Features of ICICI Pru Saral Jeevan Bima

ICICI Pru Saral Jeevan Bima offers a simplified answer to your protection need and
ensures that your family leads a comfortable life without any financial worries, even
in your absence.
This document has been designed to help you understand your policy better by
explaining some of its key features.

Key Features

What is the benefit of this policy?

Life Insurance Benefit (Death Benefit): In case of death during the policy term of

1 10 years, i.e. till Apr

10 Mar2035
2030, we will pay ` 2,500,000/-
<10,00,000/-> which is the life insurance
cover chosen by you. Your insurance amount will be paid as a lump sum.
Waiting Period: This Policy will cover death due to accident during the waiting
period of 45 days from the date of commencement of risk. 45
In case of death of the Life Assured other than due to accident during the waiting DAY
period, an amount equal to 100% of all premiums received excluding taxes, if any,
shall be paid and the sum assured shall not be paid.
To initiate the process of receiving the benefit amount, you or your nominee can
visit www.iciciprulife.com/insurance-claim.html

What is the premium amount that I need to pay for this plan?

2 You have to pay a premium of ` 1,002/-

<10,00,000/-> every month
6 months for 10 years.
Additional tax and cess (if any) will have to be paid in addition to the premium
amount as per prevailing tax laws.

What happens if I pay premiums for lesser number of years

or I decide to close my policy? `

3
`

If you stop paying premiums or voluntarily decide to close your policy, your policy
benefits will stop. Please refer to the product brochure for more details on policy
cancellation value.

“The values appearing in this feature document are based on the information provided and the type of cover sought by
you in the duly filed proposal form. It is pertinent to note that any change affected by you in the details provided in the
proposal form may lead to a change in the benefits or premium payable under this policy.”

IRDAI Reg No: 105. CIN: L66010MH2000PLC127837. ICICI Prudential Life Insurance Co. Ltd. Registered Address: 1089, Appasaheb Marathe
Marg, Prabhadevi, Mumbai-400025. UIN 105N183V02. COMP/DOC/Dec/2020/212/4940.
 Benefit Illustration of ICICI Pru Saral Jeevan Bima Date: 02-Apr-2025 16:35:23
IP :172.30.93.52
(UIN:105N183V02) - A Non-Linked Non-Participating
Individual Pure Risk Premium Life Insurance Plan
Name of the Prospect/Policyholder : Mr. Proposal No :
Age of the Policyholder at policy : 01-Jan-1983 (42 years)
inception
Name of the Life Assured : Mr. Name of the Product : ICICI Pru Saral Jeevan Bima
Age of the Life Assured at policy : 01-Jan-1983 (42 years) Tag Line : A Non-Linked Non-Participating
inception Individual Pure Risk
Premium Life Insurance Plan
Gender of the Life Assured : MALE Unique Identification No. : 105N183V02
Is Life Assured Smoker / Non-Smoker? : Non-Smoker GST Rate : 18%
Policy Term : 10 years Sales Channel : BOL
Premium Payment Term : 10 years
Frequency of premium payment : Monthly
Amount of Instalment : Rs. 1,002/-
Premium*(without GST)
*Please refer the section Premium Summary for a detailed break-up of premium payable

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.

Sum Assured on Death Rs. 2,500,000

Premium Summary
Instalment Premium without GST Rs. 1,002/-
Instalment Premium with GST Rs. 1,182/-

Important points to note:

i. The above illustration is applicable to a standard life from medical, life-style and occupation point of view.
ii. The policy cancellation values may be different than those illustrated above on account of multiple factors such as cancellation taking place before
the end of the policy year, non-payment of all the instalment premiums payable in that policy year, etc. The policyholder is advised to check the policy
cancellation value payable with the company before cancelling.
iii. Tax benefits may be available as per the prevailing Tax laws.

Please refer to your sales brochure and policy document for more details.

I __________________________________(Name), have explained I ______________________________(Name), having received

the premiums, and benefits under the product fully to the the information with respect to the above, have understood the
prospect / policyholder. above statement before entering into the contract.

Place:
Date: Signature of Agent / Intermediary / Official Date: Signature of Prospect / Policyholder
of the Insurer

ICICI Prudential Life Insurance Company Limited.

1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025
Email: [email protected]
www.iciciprulife.com
 CUSTOMER INFORMATION SHEET/KNOW YOUR POLICY
This document provides key information about your policy. You are also advised to go
through your policy document.

Sl Title Description Policy Clause

No Number
(Please refer to applicable Policy Clause
Number in next column)
1 Name of Insurance Policy Schedule
ICICI Pru Saral Jeevan Bima
Product and Unique
Identification Number UIN: 105N183V02
(UIN)
2 Application number / Policy Schedule
Policy number
3 Type of Insurance A Non-Linked Non-Participating Individual Policy Schedule
Policy Pure Risk Premium Life Insurance Plan
4 Basic Policy details Premium Instalment (in ₹) : 1,002/- Policy Schedule

Mode of premium payment- Monthly

Sum Assured on Death - 1,002/-

Premium payment Term- 10 years

Policy Term - 10 years

5 Policy Benefits payable on maturity–Not Applicable Part C -Clause

Coverage/benefits 1,2
payable Benefits payable on death-
On death of the Life Assured during the Waiting
Period or after Waiting period and provided the
Policy is in force, the Death Benefit amount
payable as a lump sum.

For more information on Death Benefit, refer

Part C clause 1.

Surrender benefits- Not applicable

Options to policyholders for availing benefits, if

any, covered under the policy- Not applicable
6 Options available (in Not applicable
case of Linked
Insurance Products)
7 Option available (in Not applicable
case of Annuity
product)

8 Riders opted, if any Not applicable

9 Exclusions (events Suicide Part F Clause 4

where insurance Under Regular/Limited Premium Policy:
coverage is not This policy shall be void if the Life Assured
payable), if any commits suicide at any time within 12 months
from the date of commencement of risk,
provided the policy is inforce or within 12
months from the date of revival and the
Company will not entertain any claim except
for 80% of the premiums paid (excluding any
extra amount if charged under the policy due
to underwriting decisions, taxes and rider
premiums, if any) till the date of death.

Under single Premium Policy:

This policy shall be void if the Life assured
commits suicide at any time within 12 months
from the date of commencement of risk and
the Company will not entertain any claim
except 90% of the Single Premium paid
excluding any extra amount if charged under
the policy due to underwriting decisions and
rider premiums, if any.

For more information on Exclusions, refer Part

F, clause 4.

10 Waiting /lien Period, if This Policy will cover death due to accident Part A, clause 4
any during the waiting period of 45 days from the
date of commencement of risk
For more information, refer Part A clause 4
11 Grace Period Monthly – 15 days Part C, Clause 3
Any other premium payment frequency – 30
days
For more information, refer Part C, clause 3
12 Free Look Period 30 days Part D, Clause 2

For more information, refer to Part D, Clause 2

of policy document
13 Lapse, paid-up and Lapsation Part D, Clause
revival of the Policy In case of Regular Premium payment policies, 3,4
if the premium has not been paid in respect of
this policy and any subsequent premium be
not duly paid, all the benefits shall cease after
the expiry of grace period from the date of first
unpaid premium and nothing shall be payable,
and the premiums paid till then are also not
refundable. For more information, refer Part D,
clause 3.

Paid Up- Not applicable

Revival
If the Policy has lapsed due to non-payment of
due premium within the days of grace period,
it may be revived during the life time of the Life
Assured, but within the Revival Period and
before the Date of Maturity.For more
information, refer, Part D Clause 4

14 Policy Loan, if Not Applicable

applicable
15 Claims/Claims Turn around Time – For TAT details for death Part F -Clause 6
Procedure claim refer to
https://www.iciciprulife.com/contact-us/our-
services-turn-around-times.html

For any assistance on Claims, you can call Us

on 1800-2660 (for calls within India) or +91
8069385555 (for calls outside India). You can
also register a health or a death claim by
sending us an email at
[email protected]

The claim form can be downloaded from the

following links:
Digital Claim Form Link:
https://buy.iciciprulife.com/buy/Claim-
Intimation.htm?execution=e2s1

Physical Claim Form Link:

https://www.iciciprulife.com/insurance-
library/life-insurance-claims-related-
faqs.html#linked_content

For information on documents required to

process claims, please refer to the policy
document (Part F, Clause 10) under the section
‘Specimen Policy Document’ available on our
 website at
https://www.iciciprulife.com/services/downloa
d-centre.html
16 Policy Servicing Turn around Time – For TAT details for policy Part G -Clause
servicing - refer to 1
https://www.iciciprulife.com/contact-us/our-
services-turn-around-times.html

For any clarification or assistance, You may

contact Our advisor or call Our customer
service representative (between 10.00 a.m. to
7.00 p.m, Monday to Saturday; excluding
national holidays) on 1800-2660 or visit Our
website: www.iciciprulife.com.
Alternatively, You may communicate with Us
at any of our branches or the customer service
helpline number 1800-2660or email at
[email protected]. For updated contact
details, We request You to regularly check Our
website.
17 Grievances /Complaints i. Grievance Redressal Officer: Part G -Clause
1
If You do not receive any resolution
from Us or if You are not satisfied
with Our resolution, You may get in
touch with Our designated grievance
redressal officer (GRO) at
[email protected] or 1800-2660.

Address: ICICI Prudential Life

Insurance Company Limited,
Ground Floor & Upper
Basement,
Unit No. 1A & 2A, Raheja
Tipco Plaza,
Rani Sati Marg, Malad (East),
Mumbai-400097

For more details please refer to the

“Grievance Redressal” section on
www.iciciprulife.com.

 IRDAI/(IGMS/Call Centre):
If you are not satisfied with the response
or do not receive a response from us within
15 days, you may approach the Grievance
Cell of the Insurance Regulatory and
Development Authority of India (IRDAI) on
the following contact details:
 IRDAI Grievance Call Centre (IGCC) TOLL
FREE NO: 155255 (or) 1800 4254 732
Email ID: [email protected]

You can also register your complaint

online at igms.irda.gov.in
Address for communication for
complaints by fax/paper:
Consumer Affairs Department
Insurance Regulatory and Development
Authority of India
Survey No. 115/1, Financial District,
Nanakramguda, Gachibowli,
Hyderabad, Telangana State – 500032

Ombudsman list: Please refer to the policy

document (Part G) under the section under the
‘Specimen Policy Document’ available at
https://www.iciciprulife.com/services/downloa
d-centre.html

This is subject to change from time to time.

Refer
https://www.iciciprulife.com/services/grievanc
e-redressal.html for more details

Note: In case of any conflict, the terms and conditions mentioned in the policy document
shall prevail

Declaration by the Policyholder

I have read the above and confirm having noted the details.

Place: (Signature of the Policyholder)

Date