Race Brokers: Housing Markets and Segregation in 21st-Century Urban America Elizabeth Korver-Glenn
Race Brokers: Housing Markets and Segregation in 21st-Century Urban America Elizabeth Korver-Glenn
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Race Brokers
Race Brokers
Housing Markets and Segregation in
21st-Century Urban America
E L I Z A B E T H KO RV E R-G L E N N
1
3
Oxford University Press is a department of the University of Oxford. It furthers
the University’s objective of excellence in research, scholarship, and education
by publishing worldwide. Oxford is a registered trade mark of Oxford University
Press in the UK and certain other countries.
DOI: 10.1093/oso/9780190063863.001.0001
1 3 5 7 9 8 6 4 2
Paperback printed by LSC Communications, United States of America
Hardback printed by Bridgeport National Bindery, Inc., United States of America
For Randall, Jude, and Emma
With deepest love
For Rice Sociology
Acknowledgments ix
Introduction 1
1. H-Town 21
2. Building Homes 40
3. Brokering Sales 62
4. Lending Capital 91
5. Appraising Value 116
6. Fair Housing 143
Conclusion 162
One of the deep joys of pursuing an academic career has been sharing life
and research with a supportive, generous, critical, and brilliant community
made up of academic colleagues, acquaintances, friends, and family. While
any errors in this work are my responsibility alone, Race Brokers would not
exist without the web of intellectual, emotional, and practical supports my
community has provided along the way.
Rice University’s Sociology Department started a new PhD program, and
as part of their initial graduate student recruiting, the faculty took a chance
(from my perspective) and accepted me into the program. Because I had no
research background, they basically had to start from scratch when I matric-
ulated. They expended countless hours advising and training me as well
as equipping me with practical resources to progress through and excel in
graduate school. Jim Elliott: Thank you. I will never forget your eagerness to
join me in a day of fieldwork as I drove you around Houston and explained
what I was doing. Your keen questions and insight, constructive criticism
and encouragement, and general good humor motivated me and made me a
stronger and better person and scholar. You made all the difference. Michael
Emerson: Thank you. You believed in this project from the beginning and
have cheered me on ever since. I hope you know that you and your work
have long been one of my main sources of inspiration. Thank you also for
providing feedback and encouragement on this book at various stages. You
helped me cross the finish line. Jenifer Bratter, Sergio Chávez, Elaine Howard
Ecklund, and Ruth López Turley: Thank you. You all trained and mentored
me through multiple important milestones and served key roles as members
of my master’s thesis, comprehensive exam, and/or doctoral dissertation
committees. You also helped immensely with my professionalization into ac-
ademia; I learned and continue to learn so much from each of you from afar.
Other Rice Sociology faculty provided many other kinds of valuable support,
including Rachel Kimbro, who helped me transition to the world of being
both a graduate student and a mother.
Being a member of the Rice Sociology community also meant joining an
incredible group of graduate students and post-docs, many of whom remain
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x Acknowledgments
close colleagues and friends. Junia Howell: I cannot believe the good fortune
I have had to know, work with, and love you. Thank you for your honesty,
encouragement, and support. From helping me understand contemporary
theory during the first semester of graduate school to caring for my chil-
dren, picking me up from airports, cooking for me, co-authoring with me,
and reading and providing critical feedback on multiple iterations of this
book—thank you. Sandra Alvear, Kevin Smiley, and Ellen Whitehead: I’m so
grateful to each of you for the constructive and generous ways you live and
work. Each of you has shaped me in profound ways. Thanks, friends.
While at Rice, I also had the amazing privilege of learning with and from
brilliant and generous faculty, staff, and students in other departments. In
the history department, Alex Byrd and David Ponton III deeply influenced
this particular project as well as my long- term research trajectory.
Dr. Byrd: Thank you for supporting this project and pushing me to read and
think critically about race, racism, and cities. Your comments during my dis-
sertation defense remain with me to this day. David: Thank you. I continue
to learn from your brilliance and thank my lucky stars that you and I were
in that same graduate seminar that first semester. I cherish our friendship.
Thanks also for reading and providing helpful feedback on various book
chapter iterations. Other faculty and staff at Rice, including Jean Aroom at
the GIS/Data Center and Libby Vann and Alan Steinberg at the Center for
Civic Leadership, shaped not only this project but also who I am as an aca-
demic and how I approach my work. And, undergraduate students at Rice
breathed life into my tired bones. Working with you all in teaching and re-
search roles and advising you in community-based participatory research
confirmed that I did really want to pursue this academic life. I also thank the
Social Sciences Research Institute at Rice, which provided grant support for
professional transcription of the in-depth interviews I conducted. Speaking
of in-depth interviews, I am grateful for the many dozens of people who par-
ticipated in this study as interviewees and informants—I learned much be-
cause you generously shared your time and professional expertise.
I am also deeply grateful for the many scholars I now have the pleasure
of knowing as departmental and professional colleagues and friends. Many
colleagues at or previously at the University of New Mexico (UNM) have
helped me with the book-writing process. Sharon Erickson Nepstad and
Owen Whooley both provided valuable feedback on my book prospectus
and advised me through the book contract process. Lisa Broidy, Felipe
Gonzales, Sofia Locklear, Nancy López, Wayne Santoro, María Vélez, Owen
Acknowledgments xi
Whooley, Jon Williams, and Eli Wilson all provided valuable feedback on
previous iterations of book chapters. To my students at UNM: thank you
for your sharp questions and critical insights. You inspire me every day.
In fact, I had you in mind as I wrote each chapter of this book. Outside of
UNM, Clayton Childress, Nicole Gonzalez Van Cleve, Neda Maghbouleh,
Amaka Okechukwu, Ranita Ray, and Chris Smith all helped me through the
book prospectus writing, feedback-getting, and submission process in var-
ious ways. Thank you all. Thanks also to Dan Hirschman, Whitney Pirtle,
Victor Ray, Jake Rugh, Louise Seamster, and Haj Yazdiha, all of whom read
portions of this book in its previous iterations and provided incisive, encour-
aging feedback. Special thanks to Haj, who has been an extraordinary book
buddy, friend, and fellow academic mama. Thanks also to Max Besbris, who
provided critical, generative comments on my writing and helpful advice on
the book publishing process. I also thank Cristina Mora, Mary Pattillo, and
Robert Vargas, each of whom asked important questions and gave valuable
comments at various stages of the analysis process. Thanks to Jeff Guhin and
Tony Lin, who co-hosted an early morning Zoom writing group during the
COVID-19 crisis that gave me the structure I needed to complete final book
revisions. I also thank Michael Allen, Diane Houk, and Morgan Williams,
all of whom generously shared their fair housing legal expertise with me.
Prentiss Dantzler read through and provided detailed, extremely helpful
feedback on the penultimate draft of this book—thank you, dear friend.
I’m so grateful to share the journey with you! Audra Wolfe (The Outside
Reader): Thank you for helping me strengthen this manuscript through crit-
ical, constructive editorial assistance. Thank you to James Cook and Emily
Mackenzie at Oxford University Press and to the reviewers who helped make
this book stronger. Each of you has shaped my thinking and writing in pro-
found ways. Thank you all.
Other key organizations and people made this work possible by providing
fellowship and childcare support. The Institute for Analytic Sociology at
Linköping University in Sweden awarded me a Robert K. Merton Visiting
Research Fellowship, which supported me as I made book revisions. Thanks
especially to Peter Hedström, Karl Wennberg, Sarah Valdez, Ben Jarvis, Åsa
Arnoldson, and Madelene Töpfer, who all welcomed me and facilitated a
productive stay at the Institute. While in Sweden, my dear friends Alex and
Nate Messarra, sister Allegra, mom Marcia, and dad Bill provided childcare,
and Alex also provided feedback on book chapters. Thank you to you all. My
deepest thanks also to St. Matthew’s, especially Lisa, who cared for Jude and
xii Acknowledgments
made me think that everything would be okay during the data collection for
this project. Thanks also to Wesley Kids, especially Alex, Angelica, Christina,
Lori, Jackie, Roberta, Terri, and Vanessa who cared for Jude and Emma while
I completed this book. All of you have loved my children so well—thank you
from the bottom of my heart.
Others have provided the intellectual, emotional, and motivational sup-
port to bring this project to fruition. Gloria Kenyon, Lenora McNamara,
Cynthia Muccio, and Lesley Vanaman: We must be the only “us” in the world,
right? Grateful for 20+ years with you all; thankful, too, for the general and
specific comments and questions you offered about this project that helped
strengthen it. Lynne Graham: You taught me how to read and write and,
when I was around you, never once did I feel weird or uncool (as I did most
of the time in high school). Thank you. Jennifer Aycock: Miracles happen
when kindred spirits come together. Running the race with you is my soul’s
deep delight. Je t’aime. Emily Zimbrick-Rogers: you have inspired me for ten
years! I can’t wait until we actually meet in person one day. Karla and Rob
Woodruff: Your friendship has saved me over the past few years. Thank you
for sharing your lives and joy.
Finally, my family. Mom and dad, thank you for loving me uncondition-
ally, for teaching me grace, and for cultivating a thirst for knowledge and jus-
tice. I love you. Jared and Allegra: You have shown me, in word and deed,
how to be whole and at peace. I wouldn’t trade growing up and old with you
for the world. Each of you write in ways that motivate me to keep growing
past the limitations of my own writing: Thank you. Amy: What a joy it has
been to share life with you over the past decade. Your strength, courage, and
independence inspire me daily. Resa and Dell: Thank you for welcoming me
as your own and always finding ways to encourage me. Jude: I was terrified
of you at first, mainly because I had no idea what I was doing. But you, my
firstborn, are a force of nature. You single-handedly transformed my fear into
purpose and you are the joy of my life. Emma: My firecracker, my comedi-
enne, my independent, fierce second-born. You make me a stronger woman
every day; you are the light of my life. Randall: You have supported me in
every possible way; with you, I flourish. Thank you for journeying with me
through it all with humor, patience, hope, and steadfast love.
Introduction
Race Brokers. Elizabeth Korver-Glenn, Oxford University Press (2021). © Oxford University Press.
DOI: 10.1093/oso/9780190063863.003.0001
2 Race Brokers
But, you know, I definitely see in clients when I’m showing them proper-
ties in some areas that they think, “Oh, you know, we love the look of this
neighborhood, we love the location. You know we love the price.” And I’ll
go and show them and they’ll make comments like, “Nobody here looks
like me.” And, you know, I think that’s natural. I don’t think that’s neces-
sarily a racist thing.
1968, the U.S. Congress began to pass a series of laws that prohibited explicit
racial discrimination in the sale or rental of a home. Defendants of color won
numerous lawsuits against real estate agents, mortgage lenders, appraisers,
and other housing market professionals who had discriminated against them.
At approximately the same time these legal changes occurred, America’s so-
cial landscape began to shift dramatically. The proportion of Americans who
identified as White declined as White families began to have fewer children.
During the same period, millions of African, Asian, and Latin American
individuals—most of whom moved directly to American cities rather than
rural areas—immigrated to the United States, dramatically increasing urban
ethnoracial diversity. White Americans began to report more favorable and
less explicitly racist attitudes toward groups of color on surveys. Individuals
of color were increasingly able to purchase homes, and they more frequently
expressed a desire to live in racially diverse neighborhoods than their White
counterparts.
In other words, multiple conditions that could have contributed to more
rapid or steep declines in racial segregation did not do so and at times ac-
tually coincided with increases in racial segregation. This is because these
social and legal changes occurred even as racism, or the ideas and practices
that justify and maintain racial inequality and White dominance (Bonilla-
Silva 2006; Fields and Fields 2014; Lewis and Diamond 2015), has persisted
in every major sphere of contemporary American life (Seamster and Ray
2018), including the housing market (Howell and Korver-Glenn 2018;
Korver-Glenn 2018a, 2018b).3 Indeed, racism, like racial segregation, has
become naturalized—so pervasive that it seems natural (Jung 2015). Thus,
when considering the housing market and the role real estate professionals
play in shaping housing opportunities and urban residential landscapes, the
key question is not whether racial segregation is an inevitable, or natural, out-
come of market exchanges or whether racism contributes to racial segrega-
tion (see also Taylor 2019). Rather, it is how racism in real estate contributes
to racial segregation in twenty-first-century urban America.
The question is pressing. Racial segregation poses serious problems for
American society more broadly. Among many other problems, it is tied to
ongoing wealth, educational, and health inequalities; intensified and more
violent policing of Black and Latinx people; social isolation and lack of inter-
racial contact; and sociopolitical conflict. In other words, racial segregation
is one of the key mechanisms at the core of systemic American racial ine-
quality (Reskin 2012).
4 Race Brokers
Through the early and mid-twentieth century, the U.S. federal government,
state and municipal governments, professional real estate organizations,
and individual White real estate professionals actively implemented policies
and practices that explicitly aimed to segregate American neighborhoods
(Connolly 2014; Gotham 2014; Jackson 1985; Rothstein 2017). Such practices
included cities’ use of racial zoning ordinances, which forbade Americans
of color—especially Black Americans—from purchasing homes in White
neighborhoods and vice versa (Rothstein 2017);5 the National Association
of Real Estate Boards’ harsh penalization of real estate agents who violated its
explicit goal of maintaining racial segregation (Taylor 2019); and White real
estate agents’ refusal to show or sell homes in White neighborhoods to Asian,
Black, Indigenous, or Latinx home buyers (e.g., Helper 1969). These practices
effectively cemented racially segregated urban landscapes. By the 1960s,
many American cities were extremely segregated by race and class (Massey
and Denton 1993). Since then, in terms of overall national patterns, segrega-
tion between Black and White Americans has declined slightly, slowly, and
unevenly. Segregation between Asian and White Americans and Latinx and
White Americans has remained virtually unchanged. But, in many urban
areas with large or growing populations of residents of color, racial segrega-
tion between White residents and residents of color appears to be on the rise
(Frey 2010a, 2010b; Krysan and Crowder 2017).
The system of racial segregation continues to influence how everyday
Americans experience their lives, with dire consequences for communities
of color. Alongside other forms of inequality, racial segregation is at the heart
of unequal educational opportunities, wealth accumulation, and criminal
justice system encounters. For example, relative to their peers in otherwise
6 Race Brokers
“Now, what is your name, little girl?” asked Mrs. Merton, surveying
Tom doubtfully, half sorry that she had undertaken the care of her.
“Tom.”
“That’s a boy’s name.”
“Everybody calls me Tom,—sometimes Tattered Tom.”
“There’s some reason about the first name,” thought Mrs. Merton,
as her glance rested on the ragged skirt and well-ventilated jacket of
her brother’s protegée.
“As you are a girl, it is not proper that you should have a boy’s
name. What is your real name?”
“I think it’s Jenny. Granny used to call me so long ago, but I like
Tom best.”
“Then I shall call you Jenny. Now, Jenny, the first thing to do, is to
wash yourself clean. Follow me.”
Mrs. Merton went up the front stairs, and Tom followed, using her
eyes to good advantage as she advanced.
The landlady led the way into a bath-room. She set the water to
running, and bade Tom undress.
“Am I to get into the tub?” asked Tom.
“Yes, certainly. While you are undressing, I will try and find some
clothes that will fit you.”
Though she did not at first fancy the idea of bathing, Tom grew to
like it, and submitted with a good grace. Mrs. Merton took care that
it should be thorough. After it, she dressed Tom in some clothes, still
very good, which had been laid aside by her daughter Mary. Then
she combed Tom’s tangled locks, and was astonished by the
improvement it made in the appearance of the little waif.
I have already said that Tom had elements of beauty, but it took
sharp eyes to detect them under the rags and dirt which had so
effectually disguised her. She had very brilliant dark eyes, and a
clear olive complexion, with cheeks that had a tinge of red instead of
the pallor usually to be found in those children who have the
misfortune to be reared in a tenement house. In her new clothes she
looked positively handsome, as Mrs. Merton thought, though she did
not see fit to say so to Tom herself.
When her toilet was concluded she turned Tom to the glass, and
said, “There, Jenny, do you know who that is?”
Tom stared in open-eyed wonder at the image which she saw. She
could hardly believe the testimony of her eyes.
“Is that me?” she asked.
“I believe so,” said Mrs. Merton, smiling.
“It don’t look like me a bit,” continued Tom.
“It doesn’t look like ‘Tattered Tom,’ certainly. Don’t you like it
better?”
“I dunno,” said Tom, doubtfully. “It looks too much like a girl.”
“But you are a girl, you know.”
“I wish I wasn’t.”
“Why?”
“Boys have more fun; besides, they are stronger, and can fight
better.”
“But you don’t want to fight?” said Mrs. Merton, scandalized.
“I licked a boy yesterday,” said Tom, proudly.
“Why did you do that?”
“He sassed me, and I licked him. He was bigger’n I was, too!”
“I can’t allow you to fight in future, Jenny,” said Mrs. Merton. “It
isn’t at all proper for girls, or indeed for boys, to fight; but it is worse
for girls.”
“Why is it?” asked Tom.
“Because girls should be gentle and lady-like.”
“If you was a girl, and a boy should slap you in the face, what
would you do?” asked Tom, fixing her bright eyes upon her mentor.
“I should forgive him, and hope he would become a better boy.”
“I wouldn’t,” said Tom. “I’d give him Hail Columby.”
“You’ve got some very wrong ideas, Jenny,” said Mrs. Merton. “I
fear that your grandmother has not brought you up properly.”
“She did not bring me up at all. I brought myself up. As for
granny, she didn’t care as long as I brought her money to buy
whiskey.”
Mrs. Merton shook her head. It was very evident to her that Tom
had been under very bad influences.
“I hope you will see the error of your ways after a while, Jenny.
My brother takes an interest in you, and for his sake I hope you will
try to improve.”
“If he wants me to, I will,” said Tom, decidedly.
Arab as she was, she had been impressed by the kindness of
Captain Barnes, and felt that she should like to please him. Still,
there was a fascination in the wild independence of her street life
which was likely for some time to interfere with her enjoyment of
the usages of a more civilized state. There was little prospect of her
taming down into an average girl all at once. The change must come
slowly.
“My brother will be very much pleased if he finds that you have
improved when he returns from his voyage.”
“When is he goin’ to sea?”
“In two or three days.”
“I asked him to take me with him,” said Tom; “but he wouldn’t.”
“You would only be in the way on a ship, Jenny.”
“No, I shouldn’t. I could be a cabin-boy.”
“But you are not a boy.”
“I could climb the masts as well as a boy. If there was only a pole
here, I’d show you.”
“What a child you are!”
“Did you ever read about the female pirate captain?” asked Tom.
“No.”
“Jim Morgan told me all about it. He’d read it in some book. It was
a bully story.”
“Such stories are not fit to read.”
“I’d like to be a pirate captain,” said Tom, thoughtfully.
“You mustn’t talk so, Jenny,” said Mrs. Merton, shocked.
“But I would, though, and carry two pistols and a dagger in my
belt, and then if anybody sassed me I’d give ’em all they wanted.”
“My brother wouldn’t like to hear you talk so, Jenny. I’m sure I
don’t know what has got into you to say such dreadful things.”
“Then I won’t,” said Tom. “I wonder what granny would say if she
saw me in these fixin’s. She wouldn’t know me.”
“When my brother comes, you shall go down and open the door
for him, and see if he knows you.”
“That will be bully.”
“Now I must be thinking what I can find for you to do. You will be
willing to help me?”
“Yes,” said Tom, promptly.
“Do you know how to make beds?”
“I can learn,” said Tom.
“Didn’t your grandmother ever teach you?” asked Mrs. Merton,
who, though for a long time a resident of New York, had a very
imperfect knowledge of how the poorest classes lived.
“Granny never made her bed,” said Tom. “She just gave it a shake,
and tumbled into it.”
“Bless me, how shiftless she must be!” ejaculated Mrs. Merton, in
surprise.
“Oh, granny don’t mind!” said Tom, carelessly.
“Did you ever sweep?”
“Lots of times. That’s the way I got money to carry to granny.”
“Were you paid for sweeping, then?” asked Mrs. Merton.
“Yes, people that came along would give me money. If they
wouldn’t I’d muddy their boots.”
“What do you mean, child? Where did you sweep?”
“Corner of Broadway and Chambers’ Streets.”
“Oh, you swept the crossing, then.”
“In course I did. If you’ll give me a broom, I’ll go out and sweep
front of your house; but I guess there aint so many people come
along here as in Broadway.”
“I don’t want you to do that,” said Mrs. Merton, hastily. “I want
you to sweep the rooms in the house. Sarah, the chambermaid, will
show you how, and also teach you to make beds.”
“All right,” said Tom. “Bring her on, and I’ll help her.”
“We will defer that till to-morrow. Now you may come down to the
kitchen with me, and I’ll see if I can find anything for you to do
there.”
Tom felt ready for any enterprise, and started to follow Mrs.
Merton downstairs, but rather startled the good lady by making a
rapid descent astride the banisters.
“Don’t you do that again, Jenny,” she said reprovingly.
“Why not?” asked Tom. “It’s jolly fun.”
CHAPTER XI
THE MISTAKES OF A MORNING.
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