Consultant Benefits Summary 2025
Consultant Benefits Summary 2025
2025
TABLE OF
CONTENTS
03 04
Important Benefits Your Benefit
Information Choices
06
Medical Benefits
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IMPORTANT
BENEFITS
INFORMATION
Welcome to Motion Recruitment
Partners' Annual Benefits Offering for
Consultant Employees, available to
employees of Motion Recruitment
Partners’ family of companies (Motion
Recruitment, Motion Consulting Group,
Sevenstep, and The Goal). Motion
Recruitment is proud to offer a
competitive and comprehensive
employee benefits program for our W-2
Consultant Employees.
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YOUR BENEFIT
CHOICES
Your benefit choices are binding through the end of the plan year per IRS regulations.
You may only change your benefits if you experience a qualifying life event. Here are
some examples:
• Marriage
• Birth & Adoption
• Divorce
• Change in coverage through a spouse’s plan
• Death of spouse or dependent
• Loss of dependent status
• Gain/loss of eligibility for Medicare or Medicaid
• Gain/loss of eligibility for a Children’s Health Insurance Program (CHIP)
• Receiving a Qualified Medical Child Support Order (QMCSO)
Please review the enclosed materials carefully. Please be aware that outside of your
enrollment period, you will not be able to change your benefit elections until the next
open enrollment period unless you experience a Qualifying Life Event. If you
experience a Qualifying Life Event, you will have 30 days to make or change your
benefit election(s).
ELIGIBILITY
W-2 Consultant Employees working a minimum of 30 hours per
week become eligible to participate in the Motion
Recruitment’s benefits program following 30 days of
employment, unless otherwise noted in the below benefit
summary. Note that 1099/3rd Party/Corp to Corp consultants
are ineligible to participate in the program.
DEPENDENT COVERAGE
In addition to electing coverage for yourself, you may elect to
cover your legal spouse or registered domestic partner and
your dependent child(ren) up to age 26, regardless of student
status, marital status, financial dependence, and residence.
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QUICK REFERENCE TIPS
• The rates outlined are effective for the 2025
plan year.
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MEDICAL
BENEFITS
MEDICAL PLAN OPTIONS
Medical benefits help to ensure good health. They also help
protect you and your family from costly and unexpected medical
expenses. Motion Recruitment Partners offers you four medical
plans to choose from through United Healthcare (UHC) We have
chosen UHC as our medical provider for their large national
network of providers and access to quality in-network care.
While all four plans cover the same types of services, the plans
differ in how their deductibles and out-of-pocket maximums are
applied as well as at what level of coverage they offer.
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MEDICAL BENEFITS (UNITED HEALTHCARE)
Below is a summary of the benefits offered under the United Healthcare plan
options. The chart below is for illustrative purposes only. For specific plan details,
please refer to your summary plan description (SPD).
In-Network
Annual Deductible
$500 / $1,500 $1,000 / $2,000 $3,500 / $7,000 $1,650 / $3,300
Individual/Family
Preventative Care Covered 100% Covered 100% Covered 100% Covered 100%
20% after
Telehealth $20 copay $25 copay $20 copay after deductible
deductible
Emergency Care
$75 copay $75 copay 20% after deductible 10% after deductible
Urgent Care Center
$150 copay $100 copay 20% after deductible 10% after deductible
Emergency Services - Outpatient
Out-of-Network Benefits1
Annual Deductible
$1,000 / $3,000 N/A $7,000 / $14,000 $3,500 / $6,000
Individual/Family
Coinsurance 40% after deductible N/A 40% after deductible 30% after deductible
1A collective deductible means the family deductible must be met before any individual family member begins paying coinsurance or copays. An
embedded deductible means all individual deductibles will count towards the family deductible, but an individual will not need to pay more than the
individual deductible. 2An individual will not need to pay more than the individual out-of-pocket maximum, even if the family out-of-pocket maximum
has not yet been met. 3 Out-of-Network reimburses at 200% of MCR. All 4 plans utilize the same provider network. Networks can be viewed at
https://www.uhc.com/find-a-doctor (choose Choice Plus).
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PRESCRIPTION BENEFITS (CVS/UHC)
Below is a summary of the Prescription benefits offered and the copays associated
with each tier. This chart is for illustrative purposes only. For specific plan details,
please refer to your summary plan description (SPD).
In-Network
Single Coverage
$165.06 $128.00 $ 68.91 $118.37
Employee + Spouse
$364.45 $281.60 $147.74 $267.73
Employee + Child(ren)
$338.01 $264.96 $138.52 $247.47
Family Coverage
$533.23 $442.53 $210.62 $402.66
Bi-Weekly Medical Payroll Contributions
Single Coverage
$330.12 $256.00 $137.83 $236.74
Employee + Spouse
$728.90 $563.20 $295.48 $535.45
Employee + Child(ren)
$676.02 $529.92 $277.04 $494.93
Family Coverage
$1,066.46 $885.06 $421.23 $805.31
*Please note, since a Domestic Partner is not considered a legal spouse under federal law, the portion of your medical premiums attributed to your
domestic partner’s coverage will be deducted on a post-tax basis.
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DENTAL BENEFITS (GUARDIAN)
Motion Recruitment offers you a comprehensive dental plan through Guardian. This is a
national network plan that provides coverage for services including Preventive, Basic, Major
and Restorative and Orthodontia. You may use any dental provider you choose, in-network
or out-of-network, but you will pay more for out-of-network care because in-network
providers have agreed to discounted rates for plan members. When you use out-of-network
providers, coverage is based on usual and customary charges which could result in you
paying more than the percentage shown below. If you enroll for dental coverage, an ID card
will be mailed to your home address. Below is a summary of your Dental benefits. This chart
is for illustrative purposes only. For specific plan details, please refer to your summary plan
description (SPD).
Annual Deductible
$50 / $150
Individual / Family
NEW FOR 2022: Adult & Child Orthodontia1 50% no deductible N/A
Type of Coverage Weekly Dental Payroll Contributions Bi-Weekly Dental Payroll Contributions
*Please note, since a Domestic Partner is not considered a legal spouse under federal law, the portion of your medical premiums attributed to your
domestic partner’s coverage will be deducted on a post-tax basis.
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VISION BENEFITS (UNITED HEALTHCARE)
Our vision coverage is provided through United Healthcare. The United Healthcare
Vision Plan specializes in providing choice, value and quality products and services.
This plan allows you to receive a complete eye examination and materials (if
needed). A Lasik surgery discount is available. Below is a summary of the Vision
benefits offered to you. This chart is for illustrative purposes only. For specific plan
details, please refer to your summary plan description (SPD).
Benefit Frequencies
Once every 12 months
Eye Exam / Lenses / Frames / Contacts
Lenses
Single Vision Lenses / Bifocal Lenses / Covered 100% after materials copay
Trifocal Lenses / Lenticular Lenses
Frames Covered up to $150 after materials copay; 30% off remaining balance
Type of Coverage Weekly Vision Payroll Contributions Bi-Weekly Vision Payroll Contributions
*Please note, since a Domestic Partner is not considered a legal spouse under federal law, the portion of your medical premiums attributed to your
domestic partner’s coverage will be deducted on a post-tax basis.
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TAX ADVANTAGED
BENEFITS
Pre-tax benefits allow users to deduct
the cost of their benefit from their
paycheck before taxes are applied,
which reduces your taxable income
and may save you money over time.
HEALTHCARE SAVING
ACCOUNTS (OPTUM)
If you enroll in our HDHP medical insurance you For the 2025 plan year, you can contribute:
have the option to enroll in a Healthcare Savings
Account (HSA). You can use your HSA funds to Up to
cover qualified medical expenses including
amounts paid toward your deductible for office $4,300
visits and/or prescriptions, dental care, vision care, (Single coverage)
and more. Expenses are considered eligible for
reimbursement from an HSA if the medical care Up to
expense includes amounts paid for the diagnosis,
cure, mitigation, treatment or prevention of $8,550
disease and for treatments affecting any part or (Family coverage)
function of the body. The expenses must be
primarily to alleviate or prevent a physical or Additionally, if you are age 55 or older but not enrolled
mental defect or illness. Expenses solely for in Medicare, you can contribute an additional $1,000
cosmetic reasons generally are not considered catchup contribution to your HSA.
expenses for medical care. Also, expenses that are
merely beneficial to one’s general health are not
considered expenses for medical care.
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FLEXIBLE SPENDING ACCOUNTS (WEX)
FSAs allow you to save for eligible expenses on a pre-tax basis.
You can redirect a portion of your pay into a Flexible Spending
Account (FSA). Because you do not pay Federal and Social
Security taxes on money that goes into your FSA, you decrease
your taxable income and potentially increase your spendable
income. You can save approximately 25% of each dollar spent
on these expenses when you participate in the FSA.
Generally, expenses are eligible if they are the result of care for:
• Your children, under the age of 13, for whom you are entitled
to a personal exemption on your federal income tax return.
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TAX ADVANTAGED BENEFITS
Commuter Benefits, 401(K) and College Savings Plans are all
tax advantaged benefits that employees are able to enroll
in or make changes to at any point during the plan year.
Commuter Benefits changes can be made in your
enrollment system, 401(K) and College Savings Plan
benefits must always be updated/changed/enrolled via
their respective web-portals and can be changed at any
time during the plan year.
EMPLOYER MATCH
Up to MRP may provide a discretionary match annually. If a
match is given, funding will occur annually in Q1 after
$325 the close of the fiscal year. To be eligible for
(expenses withheld on a pretax basis each month) the match, employees must have 1 year of service,
be employed on the last day of the year, and have
worked at least 1,000 hours within the year. Eligible
TRANSIT ACCOUNT employees will vest 50% of the match after 1 year of
Up to $325 of transit expenses can be withheld on a service and will be fully vested after 2 years. MRP
pretax basis each month. You may use your account reserves the right to modify the match as permitted
to pay for a pass, token, fare card, voucher, by the SPDs at its sole discretion. *Please note that
MetroCard, etc. that allows you to travel to and from the discretionary match is temporarily on hold.
work on mass transit facilities.
529 COLLEGE SAVINGS PLAN
PARKING ACCOUNT
Up to $325 of parking expenses can be withheld on a (COLLEGEBOUND SAVER)
pretax basis each month. You may use your account Give your child a head start with CollegeBound Saver
to pay for parking near the work site or at a location program! CollegeBound Saver gives you a simple way to
save for college and vocational school costs with features
from which you commute by carpool, commuter
like: tax-deferred growth, tax-free qualified distributions,
highway vehicle, etc.
no minimum contribution amount, flexible investment
options, easy online enrollment and management, and
ACCOUNT ACCESS much more. Additionally, CollegeBound Saver’s free
Participants can access their accounts 24/7 at programs like Ugift, Upromise by Sallie Mae, and
www.wexinc.com or via the Wex mobile app. Benefits CollegeBoundbaby make saving even easier. Ready to get
Participant Services are available 7:00a.m. to 10:00 started? Enroll today at www.collegeboundsaver.com or
p.m. EST Monday - Friday at 866-451-3399. mail an enrollment form with your contribution to:
CollegeBound Saver, P.O. Box 55986, Boston, MA 02205.
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ADDITIONAL
BENEFITS
SHORT-TERM DISABILITY INSURANCE
(LINCOLN FINANCIAL)
Motion Recruitment provides voluntary short-term
disability income benefits through Lincoln Financial
Group. You may be eligible for 60% of your salary up to
a maximum benefit of $2,500 per week. For further
details on coverage and cost, please see detailed
benefit summary. This coverage is 100% employee paid.
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HOSPITAL INDEMNITY INSURANCE
Hospital Indemnity supplemental insurance is designed to help pay for the costs of a hospital admission and other related
services, whether or not you are covered by other insurance. The voluntary plan covers plan members who are admitted to a
hospital or ICU for a covered sickness or injury. The plan pays cash directly to you even if you don’t incur any out-of-pocket
expenses. The payments can be used for medical and non-medical expenses associated with a hospital stay, such as medical
copays, deductibles, transportation to and from the hospital, and more.
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PAID TIME
OFF
• ELIGIBILITY: Paid sick time begins to accrue from day 1 of employment. Time accrues at a rate of 1 hour for every 30
hours worked (including overtime) up to a maximum of 48 hours and further sick time will cease to accrue for the
balance of the calendar year.
• USAGE: You may use your accrued paid sick time following 90 days of employment. Sick time is paid at your regular
hourly rate. The maximum amount of sick time you can use during a calendar year is 48 hours.
• CARRYOVER: You may carry over your sick time from year to year to a maximum of 48 hours.
FOR EMPLOYEES IN COLORADO, WASHINGTON D.C., AND NEW YORK: Paid sick time begins to accrue from day 1 of
employment. Employees may accrue up to 56 hours of sick time per year. Sick time is accrued at a rate of 1 hour for every
30 hours worked (including OT) and may be used upon accrual. There is a cap of 56 hours on the usage of sick days per
calendar year and employees may carry over their sick time from year to year to a maximum of 56 hours. If the total
amount of unused paid sick time reaches a “cap” equal to one times the employee’s annual accrual amount, further paid
sick time accrual will cease until the employee uses paid sick time and brings the accrued amount below the cap. There is
no retroactive grant of paid sick time for the period of time the accrued amount was at the cap.
FOR EMPLOYEES IN CALIFORNIA, MARYLAND, NEW MEXICO, SAN ANTONIO, DALLAS, AUSTIN, ST. PAUL, DULUTH AND
MINNEAPOLIS: Paid sick time begins to accrue from day 1 of employment. Employees may accrue up to 80 hours of sick
time per year. Sick time may be used after 90 days of employment and is accrued at a rate of 1 hour for every 30 hours
worked (including OT). There is no cap on the usage of sick days per calendar year and employees may carry over their
sick time from year to year to a maximum of 80 hours. If the total amount of unused paid sick time reaches a “cap” equal
to one times the employee’s annual accrual amount, further paid sick time accrual will cease until the employee uses paid
sick time and brings the accrued amount below the cap. There is no retroactive grant of paid sick time for the period of
time the accrued amount was at the cap.
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FOR WASHINGTON STATE & WEST HOLLYWOOD EMPLOYEES ONLY: Paid sick time begins to accrue from day 1
of employment. Sick time may be used after 90 days of employment and is accrued at a rate of 1 hour for every 30
hours worked (including OT). There is no cap on the accrual limit or usage limit per year. Employees may roll over a
total of 40 accrued and unused hours of paid sick time per year.
* Employees working in other locations where applicable law provides enhanced paid sick time benefits will be provided those benefits as required by law.
This Benefits Summary may not be reproduced or redistributed in any form or by any means without the
express written consent of Motion Recruitment.
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