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Celesta Brochure Low Res

Celesta offers a personalized banking experience with exclusive features for individuals meeting specific eligibility criteria, such as maintaining a high average monthly balance or total relationship value. Family banking options allow up to four family members to enjoy premium services, including wealth management and concierge support. Additional benefits include a Celesta debit card with extensive rewards, complimentary insurance coverage, and a dedicated relationship manager for tailored services.

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0% found this document useful (0 votes)
19 views10 pages

Celesta Brochure Low Res

Celesta offers a personalized banking experience with exclusive features for individuals meeting specific eligibility criteria, such as maintaining a high average monthly balance or total relationship value. Family banking options allow up to four family members to enjoy premium services, including wealth management and concierge support. Additional benefits include a Celesta debit card with extensive rewards, complimentary insurance coverage, and a dedicated relationship manager for tailored services.

Uploaded by

sahilnarula87
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Welcome to an exclusive world of privileges

As your perfect banking partner, we bring to you, Celesta, a truly spectacular

personalised banking experience. It is a treasure trove of exclusive features that are

crafted to cater to your evolving needs.


CELESTA ELIGIBILITY

Celesta provides contemporary best-in-class offerings and an experience that goes


beyond banking. Any individual (Resident or NRI) can join Celesta, satisfying any of the
following criteria:

• Average Monthly Balance of `10 Lakhs in savings account

• Cumulative Average Monthly Balance of `10 Lakhs across all savings accounts

• Average Monthly Balance of `5 Lakhs across all savings account + ` 25 Lakhs as Fixed
Deposit

• Total Relationship value of ` 1 Crore

• For Resident Salary Customers: Salary credit of ` 2 Lakhs or more in salary account

• Family Monthly Average Balance of ` 10 Lakhs across all savings accounts in Family ID

• Family Monthly Average Balance of ` 5 Lakhs across all savings accounts in Family ID
+ `25 Lakhs as Fixed Deposit

• Family Total Relationship Value of `1 Crore


FAMILY BANKING
This enables you to provide Celesta banking experience to your family
members as well.
An option to add up to 4 family members for a Celesta experience that
provides Premium Celesta Debit Card, Airport Lounge Access Program,
Concierge Program, Insurance Benefits, Priority Hotline, Relationship
Manager Support & much more. Share all the privileges with your family
too.

WEALTH MANAGEMENT SERVICES


With Celesta, you get to take a break from the nitty gritty of managing
wealth. Through our strategic partner Equirus, we provide you the best Apart from traditional banking, investment
of Wealth Management Services. Multi-layer expertise through products and wealth management services, we
dedicated RMs for comprehensive investment solutions. offer a wide spectrum of financial solutions like Life
Our Wealth Management Services make available a multitude of Insurance, General Insurance, Health Insurance,
products and services. Our expertise lies in the areas of Mutual funds, Demat Account, ASBA, Online Trading Account,
Portfolio Management Services, Bonds, Alternate Investment Funds, Portfolio Investment Scheme (PIS), National
Estate planning, Dollar Denominated Products, Private Equity, Unlisted Pension Scheme (NPS), Sovereign Gold Bond, etc.
Securities, etc. We also provide a best-in-class online platform,
absolutely free, to help review and manage the portfolio. Bespoke
Solutions to optimize risk adjusted returns and digital platforms are the
highlights.
PERSONALISED BANKING
We offer services that are tailor-made. Exclusivity is ensured in all
engagements with us. Some of the exclusive features include:

• Support of two Relationship Managers

• Customized insurance benefits

• Personalized gifts and offers

• Concierge program

• Green Channel Processing

• Doorstep Banking (at select locations)

• Video calling facility

CELESTA DEBIT CARD


• Debit card loaded with exclusive loyalty offers

• Complimentary domestic & international airport lounge access


• Accelerated reward point structure for Debit Card spends
• Daily shopping limit of ` 6 Lakhs
• Daily cash withdrawal limit of `1 Lakh
• Assured 15% off on food & dining
• Complementary Golf Access
• Tap to pay facility
Credit Card

Your Exclusive Benefits


• Lifetime free credit card (Limited period offer)

• Dynamic Annual Percentage Rate (APR*) starting from 0.49% p.m.


(5.88% p.a.) depending on your banking relationship with us.

• Enjoy our bespoke 3-2-1 Rewards structure - 3x Rewards on


spends for Travel and International categories, 2x Rewards on
spends for Dining categories and 1x Rewards for other categories

• Get an Amazon-e-gift card worth ₹600 on minimum spend of


₹10,000 within first 30 days of activation of the card.

• Complementary lounge access - (Domestic - 4 / quarter &


International - 2 / year)

• Add on card, EMI facility and balance transfer facility available.

• Concierge services by Loyalty Rewards

What’s More*
Enjoy More
• BOGO (Buy One Get One) movie ticket from INOX, once
a month • Avail fabulous discounts & attractive cashbacks on
• 1% fuel surcharge waiver at all fuel stations across India Shopping Dining Travel Utility Bill
• Minimum 15% discount at partner hotels through Payments etc.
FedDelights program
• Premium benefits under Visa Luxury Hotel Collection’s
• Gain access to a wide variety of Visa offers and deals,
program
including travel, food and dining, shopping, sports,
entertainment, lifestyle and much more. • Federal Bank’s new Celesta Credit Card comes loaded
with an array of attractive benefits through various
partners such as

*T&C Apply – Credit cards are extended only to eligible customer base.
COMPLIMENTARY LOUNGE ACCESS
Enjoy premium airport lounge experience with complimentary access to
select lounges at airports with your Celesta Debit Card

Card Type Domestic lounge International lounge

Celesta 2 / Quarter 4 / Year

REWARD PROGRAM – FEDERAL REWARDS


Federal Bank brings you ‘Federal Rewards’, an exclusive Loyalty Programme through which you can enjoy
additional benefits.

Earn accelerated Reward Points at 1 point for every `100 spent on all your Debit Card spends online and at Point
of Sale (POS), and on FedNet and FedMobile transactions. Reward Points can be redeemed against a wide range
of merchandise, movie, bus and air tickets, gift vouchers, mobile recharge and more on the Federal Rewards
Website, and in-store at our partner stores.

SCAN THE QR CODE

FED DELIGHT
Celesta offers a delightful dining experience for you and Assured

15%
your family at select restaurants.

OFF
Get delectable deals across 500+ restaurants and on Food &
Dining
50+ cuisines with Celesta Debit Card.
BENEFITS GALORE
There are various benefits you would be eligible for.
A few of them are given below:

• Welcome gift
• Monthly concierge offers
• Yearly birthday rewards
• Personalised digital touch points

COMPLIMENTARY INSURANCE BENEFITS


Celesta holder and family members are eligible for following complimentary
insurance coverage as part of family banking program.

• Air Accidental Cover – ` 1 Crore*


• Personal Accidental Cover – ` 50 Lakhs* (Max Limit)
• Celesta Card protection Plan – `4 Lakhs*
• Daily Hospital Cash (Accident & illness) – ` 5000 for 10 days (1 day deductible)*

FEDERAL CONCIERGE SERVICES


Federal Bank Concierge is an on-call premium service provided to Celesta cardholders. It is dedicated to assist you
in your travel, shopping, recreational engagements or any other similar requirements” A few services are below -

Travel Services and Premium Services Golfing Services


• Golf course referral and reservation assistance
• Hotel referral and reservation assistance
• Golf lessons information
• Flight information and ticketing assistance • Golf equipment and apparels
• Golf events assistance
• Luxury car rental and limousine referral
Arts and Culture Services
and reservation assistance
• Arts and antiques dealers information assistance
• Pre-trip inoculation and visa requirement information • Flower and gift delivery assistance
• Airport limousine concierge • Jewellery and watches referral assistance
• Major shopping belts/locations information
• Airport VIP service meet-and-greet • Spa, fitness centre and sports centre
• Airport lounge access information and referral assistance

• Currency rates and conversions Business Services


• Courier service assistance
• Trip planning and assistance • Translation services
• Overseas language/translation support Other Services
• Event planning
• Sightseeing and destination recommendations
• Pet care assistance
• Luxury yacht and cruise information and reservations • Massage and aromatherapy services
RELATIONSHIP PRICING
Relationship pricing is an exclusive offer for our elite customers who
fulfil the Celesta eligibility criteria. This feature provides the following
benefits:

• Zero account service fee

• Lifetime free demat account

• Preferential rates for retail loans

• Concessions in processing fee

• Concessions in locker rent

• Zero balance NRO account

• Preferential inward remittance rates

ROUND THE CLOCK SERVICES


Connect from anywhere, anytime and get your queries answered
within minutes.
Dedicated support desk: [email protected]
RM support @ fingertips

*Terms & Conditions apply - The offers/conditions/charges mentioned in this document is subject to modification from time to time solely at the Bank’s discretion.
Your Internet Banking Facility Your Mobile Banking App

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