TERMINOLOGIES

1. ID: Independent Distributor/ Direct Seller.

2. DP: Distributor Price.

3. MRP: Maximum Retail Price.

4. PV: Point Value (Volume of the product; incentives are calculated on the basis of PV).

5. GV: Group Volume (The collective volume generated by a network/organization).

6. GBU: Global Bonus Unit (Incentives are represented in GBU).

7. ACTIVE: Status of ID to be eligible for the incentive and carry forward. IDs get active
through personal turnover for 4 weeks.

8. ACTIVATION LEVEL: The volume of PV generated in the ID through PTO.

9. PERSONAL TURNOVER: Business volume generated by a distributor through

either personal retailing or generating retail by their personally sponsored distributors
in the latter’s first order week.

10. ACTIVATED ID: An ID in which at least one order is placed.

11. SPONSOR: A distributor who personally enrolls another distributor to their

organization.

12. UPLINE: An associate who is placed on top in a genealogical hierarchy.

13. CUSTOMER/CONSUMER: Person who is not a distributor, but buys IndusViva

products from a distributor.

14. MONTH: Cycle of 4 weeks, unless mentioned otherwise.

15. PAID AS RANK: Current week’s performance level.

16. ORDER HOLD: Suspending activities or denying access temporarily.

17. VACATED: Released the KYC documents.

18. BERTH ID: The new organizations generated parallel to 1st & 2nd organizations
on achieving the Black Diamond Ambassador Rank.
VALUES
25 PV – 1 Unit Product

1 GBU – INR 100

PRODUCT PRICING:

First Order (DP) Reorder (DP) MRP

25 PV = INR 2,997.50 INR 2,497.50 INR 2,997.50

50 PV = INR 5,495.00 INR 4,995.00 INR 5,995.00

100 PV = INR 9,990.00 INR 9,990.00 INR 11,990.00

200 PV = INR 19,980.00 INR 19,980.00 INR 23,980.00

Billing shall be done on MRP. A handling charge of INR 100/- per unit shall be extra for
all modes of delivery.

COMPENSATION PLAN
At IndusViva, distributors are our paramount. We reward them with an exceptionally
generous Compensation Plan. There are 9 incredible ways of earning Primary Income and
4 additional ways of earning Secondary Income with IndusViva.

9 WAYS OF PRIMARY INCOME

Retail Profit
Top Retailer’s Bonus
Business Opening Bonus
Dual Team Bonus
Rank Maintenance Bonus
Co-applicant Bonus
Single Team Bonus
Royalty
Reward Programs
4 WAYS OF SECONDARY INCOME
Personal Turnover Bonus
Presidential Upgrading Bonus
Loyalty
VOTM Bonus

RETAIL PROFIT (RP)

THE MORE YOU SELL, THE MORE YOU EARN
Selling IndusViva’s premium products directly to customers/consumers is the cornerstone
of your business. Face-to-face retail sales allow you to earn income by purchasing
IndusViva products at Distributor Price and then selling them at retail price, whereas
online retail through e-Commerce store link allows you to earn income without even
purchasing the products. Selling products to your customers is crucial in Network
Marketing. You can earn a commission even without adjoining a single distributor, by
building a strong customer base. Each distributor earns 20% of the DP* by selling at retail
price to the customers/consumers. The personal volume from sales counts towards your
activity requirement.

*Retail Profit is not available on the first order if it is of 25 PV.

TOP RETAILERS’ BONUS (TRB)

Distributors who achieve high retail sales in a calendar month with the most authenticated
sales to their customers will be rewarded with Top Retailers’ Bonus (TRB). A minimum
of 1,000 PV must be retailed to enjoy the privilege^.
1st Position: 500 GBU* 2nd Position: 250 GBU*

CONSOLATION PRIZE**#:
1st Prize: Distributors who retail 1,000 PV in a calendar month will be rewarded with
products worth INR 11,990/-
2nd Prize: Distributors who retail 600 PV and above in a calendar month will be rewarded
with products worth INR 5,995/-
3rd Prize: Distributors who retail 300 PV and above in a calendar month will be rewarded
with products worth INR 2,997.50/-
^ Distributors should submit the customer receipt to claim the TRB or the retail should be done
through store link.
*If 2 or 3 distributors qualify for 1st position, the sum of TRB for positions 1 & 2 shall be
distributed among the qualified. If more than 3 qualifies for 1st position then products worth
INR 23,980/- shall be rewarded to all the qualified distributors. If 2 distributors qualify for 2nd
position then the TRB 2 shall be distributed among them. If 3 or more distributors qualify for
2nd position then products worth INR 11,990/- shall be rewarded to all the qualified. **
**Handling charges and GST have to be paid by the distributor.
# Distributors who are qualified for 1st or 2nd position are not eligible for consolation prizes.

BUSINESS OPENING BONUS (BOB)

On the first purchase order* of the immediate associates in the first and second organizations, the
distributor shall be eligible for a 5% BOB, irrespective of their sponsorship; up to a maximum of
10 GBU.

*All the purchases made in the first week shall be considered as first order. Up to 200 PV shall be considered for BOB and
the remaining shall be carried forward and get considered for DTB.

DUAL TEAM BONUS (DTB)

As a new distributor, your focus will be on developing a base of retail and also empowering
your associates to sell more. You will also focus on developing your associates in
generating volume. The Dual Team Bonus (DTB) is calculated from the volumes
generated in your 1st and 2nd organizations. You will be rewarded for successfully
building sales volume in both your organizations.
A distributor shall be eligible for 10% of the balanced GV (5% of the sum of the balanced
GV) of both organizations, except the first order of their immediate associates, as DTB.
This shall have a capping at 2,500 GBU. The remaining GV at one organization after
balancing shall be carried forward to the next week. Personally purchased volume
exceeding 200 PV in a week will be added to the lesser side for DTB. If there is no team
in both the organizations, then the carry forward volume shall get assigned to one of the
organizations and in the subsequent week to the other organization, which would enable
the distributor to get DTB for whatever volume balanced, without having any
organization.
Weekly capping of DTB is based on the achieved rank. A distributor up to the rank Star-
1000 can earn up to a maximum of 1,000 GBU as DTB in a bonus week, while a Ruby
Executive or above can earn up to a maximum of 2,500 GBU.

DUAL TEAM BONUS (DTB)

30,000 GV 25,000 GV 25,000 GV 6,500 (1st Org.) 2,500 GBU
(Capping)
5,000 GV 3,000 GV 3,500 GV 1,500 (1st Org.) 350 GBU
1,000 GV 1,500 GV 1,000 GV 500 (2nd Org.) 100 GBU
25 GV 25 GV 25 GV -- 2.5 GBU
1st 2nd Balanced Carried DTB
Organisation Organisation Group Forward Volume Eligible
Volume

DUAL TEAM BONUS – CARRY FORWARD CRITERIA

The carry forward limit for a distributor ranked Star-1000 or below is 10,000 GV. The
Executive Ranks* and above shall have a maximum carry forward GV equivalent to 10
times of their rank qualifying GV required in a week, combining both the organizations;
maximum up to 5,00,000 GV. Only one side shall be carried forward.
Note: Carry forward points will be adjusted on every Friday closing.
*The activity level of the respective rank should have been maintained

Rank Maintenance Bonus (RMB)

PERSISTENCE IS A VIRTUE
Upon maintaining the paid as rank in the subsequent week of the
qualifying*/requalifying** week, same as their achieved rank, a distributor shall be eligible
to earn Rank Maintenance Bonus (RMB) from the rank of Ruby Executive.
On reaching the aggregate income criteria of the subsequent rank, if a distributor fails to
meet the weekly volume criteria of that rank, their RMB shall lapse. For an Executive
White Diamond, on completing the aggregate income of 4,00,000 GBU and for Black
Diamond Ambassador, Royal Black Diamond Ambassador and Imperial Black Diamond
Ambassador on completing 3 years from the week of achieving the rank, RMB shall
expire, if they fail to advance to the next rank.
*Qualifying -The week in which the rank is achieved.

**Requalifying - The week in which the rank is maintained after once missed.

RANKS WEEK 1 WEEK 2

Ruby Executive QFN/RQN 50 GBU
Pearl Executive QFN/RQN 100 GBU
Emerald Executive QFN/RQN 150 GBU
Sapphire Executive QFN/RQN 200 GBU
Executive Diamond QFN/RQN 250 GBU
Executive Blue Diamond QFN/RQN 300 GBU
Executive Purple Diamond QFN/RQN 350 GBU
Executive White Diamond QFN/RQN 400 GBU
Black Diamond Ambassador QFN/RQN 500 GBU
Royal Black Diamond Ambassador QFN/RQN 1,000 GBU
Imperial Black Diamond Ambassador QFN/RQN 1,500 GBU
Crown Black Diamond Ambassador QFN/RQN 2,500 GBU

CO-APPLICANT BONUS
Upon achieving Executive Diamond Rank, a distributor shall be eligible for 500 GBU as
Co-applicant Bonus every month for a period of 12 calendar months, provided that the
distributor maintains the paid as rank, same as that of the achieved rank, at least in one
week of a month. If any month/months lapse, subsequent month/months shall be
counted. If a distributor advances to the next rank before the tenure of current Co-
applicant Bonus expires, they only need to maintain the paid as criteria for the previous
rank to avail the Co-applicant Bonus until the 12 payments are received. It is exclusively
paid to the co-applicant*. The Co-applicant Bonus period shall be extended on rank
advancement.

*Co-applicant has to be default co-applicant. Eligibility to a non-default co- applicant is subject to the approval.

SINGLE TEAM BONUS (STB)

Upon achieving the Black Diamond Ambassador rank, a distributor shall get an opportunity to
open any number of organizations parallel to their 1st and 2nd organizations which shall be called
their berth organizations, where the distributor shall be eligible for 5% of the newly generated GV
from each organization as Single Team Bonus (STB), which shall have a capping at 5,000 GBU
on each berth organization. This bonus requires no balancing assuming that the Group Volume
generated in the berth IDs balances with the group volumes generated in the first two
organizations.

Royalty

1 GBU per 100 PV of the Global Business Volume (GBV) in a calendar month shall be allocated
to the Royalty. Calendar month shall be considered on the basis of closings (Fridays) in the month.
The Royalty shall be distributed among those with the highest achieved rank/performance level
in the company based on the aggregate points they earn starting from Black Diamond
Ambassador. Once the subsequent higher rank/performance level such as Royal, Imperial and
Crown Black Diamond Ambassadors or their Platinum Performance is achieved by at least one
distributor, Royalty shall be limited to that rank or performance level.

REWARD PROGRAMS
Star-250
INR 5,00,000/- accidental insurance coverage for a year to the distributor. Death, disability and
medical expenses caused due to accident shall be covered in the policy.

Star-1000
Star Summit: 3 Days, 2 Nights Residential Training Program (RTP) in a Luxury Property at
Bangalore* exclusively for the distributor and the default co-applicant#.

Surprise Rewards

The company may announce surprise rewards as and when it deems to be fit based on the sales
performance of the distributors which is at the sole discretion of the company and changes from time
to time.

Reward programs are available only for people who are actively pursuing the business (earning DTB) till the commencement
of the reward event
*Conveyance excluded.
#
Comapny may announce any alternative reward under any circumstances.

RANK QUALIFICATION CRITERIA

RANKS ARE ACCOUNTED BY
CONSIDERING A NUMBER OF FACTS:

• Your personal retailing

• Your personal sponsoring
• Achievers in your organization
• New Group Volume from all the organizations
• Aggregate income
RANKS

Star
A distributor who retails 300 PV products to customers in a period of 4 consecutive weeks
except the 1st order week
Or,
A distributor* who has one each active personally sponsored distributors in both the
organizations in the qualifying week.

Star-250
A Star who retails 600 PV products to customers in a period of 4 consecutive weeks except
the 1st order week
Or,
A distributor*/Star* who has one each active personally sponsored Stars in both the
organizations and generates 250 GV from the lesser side organization in the qualifying
week.

Star-500
An existing Star-250 who retails 1000 PV products to customers in a period of 4
consecutive weeks except the 1st order week
Or,
An existing Star-250* who has one each active Star-250 and generates 500 GV each from
both the organizations in the qualifying week.

Star-1000
An existing Star-500* who has one each active Star-500 in both the organizations and has
earned an aggregate income of 1,000 GBU from the date of enrolment
Or,
An existing Star-500* who has one each active Star-500 in both the organizations and 500
GBU aggregate team bonus which is generated from the retail volume of his network in
organizations 1 & 2.

*ID should be active in the qualifying week.

Rank advancement based on retail shall be eligible only on the basis of the following
conditions.
1. Retail volume should be considered for the respective eligibility only if it is done
through store link or if the customer receipt has been uploaded in the virtual office.
2. Customer receipt shall be considered only if the retail has happened in the cycle of
4 weeks in which the purchase has been made.
3. Distributor can advance to the respective rank in a lower period within the 4-week
cycle if they fulfill the criteria.
PAID AS RANKS

To maintain a paid as rank, a distributor has to maintain the minimum activity level and
weekly volume criteria of the particular rank after achieving the same.

Paid as STAR
Your ID should be Active. You should have at least one personally sponsored active
distributor and 125 GV on both the organizations
Or,
Retail 75 PV in the qualifying week (if you have advanced to the rank through retail
criteria).

Paid as STAR-250
Your ID should be Active. You should have a personally sponsored active Star and 250
GV on both the organizations
Or,
Retail 150 PV in the qualifying week (if you have advanced to the rank through retail
criteria).

Paid as STAR-500
Your ID should be Active. You should have an active Star-250 and 500 GV on both the
organizations
Or,
Retail 250 PV in the qualifying week (if you have advanced to the rank through retail
criteria).

Paid as STAR-1000
Your ID should be Active. You should have an active Star-500 and 750 GV on both the
organizations in the qualifying week.

Paid as Ruby Executive

Your ID should be at least 50 PV Active. You should have a minimum of 1,000 GV on
both the organizations in the qualifying week.

Paid as Executive Diamond

Your ID should be at least 200 PV/ Presidential Active and have a minimum of 10,000
GV on both the organizations in the qualifying week.

Paid as Crown Black Diamond Ambassador

Your ID should be at least 200 PV/Presidential Active and should have a minimum of
1,00,000 GV on five organizations in the qualifying week. Volume from berth IDs shall
be considered from multiple legs with the same condition of rank qualifying.

Minimum PV Required to be Active:

Star Distributors 25 PV
Ruby/Pearl Executive 50 PV
Emerald/Sapphire Executive 100 PV
Executive Diamond & Above 200 PV/PCM

Personal Turnover Bonus (PTB)

A distributor who is recognized as an Ideal Distributor by 100 PV personal retail and 400
PV retail of personally sponsored distributors in the latter’s 1st order week, in a cycle of 4
weeks shall be eligible for the Personal Turnover Bonus. The PTB is a reward of 2-unit
products* worth INR 5,995/- as per the conditions applied#.

Distributors who generate PV as per the following criteria are eligible for PTB Consolation
Prizes 1 & 2:
1) Consolation Prize 1: A distributor who generates 100 PV through personal retailing and
200 PV through retailing of personally sponsored distributors in their first order week, in
a cycle of four weeks shall be rewarded with 1 unit of product* worth INR 2997.50/-.

2) Consolation Prize 2: A distributor who generates 100 PV each through personal

retailing and retailing of personally sponsored distributors in their first order week, in a
cycle of four weeks shall be eligible for half unit of a product* which can be claimed once
another half is earned.

* GST & handling charges are applicable.

Refer to the Ideal Distributor page for more details.
#
Any sales volume considered for any other complimentary reward shall not be considered for PTB.

PRESIDENTIAL UPGRADING BONUS (PUB)

THINK BIG, SIZE MATTERS
On achieving Star-250 Rank*, a distributor is eligible to upgrade to the elite Presidential
Club by placing a single order of 1,000 PV.
When a personally sponsored Star-250 or above of an existing Presidential Club Member
(PCM) upgrade to or renew the PCM, the latter shall earn Presidential Upgrading Bonus
of 50 GBU.
*Refer to PCM page for more details

LOYALTY PROGRAM
Loyalty, as the name suggests, is our token of appreciation for the consistent loyalty you have
towards IndusViva business.
If a distributor places a minimum purchase order (25 PV) on his ID for 10 consecutive
months#, they shall be rewarded with a complimentary product of their choice via the Loyalty
Program.

Criteria:

• This exclusive reward is applicable for a distributor who holds ranks between
‘Independent Distributor’ and ‘Star-1000’ when the tenure commences.

• This reward is calculated as a cycle of 10 consecutive months. Any lapse in between the
cycle will cause the cancellation of the reward. Order should be placed every 5th week.

• Orders placed through VOTM are not eligible.

• In the particular tenure, if a distributor receives TRB, that month/months will be
exempted from the cycle: the cycle will not expire until 10 consecutive months are
completed in this case.

• GST and handling charges are applicable.

• Any sales volume considered for any other complimentary reward shall not be
considered for Loyalty.

*T&C Applicable.
#
A Cycle of 4 weeks.

VIVA ON THE MOVE (VOTM) BONUS

On achieving Star-500 Rank, a distributor is eligible to upgrade to VOTM*. When a
VOTM holder delivers 1,000 PV products to their team in a week ordered through his
VOTM, the VOTM holder will then be eligible for two complimentary products worth
INR 5,995/-. When the VOTM holder delivers 500 PV or above products but less than
1,000 PV in a week, then they are eligible for one complimentary product worth INR
2,997.50/-.

The VOTM holder can earn this either by qualifying with weekly volume or by generating
average weekly volume of the above-mentioned criteria.
*Refer to VOTM page for more details

IDEAL DISTRIBUTOR
An Ideal Distributor is anyone who can meet the expected ideal productivity from an
IndusViva Distributor. The criteria to be recognized as the treasured Ideal Distributor is
100 PV personal retail and 400 PV retail of personally sponsored distributors in their first
order week in a cycle. It is not mandatory that an Ideal Distributor should do one each
retail and sponsor every week, but if they meet the required criteria in a cycle, they are
qualified to be an Ideal Distributor. An Ideal Distributor is eligible for the Personal
Turnover Bonus which will be 2 products of their personal choice.

Criteria:

• PTB is applicable for all Star and above distributors irrespective of their Ranks.

• The cycle for the bonus started from week number 345 and not from any random
weeks/date of joining. Cycle 1 covered week number 345 to 348. Cycle 2 started from
week number 349 and ended with week number 352 and so on.
• Retail of Personally sponsored distributors in the first order week shall be considered only
when it is 100 PV or above.

• Personal sponsoring volume generated through first order of immediately sponsored

associates in both the organizations (1st & 2nd) by which the distributor advanced to Star
Rank shall not be considered for PTB or an Ideal Distributor title.

• Reorder in the week of first order will not be considered for personal retail.

• The 1/2-unit product bonus may be carried forward unlimitedly until it matches,
whereby the distributor shall be eligible to claim 1 product as reward.

• The 100 PV retailed by an Ideal Distributor, which is considered for PTB shall not be
considered for TRB consolation prizes. An Ideal Distributor has to generate retail of 400
PV (100 PV + 300 PV), 700 PV (100 PV + 600 PV) and 1100 PV (100 PV + 1000 PV) in
order to achieve TRB consolation prizes 3, 2 and 1 respectively.

• Any sales volume considered for any other complimentary reward shall not be
considered for Ideal Distributor title.

PRESIDENTIAL CLUB

Benefits of being a PCM:

• ID remains active with 100 PV for 12 cycles (48 weeks).

• Products worth INR 11,990/- as complimentary*.
• A Star-250 distributor, once eligible for PCM, if they upgrade in the same week or
subsequent week will get four weeks extra added to their PCM (Total: 48+4=52 weeks).
• If a distributor reactivates their PCM on the week of expiry, the distributor will get 52
weeks’ activation.

Criteria:

• Only Victor Club members, those who have sold 300 PV in a calendar month are eligible
to avail PCM. Such applicants have to upload the customer receipt if retailed directly.
Retail through store link is appreciated.
• Only a Star-250 and above can apply.
• Should complete a minimum of 1+4 weeks in the Viva business.
• A notarized affidavit in the prescribed format conforming that they have enough sales
experience and customer base, should be signed and submitted.
• Double activation of PCM is not permitted.
• Only PCM active distributors shall receive PUB.

*GST and handling charges to be paid by the distributor.

VIVA ON THE MOVE (VOTM)

Viva On The Move (VOTM) is for quick delivery of products which helps
your team members to enjoy cash & carry of IndusViva products. A little
space in the house/boot of the car carries out the purpose. By keeping a
laptop/computer/smartphone with internet connection & net banking, credit
or debit card facility, a VOTM holder can ensure optimum utilization of
facilities provided by the company. Having a VOTM and promoting the same
in the team will help in building a fast and sustainable Viva business.

CRITERIA:

• Star-500 is eligible for 500 PV VOTM & Star-1000 and above rank holders are eligible
for 1000 PV VOTM.

• Should complete 1+4 weeks in the business.

• To avail VOTM, the eligible distributor has to submit a notarized affidavit.

• For 1000 PV VOTM, a distributor has to place 500 PV in a single order, which they can
upgrade up to 1,000 PV subsequently.

• Distributors’ ID will be 200 PV Active and the remaining 300 PV or 800 PV go to the
lesser leg in 500 PV and 1000 PV VOTM respectively, provided both organizations have
at least one ID placed their first order.

• Handling charges are applicable for all the orders placed by the team through VOTM.

• VOTM holders can give the products only to their team members (Genealogy).

• Distributors shall choose VOTM as their mode of delivery while placing the order and
their preferred VOTM holder by entering the ID number of the VOTM holder and collect
the ordered product from them.
• Orders will be dispatched to the VOTM holder’s shipping address usually once in a week
and strictly not to any other addresses.
• The VOTM holder has to pay the handling charges and GST of the complimentary
product.

• PCM activation cannot be done through VOTM.

• VOTM holder will be responsible for the distribution of products of the orders placed by
their team members.

• VOTM Bonus shall be calculated after deducting TRB eligible products, if any.

• Averaging shall be applicable if minimum qualifying volume criteria has been made
before deducting TRB eligible volume in all the weeks of a calendar month.

SPECIAL INSURANCE POLICY

A Star-250 Ranked distributor is secured against unexpected and untoward accidents with
TATA AIG insurance policy*, exclusively paid by IndusViva HealthSciences Pvt. Ltd.
You can avail protection in rural as well as urban areas across India, 24 hours without any
fuss. The physical loss to an accidental injury, fatality, or disablement will be covered
during your journey with us.

Group Personal Accident

The policy covers the insured person (or his nominee/ legal heir, as the case may be) for
the occurrence of any insured event, as specifically described, under different benefit(s)
arising due to an injury sustained by the insured person during the policy period but not
exceeding the sum insured as specified under the respective benefits under policy schedule.

Benefits can be availed for:

Death
Permanent total disablement
Permanent partial disablement
Temporary total disablement
*The insurance is only for the distributor. The period of accidental insurance coverage is one year from the date of
insurance. It can be renewed under the expense of insured distributor if they are willing to do so.

PERFORMANCE LEVEL

Platinum Performance
After achieving a rank, if a distributor maintains the paid as rank criteria of the subsequent
rank, they shall be considered as a Platinum Performer for that week. Where the next rank
criteria are not applicable, then the achievement shall be decided with the maintenance of
double the volume of weekly criteria of achieved rank.

Gold Performance
After achieving a rank, if a distributor maintains the paid as rank criteria of the same rank,
they shall be considered as a Gold Performer for that week.

Silver Performance
After achieving a rank, if a distributor maintains the paid as rank criteria of the rank
immediately beneath the current rank, they shall be considered as a Silver Performer for
that week. Where the one rank below criteria is not applicable, half the volume of weekly
criteria of achieved rank shall be the criteria.

Bronze Performance
After achieving a rank, if a distributor maintains the paid as rank criteria of two or more
ranks beneath the current rank, they shall be considered as a Bronze Performer for that
week. Where the two ranks below criteria is not applicable, 1/4th volume of weekly
criteria of achieved rank shall be the criteria.

POLICIES AND PROCEDURES

1. Terms & Conditions mentioned in the application form should be clearly explained to
a prospective distributor before sponsoring.

2. No ID can be created on any partnership basis or in the name of a firm.

3. Every business week begins on Saturday and ends on the following Friday. Incentives
earned during one business week will be credited into the bank account of the individual
distributor on or before next Friday.

4. Every distributor must upload the scanned copies of their KYC/KYDC, PAN card,
address proof and cancelled cheque failing which they will be unable to place a subsequent
repurchase order and commission shall be on hold.

5. In case of failure in submitting the scanned copy of their PAN card, TDS of 20% instead
of 5% will be deducted from the distributor.

6. The distributor has to upload a scanned copy of both the sides of the duly filled in and
signed application form, failing which would amount to incentives being withheld.

7. The default co-applicant of a person is their spouse. However, in the case of a distributor
being unmarried/divorced the default co-applicant for a female distributor is her father
and the mother in the case of a male distributor. Any non-default co-applicant should get
approved with valid documentation.

8. No husband and wife or their dependents are entitled to hold separate distributorship.
Dual distributorship will amount to termination of both the IDs.

9. The distributorship is non-transferable; a Crown Black Diamond Ambassador ID may

be sold as per the norms of the Transfer of Property Act, 1882, after obtaining a No
Objection Certificate (NOC) from the company. The buyer of the ID can claim the
revenue and benefits from the ID.

10. If an ID remains inactive even after 4 weeks from the date of enrolment, it can be
considered as resigned and the PAN can be retrieved. An active distributor who resigns
his distributorship can restart only after 3 months. If the ID is inactive for six consecutive
months, it will be considered as resigned. In case of an ID remaining inactive for a period
of 2 years subsequent to activation, it will be removed from records.

11. Distributors are strictly prohibited from changing their sponsor and their line of uplines
subsequent to activation of the ID.
12. A maximum purchase that can be made in a day is restricted to 200 PV. Further
purchase can be made on the following day which shall be presumed as the previous order
being completely liquidated.

13. Handling charges will be on actuals for non-serviceable locations; including remote
islands/destinations/locations outside India.

14. If a distributor cancels his first order after the commission statement is generated,
minus PV shall be reflected on all concerned beneficiaries. Additionally, distributors are
liable to settle the accounts with the company within 30 days if it hasn’t been set aside by
that time.

15. Trimming: If the sales and marketing cost exceeds 50% of the turnover of the company
in any week, the excess amount will be equally deducted from all the beneficiaries of the
particular week.

16. An affidavit must be prepared and submitted in the prescribed format, on a stamp
paper of INR 100/- or above duly notarized for PCM. The product cost of PCM shall be
transferred directly from the concerned party’s bank account to the company.

17. Distributors are strictly prohibited to sell any products at a discounted rate and must
give the customer duly filled in customer receipt.

18. Activation with PV below the specified volume as mentioned in the compensation
plan will bring down the carry forward (if any) to 10,000 GV.

19. Rewarded products will not carry any Point Value and shall not be included in the
aggregated income. Sales are subject to audit. All complimentary products need to be
claimed within 3 months of achievement. The reward shall expire thereafter and cannot
be claimed.

20. The maximum rank which can be achieved in one go is Star-250. Subsequent to which
every distributor must remain in each rank for a period of at least one week. Jumping of
ranks is not possible subsequent to achieving Star-250 Rank.

21. Berth IDs can be opened only after achieving Black Diamond Ambassador Rank.

22. Reward programs are strictly for distributors and default co-applicants. It is non-
transferable and not eligible for carrying forward to subsequent events.

23. Distributors are not allowed to create any page/channel/accounts/online platforms in

the name of IndusViva or VibrantViva or with the same as prefix or suffix.
24. Publishing content on social media or any other platform that is defaming/damaging
to the company, products and fellow distributors is not allowed.

25. System (Business Development Organization) may only be created after achieving
Crown Black Diamond Rank with the consent of IndusViva HealthSciences Pvt Ltd;
which will be considered as a parallel system to VibrantViva.

26. Until achieving Crown Black Diamond Rank, only the team leader’s name or name
of the city can be used by the Ruby and above Ranks. Ruby and above Ranks shall use
their name for event promotions only in the absence of their uplines during the event. The
leader whose name is mentioned in the promotions should be present in the event.

27. The team should not participate in any activities conflicting with the VibrantViva
system.

28. Creating personal/team logos and using it along with the VibrantViva system is strictly
not entertained. Unachieved/conferred titles should not be used for any promotions.

29. Distributors are not allowed to make and promote any marketing collaterals,
accessories or anything of such kind.

30. Any kind of promotions with monetary/ financial benefits or any aids to attract anyone
to the business are strictly not entertained.

31. All full-time distributors of IndusViva are liable to attend the training on Do’s and
Don’ts of Multi-Level Marketing by Gulati Institute of Finance and Taxation,
Trivandrum, Kerala.

32. Violations of any of the company norms may attract discontinuation or cancellation
of Co-applicant Bonus. The payment of Co-applicant Bonus will be at the sole discretion
of the company.

33. Association of the distributor with any other Network Marketing Company, Ponzi
Scheme, Money Chain of whatsoever kind or any other valid reason which company feels
so will amount in the termination of distributorship.

34. Any employee of IndusViva or their relatives are not permitted to enroll as the
Distributors of IndusViva.

35. Violation of any of the above policies will lead to the Distributor ID being terminated.
In case of any dispute contact: [email protected]

DISCLAIMER:

This is the official Compensation Plan, Policy & Procedure and Terms & Conditions
document of IndusViva, valid only in India, for the year 2022; pertaining to the business
opportunity offered to Independent Distributors. IndusViva withholds all the rights to
amend or remove any of the clauses mentioned here without any notice. The company has
all the rights to nullify any of the clauses, if necessary, to protect the interest of the business.
Refer to https://indusviva.com/wp-content/uploads/2022/03/IndusViva-
Compensation-Plan-2022.pdf for the latest updates. Valid only in India, for the year 2022.
Any disputes, Bangalore jurisdiction only.

Published on 1st April 2022