DIGITAL

The Team at Virgin Money

Symington House
MR J VALLEJO & MRS S MORRISON
Clydebank Business Park
25 Earlswells Road
0000000000

7-8 North Avenue

Cults Clydebank
Aberdeen G81 2NT
AB15 9NY
Can we help?
Tel: 0800 121 7365

Page 1 of 2
Statement date
26 October 2022
Account name
Your M Plus Account statement JOSE LUIS VALLEJO & SERENA MAI
MORRISON
Statement No: 202
Sort code
Date Description Debits Credits Balance
82-69-27
26 Sep 2022 Previousstatement 79126.81 Account number
30 Sep Drilling Pooled Ac 1775.41 50515228
Gross Interest 1.64 80903.86 IBAN
GB70CLYD82692750515228
14 Oct Avivac0868691Cg 01 198.07 81101.93
BIC
24 Oct Nh289117C DWP Sp 780.08 81882.01 CLYDGB21927
26 Oct Mb 826132 60244984 50.00 81832.01 Deposits in this account are eligible
81832.01
for cover under the Financial
Services Compensation Scheme
(FSCS)

Opening balance
£79126.81
Debits
£50.00
Credits
£2755.20
Closing balance
£81832.01
BSTMT_552173_Prod

Arranged Overdraft limit

Current £100
DD= Direct Debit
SO =StandingOrder
TB= Telephone Banking
MB= MobileBanking
TL= OvertheCounterPayment
EB =ElectronicBanking
OD =Overdraft
Cls= Contactless Debit CardTransaction
WLT =DigitalWallet Payment
FGN = Foreign
CHQ = Cheque
LTE = Less than or equal to
MT = More than
PMT = Payment
ACC = Account
GBP = Pounds Sterling
REV = Reversal
Purch = Purchase
WDL = Withdrawal
CCY = Currency
Unarr = Unarranged

Interest rate details can be found on

Page 2.
Clydesdale Bank PLC (which also trades as Yorkshire Bank, B and Virgin Money) is authorised by the Prudential Regulation Authority and regulated by the
Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register No. 121873. Credit facilities other than regulated
mortgages and regulated credit agreements are not regulated by the Financial Conduct Authority. Clydesdale Bank PLC is registered in Scotland (No.
SC001111). Registered Office: 30 St Vincent Place, Glasgow G1 2HL.
 Page 2 of 2
Change of address
Do we have your correct postal address? If not, please call us on 0800 121 7365 to advise details of your new address. Alternatively if you are registered for
the service, you can update your details by calling Telephone Banking. Please have a list of all the products you have with us to ensure any associated accounts
are updated. Also please note that if there is more than one party to any account, each party must advise their up to date details in order for their records to be
changed.

Dispute resolution
If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with the way in which we handled your
complaint or the result, you may be able to complain to the Financial Ombudsman Service.
If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can provide details of how to contact the
Ombudsman.

Standards of Lending Practice

We adhere to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board: www.lendingstandardsboard.org.uk
Fees and charges
Details of interest rates and charges for our accounts are available at virginmoney.com/pca, or by calling us on 0800 121 7365.
IBAN - International Bank Identifier BIC - Bank Identifier
These details must be used for receipt of cross-border payments within the EU, BIC should also be used for all International Payments together with your full
account number. If you have any queries please contact us.
Marketing
You can update your marketing preference at anytime via the mobile app, internet banking or over the phone.

Your statement is also available in large print, braille and audio if required.
Please speak to a member of staff for details.
Lost and stolen cards
If your Debit Card is lost or stolen please call us as soon as possible on UK: 0800 121 7365 Abroad: +44 141 221 7300. Lines open 24 hours, 7 days.
If possible please have your card details to hand when you call.
For your security calls to the numbers quoted may be recorded.

Important information about the Financial Services Compensation Scheme

We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial
obligations.
Details on the protection of eligible deposits can be found in the information sheet and deposits excluded from the scheme can be found in the exclusion list
which can be obtained from your local store.
For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.

Please read - Interest Rate information

The following interest rates were applicable during the statement period. Arranged Overdraft interest rates apply to the amount of any borrowing,
up to your Arranged Overdraft limit. Unarranged Overdraft interest rates apply to any borrowing which is the result of our agreeing to a request
from you for a temporary Unarranged Overdraft or temporary increase to an existing Arranged Overdraft to cover a payment despite lack of
funds.

Debit interest Rate (%)

Limit (£)
rate(s) effective from per annum
Arranged Overdraft 26/09/2022 100 18.29
Unarranged Overdraft 26/09/2022 100+ 18.29

Current Credit
Tier (£) Rate % (Per Annum)
Interest Rate
0 - 1,000 2.00
1,000 + 0.00