6uGjyf9we0TCPoFSMqld3bnfs+NHzss/
mF9Ee+DFZN4odB92qcY40h59N1w=="
}
}
},
"targetCurrency": "SAR",
"instructedAmount": {
"amount": "1",
"currencyCode": "SAR",
"additions": {
"amountType": "SOURCE",
"amount":
"eU7QK+gyOxHQ11z33K3pj7nf+Gu1pO8QfDEAPtfi7CzkE62KUNcw2
Hv5PBQhxh5hhhYnCiaMpII0UgSz2qNSuUtmAG5g0QgDMOMf/
TJmqLUOd4Tu10SHikDaR+VDPIwjfQN0MikJbcSFFsFPEhH7lMX1M
1Re/
2k6oWrlVLZyTpGIvEDWz4y2agHByCIi3SCreLMeYU1F+SGhcfG5o/
73rMwdDvADRSuMO+4mpkpe04pbjJBBDmENiauOw5PufxPlyvfsoPL
IBAeX+0gqmZusibjWLSB6wMzPLSN+ljHm8ePJAcHn2//
hoWH2Q1Ygd59uFMEfNSGU6SJAb+mNMD8Ovw=="
}
},
"counterparty": {
"name": "Islamic Sight Deposit"
}
}
}

Response :

{
"id": "f27be032-e84a-47e9-aa88-2b8bb32fbb15",
"originatorAccount": {
"arrangementId": "0451e7d8-b288-4139-b636-
db32078629ee",
"externalArrangementId": "01198802339",
 "identification": {
"identification": "SA5655000000001198802339",
"schemeName": "IBAN"
}
},
"instructionPriority": "NORM",
"requestedExecutionDate": "2024-12-13",
"paymentMode": "SINGLE",
"paymentType": "A2A",
"transferTransactionInformation": {
"counterparty": {
"name": "Islamic Sight Deposit",
"role": "CREDITOR"
},
"counterpartyAccount": {
"arrangementId": "3105c119-9e02-45c4-bab4-
7d9595e0bbcc",
"externalArrangementId": "01198804085",
"identification": {
"identification": "xyz",
"schemeName": "IBAN",
"additions": {
"identification":
"l06HKKW/EJVwup/RIH0pNcqQGXVDDPlBRvwpOjoZdpoB6xxKv4A
INKenAuUkH1agMLkcyBkC3iMpNB2vA6yeFSiD+GjWbvGRAathcRT
7suoprGG3UpVTcAeW543YbUKtrJMp0G5SpUaTCoxANpZPHukDhG
qgeM6rvsl0IbkwtpF83d/
Lwhs7EuvVvOSVHJpUIl7XDpUGhZlfyOACxfDjDxmoqMp2IYTLbGt
d1oU5xwRJ0K/3pK7MbkbKYKb/ot/wME/
aMk8DnWPC7KDzS4j4zBTy3lUQgaA1l88cMPSthef6AEWhAPXn7wZ
OVQjarlCkQBpQxQ3BxL5kijkaKpxGDA=="
}
}
},
"instructedAmount": {
"amount": "1",
"currencyCode": "SAR",
"additions": {
"amountType": "SOURCE",
"targetAmount":
"OKgiqV8wC0M2FYdYK5Ob/EmNuNwLo7BUon+uHdE7YNsxgN8aui
8tdHjqt/RyF8RNJz3NdDxJU6QnigX3mXg03937h6ZwcilBH/pQ6/
MLA0ZEytJcV2SBxV+g/
eM8OpYQZiGjoXX5lxkNZX9/3KT8uPlZsRJh4q1DNXKXT3Ylj8IZwO
r29jJT6Mn/
0SiENIZTToKm677M8jR3oNq3Nj9I0zAZDIQSvH1XfMpuvFN4/
NScAab7fjLAxUc18TSibFrftQFEOg5Q5w22H0HFuGctpzlBgVpV3qpT
AuIukSzGDGIuIf2cXRRxwO1gq9pNBu8f7Z5qZYBmzodJijSz50vsmg=
=",
"amount":
"hQTsyWDbkTEAOm4Dw96BH1HXJFYn1XB991FiN6c6c2bpcq+
+4wYlLxuGf8+OuByA5HJLQTiaooOMkAKmVbrKSDnGXMB50FRz
NbmY/+miKtk1ZgHhNIqo3C63bjpLQW9n/
CjrHG+pgSCNK0q9P4nJzzwT5VEMucwKqNHoK3Dxj71y/
tGYpB9PMAkcRzSYNYVwbuJjW0D46+uJ5VThJoA33edQ0Vrc2JUL9
61P4ZFOK3XEy50IJxkNMjzarcojKGJXNL9mlVjWqp/
j4GUA8bjiBUQsHyWpM5NpVAkVMga4xmok4c8nCKbvSJWS0T66oE
7dKSN1sK9UgcMk9vK1j1EYUg=="
}
},
"targetCurrency": "SAR",
"exchangeRateInformation": {
"rate": "1.000000",
"rateType": "ACTUAL",
"additions": {
"spotExchangeRate": "1",
"showExchangeRateWarning": "false"
}
}
},
"originator": {
"name": "Saving Account",
"role": "DEBTOR",
"postalAddress": {}
},
"totalAmount": {
"amount": "1",
"currencyCode": "SAR",
"additions": {
"totalAmount":
"HQsKooOsNtozKZZT5vUvpE6VOaw95+2TydMQJwvb28jxZ8G9xblE
7jqfsOAP3VNNGdT70RFEJY3KUronqkhHzZ+j+jLqJikSJJoFzxn7bqkG
XhRC6yMWf9yAPYMfasfWM7XVv1iX01kQiFIqMopumhlYTHPBX1
g73jm7OKiUXhEgvSE0HvTsp+rKyAK5JABbAStXrz3BLzmzfSfPq9Z
OEHnCDEUWYDpzPqYrNINNYxQoaTrgY+Cjw9ofAk7dXe1PkHewq
 FiFvJ0VWh+NaTo26OQiMuhKDsXcidP5vGUiqNOra1kuErxP+yfXHb7
1SHjDq+GMoZnAISqMpxnMsFSHbQ=="
}
},
"isIntraLegalEntityPaymentOrder": false,
"canApprove": false,
"finalApprover": false,
"additions": {
"isValidated": "true",
"paymentMode": "SINGLE"
}
}

Screenshot:

POST API:

Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/payment-

order-service/client-api/v2/payment-orders
 Request Method: POST

Request Payload:
{
"originatorAccountCurrency": "SAR",
"originatorAccount": {
"identification": {
"identification": "0451e7d8-b288-4139-b636-db32078629ee",
"schemeName": "ID"
}
},
"paymentType": "A2A",
"requestedExecutionDate": "2024-12-13",
"transferTransactionInformation": {
"counterpartyAccount": {
"identification": {
"identification": "3105c119-9e02-45c4-bab4-7d9595e0bbcc",
"schemeName": "ID",
"additions": {
"identification":
"Mu/7cwPGg4uj6+4R6Zq9R+tTZw6kETrj8nqmBkIqkETulB5uDSE4LrZUzia
GpRedeI0Hl143Kcp7kzRxui1dKuFUTh1V2FMlxU5dcwzy66246A8OGr4hQb
YasLBAOtzZXn9JOpghTb98el/
Rwu+xYM8P+VJ9iuYo2qCS0ssjfbzAkWJ6+YFzkVyVyXHcuUoZElbxfhVZH
px+
+LX6aD1Eep1rtmc5F+PKVdWUmKH3Zu8/+8RSVr+hBs6E2XNCszifphAzO
6zoox7+sq880aPTzcUqrUo1tl82lRYjzpAgeRE1PJ80TExLIPgyuAOnnf7dx+r5
GBpXNc4FvcRA7ZRtVg=="
}
}
},
"counterparty": {
"name": "Islamic Sight Deposit"
},
"instructedAmount": {
"amount": "1",
"currencyCode": "SAR",
"additions": {
"amountType": "SOURCE",
"originatorAccountCurrency": "SAR",
"amount":
"KrsnvovEWEyrscswBJ8fhFBH9q0M6CdALinOcMlt/M9DG15ZK7tjjcNEHcd
w7SW5BSWt8iazweMxenw18wfjFFravR9yfi3NVqxviTl3tBpoLd7sf+UDF6dp
D9hK8FlyQj9ADtZdm86yQEjSVVzIjLgkT2Hi2CYZISDiS6j/
XZdwaAGpvALaafP+BChXptqxMCm5PGnli8oSA3PTc07SKESDXbvJXKnn5
WG8qdUo9Yhqu9V1Oz2UgwnSWlLMREgiStRKIdL+IDfKqrvZMteJ/
ophoB64KpNtlVJshoIvmpjXtmBuiRLzoeMPC7zNCzCU27vtNvXmXxnyGd4x
3VC6EQ=="
}
},
"targetCurrency": "SAR"
},
"additions": {
"isValidated": "true"
}
}

Response: (Success senario)

{
"id": "14b709c8-3665-4d14-8696-5e0301719f97",
"status": "PROCESSED",
"bankStatus": "PROCESSED",
"reasonCode": "0000",
"transferFee": {
"amount": "0.00",
"currencyCode": "SAR"
},
"exportAllowed": false,
"additions": {
"userCxtToken": "Bearer
eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiJ3aWxsaWFtMD
AxMSIsIkNQVCI6IjAxMTk4OCIsInNlc3Npb25faWQiOiIzZDg2OWM
yMy0xNDk5LTRjMDAtYjQ5OS1kNjQ3ZTQxMGEzMGQiLCJpcF9hZ
GRyZXNzIjoiMjA4LjEyNy4xNzkuNTgiLCJsb2NhbGUiOiJlbiIsInJvbCI
6WyJST0xFX2dyb3VwX3VzZXIoVVNFUikiLCJkZWZhdWx0LXJvbG
VzLXJldGFpbCIsIm9mZmxpbmVfYWNjZXNzIiwiYmI6c3RlcC11cCIs
InZpZXdfcGF5bWVudCIsIlJPTEVfQURNSU4iLCIyRkEiXSwiY2xpZ
W50X2lkIjoiVG9rZW4tY29udmVydGVyIiwiaW51aWQiOiJmMmU4N
zQwOS04Y2EyLTQzMmUtOGQyZC1jNmEyN2QzYzFlN2IiLCJpZHAi
Onsic3ViIjoiZjJlODc0MDktOGNhMi00MzJlLThkMmQtYzZhMjdkM2
MxZTdiIiwiaXNzIjoiaHR0cHM6Ly9pZGVudGl0eS51Lm9tbmktZm0uY
WxmcmFuc2kuY29tLnNhL2F1dGgvcmVhbG1zL3JldGFpbCJ9LCJhen
AiOiJiYi13ZWItY2xpZW50Iiwic2NvcGUiOlsiYmI6c3RlcC11cCIsInZp
ZXdfcGF5bWVudCJdLCJuYW1lIjoiT21lciBBTEJBSExBTCIsImV4cCI
6MTczNDEyMDk4OCwic2FpZCI6IjJjOWY5NGQ1ODZlNDBjMDgw
MTg2ZTRjZmI0MTMwMDNkIiwianRpIjoiNzFhM2U1Y2UtMTJlYi00
MDk1LWE0MjYtNjM1ZThmZjhkNzc5In0.iSUxiMZ8d6FoWY1qVEt_
wL9k-pzwj3_ElLnPczCh56c",
"bankReferenceId": "A200000031773",
"isValidated": "true"
}
}

Screenshot:

Response: (Failed Senario)

{
"id": "d7fb1bcc-30ec-4a95-86f1-4b2ed2e66130",
"status": "REJECTED",
"bankStatus": "REJECTED",
"reasonCode": "0001",
"errorDescription": "Account Not Found",
"exportAllowed": false,
"additions": {
"English": "Invalid account",
 "isValidated": "true",
"Arabic": "‫"الحساب غير صحيح‬,
"userCxtToken": "Bearer
eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiJ3aWxsaWFtMD
AxMSIsIkNQVCI6IjAxMTk4OCIsInNlc3Npb25faWQiOiIzZDg2OWM
yMy0xNDk5LTRjMDAtYjQ5OS1kNjQ3ZTQxMGEzMGQiLCJpcF9hZ
GRyZXNzIjoiMjA4LjEyNy4xNzkuNTgiLCJsb2NhbGUiOiJlbiIsInJvbCI
6WyJST0xFX2dyb3VwX3VzZXIoVVNFUikiLCJkZWZhdWx0LXJvbG
VzLXJldGFpbCIsIm9mZmxpbmVfYWNjZXNzIiwiYmI6c3RlcC11cCIs
InZpZXdfcGF5bWVudCIsIlJPTEVfQURNSU4iLCIyRkEiXSwiY2xpZ
W50X2lkIjoiVG9rZW4tY29udmVydGVyIiwiaW51aWQiOiJmMmU4N
zQwOS04Y2EyLTQzMmUtOGQyZC1jNmEyN2QzYzFlN2IiLCJpZHAi
Onsic3ViIjoiZjJlODc0MDktOGNhMi00MzJlLThkMmQtYzZhMjdkM2
MxZTdiIiwiaXNzIjoiaHR0cHM6Ly9pZGVudGl0eS51Lm9tbmktZm0uY
WxmcmFuc2kuY29tLnNhL2F1dGgvcmVhbG1zL3JldGFpbCJ9LCJhen
AiOiJiYi13ZWItY2xpZW50Iiwic2NvcGUiOlsiYmI6c3RlcC11cCIsInZp
ZXdfcGF5bWVudCJdLCJuYW1lIjoiT21lciBBTEJBSExBTCIsImV4cCI
6MTczNDEyMDcyMywic2FpZCI6IjJjOWY5NGQ1ODZlNDBjMDgw
MTg2ZTRjZmI0MTMwMDNkIiwianRpIjoiZjk2N2JmNjctYzIyMC00N
DljLThiNWQtYzEzYjk2ZDRlM2NlIn0._orDJcJ9V9LpJ9fFlRu_XtHi2Z
bMEGpzPuOTzo_A7rs",
"bankReferenceId": "OMNI_fba76802-b929-11ef-bd3f-
0a0aca790000"
}
}

Screenshot:
 View Receipt:

Request URL : https://web-retail.u.omni-fm.alfransi.com.sa/api/custom-

user-self-service-manager/client-api/v1/user/self-service/receipt/14b709c8-
3665-4d14-8696-5e0301719f97

Request Method : GET

Response : Binary Data

Screenshot:

4. Send money to someone

For Limit API Details:

Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/custom-user-
self-service-manager/client-api/v1/user/self-service/ips/limit

Request method: GET

Response :
[
{
"limitType": "CTL",
"limitValue":
"akc0K7jSCgVGtF6P12y8ZX9q9OvZw0ywHjFNbyel7WoQHMomKtCEVi
/lUodTLAv38rvkf/KOHVAk/
VMEBC41rdjsgy5LeNia2UV9dTwQ4Pv9elzNWR3vAnuP7TmUHHewuF3
EOZHydJfz8Z/NRYtHQB8VhZ+ZUWLwwZSvRbU/
2QjIsFd0FCV8GrMF+IT3kcTga7S7KXlQS3Wlet0rjsTws7jcldIzXh5gB/
pJVmlgC/Wrvz6P41dcpM/aeuedR/
sZGEXkouC+aFZkW3mYZ+B3eDRLHLuqYPu5Pbys/
fo8gk6vPW1UaKZUQsKab2ThOv8rx9i4H7wm/eQHps1nXcf8XA==",
"isLimitSet": true,
"maxLimit": 20000
},
{
"limitType": "CQTL",
"limitValue":
"su0qfnQskbCbK4w0B1AVLzSQhy1dFTUqmvefepZJQ4lf/uOvWY48CIhQ
+HgCEpPiP1+87tPgbIfyBr98S7wJj3IpSCW3kuOb7ndtaUdvjdHa7JS3UgV
HXt8a3MLJXeURhN9DHcHV3v9re6oSGtaqOo3g1z6DjrMM+qoSqEejJO+
gvt6ddn80nDAour3ZlCgHOdkp8UtV44YqmvFRVb++H1ZchfrO/
Eeka5csSbC5nNJhODBaogZIvE0Q/
fOClaYQOiOMaxgsNdD0ach7p8wa4aU9b9NeKXyI4TuASbcZWUp8Z4U
WP722O5ar+JsIIfRBU0eww/EmrK0rNrQ+J664Vg==",
"isLimitSet": true,
"maxLimit": 2500
}
]

For Debit Account:

Request URL:
https://web-retail.u.omni-fm.alfransi.com.sa/api/arrangement-manager/
client-api/v2/productsummary/context/arrangements?
debitAccount=true&businessFunction=DOMESTIC&resourceName=Payme
nts&privilege=create&from=0&size=50
Request method: GET

Response:

[
{
"id": "0451e7d8-b288-4139-b636-db32078629ee",
"legalEntityIds": [
"2c9f94d586e40c080186e4cfb40f003c"
],
"name": "Saving Account",
"IBAN": "SA5655000000001198802339",
"BBAN": "01198802339",
"currency": "SAR",
"externalTransferAllowed": true,
"urgentTransferAllowed": false,
"productKindName": "Savings Account",
"productTypeName": "Saving Account",
"BIC": "BSFRSARIXXX",
"creditAccount": true,
"debitAccount": true,
"userPreferences": {
"alias": "Emergeny fund1",
"visible": true,
"favorite": false
},
"lastSyncDate": "2024-12-13T04:53:50.915Z",
"expectsChildren": false,
"bookedBalance": 49482.13,
"availableBalance": 49482.13,
"accruedInterest": 0,
"productId": "4f6639c4-3ae3-45f9-bdcf-38299b107b50",
"visible": true,
"accountOpeningDate": "2023-03-05T04:53:45Z",
"favorite": false,
"product": {
"externalId": "SAVG",
"externalTypeId": "SAVG",
"typeName": "Saving Account",
"productKind": {
"id": 2,
"externalKindId": "kind2",
 "kindName": "Savings Account",
"kindUri": "savings-account",
"expectsChildren": false
}
},
"state": {
"externalStateId": "Active",
"state": "Active"
},
"displayName": "Emergeny fund1",
"debitCards": [],
"unmaskableAttributes": []
},
{
"additions": {
"availableLimit": "5981.62",
"cardImageName": "Lifestyle Card design-1",
"isLifeStyle": "true",
"availableCashCredit": "4861.62"
},
"id": "1d23644f-02d3-4a82-bdbb-a923d0d5b648",
"legalEntityIds": [
"2c9f94d586e40c080186e4cfb40f003c"
],
"name": "Lifestyle Credit Card",
"bankAlias": "Lifestyle Credit Card",
"IBAN": "SA5655000000001198802921",
"BBAN": "01198802921",
"currency": "SAR",
"externalTransferAllowed": true,
"urgentTransferAllowed": false,
"number": "xxxxxxxxxxxx9518",
"productKindName": "Credit Card",
"productTypeName": "Credit Card",
"BIC": "BSFRSARIXXX",
"creditAccount": true,
"debitAccount": true,
"lastSyncDate": "2024-12-13T04:53:50.915Z",
"expectsChildren": false,
"bookedBalance": 5981.62,
"availableBalance": 5981.62,
"creditLimit": 1600,
"accruedInterest": 0,
 "statementBalance": 100,
"productId": "5b493023-0203-45bf-ab4f-558573ef5444",
"visible": true,
"creditLimitUsage": 100,
"startDate": "2024-12-09T21:00:00Z",
"creditCardAccountNumber": "01198802921",
"validThru": "2028-12-31T07:53:50.915Z",
"remainingCredit": 1500,
"outstandingPayment": 0,
"minimumPayment": 0,
"minimumPaymentDueDate": "2025-01-24T04:53:50.915Z",
"accountHolderNames": "HANADI SABBAHI",
"favorite": false,
"product": {
"externalId": "CREDIT_CARD",
"externalTypeId": "CREDIT_CARD",
"typeName": "Credit Card",
"productKind": {
"id": 4,
"externalKindId": "kind4",
"kindName": "Credit Card",
"kindUri": "credit-card",
"expectsChildren": false
}
},
"state": {
"externalStateId": "Active",
"state": "Active"
},
"displayName": "Lifestyle Credit Card",
"debitCards": [],
"unmaskableAttributes": []
}]

For Payment purpose:

Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/payment-

support/client-api/v1/purpose/lists?paymentType=DOMESTIC

Request Method : GET

Response:
[
{
"purposeId": "6",
"purposeType": "TRANSFER",
"isOther": false,
"description": [
{
"locale": "en_EN",
"description": "Personal / Family Remittance"
},
{
"locale": "ar_SA",
"description": "‫ عائلي‬/ ‫"تحويل شخصي‬
}
]
},
{
"purposeId": "1",
"purposeType": "TRANSFER",
"isOther": false,
"description": [
{
"locale": "en_EN",
"description": "Import Finance Payment"
},
{
"locale": "ar_SA",
"description": "‫"مدفوعات إستيراد‬
}
]
},
{
"purposeId": "2",
"purposeType": "TRANSFER",
"isOther": false,
"description": [
{
"locale": "en_EN",
"description": "Education / Medical / Travel Expenses"
},
{
"locale": "ar_SA",
"description": "‫ سفر‬/ ‫ عالج‬/ ‫"مصاريف دراسة‬
 }
]
}]

For Bank:

Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/payment-

support/client-api/v1/customers/domestic-payments/ips/participants?
language=english

Request Method: GET

Request Payload:(Query Param)

language: english

Response:
[
{
"id": "015",
"code": "ALBISARI",
"name": "BANK AL BILAD",
"status": "signed-on"
},
{
"id": "030",
"code": "ARNBSARI",
"name": "ARAB NATIONAL BANK",
"status": "signed-on"
},
{
"id": "060",
"code": "BJAZSAJE",
"name": "BANK AL-JAZIRA",
"status": "signed-on"
}
]
Screenshot:
Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/payment-
support/client-api/v1/payment-supports/domestic-transfer-qualifications

Request Method: POST

Request Payload:
{
"amount":
"yFxmU9b3Sto1UIvh1bJpqEb6tiQW0PxI+bSUf+IWm4mu252nLbbhd7pSh0dg
gH1yNlPfSQb2L+ZoF7+EiAXb2JtHv7+gjPJ2nDJk5UGLj08dQXIF+H56QMB
mmFJ4qGWf9y8SLCJZjrhk76/
gol6b1U8gu2egTXjhBW6aPZ8ldvspGmAYq13bOlQzGSGI5uK5rO6RveO0xD
HnPEPjzbupHHPaXOPtsxyJAklU052F9CYbC0EwwC9EKyMr0mRUOWTpo
R6rCCb1onOE/oJWZ4znVsOOoC8A/f/
0IRWg1BPAoV3os7ATmuxD9HLyBkD3Y26iycVNC4ErH/
nQ7D6DzpPSQQ==",
"bankCode": "ARNBSARI",
"customerSegment": "CLC",
"debitAccount": "SA82550000000C5198700638",
"proxyType": "msisdn",
"proxyValue": "966534692497",
"transactionType": "proxy",
"creditAccount":
"BVHSDJiH3T85F/oQIlBGeqaQ4tokcH01foOoaW8O3dfTp5fbWFN1d4HyP+
+crtUnvONnKeI1gN/
glHLi3woxYnkRpwe4V2MZTitWx89gqYIfVxdbmXnWQpsrweUP+SpWI59a
CM+XO4v9U9BDebUTbMlWWpoR4D+wInbha7DbgtP3+eSwD3S/
uvxxi7solJiRhHkbSAN8WdG7Mhcx/Weg7K+wnrszmv3N1viX/
TirRG5Lb+HJFr57SseL7vQi6/Grl92cgnmNsyhEyy7UmBVcE6/
PGF7cRbgvTD34PGbHmqVgvKQ3NjyN1orAHHagkNCxDnzgdfzEEAE0NM
Rw+z9MvA=="
}

Response:

{
"message": "",
"errors": [
{
"key": "QuickTransferPayment.01"
},
{
 "message": " ‫ ميزة التحويل السريع غير متاحة مؤقًتا بسبب تسجيل‬،‫عذًر ا‬
‫ يرجى االنتظار لمدة ست ساعات قبل استخدامها مرة أخرى‬.‫"جهاز جديد‬,
"key": "Arabic"
},
{
"message": "Quick transfer is temporarily unavailable due to new device
registration. Please wait six hours.",
"key": "English"
}
],
"stackTrace": [],
"suppressed": [],
"localizedMessage": ""
}

5. Normal Payment:

BSF :

For beneficiaries:

Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/custom-

beneficiary-manager/client-api/v3/beneficiary-manager/beneficiaries

Request Method: GET

Response:

[
{
"beneficiarySequence": "7785291",
"category": "BSF",
"active": false,
"beneficiaryName":
"KHXXXXXXXXXXXXXXXXXXXXXXXXXXIM",
"beneficiaryCountry": "KSA",
"beneficiaryAddress": "KSA",
 "bankAddressLine1": null,
"bankAddressLine2": null,
"accountNumber": "08340300172",
"bankName": "BSF",
"currencyCode": null,
"bankCode": "55",
"bankCountry": "SA",
"maskedFullName": null,
"westernUnion": null
},
{
"beneficiarySequence": "7784961",
"category": "BSF",
"active": true,
"beneficiaryName": "TUXKI KHXXID SAXEH ALXXXDI",
"beneficiaryCountry": "KSA",
"beneficiaryAddress": "KSA",
"bankAddressLine1": null,
"bankAddressLine2": null,
"accountNumber": "L5641200132",
"bankName": "BSF",
"currencyCode": null,
"bankCode": "55",
"bankCountry": "SA",
"maskedFullName": null,
"westernUnion": null
},
{
"beneficiarySequence": "7784290",
"category": "KSA",
"active": true,
"beneficiaryName": "Nouf Asiri",
"beneficiaryCountry": "SAUDI ARABIA",
"beneficiaryAddress": "KSA",
"bankAddressLine1": null,
"bankAddressLine2": null,
"accountNumber": "SA9293000078757084671000",
"bankName": "Vision Bank",
"currencyCode": null,
"bankCode": "93",
"bankCountry": "SA",
"maskedFullName": "Mohammed Dar",
"westernUnion": null
 },
]

For debit account

Request URL:
https://web-retail.u.omni-fm.alfransi.com.sa/api/arrangement-manager/
client-api/v2/productsummary/context/arrangements?
debitAccount=true&businessFunction=DOMESTIC&resourceName=Pay
ments&privilege=create&from=0&size=50

Request Method: GET

Request Payload: (Query param)

debitAccount: true businessFunction: DOMESTIC resourceName:
Payments privilege: create from: 0 size: 50

Response:
[
{
"id": "0451e7d8-b288-4139-b636-db32078629ee",
"legalEntityIds": [
"2c9f94d586e40c080186e4cfb40f003c"
],
"name": "Saving Account",
"IBAN": "SA5655000000001198802339",
"BBAN": "01198802339",
"currency": "SAR",
"externalTransferAllowed": true,
"urgentTransferAllowed": false,
"productKindName": "Savings Account",
"productTypeName": "Saving Account",
"BIC": "BSFRSARIXXX",
"creditAccount": true,
"debitAccount": true,
"userPreferences": {
"alias": "Emergeny fund1",
"visible": true,
"favorite": false
},
 "lastSyncDate": "2024-12-13T04:53:50.915Z",
"expectsChildren": false,
"bookedBalance": 49482.13,
"availableBalance": 49482.13,
"accruedInterest": 0,
"productId": "4f6639c4-3ae3-45f9-bdcf-38299b107b50",
"visible": true,
"accountOpeningDate": "2023-03-05T04:53:45Z",
"favorite": false,
"product": {
"externalId": "SAVG",
"externalTypeId": "SAVG",
"typeName": "Saving Account",
"productKind": {
"id": 2,
"externalKindId": "kind2",
"kindName": "Savings Account",
"kindUri": "savings-account",
"expectsChildren": false
}
},
"state": {
"externalStateId": "Active",
"state": "Active"
},
"displayName": "Emergeny fund1",
"debitCards": [],
"unmaskableAttributes": []
},
{
"additions": {
"availableLimit": "5981.62",
"cardImageName": "Lifestyle Card design-1",
"isLifeStyle": "true",
"availableCashCredit": "4861.62"
},
"id": "1d23644f-02d3-4a82-bdbb-a923d0d5b648",
"legalEntityIds": [
"2c9f94d586e40c080186e4cfb40f003c"
],
"name": "Lifestyle Credit Card",
"bankAlias": "Lifestyle Credit Card",
"IBAN": "SA5655000000001198802921",
"BBAN": "01198802921",
"currency": "SAR",
"externalTransferAllowed": true,
"urgentTransferAllowed": false,
"number": "xxxxxxxxxxxx9518",
"productKindName": "Credit Card",
"productTypeName": "Credit Card",
"BIC": "BSFRSARIXXX",
"creditAccount": true,
"debitAccount": true,
"lastSyncDate": "2024-12-13T04:53:50.915Z",
"expectsChildren": false,
"bookedBalance": 5981.62,
"availableBalance": 5981.62,
"creditLimit": 1600,
"accruedInterest": 0,
"statementBalance": 100,
"productId": "5b493023-0203-45bf-ab4f-558573ef5444",
"visible": true,
"creditLimitUsage": 100,
"startDate": "2024-12-09T21:00:00Z",
"creditCardAccountNumber": "01198802921",
"validThru": "2028-12-31T07:53:50.915Z",
"remainingCredit": 1500,
"outstandingPayment": 0,
"minimumPayment": 0,
"minimumPaymentDueDate": "2025-01-24T04:53:50.915Z",
"accountHolderNames": "HANADI SABBAHI",
"favorite": false,
"product": {
"externalId": "CREDIT_CARD",
"externalTypeId": "CREDIT_CARD",
"typeName": "Credit Card",
"productKind": {
"id": 4,
"externalKindId": "kind4",
"kindName": "Credit Card",
"kindUri": "credit-card",
"expectsChildren": false
}
},
"state": {
"externalStateId": "Active",
 "state": "Active"
},
"displayName": "Lifestyle Credit Card",
"debitCards": [],
"unmaskableAttributes": []
}]

Screenshot:
Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/payment-order-
service/client-api/v2/payment-orders/validate

Request Method: POST

Request Payload:
{
"instructionPriority": "NORM",
"originatorAccountCurrency": "SAR",
"originatorAccount": {
"identification": {
"identification": "4abba16e-f98b-433f-9796-8e2591480612",
 "schemeName": "ID"
}
},
"paymentType": "INTRABANK",
"requestedExecutionDate": "2024-12-13",
"transferTransactionInformation": {
"additions": {
"beneficiaryId": "2399023"
},
"counterpartyAccount": {
"identification": {
"identification": "21699500139",
"schemeName": "BBAN",
"additions": {
"identification":
"SNyBFaDl/pLsZJA6s4gP+KRFIdDLadNwKVOP2Qpj09yLo5EVOTfBsoNdA
tgLI3FWWcezC2/bafQgndbXTl7bN//Opg83cJKfK/
D9g3BsvD7JuCifjNXsIhb51X6dW95CdMjl2upjLO8AGO7u9Y4zI2Bq7cXKl7
8C8L8QISD+9ptsW/QbkvbWyupR0HLVVp8bFoga4OxaegcmcamaL/
mVDFdcKi+XOJqKppbyoKoPWYNvV8/JqSbihBfNHxOl/
oX0yLWoswBJfbbfZw1k2R69xmmy00SnUWiXA/
0sZ37TZw1zm+C66ua6McP6RDRX5rnNaK8oyIKDdqUSHCuUvi4fyA=="
}
}
},
"counterpartyBank": {
"bankBranchCode": "55"
},
"mandateIdentifier": "",
"targetCurrency": "SAR",
"instructedAmount": {
"amount": "1",
"currencyCode": "SAR",
"additions": {
"amountType": "SOURCE",
"amount":
"Nd6C6nTRtRtbpme2B5eHWLd/dxI9MasULAaO58jgP3KB8FPD1doBxXlf89
yGYso6wzmDZlDQIUPnlwSEfmisxtTyht+RZglWZyl607JLejdhW0WOgzXJy
K2FY772NM51qiFpFwrgsnAWMrMuxcqZlnNm19Y6bPS9IJoCKK9qfImd14
NeOMQTmWhEU84f/qu8RHiSMMtTppHM0G2yZW/5GYxpixCJ4DntH5/
GUov64AEWv1E2diHqCFTla3SFcHHxJpczxRSfHEc4IUuTeAGfzYn8khhM+
5zsOhMOSvYdlHEhA2+QZIdK9Yrt69rlQHPWVB49NNFG+YkliNMRlxQNf
g=="
 }
},
"counterparty": {
"name": "Nabil Gabali",
"postalAddress": {
"country": "SA"
}
},
"chargeBearer": "OUR"
}
}

Response:

{
"id": "b581ee3a-f8f5-4172-a747-cae1522424b1",
"originatorAccount": {
"arrangementId": "4abba16e-f98b-433f-9796-8e2591480612",
"externalArrangementId": "C5198701414",
"identification": {
"identification": "SA82550000000C5198701414",
"schemeName": "IBAN"
}
},
"instructionPriority": "NORM",
"requestedExecutionDate": "2024-12-15",
"paymentMode": "SINGLE",
"paymentType": "INTRABANK",
"transferTransactionInformation": {
"counterparty": {
"name": "Nabil Gabali",
"role": "CREDITOR",
"postalAddress": {
"country": "SA"
}
},
"counterpartyAccount": {
"identification": {
"identification": "xyz",
"schemeName": "BBAN",
"additions": {
"identification":
"DoGKJcERW08PjJi1U85/PPE3GyNv2DLbSX69slTElmVWghiU/+OI1zy/A4
aLnX+eUqCVbcx133PE4rJxlrTyufNFvrLUFt2HJBvR2K0W8iN0JwV7cDOyK
LWMvQFkgbzlvQZ7HT/
STw9HOPG2QdTbIFGQ4LpubtERROPgnjPC04EDgBtXVVU2/
hOv8kJIeRinyFS2ABfnwl+sBuWxR4I9EoyuH7YO0CsAnkyRyzbei5CSpe/
T9NPxBOZjLM+P/
0MjTBORsA1d3D4WUa08HOsfFnjctTQ4qIzzXJ9v91y3bliRtAmU9jDxCeqvx
fGk8mk7N15ttsi+nqKQ6qbjCb+Scg=="
}
}
},
"counterpartyBank": {
"bankBranchCode": "55"
},
"instructedAmount": {
"amount": "1",
"currencyCode": "SAR",
"additions": {
"amountType": "SOURCE",
"targetAmount":
"Ab7RcyEaLYxAN3YWAJYurfXNgEXGjAmHyxEkYmPyNzHbHJTeznHzg3
X6wF7iPVzB3tofC53Z+AGoL6kdU7oiqefAZH7gQSte1HsOU6sfpFjno3WgK
EjxxCFZw1i1jmT02FKh0N8Fv6WfDOtmP1oTSy3eQDDskH78onumR7tmKy
6EV6kNvDfRcjc/
uLS1UpKHJe2c0orN2T8NNigm5TsJNnhc2ln05PVi8hwCW8MvACaTviADtiv
s7gMuspKuZJWLc5u7icVSXpciRzSAnOfNA20VsgTkT15VN9LygmgQ3ze74
RT7SKnpqRPO8zZH+hbQwBshKhNsD6ankygAELG9Ug==",
"amount":
"h2IXBQIUR14249usCXx2Hwn9TV0aWUX+nf6+1zd2U7Vvqmc10X01/aij8L
jcALofynvBFPETRp+I+x12to8ZKg+qdyWfH8LIHJqagTpGvbbWybsmD+/
zfJABD7LjbDAIipu6j68sFmOWzSVSRMerEBIEfPJcW1wMZUr1W38moGw
6htVKgnikxw7L8RrkOUStA0EeHshwpIItTgXrg8Nbg6q2g5HvjzboS0A1sxcS
Z5u+fpwEUbYCWqz4cskMOFIS3QghNEMExhfM+AWLj4FMrA/
jAbcdzzAA6Jw7JdZD3wfT2AxLzw5Gmmp5c0u3qyz9JryvduLfZboowOcO26
SNJA=="
}
},
"targetCurrency": "SAR",
"chargeBearer": "OUR",
"exchangeRateInformation": {
"rate": "1.000000",
"rateType": "ACTUAL",
"additions": {
"spotExchangeRate": "1",
 "showExchangeRateWarning": "false"
}
},
"additions": {
"beneficiaryId": "2399023"
}
},
"originator": {
"name": "Sight Deposit",
"role": "DEBTOR",
"postalAddress": {}
},
"totalAmount": {
"amount": "1",
"currencyCode": "SAR",
"additions": {
"totalAmount":
"D3qWIPS06q5v7A0F9wRmWKYbiZVffjfG0G/LeOEkQDEcWz+rUFH2ykN
J/EgB/Sf9QVsyqyUk3534T0DKqEz4p+QyuNroeXq7Gqfv6OfL9vmKT9TCh3
yvzuj40PIfsoHfTFaxe14lApuID8QzdXfNVV/
YykgzRWlIfX98FJi5655OS1E7Vez7zxW49ufgdcr1Z1VNLzPHePVbdv8izxd7
YnYvk8wgBsYe+ffi/uu4BcME+MVYfMNYlaU/
E8iUziszl70Zbmbx0v6uY7BCTzGHE3QXTRt/
ilmCdhfIanHMxQoId6U0aZrdX11q7vm0zbNL/n83iugoqphB/nVtDDiVDA=="
}
},
"isIntraLegalEntityPaymentOrder": false,
"canApprove": false,
"finalApprover": false,
"additions": {
"isValidated": "true",
"paymentMode": "SINGLE"
}
}

Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/payment-order-

service/client-api/v2/payment-orders

Request Method: POST

Request Payload:
{
"instructionPriority": "NORM",
"originatorAccountCurrency": "SAR",
"originatorAccount": {
"arrangementId": "4abba16e-f98b-433f-9796-8e2591480612",
"identification": {
"identification": "4abba16e-f98b-433f-9796-8e2591480612",
"schemeName": "ID"
}
},
"paymentType": "INTRABANK",
"requestedExecutionDate": "2024-12-13",
"transferTransactionInformation": {
"additions": {
"beneficiaryId": "2399023",
"transactionSigningPurpose": "INTRABANK"
},
"counterpartyAccount": {
"identification": {
"identification": "21699500139",
"schemeName": "BBAN",
"additions": {
"identification":
"JaWxILbyGbx34sGkwX1V+NoUeo3gaKQIUI06UY/8s9CoEFmtY8LpH/4GD
HdtUU0goDpV4Ya8vFw/
iVMIHps6Xl4nr+WaM2Av5sFOCtARhxts6DssCQItHis4OtYgYAhQRmpeo31
urof6wCuTNBCW1+8/lbOPkqo4adW1aj/
agfMo+k2QlAzd5VDSKW0p7HQg831WYEzPOGaeBfCR7WB6LwesWcIwE
k0BSMCI3EEtx2RbnpW3okRWclXfhkfVGo7p9IeChpY2B2vmplFfphtFTP/
aZLQ1gOJGdxi061RQW1kl3CXfuExIyUHmRb6sqJyKF6np52asE2uL8wwSb
ghrvg=="
}
}
},
"counterparty": {
"name": "Nabil Gabali",
"postalAddress": {
"country": ""
}
},
"chargeBearer": "OUR",
"counterpartyBank": {
"bankBranchCode": "55"
 },
"instructedAmount": {
"amount": "1",
"currencyCode": "SAR",
"additions": {
"amountType": "SOURCE",
"originatorAccountCurrency": "SAR",
"amount":
"CFZhFBLMYB0Jk3pZ/QmToSZE1uzQqXSKe2eg4tI9MZHcAvZvWs8fxhN
U95uxY1iUZeeXjR4sgAjuO4gxenN+hCAGzxPpbisBwq+eIvAVpRG7S4yGn
M2V/
JUMDgWf2OrZQiCRB+p3wn6J+wPa7ZbnBq+BSmJvEGq5WMwq4ZPmQrE
+m2je7ChXL85lOJEE3ret0F8MAIxtMi7e20XmlwMl0OuabcEBdyaC6ieEbtG0
vIrWqe70LsNgvi43OdAO4U2vLqrt7m4tAYq1yj/
B1tjqyYTuAt3ZyIvbrcpQa5nFGUmi3h+AxQsRZEscDnzNgDqJpFASjcn0iqh
MSsXXJWo7sA=="
}
},
"mandateIdentifier": "",
"targetCurrency": "SAR",
"purposeOfPayment": {
"freeText": "",
"code": "6"
}
},
"additions": {
"isValidated": "true"
}
}

Response:
{
"challenges": [
{
"scope": "confirmation:6d730e4a-6637-47f8-b31e-8f6a6b2c0791",
"challengeType": "reauth",
"acrValues": "txn-signature-silver txn-signature-gold"
}
],
"data": {
"originator-account": "SA82550000000C5198701414",
"paymentAmount": "21",
 "originator-name": "Sight Deposit",
"counter-party-name": "Nabil Gabali",
"counter-party-account": "21699500139",
"currency": "SAR",
"originator-schema": "IBAN",
"counter-party-schema": "BBAN",
"counter-party-role": "CREDITOR",
"amount": "21",
"payment-order-id": "2a4295f7-3fc6-4224-96e7-28c3ac2a0526",
"confirmation-type": "initiate-payment"
}
}

Request URL:
https://identity.u.omni-fm.alfransi.com.sa/auth/realms/retail/login-actions/
authenticate?session_code=I_gsni8w9D-8tQYRIdvuGGMza8-
l7OqqfTd4fNNUMQc&execution=ca5fb2c8-01c0-4ee7-b599-
1e0f269d28b2&client_id=bb-web-client&tab_id=eFthT3MnY-
o&purpose=INTRABANK&amount=93b420d8e30fff46457bee1642ec6aa17cb
8dbd8908ad63a2ffa7f4f0515e42219e4b3d96295fce4310b7fb8d8b98958287abb
61c88c2f4a3aee80fa344d7424661357d5620fbcbc0c0745dc4b45213ff23f8ed91
0ffb1c8ce5442813284b9fe9869ec5a708fe3f20feddd5484657d0c476959c524a5
405c03be69eab01aefd883070ed3d4c89e9bb3ad488a717436c391edf5f795b309
2e513f91f438e672876eae990150c2e2e30954fccac7e722dcd080186a2f392b551
510a17ebff5adfea2c1a20330058055919cddc81945e55f70d6650d5b10ba20df3c
d241384e1d578b3cb2e1aaae066a24f1b828a50b17a4ac40f6887a06f2c5c01044e
719a12a17

Request Method: OPTIONS

Response: 200

Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/payment-order-

service/client-api/v2/payment-orders/be761a33-55aa-4190-b73b-
e1b796b19981/progress-status

Request Method: GET

Response:
{"progressStatus":"PROCESSED","reasonCode":"0000"}

For Local

Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/custom-

beneficiary-manager/client-api/v3/beneficiary-manager/beneficiaries

Request Method: GET

Response:
[
{
"beneficiarySequence": "7779889",
"category": "INT",
"active": false,
"beneficiaryName": "TEST INT 991",
"beneficiaryCountry": "UNITED KINGDOM",
"beneficiaryAddress": "TEST ST",
"bankAddressLine1": "NATIONWIDE HOUSE",
"bankAddressLine2": "PIPERS WAY",
"accountNumber": "GB49NAIA07024603012991",
"bankName": "NATIONWIDE",
"currencyCode": null,
"bankCode": "NAIAGB21XXX",
"bankCountry": "GB",
"maskedFullName": null,
"westernUnion": null
},
{
"beneficiarySequence": "7779877",
"category": "INT",
"active": true,
"beneficiaryName": "TEST INT 002",
"beneficiaryCountry": "INDIA",
"beneficiaryAddress": "TEST ST",
"bankAddressLine1": "GR AND 3RD FLR, SAEED PLAZA",
"bankAddressLine2": "6-1-73",
"accountNumber": "50100093388927",
 "bankName": "HDFC BANK",
"currencyCode": null,
"bankCode": "HDFC0000021",
"bankCountry": "IN",
"maskedFullName": null,
"westernUnion": null
},
{
"beneficiarySequence": "7779876",
"category": "INT",
"active": true,
"beneficiaryName": "TEST INT 001",
"beneficiaryCountry": "UNITED KINGDOM",
"beneficiaryAddress": "TEST ST",
"bankAddressLine1": "8 CANADA SQUARE",
"bankAddressLine2": "",
"accountNumber": "GB03NAIA07024625241757",
"bankName": "HSBC BANK PLC",
"currencyCode": null,
"bankCode": "MIDLGB22XXX",
"bankCountry": "GB",
"maskedFullName": null,
"westernUnion": null
}]

Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/payment-

support/client-api/v1/purpose/lists?paymentType=DOMESTIC

Request Method: GET

Response: [
{
"purposeId": "6",
"purposeType": "TRANSFER",
"isOther": false,
"description": [
{
"locale": "en_EN",
"description": "Personal / Family Remittance"
},
{
 "locale": "ar_SA",
"description": "‫ عائلي‬/ ‫"تحويل شخصي‬
}
]
},
{
"purposeId": "1",
"purposeType": "TRANSFER",
"isOther": false,
"description": [
{
"locale": "en_EN",
"description": "Import Finance Payment"
},
{
"locale": "ar_SA",
"description": "‫"مدفوعات إستيراد‬
}
]
},
{
"purposeId": "2",
"purposeType": "TRANSFER",
"isOther": false,
"description": [
{
"locale": "en_EN",
"description": "Education / Medical / Travel Expenses"
},
{
"locale": "ar_SA",
"description": "‫ سفر‬/ ‫ عالج‬/ ‫"مصاريف دراسة‬
}
]
}]

Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/payment-

support/client-api/v1/payment-supports/domestic-transfer-qualifications

Request Method: POST

Request Payload:
{
"customerSegment": "CLC",
"debitAccount": "SA82550000000C5198700638",
"creditAccount":
"du37Yq+e6jVPCLqdXHET27776LVBkfxEromCatcXW8Wav7lIxpm/hFRNu3
miDcGaodGaXvq8pxh7gJLNkzBiZilM8mkm86u/
3gP8QX+QcByyaF8e+ghpHkadWkuWOkw1K6bOy3lNRJLfAeXNcwMuL4q7
r0AB9RicncLLpQvUb28WVD+gPFg/
NOYLiH4fDrkWxnldwX+553FfKmjnuvoN04MTCOj+YY03/
tUhMzbnI2eSJ4bAiyfbE3gSkukmcgDQS17YRfgWl0wEofhk30Om4vjWdOsid
o68v8KQZL07jcAO5eGQvQS0YhisZoHzSi2qKN0bf5hAOQmJrTAYu4ytvw=
=",
"bankCode": "",
"amount":
"hwKfK2efoDmUat/bJ8SCm6LLT9tgwcJUM5c2OPQKkNjeE+AvxOTH+EyT
TlsILpht8cgHErOYfTEj1egOsu+2Oobs2+dZQNN5Uwobl5gXtICLyqN6GaM1
vUHoCdRg3HiPhsHG5R8N4chqWpK7dWupQXQBIohTZC1Xo2tBDTSHi9K
AKUkItLzbZy2Bbw4+2MXE7j17dnDQOtYpSNQo14wZwVBQx67f5Shlt/
0BwkrQTNvDbPc38NzJdSMsoEPflxM54/s9plI9M2nz3S/
VWLPTAhzTlR3qupGDH/KjaFcnimWqimnUuLWQo1zChTalXqTWkcPE/
XFvXR4D3ziasrezAQ==",
"transactionType": "IBAN"
}

Response:

{
"message": "",
"errors": [
{
"key": "QuickTransferPayment.01"
},
{
"message": " ‫ ميزة التحويل السريع غير متاحة مؤقًتا بسبب تسجيل‬،‫عذًر ا‬
‫ يرجى االنتظار لمدة ست ساعات قبل استخدامها مرة أخرى‬.‫"جهاز جديد‬,
"key": "Arabic"
},
{
"message": "Quick transfer is temporarily unavailable due to new device
registration. Please wait six hours.",
"key": "English"
 }
],
"stackTrace": [],
"suppressed": [],
"localizedMessage": ""
}

For International Payment:

Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/payment-

support/client-api/v1/payment-supports/currencies/international

Request Method: POST

Request Payload:
{
"countryCode": "GB",
"bankCode": "MIDLGB22XXX"
}

Response:

{"allowedCurrencies":["GBP","USD","EUR"]}

Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/payment-

support/client-api/v2/actual-exchange-rate

Request Method: POST

Request Payload:
{
"amount": 1,
"amountType": "TARGET",
"beneficiaryId": "7779876",
"paymentType": "INTERNATIONAL",
"sourceCurrency": "SAR",
"targetCurrency": "GBP"
}
Response:

{
"valueDate": "2024-12-13",
"source": {
"amount": "5.03",
"currency": "SAR",
"charge": null,
"chargeDetails": null
},
"target": {
"amount": "1",
"currency": "GBP"
},
"exchangeInformation": {
"authorisationId": null,
"validTill": null,
"spotExchangeRate": "1",
"actualExchangeRate": "5.034460",
"showExchangeRateWarning": false
}
}

Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/payment-order-

service/client-api/v2/payment-orders/validate

Request Method: POST

Request Payload:
{
"instructionPriority": "NORM",
"originatorAccountCurrency": "SAR",
"originatorAccount": {
"identification": {
"identification": "4d8c8f6e-c133-408d-951f-2245d7f37ec2",
"schemeName": "ID"
}
},
"paymentType": "INTERNATIONAL",
"requestedExecutionDate": "2024-12-13",
 "transferTransactionInformation": {
"additions": {
"beneficiaryId": "7779876"
},
"counterpartyAccount": {
"identification": {
"identification": "GB03NAIA07024625241757",
"schemeName": "BBAN",
"additions": {
"identification":
"iNu4ne56NdLbjORk4kPtU8V1HAHFwEJPWqfnxIAWcEyQyWCJrg+exOnT
FmeGYJ2/AyXsLbHHccu44SW6IE+30U0SvNUzMFvGEBRa4VyR4ejPzjtdL6
fWQrF9l+q0LOYpAKUdQ4OmiS9+d+vo9j3Ru+bb4/6Tud87m+iJR0wcmp4q2
+qR1jllgMV2yh4UOdDNkgmOM4DJkay9JOVAZr+QDwNdI5OaO/
T7+XNsE1s3cluVr9JngQrJ0so5ARJAhD/
CdH+t+uey3yzcubtE8rNCpgCXEewWEmTXg1GFvLJX73BTvlY/
UKc7jozDwUhIV1kBGcV/inmwMYuXMguJG1MbTw=="
}
}
},
"counterpartyBank": {
"bankBranchCode": "MIDLGB22XXX"
},
"mandateIdentifier": "",
"targetCurrency": "GBP",
"instructedAmount": {
"amount": "1",
"currencyCode": "SAR",
"additions": {
"amountType": "TARGET",
"amount":
"rIlRHHR6xBvY8065lmGSXR2GAt/QnNAD9tg2wF7oVdOpuriJPF7Kij9v0IxI
Gq4n8S5/e2/
uh23BedNAKKzcmhswzHbBzO4ssqXNPeLJkbqoBdPizWsY2c73i14oqbDrsBs
DHVyxOkGNtx9P5qAWERfiYSERre1FcMcYrlFRkQ8EC0/
gA22naDTUQdA2r2zAHkxUXKOkfENwOekUCadOmq4NGfeP44JfYLHvmT
k0vJd1eJv5UfJir4XbwLGuuqRFCGKBCcaWXdb0uOYsU4MCCtZG5Ot+8yeS
Pa0FpSN5n5o/nbK/NNpfJe82JapC3zMxpEEhV8qo8t0FwwYMT4A6iA=="
}
},
"counterparty": {
"name": "TEST INT 001",
"postalAddress": {
 "country": "GB"
}
},
"chargeBearer": "OUR"
}
}

Response:
{
"id": "fa378701-cfab-4263-9235-7c93736bce2d",
"originatorAccount": {
"arrangementId": "4d8c8f6e-c133-408d-951f-2245d7f37ec2",
"externalArrangementId": "C5198700638",
"identification": {
"identification": "SA82550000000C5198700638",
"schemeName": "IBAN"
}
},
"instructionPriority": "NORM",
"requestedExecutionDate": "2024-12-17",
"paymentMode": "SINGLE",
"paymentType": "INTERNATIONAL",
"transferTransactionInformation": {
"counterparty": {
"name": "TEST INT 001",
"role": "CREDITOR",
"postalAddress": {
"country": "GB"
}
},
"counterpartyAccount": {
"identification": {
"identification": "xyz",
"schemeName": "BBAN",
"additions": {
"identification":
"K+qxl9pajGv7QnxemN/k3udt42kSFbC+/x3RNHWsZxiEGpdFmgmMIHZGa
ZfgPS670StECsInKcgEWkWUdC9zXfE+q9cASJsyKT1p22JRO9f9ZLmOMvS
cG9t7bq/JLswx6wvsyvSbX/
DK6XB8wHYOUHK+zVh+b0jrV3JAQvC6LQSaSTlxe1yzWGxOJ1zMiJkbsA
y3tPUGm73XqWh+oGDVgaY+1hRr7gBETmPicXyq0OcJzuQRaBDtgwywPv/
8h0OHA2FPRxyo6xn+FG4dz5rmknKaeFEiFSeQwda5nyvDqWMOVPgSb8d3
k6stQog+YCiiY+r619SJqbF6VdQKXyldCA=="
 }
}
},
"counterpartyBank": {
"bankBranchCode": "MIDLGB22XXX"
},
"instructedAmount": {
"amount": "1",
"currencyCode": "SAR",
"additions": {
"amountType": "TARGET",
"targetAmount":
"BOVchllO4cX3rXn1m0XwyWjyphTXj6Dj3z7cwqYynxin/sX65lZwKy/9u8w
cu3oDBOwD1PyTX0pWhswTMXsU6DFOOpxFCBTaIxJbMItR3S3wGJRS1B
g9T+9zqaGsdmUlmTqG7j1PcmVTudiRlssIDb/
OGhIPQVgDFvPhqVfgVYzj1YcXZY8FEHB+yIk+YtAh69pQTTfumamoWtSi
1WVQT+PYR9k7qhRvqNh7syz1162mZzoy+t2C95ik3WtoylbRrLQiUvxxKc3
eZ4KbSi1bIxdAEX5MxQz1VNB+UJJl2ODJg/
YOu9YDquKHmdC79rzn1ofCa9vPER5TyUCV8Ux6Hg==",
"amount":
"R5vXQJsKsQPWy3npw3VvMSmQxI7GlDC6M4r1Yc3Bv93r552mytCXZuhy
My5JMv5+wm6jNdRPyg2QO+mFShsbuYe+nTcAx49o4Js7rIiXCot6d0Xqd1p
SXBTsxWtKDFRdRpvzKPyeQGSiZk5YwxnwhIyhQQQVb4OV4oegLa1Rgu5
7WekZI7Us9BNGBz5ZeFxu3q903KmSxBn/
W4agyYhbbPXkTKsC0OFZ7vkIs2Gew5fNZn6Q++qpA/
NIUUmEXT4ivG5Z9kcdISUK09TatVUoG/
2Hbo8Ow9/3GZkMZ8oVXNMiUgjUnkDp/
UPVitTsqGZATxXtdcTpk2OyLm42bUNpjw=="
}
},
"targetCurrency": "GBP",
"chargeBearer": "OUR",
"transferFee": {
"amount": "43.13",
"currencyCode": "SAR",
"additions": {
"flatRate": "37.50",
"vatAmount": "5.63"
}
},
"exchangeRateInformation": {
"rate": "0.199620",
"rateType": "ACTUAL",
 "additions": {
"spotExchangeRate": "1",
"showExchangeRateWarning": "false"
}
},
"additions": {
"beneficiaryId": "7779876"
}
},
"originator": {
"name": "Sight Deposit",
"role": "DEBTOR",
"postalAddress": {}
},
"totalAmount": {
"amount": "1",
"currencyCode": "SAR",
"additions": {
"totalAmount":
"T/PmAFq2jpUEAcxcFsdGVUrz94zeKX+s4OXva0LrtPhJfcA2JtvcX7UoBMH
fXM4dHYN0q4SPJNqbvuPtPh06sTMF5PxRRboWkC57FE1Es2fzJvC5Eo8q9
UcyBDRHocV7gQZ+jDOVlbIuYT4fpntaFjibzMu7auuTJyWtR8hiKsi1ddy+JN
SKi0+lH3jS/
wxS0YJG2CbIvVSBtKCLDCdhAU4w91UbqOkZ8VVMOVfWHflQtxlenLpK
P0I5H6IcdC1vxNtMsya3HG4BWjYOhkhNVg6c/DM1ToLz2j/
6uimO5p2yXRFSrR/oS2iOmMGpFNbuQQw4ZZwu9ljjTnKekDd/NA=="
}
},
"isIntraLegalEntityPaymentOrder": false,
"canApprove": false,
"finalApprover": false,
"additions": {
"isValidated": "true",
"paymentMode": "SINGLE"
}
}

Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/payment-order-

service/client-api/v2/payment-orders
Request Method: POST

Request Payload:

{
"instructionPriority": "NORM",
"originatorAccountCurrency": "SAR",
"originatorAccount": {
"arrangementId": "4d8c8f6e-c133-408d-951f-2245d7f37ec2",
"identification": {
"identification": "4d8c8f6e-c133-408d-951f-2245d7f37ec2",
"schemeName": "ID"
}
},
"paymentType": "INTERNATIONAL",
"requestedExecutionDate": "2024-12-13",
"transferTransactionInformation": {
"additions": {
"beneficiaryId": "7779876",
"transactionSigningPurpose": "INTERNATIONAL"
},
"counterpartyAccount": {
"identification": {
"identification": "GB03NAIA07024625241757",
"schemeName": "BBAN",
"additions": {
"identification":
"whizPVEPJl//+gImRQAOAptgQed0mCfsbW67rlB380nVs32jjv6K6gh+Mn2tf
4UBe//
Z6wm6sOFF+4dz8APigfgpIm6xy42sAq86iCthw040VgZrzb7YNrBzH5lC40Z
X+ZoqBeJvwp1IS3nIdTSPz1/LgCDiRhMGpBQr0x3mhBX9oRBws/
6qHw530B3xwYVst3qgENwS6sGvWh0tWhrqsZav+2swmDXJ1q10G6Pt+ID6
5M/f4Keg8FdBZRtZl/HT/eQ7r9rLBoW+8bnK9hg0e0Lm/
VdzD8daCfRdn4SFNvHEJIIgHgGCYyWQQphERo+LiOVAZIvWZp6hY5JQP
2Wv7A=="
}
}
},
"counterparty": {
"name": "TEST INT 001",
"postalAddress": {
"country": "GB"
}
 },
"chargeBearer": "OUR",
"counterpartyBank": {
"bankBranchCode": "MIDLGB22XXX"
},
"instructedAmount": {
"amount": "1",
"currencyCode": "SAR",
"additions": {
"amountType": "TARGET",
"originatorAccountCurrency": "SAR",
"amount":
"URISxhrgXiGPfcxG4GQkLYUHhRvCNGNRCtLBag62Z2T4wxqVtonbZmG
qf3ySHE+UhIr+uvfvPf1E8aZ7Q9X3B+Ib8/
YHweiuXaUL4nI3hJAv2LZekRxkeAeRlj/
bvvE6RKvkhemvqbC3fxrSgEdOkiY03lbRp1fYf/
KoLF0gKNpedFLOdo2o0v5SD15i6f0cRpCQrJm4F3cyGcwdKW02ObKqq7V
HHtjwr6r/
QTBTfTwWdR72IqtNqPftrnrkk1BCxzg1iILAhF3Uco0zmu7YS3uQn4ZhjcMP
8EVPgQBUAdb1OjRB8NKicCx9Gtf7sZp7iZdNUrqls96ogllDllsr7g=="
}
},
"mandateIdentifier": "",
"targetCurrency": "GBP",
"purposeOfPayment": {
"freeText": "",
"code": "6"
},
"transferFee": {
"amount": "43.13",
"currencyCode": "SAR",
"additions": {
"flatRate": "37.50",
"vatAmount": "5.63"
}
}
},
"additions": {
"isValidated": "true"
}
}

Response:
{
"challenges": [
{
"scope": "confirmation:af6191c1-4bd8-478f-a35d-7943e3537cd1",
"challengeType": "reauth",
"acrValues": "txn-signature-silver txn-signature-gold"
}
],
"data": {
"originator-account": "SA82550000000C5198700638",
"paymentAmount": "503.45",
"originator-name": "Sight Deposit",
"counter-party-name": "TEST INT 001",
"counter-party-account": "GB03NAIA07024625241757",
"currency": "SAR",
"originator-schema": "IBAN",
"counter-party-schema": "BBAN",
"counter-party-role": "CREDITOR",
"amount": "503.45",
"payment-order-id": "bf0e05d2-ccc9-4e21-8f28-df7a5759e48f",
"confirmation-type": "initiate-payment"
}
}

Request URL:
https://identity.u.omni-fm.alfransi.com.sa/auth/realms/retail/login-actions/
authenticate?
session_code=PKpdFJlYsPpq62A13L9QWiBSonc70tcUrkmQhEXlzRg&execu
tion=ca5fb2c8-01c0-4ee7-b599-1e0f269d28b2&client_id=bb-web-
client&tab_id=QwwnjWmZr_M&purpose=INTERNATIONAL&amount=2355
1e834367fc6df4a4300e6e61bd1a8c4fcf5ddffc166bece0c646b7461547ca5b579f
633e92ff07868bc7496653cf03d98f50bbaf3135d827ce2410a1a7589350a8ae345
73a01097d7b3404f9ef831f9678c47f54244dba37bc2ba113ed2b8adc5c4769ad8d
064020be653caa32954b3d863f863221d8be4ba5a0b3f6fc43ca046067d4df09b3a
13761448e4a407964e5217116465ffea33645300575625c7f6466e2981bd977d36
78050e7fc9ad6316bbe63b6d7a5aa94927a2e1ad0d4e3ca2fc27658eff7508b9b86
b1da35c48ac8b71d0889bf2e0c06537b42566df562ca35464db7cee7022c079211
7ff8ee2ff304045f75851b860386a265084ed2c4
Request Method: OPTIONS
Response: 200

For payment status:

Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/payment-order-

service/client-api/v2/payment-orders/bf0e05d2-ccc9-4e21-8f28-df7a5759e48f/
progress-status

Request Method: GET

Response:
{"progressStatus":"PROCESSED","reasonCode":"0000"}

Screen shot:

For brokerage transfer:

Request URL:
https://web-retail.u.omni-fm.alfransi.com.sa/api/payment-support/client-api/
v2/actual-exchange-rate
Request Method: POST

Request Payload:
{
"paymentType": "INTRABANK",
"amount": 1,
"amountType": "SOURCE",
"sourceCurrency": "SAR",
"targetCurrency": "USD"
}

Response:
{
"valueDate": "2024-12-13",
"source": {
"amount": "1",
"currency": "SAR",
"charge": null,
"chargeDetails": null
},
"target": {
"amount": "0.27",
"currency": "USD"
},
"exchangeInformation": {
"authorisationId": null,
"validTill": null,
"spotExchangeRate": "1",
"actualExchangeRate": "0.265820",
"showExchangeRateWarning": false
}
}

Request URL:
https://web-retail.u.omni-fm.alfransi.com.sa/api/payment-order-service/client-
api/v2/payment-orders/validate

Request Method: POST

Request Payload:
{
 "instructionPriority": "NORM",
"originatorAccountCurrency": "SAR",
"originatorAccount": {
"identification": {
"identification": "4abba16e-f98b-433f-9796-8e2591480612",
"schemeName": "ID"
}
},
"paymentType": "BROKERAGE_COMPANY",
"requestedExecutionDate": "2024-12-13",
"transferTransactionInformation": {
"additions": {
"beneficiaryId": "2262"
},
"counterpartyAccount": {
"identification": {
"identification": "J0475600254",
"schemeName": "BBAN",
"additions": {
"identification":
"PnI9FQlYiGyU0fal97G+nahk1lLT+QW/JDYIyAR/xGpbxlUmOTyEndOJRsS
BWlV3pyCHKB4SI+T5SxVdgKOk8tpRgIdEVtF+garbUd58lxJYdzqMOnPqQ
yMV0jYLYlgFieAtLTmV7rjafM5xdic60ldY6ODlAC0sX8De5SJRXgPBPI5GJ
wDPgEB55or4O4VJSRX5N/AOHO3fvWN0Ll25U/
wJCDT5M2aiqtRBZxUbC2fbi7Gu+VFmupsQZFEwV8dhn22c30tb6QqTnvP5v
yREj00pmbWfbWGzkMTohcgUXswnBEXUT3cMvj2YzwgADPyT46bmzPcs
kzs4lQn8EBz3xg=="
}
}
},
"counterpartyBank": {
"bankBranchCode": "777"
},
"mandateIdentifier": "",
"targetCurrency": "USD",
"instructedAmount": {
"amount": "1",
"currencyCode": "SAR",
"additions": {
"amount":
"UP5SxJn9IP2ExQcsef72/8elS/vTbMHlNhfcZb+eqwvtA8kM90wZTUwHScpi
2U4i9Hp9KIWEh0RIzmL3E9gUfFTknuxkqnuPe8lxFKAYYZJHIlJgbmtL/
6opSfIjJwzagpE8ptlpC/XVcdfcMJTRwrZEqdUcW7oKx/POWlR+ppwXI1/
iZswrTvzsP1FNGJdztOXTNZePdO4OgMflz6GkVZBUNQSd7a3m0yThjKTA
GT+a0RWPG7TEv06nEsKGBGGELy4eaTemzuEfGKDeC2Cy2cKjI0ACPpS
XDeWIlXWZ/oyKaGePvKHFRJNFEwvsTdtU9fAtfHxUxaGViotJCkoenw=="
}
},
"counterparty": {
"name": "test 1234",
"postalAddress": {
"country": null
}
},
"chargeBearer": "OUR"
}
}

Response:

{
"id": "c9f3350e-dec6-4c70-927f-9dd47c9f2e52",
"originatorAccount": {
"arrangementId": "4abba16e-f98b-433f-9796-8e2591480612",
"externalArrangementId": "C5198701414",
"identification": {
"identification": "SA82550000000C5198701414",
"schemeName": "IBAN"
}
},
"instructionPriority": "NORM",
"requestedExecutionDate": "2024-12-13",
"paymentMode": "SINGLE",
"paymentType": "BROKERAGE_COMPANY",
"transferTransactionInformation": {
"counterparty": {
"name": "test 1234",
"role": "CREDITOR",
"postalAddress": {}
},
"counterpartyAccount": {
"identification": {
"identification": "xyz",
"schemeName": "BBAN",
 "additions": {
"identification":
"dTSq9av7qdBCWrL+T9U22Ro801I9jiR45c2NvHahSioZ2L+h2XkbsfxNcmU
bS52On4NgblxpmaOyqRW4ZIoT4likuM7rzqhYUSZR68q1bK1YfCN3vBechp
tDQ/
HlhLdivSPuk0c8Wl13lKaHSQrHfCKg5KdaJ37dNINUVZm3ixfDYw0z+ho3d
aAXG/
4ZXYuEApXmPwZUUe1JwyUJToGi9mbrLAwo+k8yRmxN8GiC4V2zk821qj
3vlPSMPNl6C1M/
jpId1Y4uCjfCGPFLivFgVLecZLeHncETThwiGGP2mz+VB+gqtYJaiWvKZtR
JYEuWSH7mUa737bxjYcqYW6p+VA=="
}
}
},
"counterpartyBank": {
"bankBranchCode": "777"
},
"instructedAmount": {
"amount": "1",
"currencyCode": "SAR",
"additions": {
"targetAmount":
"k00doXzzR9TkWuf7r8+V82MkCpKl3/6dSgd6WY3LRINvrbyl7asqekMHxQ
xEH3Ycut/Vg2Fc7ikx5FCnsYbYry7KbCWUg8g9spgrfS6BqgoK4JBcZk/
UhMX6tiZIfm6P913ZiCPPQTzcjQMLkkU44SpA3DcyZAPuN4xL850Ze9YRg
LAnghIgFHVGxjL1NkBm6gNy4DguGMTOPvWSDitYVSX3fBgigBcz9iTcV
gWvFVfTR5ruXoyc/6NfTvMsU/
0gmlY8KavYnSfNrq7xNvZnZhF5zp1+0ZMy5P85ao7N/
FTzqnqqC7yNixPT0wKBQNJM+rN2/p973JKsMjo+5BijCg==",
"amount":
"SCphX+9HTDG6QyjVDzSceu5XXm/F4rPhgaPGV2UAcujS94O8wVbSJVrjc
V4TJ0Yrhmxk6AiwWnRzKNVpFxNVkgmb7/
QZmEW5yU4uZNA00tvS3YNI6f6YFLOJRAu47bp+h4YvpwDmtJikIWCeqL
ZGJL2xy0rIy/yCl7NGttN0W9UKTg56DkTl92es66dyGryLHgK3wMZ/
N8mtxOuu19XcDxkeSj1EksNnHegnft2hhuNnuiUP/fsd2+6A9CNn/
MRdDtbCGs45vjZ3xwe/
ERXL34NtNkuQ+uJKHAvyuJBVS8XrRdSchmII9cMAEu6Y441Dh9FV/
jCfCo3wgjJ4V3ls7A=="
}
},
"targetCurrency": "USD",
"chargeBearer": "OUR",
"exchangeRateInformation": {
 "rate": "0.265820",
"rateType": "ACTUAL",
"additions": {
"spotExchangeRate": "1",
"showExchangeRateWarning": "false"
}
},
"additions": {
"beneficiaryId": "2262"
}
},
"originator": {
"name": "Sight Deposit",
"role": "DEBTOR",
"postalAddress": {}
},
"totalAmount": {
"amount": "1",
"currencyCode": "SAR",
"additions": {
"totalAmount":
"GxFPxoB7CwtjOFGBONzpAuvY5HzoxYrwvlm9wMxA3L7DNOSJWTy9Jc
Rrdwqb8N3dNH4AY/sTvRoBhvR4HzitmSS2FUp7/
a9F3Gdn1BWTrrfSnOHWvsXdNkv0vNM5otUJCqXPBfJmda4ZLsRL+24McF
rxKwhBNrugUGy2+fDu4wXAGFFK8DRk6VxvaIz12mxRi3YB4yMtSSMZB
AQTQbOEsOY0GYRHj9z2y/
oKB1Ysx0OeXuaaQOuEmT5B9KjrobaLSDIuxAfeWAUwWhP4DXgQ9S2vh
UCG303BOJKdITCkZ225keKcSs8fNDkFAhxyJGNHFDPY/
chXKinq2NrqGll12g=="
}
},
"isIntraLegalEntityPaymentOrder": false,
"canApprove": false,
"finalApprover": false,
"additions": {
"isValidated": "true",
"paymentMode": "SINGLE"
}
}
Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/payment-order-
service/client-api/v2/payment-orders/c8fc44a8-e8f9-469f-bbf3-635154d45714/
progress-status

Request Method: GET

Response: {"progressStatus":"PROCESSED","reasonCode":"0000"}

6. Sadad Payment

Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/custom-bill-

payment-service/client-api/v1/saudi-bill-pay/bills?inqCountMax=50

Request Method: GET

Response:
[
{
"billNumber": "71434535511",
"billStatus": "BillOverPd",
"billAmount": -338.00,
"dueDate": "20150815",
"billName": "Azaz",
"highToll": null,
"englishBillerName": "STC",
"arabicBillerName": " ‫"االتصاالت السعودية‬,
"billerCode": "001",
"billCategory": "GSN",
"status": "Active",
"paymentType": "POST",
"idType": null,
"idNumber": "",
"beneficiaryId": "16943",
"aggregatorBill": false
},
{
"billNumber": "71688766210",
"billStatus": "BillOverPd",
"billAmount": -65590.00,
 "dueDate": "20150901",
"billName": "DDD111",
"highToll": null,
"englishBillerName": "STC",
"arabicBillerName": " ‫"االتصاالت السعودية‬,
"billerCode": "001",
"billCategory": "GSN",
"status": "Active",
"paymentType": "POST",
"idType": null,
"idNumber": "",
"beneficiaryId": "15640",
"aggregatorBill": false
},
{
"billNumber": "966503745901",
"billStatus": null,
"billAmount": 0,
"dueDate": "",
"billName": "SNTest",
"highToll": null,
"englishBillerName": "Mobily",
"arabicBillerName": "‫"موبايلي‬,
"billerCode": "005",
"billCategory": "",
"status": "Active",
"paymentType": "RCHG",
"idType": null,
"idNumber": "",
"beneficiaryId": "15107",
"aggregatorBill": false
},
{
"billNumber": "71688766214",
"billStatus": null,
"billAmount": 0,
"dueDate": "",
"billName": "den",
"highToll": null,
"englishBillerName": "STC",
"arabicBillerName": " ‫"االتصاالت السعودية‬,
"billerCode": "001",
"billCategory": "",
 "status": "Active",
"paymentType": "RCHG",
"idType": null,
"idNumber": "",
"beneficiaryId": "15942",
"aggregatorBill": false
}]

Screenshot:

For DEBIT Account

Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/arrangement-

manager/client-api/v2/productsummary/context/arrangements?
debitAccount=true&businessFunction=SADAD&resourceName=Payments
&privilege=create&from=0&size=50&productKindNames=Savings
%20Account&productKindNames=Current%20Account
Request Method: GET

Response:
[
{
"id": "1603bb33-de15-4f59-aeb4-da1a9ef2ad23",
"legalEntityIds": [
"2c9f92468cf923ec018d06ba10aa0000"
],
"name": "Islamic Sight Deposit",
"IBAN": "SA82550000000L5641200229",
"BBAN": "L5641200229",
"currency": "SAR",
"externalTransferAllowed": true,
"urgentTransferAllowed": false,
"productKindName": "Current Account",
"productTypeName": "Islamic Sight Deposit",
"BIC": "BSFRSARIXXX",
"creditAccount": true,
"debitAccount": true,
"lastSyncDate": "2024-12-13T07:08:19.41Z",
"expectsChildren": false,
"bookedBalance": 591.05,
"availableBalance": 591.05,
"accruedInterest": 0,
"productId": "c9f5f30c-fbbb-47d3-b5f4-7b648f27f560",
"visible": true,
"accountOpeningDate": "2022-01-19T19:08:17Z",
"favorite": false,
"product": {
"externalId": "ISID",
"externalTypeId": "ISID",
"typeName": "Islamic Sight Deposit",
"productKind": {
"id": 1,
"externalKindId": "kind1",
"kindName": "Current Account",
"kindUri": "current-account",
"expectsChildren": false
}
},
"state": {
 "externalStateId": "Active",
"state": "Active"
},
"displayName": "Islamic Sight Deposit",
"debitCards": [],
"unmaskableAttributes": []
},
{
"id": "30ac6bc1-9ee3-4751-a6d3-7541bac9a6b2",
"legalEntityIds": [
"2c9f92468cf923ec018d06ba10aa0000"
],
"name": "Islamic Sight Deposit",
"IBAN": "SA82550000000L5641201975",
"BBAN": "L5641201975",
"currency": "SAR",
"externalTransferAllowed": true,
"urgentTransferAllowed": false,
"productKindName": "Current Account",
"productTypeName": "Islamic Sight Deposit",
"BIC": "BSFRSARIXXX",
"creditAccount": true,
"debitAccount": true,
"lastSyncDate": "2024-12-13T07:08:19.41Z",
"expectsChildren": false,
"bookedBalance": 0,
"availableBalance": 0,
"accruedInterest": 0,
"productId": "c9f5f30c-fbbb-47d3-b5f4-7b648f27f560",
"visible": true,
"accountOpeningDate": "2024-10-27T19:08:17Z",
"favorite": false,
"product": {
"externalId": "ISID",
"externalTypeId": "ISID",
"typeName": "Islamic Sight Deposit",
"productKind": {
"id": 1,
"externalKindId": "kind1",
"kindName": "Current Account",
"kindUri": "current-account",
"expectsChildren": false
}
 },
"state": {
"externalStateId": "Active",
"state": "Active"
},
"displayName": "Islamic Sight Deposit",
"debitCards": [],
"unmaskableAttributes": []
},

Screenshot:

Request URL:
https://web-retail.u.omni-fm.alfransi.com.sa/api/payment-order-service/
client-api/v2/payment-orders/validate

Request Method: POST

Request Payload:
{
"paymentType": "SADAD",
"transferTransactionInformation": {
"mandateIdentifier": "BENEFICIARY",
 "chargeBearer": "OUR",
"additions": {
"counterPartyExternalArrangementId": "002",
"counterPartyExternalName": "Saudi Electric Company"
},
"instructedAmount": {
"amount": "1",
"currencyCode": "SAR",
"additions": {
"amountType": "SOURCE",
"amount":
"jtFE2QhRTlD0NtG5Wg4prRy0FJKKYLuwKECVIzBMy9f0KWL7Hp3lC
bgpdj4lFp5/qmX+XOyrahvPKJU0PUY2eXYbPIuUalLI599Dw6rLbPVeA+
zaYp7+b7IGKlvz9AJ10i51qz5rVEY9n75wvUcKGSwrAv6xdg5Twt3t4X19
hXnxJm/
SyqPbhmfs4KpgxTtvcI+Ny8jp+9wblJrmxsHEzBfOqGe3tp60X3Rhgc2FlZn
CHYixm+kEksBKftimvY7b/
vdGeom0NAXEaeI6ZSL5IfmJZAPEJFo8CPaxtV2kIj3zVdSL5iSbFvcJJLp0
dfEwMPXalZ/UmTeI8lMdYlabYg=="
}
},
"counterparty": {
"name": "Saudi Electric Company",
"postalAddress": {
"country": ""
}
},
"counterpartyAccount": {
"accountType": "POST",
"identification": {
"identification": "71423342850",
"schemeName": "BBAN",
"additions": {
"identification":
"OnEn880cm2FDCSWJaojUWmnLgEAcuXXTjaQTXwn49o2neUHJgvY2
MgFzXTS3cQ4FW3eMZW+0SczxOiwyeFyBV+bKcvEfa753aCKGRKXs3
GkW0DYCwG3OSyGVTn9lGF7cyFo3KkXcOr2xlWFWB0nzC/
ihJF2zNY+HmkPhKjeUvCmWkIYrjywoSmytNgDl3c2QB7x23Ue5nSUNb
o5H/bq6v+Q1C/RBZPV5zKwRP0r/
d86NzROxWefab48PlSiifPxpxkYeX0dimI/8ONm2RYhh7b/E1757iYI/
KmneIyHzPNTlxzagNzTgf4jPKwtjsyhKMq/v1kQsiuY0Omwz8yGlcA=="
}
}
 },
"targetCurrency": "SAR"
},
"originatorAccountCurrency": "SAR",
"instructionPriority": "NORM",
"originatorAccount": {
"arrangementId": "3868f7e6-30a3-4c48-9947-9795a1863515",
"identification": {
"identification": "3868f7e6-30a3-4c48-9947-9795a1863515",
"schemeName": "ID"
}
},
"additions": {
"aggregatorBill": false
},
"requestedExecutionDate": "2024-12-13"
}

Response:
{
"id": "94d26582-a248-4aee-956f-dd2ed1945dff",
"originatorAccount": {
"arrangementId": "3868f7e6-30a3-4c48-9947-9795a1863515",
"externalArrangementId": "L5641201878",
"identification": {
"identification": "SA82550000000L5641201878",
"schemeName": "IBAN"
}
},
"instructionPriority": "NORM",
"requestedExecutionDate": "2024-12-13",
"paymentMode": "SINGLE",
"paymentType": "SADAD",
"transferTransactionInformation": {
"counterparty": {
"name": "Saudi Electric Company",
"role": "CREDITOR",
"postalAddress": {}
},
"counterpartyAccount": {
"accountType": "POST",
"identification": {
"identification": "xyz",
 "schemeName": "BBAN",
"additions": {
"identification":
"LuxNVWFR7hSXsi/Ok9sntHCaep7M43ojwbj17PM51PRp3O1fuPKttJJEz
gqydYExX6K5pnolVz8p8byDTCQUl9T+XTOHo3V94vhVmd2lCXR+Lui
GFNuFlq9zjfxHmg1ZGHzp/cQsccwaXsNvUvUZSq/
SbBszM5LnKeBJP63QoBzq8tCMwWXiUE/U9/
VpkP7GuiG7+6x2FhuvmJhO9EbYSDXPc+OANDsYFiEFnm5YGyQtwZ8I
QMG/
qrcWtNzZk+uOueH2+HpbOZlwSoioPSp6hHu9A1a0jJarIuFdfbpIqEAjtE2B
9XQT8Ym1zKzx+nTDR8rgBN8LbVJ220rvzZXawQ=="
}
}
},
"instructedAmount": {
"amount": "1",
"currencyCode": "SAR",
"additions": {
"amountType": "SOURCE",
"amount":
"hLV0+XtiWWBehI6r2SFg2Hr1TDY56YjkUnGCMxhhblVdnL5XXX2Rw
3/sRcJzTghVELgYBe7TuxhiXjk1k+eNa/
qGrDN4B+oaciSbt2sAyzP5LQOu+pNZO5q93irGxhloiDAwxpY8YwgAEp
uVkjOmN5hYbCtF+2sEGWvfBg4wA3D0N6dATFMSHoS1lOWg5cdpoblij
fw+gqhvDpLBKgEhdCQgtEkpBG5N1MPpEnO+7BvH0SGtlIf41qzqHadys
nSsGIJdvUjwt964PHZT+iz4dHHlRHtjsMHCjqPD461KlWh10IE9fGvWUv
5bHHEMyg9W5h/b6Tv723l4pCNP1jbvnA=="
}
},
"targetCurrency": "SAR",
"mandateIdentifier": "BENEFICIARY",
"chargeBearer": "OUR",
"additions": {
"counterPartyExternalArrangementId": "002",
"counterPartyExternalName": "Saudi Electric Company"
}
},
"originator": {
"name": "Islamic Sight Deposit",
"role": "DEBTOR",
"postalAddress": {}
},
"totalAmount": {
 "amount": "1",
"currencyCode": "SAR",
"additions": {
"totalAmount":
"fKxFJLeLCLhF/owgYN2RhzK1h60rtyUghkUtwu8UytIVotXBXGx01LLx
sHviBHtcZfzvf9pXWmqW1EfjR/
rd+RG1dKmp0v1w7vhWcSErl040hrzktlwhs/
Yh6esCXPWRokCntdR2PNeYBgsiKtxz8uDyIIJkN8ESRhK0/
kK5a5XxOT/
KPTpwh2yam5wnM3QpPSl0fTWst3Ls18L1DXHkCQVPV2yhQ2jdxa7Gh
KepmKArbDiimKhVXuiL1qEeiLKt2TyK1KuRnFQ2dnc8+CmsQql/
rfHxqLjoAHR8AO4OPBreMRds/
DNC7RYbwraWKCGGrp8ipPP+vkLsZjxXApblzg=="
}
},
"isIntraLegalEntityPaymentOrder": false,
"canApprove": false,
"finalApprover": false,
"additions": {
"aggregatorBill": "false",
"paymentMode": "SINGLE",
"isValidated": "true",
"userCxtToken": "Bearer
eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiJ0ZXN0bDU2NDE
yIiwiQ1BUIjoiTDU2NDEyIiwic2Vzc2lvbl9pZCI6ImFjMzhkNDNiLTcwY
WMtNDNlYy1iYWQxLWZmM2Y0NjA1MjUwYSIsImlwX2FkZHJlc3Mi
OiIyMDguMTI3LjE3OS41OCIsImxvY2FsZSI6ImVuIiwicm9sIjpbIlJPTEVf
Z3JvdXBfdXNlcihVU0VSKSIsImRlZmF1bHQtcm9sZXMtcmV0YWlsIiwi
b2ZmbGluZV9hY2Nlc3MiLCJiYjpzdGVwLXVwIl0sImNsaWVudF9pZCI6
IlRva2VuLWNvbnZlcnRlciIsImludWlkIjoiNjJiNjY2MGUtZGQyZS00YTA
4LWIxZTQtNzY0YzhjMjliMzg1IiwiaWRwIjp7InN1YiI6IjYyYjY2NjBlLW
RkMmUtNGEwOC1iMWU0LTc2NGM4YzI5YjM4NSIsImlzcyI6Imh0dHB
zOi8vaWRlbnRpdHkudS5vbW5pLWZtLmFsZnJhbnNpLmNvbS5zYS9hdX
RoL3JlYWxtcy9yZXRhaWwifSwiYXpwIjoiYmItd2ViLWNsaWVudCIsIn
Njb3BlIjpbImJiOnN0ZXAtdXAiXSwibmFtZSI6IlRVWEtJIEFMWFhYREk
iLCJleHAiOjE3MzQxMjc4MzIsInNhaWQiOiIyYzlmOTI0NjhjZjkyM2VjM
DE4ZDA2YmExMGUwMDAwMSIsImp0aSI6Ijk5MDhjOGFlLWUxMTYt
NGQwZC05Mzc0LTg5NjZjNGVlY2E0NiJ9.-SwmabjvIzNoLy-
SXF07p6GWVgE3zxXshXYVYa5bxvs"
}
}
Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/payment-
order-service/client-api/v2/payment-orders

Request Method: POST

Request Payload:
{
"paymentType": "SADAD",
"transferTransactionInformation": {
"mandateIdentifier": "BENEFICIARY",
"additions": {
"counterPartyExternalArrangementId": "002",
"counterPartyExternalName": "Saudi Electric Company",
"transactionSigningPurpose": "SADAD_PAY_BY_ACCOUNT"
},
"counterpartyAccount": {
"accountType": "POST",
"identification": {
"identification": "71423342850",
"schemeName": "BBAN",
"additions": {
"identification":
"pN3IDukLN7U+uIs5a5heC0ODuxu+tpj4CNe9mAI0i03CiCedyPU4r3fW5f
gb01Kreg+sJuM8gMPeT7O4EN9lJ0ijje1FRqmSSDFVmKi91YkFHiEYUY
b00YBqqnuf4Awh5iOnTZGI6qsVY7x5RANoWW4x/
c3PhJx47vjjOvVctVNyMh+C+btWDzJqi355zqQ79E73FuHeqXh7Ty9gtux9
JA+8nRZOHdsNDtvt0wHuet+/
NHxbzkqS8LpB6M4mZIJT8h+Wcd5H8nv17bqTEWtJ5LuwxT/vCcTnf/
ehmhU5gMwwRN9kNjPUB1ZUaVQPIbXQlPSlh8prsqE4ewJvoE9o7Q=="
}
}
},
"targetCurrency": "SAR",
"instructedAmount": {
"amount": "1",
"currencyCode": "SAR",
"additions": {
"amount":
"TKvz1gJkBrKHCsoUDP2PXLECqF1s3mVaPfzk6EtEML4oGa1W5aelxb
UkHAkfe8mlLmcm3V/ASynqHXO3F6x82FKUwRKoNDXD2cwm/
3mMIoqIHym6GCSMFbs38RCWO6YMggHzm/3V7iYNR5uFWY3/
tc35hMgOO1TN7PQWuDabGSXCvx7yxvbOQjvedwFiRbhvrvzujgqtQBQ
 VYFFbvKXYbFht5fIjkYtZpJadFr+iOFfQl85x/+wFuz596/
ieFHrD85ZFERSrpejZfZSCWczVMwgDDU5a/
xhYoNwZ6D7HmVU8DN6U/
BSQahm6xj8scejFcyn4l3TAAAY6797thvS6eA=="
}
},
"counterparty": {
"name": "Saudi Electric Company",
"postalAddress": {
"country": ""
}
},
"chargeBearer": "OUR"
},
"arrangementId": "3868f7e6-30a3-4c48-9947-9795a1863515",
"originatorAccountCurrency": "SAR",
"instructionPriority": "NORM",
"originatorAccount": {
"identification": {
"identification": "3868f7e6-30a3-4c48-9947-9795a1863515",
"schemeName": "ID"
}
},
"additions": {
"aggregatorBill": false,
"isValidated": "true"
},
"requestedExecutionDate": "2024-12-13"
}

Response:

For OTP:

Request URL:
https://identity.u.omni-fm.alfransi.com.sa/auth/realms/retail/protocol/openid-
connect/auth?response_type=code&client_id=bb-web-
client&state=VGh1dG5yT09pQXoyaS5mWFRHS3RDUDJXMHFXVEdsNWl
1b1dnbmo3dHJ3c21u&redirect_uri=https%3A%2F%2Fptop.only.wip.la%3A443%2Fhttps%2Fweb-retail.u.omni-
fm.alfransi.com.sa%2Fen-US%2Fpayments%2Fbill-payment%2Fbill-review
%3BpaymentType%3Daccount-number%3BbusinessFunction%3DSADAD
%3FbusinessFunction%3DSADAD&scope=openid+confirmation
%3A5f4ed00d-bd5a-49b7-835a-
ab153016fa18&code_challenge=5vNlqT9TjqGOCxWXHBBLTmiXb7O0ob5q-
LIKI7UiB10&code_challenge_method=S256&nonce=VGh1dG5yT09pQXoyaS
5mWFRHS3RDUDJXMHFXVEdsNWl1b1dnbmo3dHJ3c21u&acr_values=txn
-signature-silver+txn-signature-
gold&response_mode=fragment&latitude=18.6670686&longitude=73.7194431
&purpose=SADAD_PAY_BY_ACCOUNT&amount=0ac5b64cf0a83f49e00d0
6dd7e6a9df4b79a2012bda405c2bdf4b78d43dc4db8f0f1fae7a0f5c1310a63d32fd
2ada22a0be2f122b2abadd68d1644f67468397db4ea99e43e486c766b4c6bd5b04
fc6b06d89939981a3b22c587d976dc104f2644f703cf12d473cb45e82808309d33
d7e30373f7dce400a16caad38da003e343e153b4abb42cce50141cb1170022d0c4
08d5dbd9bc91356aa4aeb1196ba889246c3a04c6536022780496e300ca38497cc3
b43c172f8c23207ad7faae0cea403e5cdea9146aefd969c211ef88a2e5e6bc9f6447
0e001f12f9db6466e417bb1d97f32f39a4d9267b05f611e033b188d6f93461b243
b2d9863bff06c47dd6c1e0d66

Request Method: GET

Response:
{
"challenges": [
{
"challengeType": "sms-otp-auth",
"actionUrl": "/auth/realms/retail/login-actions/authenticate?
session_code=03GjGAgcCJQr3p-
4L_FLfsZzDE857MaEdLd3JVE1kxA&execution=ca5fb2c8-01c0-4ee7-b599-
1e0f269d28b2&client_id=bb-web-client&tab_id=kaNIQ1ElNKQ",
"data": {
"txnData": {
"amount": "100",
"counter-party-role": "CREDITOR",
"counter-party-schema": "BBAN",
"originator-schema": "IBAN",
"currency": "SAR",
"counter-party-account": "71423342850",
"counter-party-name": "Saudi Electric Company",
"originator-name": "Islamic Sight Deposit",
"paymentAmount": "100",
"originator-account": "SA82550000000L5641201878",
"payment-order-id": "d5064e1e-0dae-478e-9293-8a021851ab1e"
}
},
"phoneNumber": "********7654",
 "nextOtpTime": 60,
"expectedOtpLength": 4,
"hasCoolDown": false
}
]
}

For quick sadad payment:

Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/custom-bill-

payment-service/client-api/v1/saudi-bill-pay/sadadbillers/

Request Method: GET

Response:
[
{
"billerCode": "001",
"billerCategory": "001",
"billerNameAR": "‫"اإلتصاالت السعودية‬,
"billerNameEN": "STC",
"isCashAllowed": true,
"isAdvancePayment": false,
"isPartialyPayment": false,
"sadadFieldLabelAR": "‫"رقم الحساب‬,
"sadadFieldLabelEN": "Account Number",
"sadadFieldMinLen": 1,
"sadadFieldMaxLen": 30,
"sadadBillerServieType": "PHON",
"sadadTypeCategory": "POST",
"sadadLunchDate": "2007-06-24",
"billerCategorDescAR": "‫"االتصاالت‬,
"billerCategorDescEN": "Telecommunications and Utilities"
},
{
"billerCode": "002",
"billerCategory": "001",
"billerNameAR": "‫"الشركة السعودية للكهرباء‬,
 "billerNameEN": "Saudi Electric Company",
"isCashAllowed": true,
"isAdvancePayment": false,
"isPartialyPayment": false,
"sadadFieldLabelAR": "‫"رقم الحساب‬,
"sadadFieldLabelEN": "Account Number",
"sadadFieldMinLen": 1,
"sadadFieldMaxLen": 30,
"sadadBillerServieType": "ELCT",
"sadadTypeCategory": "POST",
"sadadLunchDate": "2007-07-19",
"billerCategorDescAR": "‫"االتصاالت‬,
"billerCategorDescEN": "Telecommunications and Utilities"
},
{
"billerCode": "003",
"billerCategory": "003",
"billerNameAR": "‫"التعاونية للتأمين‬,
"billerNameEN": "Tawuniya",
"isCashAllowed": false,
"isAdvancePayment": false,
"isPartialyPayment": false,
"sadadFieldLabelAR": "‫" رقم الوثيقة‬,
"sadadFieldLabelEN": "Policy Number",
"sadadFieldMinLen": 1,
"sadadFieldMaxLen": 30,
"sadadBillerServieType": "INSR",
"sadadTypeCategory": "POST",
"sadadLunchDate": "2005-09-29",
"billerCategorDescAR": "‫"الخدمات المالية و التأمين‬,
"billerCategorDescEN": "Financial and Insurance services"
}]

Screenshot:
Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/custom-bill-
payment-service/client-api/v1/saudi-bill-pay/001/bills/71434535511/POST?
aggregatorBill=false

Request Method: GET

Response:
{
"billNumber": "71434535511",
"billStatus": "BillOverPd",
"billAmount": -338.00,
"dueDate": "20150815",
"highToll": "",
"billerId": null,
"billCategory": "GSN",
"billerCategory": "001",
"billerNameAR": "‫"اإلتصاالت السعودية‬,
"billerNameEN": "STC",
"paymentType": "POST",
"status": null,
"billerCode": null
}
Screenshot:

Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/arrangement-

manager/client-api/v2/productsummary/context/arrangements?
debitAccount=true&businessFunction=SADAD&resourceName=Payments&pri
vilege=create&from=0&size=50

Request Method: GET

Response:
[
{
"id": "1de48fbf-8087-4a6a-9f6b-81ab48084983",
"legalEntityIds": [
"2c9f95218e97a087018e97a84dee0000"
],
"name": "Sight Deposit",
"IBAN": "SA82550000000C5198701608",
"BBAN": "C5198701608",
"currency": "SAR",
"externalTransferAllowed": true,
"urgentTransferAllowed": false,
"productKindName": "Current Account",
"productTypeName": "Sight Deposit",
 "BIC": "BSFRSARIXXX",
"creditAccount": true,
"debitAccount": true,
"lastSyncDate": "2024-12-13T10:19:02.276Z",
"expectsChildren": false,
"bookedBalance": 24.98,
"availableBalance": 24.98,
"accruedInterest": 0,
"productId": "af85fba4-3f9c-4b80-99e0-4552302a6f41",
"visible": true,
"accountOpeningDate": "2024-07-31T22:19:00Z",
"favorite": false,
"product": {
"externalId": "SIGH",
"externalTypeId": "SIGH",
"typeName": "Sight Deposit",
"productKind": {
"id": 1,
"externalKindId": "kind1",
"kindName": "Current Account",
"kindUri": "current-account",
"expectsChildren": false
}
},
"state": {
"externalStateId": "Active",
"state": "Active"
},
"displayName": "Sight Deposit",
"debitCards": [],
"unmaskableAttributes": []
},
{
"id": "4abba16e-f98b-433f-9796-8e2591480612",
"legalEntityIds": [
"2c9f95218e97a087018e97a84dee0000"
],
"name": "Sight Deposit",
"IBAN": "SA82550000000C5198701414",
"BBAN": "C5198701414",
"currency": "SAR",
"externalTransferAllowed": true,
"urgentTransferAllowed": false,
 "productKindName": "Current Account",
"productTypeName": "Sight Deposit",
"BIC": "BSFRSARIXXX",
"creditAccount": true,
"debitAccount": true,
"lastSyncDate": "2024-12-13T10:19:02.276Z",
"expectsChildren": false,
"bookedBalance": 243.56,
"availableBalance": 243.56,
"accruedInterest": 0,
"productId": "af85fba4-3f9c-4b80-99e0-4552302a6f41",
"visible": true,
"accountOpeningDate": "2024-07-31T22:19:00Z",
"favorite": false,
"product": {
"externalId": "SIGH",
"externalTypeId": "SIGH",
"typeName": "Sight Deposit",
"productKind": {
"id": 1,
"externalKindId": "kind1",
"kindName": "Current Account",
"kindUri": "current-account",
"expectsChildren": false
}
},
"state": {
"externalStateId": "Active",
"state": "Active"
},
"displayName": "Sight Deposit",
"debitCards": [],
"unmaskableAttributes": []
},

Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/payment-order-

service/client-api/v2/payment-orders

Request Method: POST

Request Payload:
{
"paymentType": "SADAD",
"transferTransactionInformation": {
"mandateIdentifier": "QUICK",
"additions": {
"counterPartyExternalArrangementId": null,
"counterPartyExternalName": "STC",
"transactionSigningPurpose": "SADAD_QUICK_PAY"
},
"counterpartyAccount": {
"accountType": "POST",
"identification": {
"identification": "71434535511",
"schemeName": "BBAN",
"additions": {
"identification":
"NhEIS2U10RftZVmFVZYEOBYETzowzZblgcvftB6R9WSqCOJTYFku24M
p8Uz0J6/bdUm31kPJSa77X/
Ltf8mnKVGli1gDnlzZiozLSazUVOweNh9TyZtZLtxC9Nsgwmro8zhLRFZ8cz
KfMtKOF42p2OgjGNjyewBdRIg03wEwZNuBB5iP9xE15fj/
zR5TmZ1f5DZ0r5A1i5pxmnWIXu0qWEdfumEEvd+r2X1k4nzCb15CnigS9fc
+I33PLFufgHLg90XIP8TMedy9AzwIbvAlO1LldcPopCWsD9mt5kHN6Rg3sz
R3XBE239PJQ2X/A1k4SQ6n7LzMBLgYE4sgP49i2Q=="
}
}
},
"targetCurrency": "SAR",
"instructedAmount": {
"amount": "1",
"currencyCode": "SAR",
"additions": {
"amount":
"j8HVs3QwFONLVmMKjTja4JsF2xJDEqL7UsdJAhif1BWZgxobVZdXh5O2
e4Qcvl2Vey84Dh8sCyTbc5pBsvx2dM2EctSzRENKbU8iUh77Xs+mpjJZCqJO
2GsC3wp+CBv2VYBKENysKRYBF4h0ski6/dasp3SR/
0T1ts9fRZ2Vobn4Ih3m/
RODD+SZWlUQ649qGrxmUk4PHoD7ixmB+AxRHbk+pObf+pz5W3COXtpJ
QIIS5+/
KNeu0Jor4WMO6WFQin9XbRcWvtIXtuawxMYWKplSBjlu5J0hTik3rkAzzo
7UmUC2GfisZ0B8kSvt6YLho+qlffaelImMLm/HJuSTi/A=="
}
},
 "counterparty": {
"name": "STC",
"postalAddress": {
"country": ""
}
},
"chargeBearer": "OUR"
},
"arrangementId": "4abba16e-f98b-433f-9796-8e2591480612",
"originatorAccountCurrency": "SAR",
"instructionPriority": "NORM",
"originatorAccount": {
"identification": {
"identification": "4abba16e-f98b-433f-9796-8e2591480612",
"schemeName": "ID"
}
},
"additions": {
"aggregatorBill": false,
"isValidated": "true"
},
"requestedExecutionDate": "2024-12-13"
}

Response:
{
"challenges": [
{
"acrValues": "txn-signature-silver txn-signature-gold",
"challengeType": "reauth",
"scope": "confirmation:f40e24a3-0574-40bc-b3bd-e0e3b9536f33"
}
],
"data": {
"originator-account": "SA82550000000C5198701414",
"payment-order-id": "abacb662-ac1c-4888-a2c8-77cb44edfee5",
"amount": "120",
"counter-party-role": "CREDITOR",
"counter-party-schema": "BBAN",
"originator-schema": "IBAN",
"currency": "SAR",
"counter-party-account": "71434535511",
"counter-party-name": "STC",
 "originator-name": "Sight Deposit",
"paymentAmount": "120",
"confirmation-type": "initiate-payment"
}
}

7. MOI payment:

Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/custom-bill-

payment-service/client-api/v1/saudi-bill-pay/moi/billers-services

Request Method: GET

Response:
[
{
"billerId": "090",
"billerNameEn": "Residents Services",
"billerNameAr": "‫"خدمات المقيمين‬,
"SadadBillerServices": [
{
"serviceId": "015",
"billerNameAr": "‫"فصل تابع‬,
"billerNameEn": "Dependant Separation",
"refundAllowed": true,
"primaryFieldId": "005",
"wsClass": null,
"refundFieldId": "005"
},
{
"serviceId": "003",
"billerNameAr": "‫"تجديد إقامة‬,
"billerNameEn": "Renew Iqama",
"refundAllowed": true,
"primaryFieldId": "005",
"wsClass": "RenewIqama_Type",
"refundFieldId": "005"
},
{
"serviceId": "052",
"billerNameAr": "‫"غرامة فقدان جواز السفر‬,
"billerNameEn": "Lost passport Fine",
"refundAllowed": true,
"primaryFieldId": "005",
"wsClass": null,
"refundFieldId": "005"
},
{
"serviceId": "002",
"billerNameAr": "‫"اصدار اقامة جديدة‬,
"billerNameEn": "Issue New Iqama",
"refundAllowed": true,
"primaryFieldId": "001",
"wsClass": "NewIqama_Type",
"refundFieldId": "001"
},
{
"serviceId": "001",
"billerNameAr": "‫"تمديد تأشيرة الزائر‬,
"billerNameEn": "Extend Visitor Visa",
"refundAllowed": true,
"primaryFieldId": "001",
"wsClass": null,
"refundFieldId": "001"
},
{
"serviceId": "057",
"billerNameAr": " ‫"تأشيرة الخروج والعودة‬,
"billerNameEn": "Extend Exit Re-entry Visa",
"refundAllowed": true,
"primaryFieldId": "005",
"wsClass": "ExtendExitReEntryVisaDuration_Type",
"refundFieldId": "005"
},
{
"serviceId": "058",
"billerNameAr": "‫"المقابل المالي لمرافق محدد‬,
"billerNameEn": "Associate Fees for a Specific Associate",
"refundAllowed": true,
"primaryFieldId": "005",
"wsClass": "PayAssociateFeeByID_Type",
 "refundFieldId": "005"
},
{
"serviceId": "059",
"billerNameAr": " ‫المقابل المالي لجميع المرافقين المضافين على‬
‫"إقامة رب األسرة‬,
"billerNameEn": "Associate Fees for All Registered Associates on the
Head of Household Iqama",
"refundAllowed": true,
"primaryFieldId": "005",
"wsClass": "PayAllAssociateFees_Type",
"refundFieldId": "005"
},
{
"serviceId": "016",
"billerNameAr": "‫"إصدار إقامة جديدة لزوجة مواطن‬,
"billerNameEn": "Issue New Iqama for Citizens Wife",
"refundAllowed": true,
"primaryFieldId": "001",
"wsClass": "CitizenDependentIqama_Type",
"refundFieldId": "001"
},
{
"serviceId": "006",
"billerNameAr": "‫"إلغاء التاشيرة‬,
"billerNameEn": "Visa Cancellation",
"refundAllowed": true,
"primaryFieldId": "005",
"wsClass": "VisaCancellation_Type",
"refundFieldId": "005"
},
{
"serviceId": "005",
"billerNameAr": ")‫"تأشيرة الخروج والعودة (متعددة‬,
"billerNameEn": "Exit Re-entry Visa Multiple",
"refundAllowed": true,
"primaryFieldId": "005",
"wsClass": "IssueMultipleExitReEntryVisa_Type",
"refundFieldId": "005"
},
{
"serviceId": "007",
"billerNameAr": "‫"تغيير صاحب العمل أو رب األسرة‬,
 "billerNameEn": "Transfer of Sponsorship",
"refundAllowed": true,
"primaryFieldId": "046",
"wsClass": null,
"refundFieldId": "046"
},
{
"serviceId": "008",
"billerNameAr": "‫"استبدال إقامة‬,
"billerNameEn": "Replace Iqama",
"refundAllowed": true,
"primaryFieldId": "005",
"wsClass": null,
"refundFieldId": "005"
},
{
"serviceId": "009",
"billerNameAr": "‫"تحويل تابع إلى رب أسرة‬,
"billerNameEn": "Transfer Dependant to be head of Household",
"refundAllowed": true,
"primaryFieldId": "005",
"wsClass": "TransferToHead_Type",
"refundFieldId": "005"
},
{
"serviceId": "010",
"billerNameAr": "‫" تحويل رب أسرة إلى تابع‬,
"billerNameEn": "Transfer head of Household to be Dependant",
"refundAllowed": true,
"primaryFieldId": "005",
"wsClass": null,
"refundFieldId": "005"
},
{
"serviceId": "011",
"billerNameAr": "‫"نقل تابع إلى رب اسرة جديدة‬,
"billerNameEn": "Transfer Dependant to new head of Household",
"refundAllowed": true,
"primaryFieldId": "005",
"wsClass": null,
"refundFieldId": "005"
},
{
 "serviceId": "012",
"billerNameAr": "‫"تغير المهنة‬,
"billerNameEn": "Change of Occupation",
"refundAllowed": true,
"primaryFieldId": "005",
"wsClass": null,
"refundFieldId": "005"
},
{
"serviceId": "013",
"billerNameAr": "‫"تحصيل رسوم تأشيرة دخول تابعين‬,
"billerNameEn": "Dependants Entry Visa Fee Collection",
"refundAllowed": true,
"primaryFieldId": "008",
"wsClass": "DependentEntryVisaFee_Type",
"refundFieldId": "008"
},
{
"serviceId": "014",
"billerNameAr": "‫"إضافة تابع مولود داخل المملكة‬,
"billerNameEn": "Adding Dependant Born inside Saudi Arabia",
"refundAllowed": true,
"primaryFieldId": "008",
"wsClass": "AddDependent_Type",
"refundFieldId": "008"
},
{
"serviceId": "004",
"billerNameAr": ")‫"تأشيرة الخروج والعودة (مفرد‬,
"billerNameEn": "Exit Re-entry Visa",
"refundAllowed": true,
"primaryFieldId": "005",
"wsClass": "IssueSingleExitReEntryVisa_Type",
"refundFieldId": "005"
}
]
},

Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/custom-bill-

payment-service/client-api/v1/saudi-bill-pay/moi/service-fields/025

Request Method: GET

Response:

[
{
"serviceId": "025",
"fieldId": "018",
"labelEn": "License Type",
"labelAr": "‫"نوع الرخصة‬,
"inputLength": "0",
"inputType": "LIST",
"wsFieldName": "LicenseType",
"subField": null,
"sadadMoiCode": [
{
"code": "02",
"descriptionEn": "Motorcycle",
"descriptionAr": "‫"دراجة نارية‬,
"orderKey": "0",
"subField": null,
"subCodes": []
},
{
"code": "07",
"descriptionEn": "Heavy Transport",
"descriptionAr": "‫"نقل ثقيل‬,
"orderKey": "0",
"subField": null,
"subCodes": []
},
{
"code": "09",
"descriptionEn": "Small Bus",
"descriptionAr": "‫"حافلة صغيرة‬,
"orderKey": "0",
"subField": null,
"subCodes": []
},
{
"code": "03",
"descriptionEn": "Private",
"descriptionAr": "‫"خاصة‬,
"orderKey": "0",
 "subField": null,
"subCodes": []
},
{
"code": "05",
"descriptionEn": "Pickup / Passing Cars",
"descriptionAr": "‫ سيارات عابرة‬/ ‫"نقل صغير‬,
"orderKey": "0",
"subField": null,
"subCodes": []
},
{
"code": "08",
"descriptionEn": "Public Works Vehicles",
"descriptionAr": "‫"مركبات أشغال عامة‬,
"orderKey": "0",
"subField": null,
"subCodes": []
},
{
"code": "01",
"descriptionEn": "Temporary License (Permission)",
"descriptionAr": ")‫"رخصة مؤقتة (تصريح‬,
"orderKey": "0",
"subField": null,
"subCodes": []
},
{
"code": "06",
"descriptionEn": "Light Transport",
"descriptionAr": "‫"نقل خفيف‬,
"orderKey": "0",
"subField": null,
"subCodes": []
},
{
"code": "04",
"descriptionEn": "Public Taxi",
"descriptionAr": "‫"أجرة عامة‬,
"orderKey": "0",
"subField": null,
"subCodes": []
},
 {
"code": "10",
"descriptionEn": "Large Bus",
"descriptionAr": "‫"حافلة كبيرة‬,
"orderKey": "0",
"subField": null,
"subCodes": []
}
]
},
{
"serviceId": "025",
"fieldId": "029",
"labelEn": "License Duration",
"labelAr": "‫" مدة الصالحية‬,
"inputLength": "0",
"inputType": "LIST",
"wsFieldName": "LicenseDuration",
"subField": null,
"sadadMoiCode": [
{
"code": "01",
"descriptionEn": "1 Year",
"descriptionAr": "1 ‫"سنة‬,
"orderKey": "1",
"subField": null,
"subCodes": []
},
{
"code": "02",
"descriptionEn": "2 Years",
"descriptionAr": "2 ‫"سنة‬,
"orderKey": "2",
"subField": null,
"subCodes": []
},
{
"code": "05",
"descriptionEn": "5 Years",
"descriptionAr": "5 ‫"سنة‬,
"orderKey": "5",
"subField": null,
"subCodes": []
 },
{
"code": "10",
"descriptionEn": "10 Years",
"descriptionAr": "10 ‫"سنة‬,
"orderKey": "10",
"subField": null,
"subCodes": []
}
]
},
{
"serviceId": "025",
"fieldId": "017",
"labelEn": "Beneficiary ID",
"labelAr": "‫"رقم المستفيد‬,
"inputLength": "10",
"inputType": "NUMBER",
"wsFieldName": "BeneficiaryID",
"subField": null,
"sadadMoiCode": []
}
]

Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/arrangement-

manager/client-api/v2/productsummary/context/arrangements?
debitAccount=true&businessFunction=MOI&resourceName=Payments&privile
ge=create&from=0&size=50

Request Method: GET

Response:

[
{
"id": "1de48fbf-8087-4a6a-9f6b-81ab48084983",
"legalEntityIds": [
"2c9f95218e97a087018e97a84dee0000"
],
"name": "Sight Deposit",
"IBAN": "SA82550000000C5198701608",
"BBAN": "C5198701608",
 "currency": "SAR",
"externalTransferAllowed": true,
"urgentTransferAllowed": false,
"productKindName": "Current Account",
"productTypeName": "Sight Deposit",
"BIC": "BSFRSARIXXX",
"creditAccount": true,
"debitAccount": true,
"lastSyncDate": "2024-12-13T10:26:22.566Z",
"expectsChildren": false,
"bookedBalance": 24.98,
"availableBalance": 24.98,
"accruedInterest": 0,
"productId": "af85fba4-3f9c-4b80-99e0-4552302a6f41",
"visible": true,
"accountOpeningDate": "2024-07-31T22:26:21Z",
"favorite": false,
"product": {
"externalId": "SIGH",
"externalTypeId": "SIGH",
"typeName": "Sight Deposit",
"productKind": {
"id": 1,
"externalKindId": "kind1",
"kindName": "Current Account",
"kindUri": "current-account",
"expectsChildren": false
}
},
"state": {
"externalStateId": "Active",
"state": "Active"
},
"displayName": "Sight Deposit",
"debitCards": [],
"unmaskableAttributes": []
},
{
"id": "4abba16e-f98b-433f-9796-8e2591480612",
"legalEntityIds": [
"2c9f95218e97a087018e97a84dee0000"
],
"name": "Sight Deposit",
 "IBAN": "SA82550000000C5198701414",
"BBAN": "C5198701414",
"currency": "SAR",
"externalTransferAllowed": true,
"urgentTransferAllowed": false,
"productKindName": "Current Account",
"productTypeName": "Sight Deposit",
"BIC": "BSFRSARIXXX",
"creditAccount": true,
"debitAccount": true,
"lastSyncDate": "2024-12-13T10:26:22.566Z",
"expectsChildren": false,
"bookedBalance": 143.56,
"availableBalance": 143.56,
"accruedInterest": 0,
"productId": "af85fba4-3f9c-4b80-99e0-4552302a6f41",
"visible": true,
"accountOpeningDate": "2024-07-31T22:26:21Z",
"favorite": false,
"product": {
"externalId": "SIGH",
"externalTypeId": "SIGH",
"typeName": "Sight Deposit",
"productKind": {
"id": 1,
"externalKindId": "kind1",
"kindName": "Current Account",
"kindUri": "current-account",
"expectsChildren": false
}
},
"state": {
"externalStateId": "Active",
"state": "Active"
},
"displayName": "Sight Deposit",
"debitCards": [],
"unmaskableAttributes": []
},
{
"id": "4d8c8f6e-c133-408d-951f-2245d7f37ec2",
"legalEntityIds": [
"2c9f95218e97a087018e97a84dee0000"
 ],
"name": "Sight Deposit",
"IBAN": "SA82550000000C5198700638",
"BBAN": "C5198700638",
"currency": "SAR",
"externalTransferAllowed": true,
"urgentTransferAllowed": false,
"productKindName": "Current Account",
"productTypeName": "Sight Deposit",
"BIC": "BSFRSARIXXX",
"creditAccount": true,
"debitAccount": true,
"lastSyncDate": "2024-12-13T10:26:22.566Z",
"expectsChildren": false,
"bookedBalance": 9915955.43,
"availableBalance": 9915955.43,
"accruedInterest": 0,
"productId": "af85fba4-3f9c-4b80-99e0-4552302a6f41",
"visible": true,
"accountOpeningDate": "2024-04-14T22:26:21Z",
"favorite": false,
"product": {
"externalId": "SIGH",
"externalTypeId": "SIGH",
"typeName": "Sight Deposit",
"productKind": {
"id": 1,
"externalKindId": "kind1",
"kindName": "Current Account",
"kindUri": "current-account",
"expectsChildren": false
}
},
"state": {
"externalStateId": "Active",
"state": "Active"
},
"displayName": "Sight Deposit",
"debitCards": [],
"unmaskableAttributes": []
}]
Request URL:
https://web-retail.u.omni-fm.alfransi.com.sa/api/custom-bill-payment-service/
client-api/v1/saudi-bill-pay/moi/inquiry

Request Method: POST

Request Payload:
{
"serviceCode": "025",
"serviceClass": "RenewLicense_Type",
"accountNumber": "4abba16e-f98b-433f-9796-8e2591480612",
"billerId": "091",
"languagePref": "engb",
"fields": [
{
"fieldName": "LicenseType",
"fieldType": "LIST",
"fieldValue": "09"
},
{
"fieldName": "LicenseDuration",
"fieldType": "LIST",
"fieldValue": "05"
}
],
"beneficiaryId": 1163327050
}

Response:
{
"paymentId": "3000875981",
"groupPaymentId": "10957996",
"paymentType": "SPTN",
"feeAmount": 2500.0,
"unusedBalance": 27500.0,
"feeDetails": [
{
"feeAmount": 2500.0,
"feeType": "Renew License"
}
]
}
Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/payment-order-
service/client-api/v2/payment-orders/validate

Request Method: POST

Request Payload:

{
"paymentType": "MOI",
"transferTransactionInformation": {
"mandateIdentifier": "3000875981",
"additions": {
"serviceCode": "025",
"serviceClass": "RenewLicense_Type",
"beneficiaryId": 1163327050,
"moiFields": "[\n {\n \"fieldName\": \"LicenseType\",\
n \"fieldType\": \"LIST\",\n \"fieldValue\": \"09\"\n },\n {\
n \"fieldName\": \"LicenseDuration\",\n \"fieldType\": \"LIST\",\
n \"fieldValue\": \"05\"\n }\n]"
},
"chargeBearer": "OUR",
"instructedAmount": {
"amount": "1",
"currencyCode": "SAR",
"additions": {
"amountType": "SOURCE",
"amount":
"yDyokhanT8ulU1brJVtPNTdlLa6h3xkLtpO+U/oa0eZZPgDa0RSazg1QEMO
Ur63yL32OxDxBHIQrvNRWeWU+EI6R89gqgAoV152rS4Z4mCVlhmYqU0c
1d5IvuSjUjYXkSgES2rkN0AgImXD4+lUvHdIBNn6LIHsgIlQlJ3IIXpZEQP6y
UK6pYOnrYCzBLDp3xj3Er7OkNcaBvJUepVvUyKdBq8oCV3feAx1bjoI6cBa
pMaM/Dd5aIviqV8arPcYNTKqfZURPkuoYqM0Xab1CRf/vM/
Bd8MLmSlweoz8Xx72jahRT96jFZ1OqdZtsYEaVMPrnsCpq/tr/
2w117ShWYw=="
}
},
"counterparty": {
"name": "Driving License",
"postalAddress": {
"country": ""
}
 },
"counterpartyAccount": {
"identification": {
"identification": "091",
"schemeName": "BBAN",
"additions": {
"identification":
"PKyOfscm95mQqZQ9OWj2MHeXYhDrHpRpPVWE2JskDDUUZp0ny9Rful
bsRhSy2ZORAwGC8QBTAKq4KsK84qGghd/
Rl3zgOf0WBYcdPQmbdgq+302W7gJww51+6DfcswPR5U837wRHE5JGELw
iD6cN6GZ3Hqnw9OLG0zxR66OdNvYPCgxYAnlfV7/
e7UySavdMniNoNSmst9m1maE00MZvDw0TjndHHV6NKzD6TzrvZH2NGX
v0J/DziaA/P5PldeuuhEj2NEwKp3hl7Velc+9byFvBbBg5QE5AKt/
0b46AK2W79gm6oRXrhYIy/n50xrVREeb1AZFWT8yXumvEZpqDVQ=="
}
}
},
"targetCurrency": "SAR"
},
"originatorAccountCurrency": "SAR",
"originatorAccount": {
"identification": {
"identification": "4abba16e-f98b-433f-9796-8e2591480612",
"schemeName": "ID"
}
},
"requestedExecutionDate": "2024-12-13"
}

Response:

{
"id": "9e5ca27b-d374-4b1a-aef8-88f2e4b9aca3",
"originatorAccount": {
"arrangementId": "4abba16e-f98b-433f-9796-8e2591480612",
"externalArrangementId": "C5198701414",
"identification": {
"identification": "SA82550000000C5198701414",
"schemeName": "IBAN"
}
},
"instructionPriority": "NORM",
"requestedExecutionDate": "2024-12-13",
 "paymentMode": "SINGLE",
"paymentType": "MOI",
"transferTransactionInformation": {
"counterparty": {
"name": "Driving License",
"role": "CREDITOR",
"postalAddress": {}
},
"counterpartyAccount": {
"identification": {
"identification": "xyz",
"schemeName": "BBAN",
"additions": {
"identification":
"Wy0iah/iXfaBWif5gF+edI04wjO4omKPaBCIlYOUQRcn6rzPIuJmJECeKuVl
n/MPYcKwprAp6a2GeiyqnerC3hAgaC6bBcjPpTXDu5pzxriVjlAS3rP/
rO1lkcMyGMP6RTVGezncnCLMNTYv6dyGzbtqhplbv7XUuBuc3wGNXgH4
BPx4Fgn/ZVTMp/
DMx43ayyMDeKbqm48tKEGKlzhvTkB3Y7ijg+C6vssSeVXetf0AYgb3Y2DS
mM9nRxhWUrwpeLYO9DovZs0cS0WgekDtPLMuQVaNnViZmXWnmtg2pL
5MB3LX50vBk19SgCu+ZXFLJXK209Xuf9J56q1Axqhd+A=="
}
}
},
"instructedAmount": {
"amount": "1",
"currencyCode": "SAR",
"additions": {
"amountType": "SOURCE",
"amount":
"FBW3KnYVN//KZCPtPsP9OJz8CzpiXgQUY6CZatOvq6e8iZJGKebEQtuvx/
H9e09VAgROafaY29kaJ5FGgQD1DX9HvWLUTvmtzRwixEIlIvsJL5Kk2gbG
ikkTGmf1PdrZ+YWbIOVAG3dYWiIKgUHhvjKbZZbJvl7Aj8eAKLPtXGhAzi
xfX0rEaH6kuhBjPJpYOv1w5+Er22+yXY9yD+z5hU7D89kbmOs+sMW+Sjzg
saVw4gSCfW3Q54BYNwny3tHsL8ry4ze0U/
Av6NxXdRh+ealhIGMcGxwjY9qFEwMLKms+JuLCEttQvmESNtDE2UI6X7
OvCo8vU5Sdt1UwS/yiQQ=="
}
},
"targetCurrency": "SAR",
"mandateIdentifier": "3000875981",
"chargeBearer": "OUR",
"additions": {
 "serviceCode": "025",
"serviceClass": "RenewLicense_Type",
"beneficiaryId": "1163327050",
"moiFields": "[\n {\n \"fieldName\": \"LicenseType\",\
n \"fieldType\": \"LIST\",\n \"fieldValue\": \"09\"\n },\n {\
n \"fieldName\": \"LicenseDuration\",\n \"fieldType\": \"LIST\",\
n \"fieldValue\": \"05\"\n }\n]"
}
},
"originator": {
"name": "Sight Deposit",
"role": "DEBTOR",
"postalAddress": {}
},
"totalAmount": {
"amount": "1",
"currencyCode": "SAR",
"additions": {
"totalAmount":
"ZNCXLAqMTEwCL2L3C2M6rK3NYKHuQIf6LP+40MxekmfeBt+8kd52iiL
7zVvPWEI2b5mmOSDON+oF//czxhYXK3qKMHF2JUAFsGulDD9/
U7jfTj4QpV329b2Xe+uXEU2Dk/
hmiQeK1TGn1hMKryKxVKRJ14TPQFyfa3/
CiPXq0xQtHGlEH54hxF5ZxZdFgvKUwm7yj2LjBlc9UmKeiZ+/
BbgOykT4U0bQjkAGf/
XgenrUDyBfJJxrd70jRi0xi82q3KeDgQgUlWInoAHprDSDXF3znORYa40onx
+2pQHGRtVUODfMPPhahBmv/N4Rd2R+j6n9dofobBc/WbEJcnBTRw=="
}
},
"isIntraLegalEntityPaymentOrder": false,
"canApprove": false,
"finalApprover": false,
"additions": {
"paymentMode": "SINGLE",
"userCxtToken": "Bearer
eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiJ0ZXN0YzUxOTg3Iiw
iQ1BUIjoiQzUxOTg3Iiwic2Vzc2lvbl9pZCI6ImM1ZDg0ZDdiLTk4MDYtND
Y0NC1hNTcyLWQ4YTg5OWRhMDYxMiIsImlwX2FkZHJlc3MiOiIyMDgu
MTI3LjE3OS41OCIsImxvY2FsZSI6ImVuIiwicm9sIjpbIlJPTEVfZ3JvdXBfdX
NlcihVU0VSKSIsImRlZmF1bHQtcm9sZXMtcmV0YWlsIiwib2ZmbGluZV9h
Y2Nlc3MiLCJiYjpzdGVwLXVwIl0sImNsaWVudF9pZCI6IlRva2VuLWNvbn
ZlcnRlciIsImludWlkIjoiZDVjNTUwZTUtOGYwYy00ODNjLTkyMDctNTk0O
WEyMTIzNGEzIiwiaWRwIjp7InN1YiI6ImQ1YzU1MGU1LThmMGMtNDgz
Yy05MjA3LTU5NDlhMjEyMzRhMyIsImlzcyI6Imh0dHBzOi8vaWRlbnRpdH
kudS5vbW5pLWZtLmFsZnJhbnNpLmNvbS5zYS9hdXRoL3JlYWxtcy9yZXR
haWwifSwiYXpwIjoiYmItd2ViLWNsaWVudCIsInNjb3BlIjpbImJiOnN0ZXAt
dXAiXSwibmFtZSI6IlBBWFhYTEUgTU9YWFhYWFhFTSIsImV4cCI6MTcz
NDE0MTE1MSwic2FpZCI6IjJjOWY5NTIxOGU5N2EwODcwMThlOTdhOD
RmMWMwMDAxIiwianRpIjoiYTUyYjFhNDgtZDY0MC00YzMyLWFhYzgt
ZGM2ZTI2M2ZlY2ZkIn0.8kSLujh-
UldCoCYBDDBo1sVsssM0DV6YD8UoWl4lOCE"
}
}

Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/payment-order-

service/client-api/v2/payment-orders

Request Method: POST

Request Payload:
{
"paymentType": "MOI",
"transferTransactionInformation": {
"mandateIdentifier": "3000875981",
"additions": {
"serviceCode": "025",
"serviceClass": "RenewLicense_Type",
"beneficiaryId": 1163327050,
"moiFields": "[\n {\n \"fieldName\": \"LicenseType\",\
n \"fieldType\": \"LIST\",\n \"fieldValue\": \"09\"\n },\n {\
n \"fieldName\": \"LicenseDuration\",\n \"fieldType\": \"LIST\",\
n \"fieldValue\": \"05\"\n }\n]",
"transactionSigningPurpose": "MOI_BY_ACCOUNT"
},
"chargeBearer": "OUR",
"instructedAmount": {
"amount": "1",
"currencyCode": "SAR",
"additions": {
"amountType": "SOURCE",
"amount":
"occf3G1eteWwMGVB9bL1o2WuJkG1HIP3OrBjQGrjSlw3YKJJJuIv+0aCyY
WGLDMzOrdpB+8zBWi98Ocx5y3K6BgZhZnumKX5eLCs19lCl4EXw5R/
kS/
rAMmZOcCY2PVf7h5SKWYTzv4HChS3BAbAfolKQF0THyWYQfc0ALAB
C/TonfJ41OPjQpdc/jVIH9khzTx94Wv2lQFOufOrNihE+4jNA+nCg/
U4YhPwAnKk7vu1M8GfqrNnk8k+pYm1cTxT1HHLhSeUq5q8eR/
osH8xb27n+oZe8Uyluuao5b8X4WLslcLfkuchhpTLuabU9fJMd5chJcTZ9iDyu
x37aSeMNQ=="
}
},
"counterparty": {
"name": "Driving License",
"postalAddress": {
"country": ""
}
},
"counterpartyAccount": {
"identification": {
"identification": "091",
"schemeName": "BBAN",
"additions": {
"identification":
"oPN6JfoYdgQPNc7VgfH2QrH/C8kje8qR8Z+rnRnohwytB1D19fa+57MPQ1/
2OMyfBrzQu+8bG9Bj/
VwFBkgFblU+KJWTM34UEppFL8iNEUDFnA9VWe31dABhX5hKWic7kdJ4
gxetd64ZvbLhZ4JoNScUGzkxkakAgaQjjGQGjuJtNjx8yjQNBk5vHZMPXgEL
1p8ea4dGF2wYp2cFTD040niM7Vl8URvR0TTpOA7cKdh+Dj8kDcErINmPP3
wL0PP5JvS3Aq7NvoCaeH40ppPYWfH3BT8koHbYWpTIQ5xh1b0PTvEhHG
dXGdNCqIcqdlcwve2DxKOsRfqb70amGaVuZQ=="
}
}
},
"targetCurrency": "SAR"
},
"originatorAccountCurrency": "SAR",
"originatorAccount": {
"identification": {
"identification": "4abba16e-f98b-433f-9796-8e2591480612",
"schemeName": "ID"
}
},
"requestedExecutionDate": "2024-12-13",
"additions": {
"isValidated": "true"
}
}
Response:
{
"challenges": [
{
"scope": "confirmation:5423806f-1c88-4023-8f75-0a62cc2d058a",
"challengeType": "reauth",
"acrValues": "txn-signature-silver txn-signature-gold"
}
],
"data": {
"originator-account": "SA82550000000C5198701414",
"paymentAmount": "2500",
"originator-name": "Sight Deposit",
"counter-party-name": "Driving License",
"counter-party-account": "091",
"currency": "SAR",
"originator-schema": "IBAN",
"counter-party-schema": "BBAN",
"counter-party-role": "CREDITOR",
"amount": "2500",
"payment-order-id": "05cf8ad4-a18b-45d7-9300-b3f0a21dc9c7",
"confirmation-type": "initiate-payment"
}
}

Request URL:
https://web-retail.u.omni-fm.alfransi.com.sa/api/payment-order-service/client-
api/v2/payment-orders/05cf8ad4-a18b-45d7-9300-b3f0a21dc9c7/progress-
status

Request Method: GET

Response:

{"progressStatus":"REJECTED","reasonCode":"4087"}

Request URL: https://web-retail.u.omni-fm.alfransi.com.sa/api/payment-order-

service/client-api/v2/payment-orders/05cf8ad4-a18b-45d7-9300-b3f0a21dc9c7

Request Method: GET

Response:
{
"id": "05cf8ad4-a18b-45d7-9300-b3f0a21dc9c7",
"status": "REJECTED",
"bankStatus": "REJECTED",
"reasonCode": "4087",
"errorDescription": "Transaction cannot be done due to follow up status -
Insufficient Funds",
"createdBy": "testc51987",
"createdAt": "2024-12-13T13:54:26.957840Z",
"updatedBy": "testc51987",
"updatedAt": "2024-12-13T13:55:05.654697Z",
"actions": [
"EDIT"
],
"permissibleActions": {
"approve": false,
"finalApprove": false,
"reject": false,
"cancel": false,
"delete": false,
"edit": true,
"create": true,
"export": false
},
"version": 1078802525,
"intraLegalEntity": false,
"originatorAccountCurrency": "SAR",
"confirmationId": "5423806f-1c88-4023-8f75-0a62cc2d058a",
"originator": {
"name": "Sight Deposit",
"role": "DEBTOR"
},
"originatorAccount": {
"arrangementId": "4abba16e-f98b-433f-9796-8e2591480612",
"identification": {
"identification": "SA82550000000C5198701414",
"schemeName": "IBAN"
}
},
"batchBooking": false,
 "instructionPriority": "NORM",
"requestedExecutionDate": "2024-12-13",
"paymentMode": "SINGLE",
"paymentType": "MOI",
"transferTransactionInformation": {
"counterparty": {
"name": "Driving License",
"role": "CREDITOR"
},
"counterpartyAccount": {
"identification": {
"identification": "091",
"schemeName": "BBAN"
}
},
"instructedAmount": {
"amount": "2500",
"currencyCode": "SAR"
},
"targetCurrency": "SAR",
"mandateIdentifier": "3000875981",
"chargeBearer": "OUR",
"additions": {
"serviceCode": "025",
"serviceClass": "RenewLicense_Type",
"beneficiaryId": "1163327050",
"moiFields": "[\n {\n \"fieldName\": \"LicenseType\",\
n \"fieldType\": \"LIST\",\n \"fieldValue\": \"09\"\n },\n {\
n \"fieldName\": \"LicenseDuration\",\n \"fieldType\": \"LIST\",\
n \"fieldValue\": \"05\"\n }\n]",
"transactionSigningPurpose": "MOI_BY_ACCOUNT"
}
},
"totalAmount": {
"amount": "2500",
"currencyCode": "SAR"
},
"edited": false,
"additions": {
"English": "This service has encountered a technical problem that prevents
further processing. We apologize for this inconvenience and suggest you to try
again later",
"isValidated": "true",
 "Arabic": " ‫ نعتذر عن هذا اإلزعاج ويرجى المحاولة‬.‫خطأ فني في الخدمة‬
‫"مرة أخرى‬,
"userCxtToken": "Bearer
eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiJ0ZXN0YzUxOTg3Iiw
iQ1BUIjoiQzUxOTg3Iiwic2Vzc2lvbl9pZCI6ImM1ZDg0ZDdiLTk4MDYtND
Y0NC1hNTcyLWQ4YTg5OWRhMDYxMiIsImlwX2FkZHJlc3MiOiIyMDgu
MTI3LjE3OS41OCIsImxvY2FsZSI6ImVuIiwicm9sIjpbIlJPTEVfZ3JvdXBfdX
NlcihVU0VSKSIsImRlZmF1bHQtcm9sZXMtcmV0YWlsIiwib2ZmbGluZV9h
Y2Nlc3MiLCJiYjpzdGVwLXVwIl0sImNsaWVudF9pZCI6IlRva2VuLWNvbn
ZlcnRlciIsImludWlkIjoiZDVjNTUwZTUtOGYwYy00ODNjLTkyMDctNTk0O
WEyMTIzNGEzIiwiaWRwIjp7InN1YiI6ImQ1YzU1MGU1LThmMGMtNDgz
Yy05MjA3LTU5NDlhMjEyMzRhMyIsImlzcyI6Imh0dHBzOi8vaWRlbnRpdH
kudS5vbW5pLWZtLmFsZnJhbnNpLmNvbS5zYS9hdXRoL3JlYWxtcy9yZXR
haWwifSwiYXpwIjoiYmItd2ViLWNsaWVudCIsInNjb3BlIjpbImJiOnN0ZXAt
dXAiXSwibmFtZSI6IlBBWFhYTEUgTU9YWFhYWFhFTSIsImV4cCI6MTcz
NDE0MTI2Niwic2FpZCI6IjJjOWY5NTIxOGU5N2EwODcwMThlOTdhODR
mMWMwMDAxIiwianRpIjoiZDllZTQzODQtMDA3Mi00N2Y2LTlhMTctOT
BjYTg1YWVhODBmIn0.GT9sFEjVW_UilwRQX5rQLicIRaTQXr--
bsbZLC5l0KQ",
"bankReferenceId": "3000875981"
}
}