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SPM Writing an Article Student Spending Habits Writing Email

The report details a survey on students' spending habits, highlighting that they primarily spend on trendy food and drinks, influenced by peer pressure and lack of parental supervision. It suggests improving financial literacy through awareness campaigns, mentorship sessions, and peer learning groups. The goal is to foster financial responsibility among students for better management of their finances in the future.

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Zainara Abdul Hamid
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45 views2 pages

SPM Writing an Article Student Spending Habits Writing Email

The report details a survey on students' spending habits, highlighting that they primarily spend on trendy food and drinks, influenced by peer pressure and lack of parental supervision. It suggests improving financial literacy through awareness campaigns, mentorship sessions, and peer learning groups. The goal is to foster financial responsibility among students for better management of their finances in the future.

Uploaded by

Zainara Abdul Hamid
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
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Recently, the Consumer Club in your school conducted a survey on the students' spending

habits. As the secretary of the club, your teacher has asked you to write a report on the
findings.

In your report, you must:

• share the details on what students spend the most on


● explain what influences students' spending decisions
● suggest ways to improve students' financial literacy

Write your report.

Contrast ideas
On the other hand, conversely, on the contrary, then again, or else, all the same,
but , for all that, in other ways, inversely, however , nevertheless , nonetheless
, still , yet.
C
CA
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To: Madam Zainara


Reported by: Secretary, Consumer Club

Students Spending Habits

Introduction
As we know, students nowadays like to overspend their money on something
wasteful and does not give any benefit to them. The aim of this report is about a
survey on the students spending habits.

What students spend the most


In this modern era, students spend the most on food and drinks. There is a lot of
trendy foods and drinks in Malaysia that attract the students to buy it. Apart from
that, a lot of cafes have opened around the school areas that lead them to spend
on the trendy foods. For instance, butterfly croissants, ‘cromboloni’ and spud
potatoes are the most popular food. On the other hand, students also love to
drink coffee in their daily life.

What influences student's spending decisions


From my perspective, one of the reasons that influences student's spending
decisions is to keep up with trend. By doing so, they will think it is easy to blend
in with other people. Undoubtedly, lack of parents’ supervision will lead students
to spend huge amount of money without thinking twice. Eventually, without
proper guidance, students will develop poor spending habits.

Ways to Manage Money


Furthermore, the Consumer Club organized an awareness campaign. This
campaign encouraged students to learn the correct ways to spend money and
saving habits. Additionally, the Consumer Club conducted financial mentorship
sessions, engaging mentors or alumni with financial expertise to share their
experiences. The Consumer Club also facilitated peer-to-peer learning by
creating student groups to discuss and learn financial strategies together.

Conclusion:

Understanding and improving students’ spending habits is crucial for fostering financial
responsibility. By implementing these recommendations, the school can help students
develop essential financial skills for the future. These efforts will contribute to shaping a
generation of financially responsible individuals, capable of navigating the complexities of
modern economic challenge.

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