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OVERSEAS_Value Pro

The Overseas Assist Plan (Value Pro) offers a range of assistance services including 24/7 worldwide medical assistance, travel assistance, and lifestyle assistance overseas. It provides various insurance benefits such as emergency medical expenses, personal accident coverage, and loss of luggage benefits, with specific coverage amounts detailed. The plan also includes optional riders for additional coverage and has special sublimits for older age groups.

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kiran
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0% found this document useful (0 votes)
3 views

OVERSEAS_Value Pro

The Overseas Assist Plan (Value Pro) offers a range of assistance services including 24/7 worldwide medical assistance, travel assistance, and lifestyle assistance overseas. It provides various insurance benefits such as emergency medical expenses, personal accident coverage, and loss of luggage benefits, with specific coverage amounts detailed. The plan also includes optional riders for additional coverage and has special sublimits for older age groups.

Uploaded by

kiran
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Overseas Assist Plan (Value Pro)

ASSISTANCE SERVICES
Assistance Services Value Pro
24/7 Worldwide Medical Assistance 
Travel Assistance 
Lifestyle Assistance Overseas 
Travel Insurance 
Domestic Roadside Assistance —
Domestic Medical Assistance —
Lifestyle Assistance in India —

INSURANCE BENEFITS
Coverage (Amount in USD) Value Pro

Medical Related Benefits


Emergency Medical Expenses
Emergency Medical Evacuation 75K /150K/300K/
Repatriation of Mortal Remains 600K/1000K
Deductibles 100
Dental Treatment Expenses 500
Deductibles 100
Daily Allowance Incase of Hospitalisation 35 per day upto 5 days
Deductibles 2 Days
Compassionate Visit 1000

Personal Accident
Personal Accident
Accidental Death
10,000
Permanent Total Disability (PTD)
Permanent Partial Disability (PPD)
Accidental Death - Common Carrier
Permanent Total Disability - Common Carrier 1500
Permanent Partial Disability - Common Carrier
Hijack Distress Allowance 50 per day upto 4 days
Deductibles 12 HRS

Loss of Luggage & Other Benefits


Total loss of checked-in Baggage 500
Delay of checked-in Baggage 100
Deductibles 12 HRS
Loss of Passport and Documents 300
Deductibles 25
Mugging Benefit 500 per day upto 1 day

Travel Inconvenience & Other Travel Related Benefits


Trip Cancellation and/or Interruption 750
Deductibles 100
Missed Connection 300
Deductibles 3 HRS
Trip Delay 100 per day upto 1 days
Deductibles 3 HRS
Over Booked - Common Carrier 300
Deductibles 6 HRS
Bounced Hotel Booking 300
Deductibles 100

Liability Protection Benefits


Personal Liability 2,00,000
Deductibles 100

OPTIONAL RIDER COVER


Coverage (Amount in USD) Value Pro Riders %
Loss of Gadgets 300
10%
Deductibles 100
Cruise Cover 750
5%
Deductibles 75
Travel Loan Secure INR50000
5%
Deductibles INR1000
Debit/ Credit Card/ FOREX CARD-Fraud 300
2%
Deductibles 50
Adventure Sports 10000 20%

LIFE THREATENING SITUATION CONDITION


Age (Amount in USD) Value Pro Plan
10 % of Medical SI or Maximum of USD 10000 whichever is
Upto 80 years less
Above 80 Years and Maximum Upto 85 Years 1,500

SPECIAL SUBLIMITS APPLICABLE - FROM 61 YRS - 80 YRS


Plan (Amount in USD) Value pro Plan
Room Rent including Boarding lodging 1500/day up to 30 days
Intensive Care unit 2000/day up to 7 days
Operation Theatre charges (Inclusive surgeon charges) Maximum Up to 7500
Anesthetist services Up to 25% of Surgical Treatment
Physician Visit Max 75/day up to 10 visits
Diagnostic and Radiology services Up to 500
Ambulance Services Max up to 300
Hospital Miscellaneous Expenses Maximum of 1000
Sublimits for Above 80YRS & Maximum upto 85 YRS Per Policy maximum limit is USD 5000

Note: Assistance provided by Asego Travel LLP, Insurance underwritten by an IRDAI authorised underwriter – ICICI Lombard General Insurance Company Ltd.
ASSIST FEES (IN INR INCLUSIVE OF GST 18%)

Value Pro Plan :- Excluding USA & Canada USD 75,000 Value Pro Plan :- Including USA & Canada USD 75,000
Days 0-40 41-60 61-70 71-80 81-85 Days 0-40 41-60 61-70 71-80 81-85
Slab YRS YRS YRS YRS YRS Slab YRS YRS YRS YRS YRS
1-4 520 610 909 1609 1675 1-4 807 989 1197 2738 3588
5-6 618 670 1066 1881 2447 5-6 930 1041 1430 3010 5318
7-8 893 998 1424 1955 2546 7-8 1213 1334 2044 3253 5533
9-12 902 1008 1438 2594 3581 9-12 1334 1437 2117 4108 7868
13-14 911 1018 1452 2703 3908 13-14 1347 1451 2137 4441 8600
15-21 960 1077 1876 3365 4505 15-21 1438 1646 2905 4621 9948
22-28 1067 1216 2288 4133 5620 22-28 1630 1838 3596 6310 12448
29-35 1327 1535 2731 4846 6865 29-35 2006 2302 4359 7387 15239
36-47 1535 1771 3512 5966 9177 36-47 2302 2627 5593 9816 20422
48-60 1941 2258 4630 7165 11687 48-60 3366 4573 7094 12669 26041
61-75 2214 2566 5790 8317 14529 61-75 4618 6179 8781 15641 32413
76-90 2672 3059 7466 11228 17415 76-90 5568 7531 10898 19928 38876
91-105 3383 4033 9223 15166 20161 91-105 6636 8847 15261 25152 45032
106-120 3413 4069 10237 18231 23027 106-120 6694 8926 16931 28160 51451
121-140 3837 4553 13270 20778 27521 121-140 7676 10083 20208 31291 61519
141-160 4878 5724 14728 23073 30265 141-160 9041 11123 25069 35777 67662
161-180 4926 5780 15498 24624 33675 161-180 9130 11232 27440 40259 75304

Value Pro Plan :- Excluding USA & Canada USD 150,000 Value Pro Plan :- Including USA & Canada USD 150,000
Days 0-40 41-60 61-70 71-80 81-85 Days 0-40 41-60 61-70 71-80 81-85
Slab YRS YRS YRS YRS YRS Slab YRS YRS YRS YRS YRS
1-4 558 655 976 1726 1797 1-4 865 1061 1284 2937 3849
5-6 663 719 1143 2017 2625 5-6 998 1117 1534 3229 5705
7-8 958 1071 1528 2098 2731 7-8 1301 1431 2193 3489 5935
9-12 968 1081 1543 2782 3842 9-12 1431 1541 2271 4407 8440
13-14 977 1092 1558 2900 4192 13-14 1445 1556 2293 4764 9225
15-21 1030 1156 2012 3610 4832 15-21 1542 1766 3116 4957 10671
22-28 1144 1304 2454 4433 6028 22-28 1749 1972 3857 6769 13354
29-35 1424 1647 2930 5198 7364 29-35 2152 2469 4676 7924 16347
36-47 1647 1900 3767 6400 9845 36-47 2469 2818 6000 10530 21907
48-60 2082 2422 4967 7686 12537 48-60 3611 4905 7610 13590 27935
61-75 2376 2752 6211 8921 15586 61-75 4953 6628 9420 16779 34771
76-90 2867 3281 8009 12044 18682 76-90 5973 8079 11691 21378 41703
91-105 3629 4327 9893 16269 21628 91-105 7118 9491 16370 26981 48307
106-120 3661 4365 10981 19557 24702 106-120 7181 9575 18162 30208 55193
121-140 4116 4884 14235 22289 29522 121-140 8235 10817 21678 33567 65993
141-160 5233 6140 15799 24751 32466 141-160 9699 11932 26892 38379 72582
161-180 5284 6200 16625 26415 36124 161-180 9794 12049 29436 43187 80781

Value Pro Plan :- Excluding USA & Canada USD 300,000 Value Pro Plan :- Including USA & Canada USD 300,000
Days 0-40 41-60 61-70 71-80 81-85 Days 0-40 41-60 61-70 71-80 81-85
Slab YRS YRS YRS YRS YRS Slab YRS YRS YRS YRS YRS
1-4 625 726 1105 1947 2048 1-4 968 1177 1454 3313 4389
5-6 729 811 1311 2247 2953 5-6 1098 1259 1759 3597 6418
7-8 1050 1193 1681 2405 3196 7-8 1425 1594 2412 4001 6621
9-12 1103 1240 1711 3034 4262 9-12 1631 1767 2519 4806 9363
13-14 1134 1333 1757 3325 4748 13-14 1677 1819 2586 5462 10448
15-21 1212 1446 2242 4585 5541 15-21 1788 2025 3471 6629 12236
22-28 1270 1520 2814 4939 6631 22-28 1940 2298 4423 7859 14689
29-35 1612 1911 3195 5791 8169 29-35 2438 2866 5100 9316 18134
36-47 1888 2054 4319 7338 11104 36-47 2831 3047 6880 12074 24710
48-60 2290 2687 5788 8383 13966 48-60 3972 5442 9471 14822 31119
61-75 2635 3117 6919 10229 17871 61-75 5495 7507 10493 19239 39868
76-90 3234 3762 9183 14035 20550 76-90 6737 9264 13405 24910 45874
91-105 4043 4759 11872 18173 23992 91-105 7930 10440 19636 31834 53588
106-120 4198 4801 12591 22208 27863 106-120 8234 10532 20825 37082 62256
121-140 4489 5349 16587 24805 32887 121-140 8981 11848 27970 45754 73515
141-160 6000 7000 18438 29678 37226 141-160 11121 13603 34335 51593 83224
161-180 6157 7196 19597 31723 39399 161-180 11412 13984 34810 55849 95637
Value Pro plan :- Excluding USA & Canada USD 600,000 Value Pro Plan :- Including USA & Canada USD 600,000
Days 0-40 41-60 61-70 71-80 81-85 Days 0-40 41-60 61-70 71-80 81-85
Slab YRS YRS YRS YRS YRS Slab YRS YRS YRS YRS YRS
1-4 749 864 1343 2356 2505 1-4 1162 1400 1767 4009 5367
5-6 861 981 1612 2686 3426 5-6 1295 1524 2163 4298 8243
7-8 1233 1425 1983 2958 3792 7-8 1674 1904 2846 4921 8655
9-12 1292 1525 2037 3550 5071 9-12 1995 2174 2998 5623 11142
13-14 1349 1575 2126 4090 5769 13-14 2087 2228 3129 6718 12695
15-21 1412 1630 2679 5731 6815 15-21 2225 2491 4148 8286 15050
22-28 1511 1900 3462 5902 7825 22-28 2551 2872 5440 9392 17333
29-35 1959 2380 3738 6920 9721 29-35 2962 3568 5967 11132 21580
36-47 2323 2383 5313 9026 13436 36-47 3482 4744 8462 14850 29899
48-60 2702 3197 7235 9808 16689 48-60 4687 6476 11839 17342 37188
61-75 3136 3788 8268 12582 21981 61-75 6539 9121 12540 23663 49038
76-90 3913 4628 11295 17544 24249 76-90 8152 11394 16488 31138 54131
91-105 4831 5616 13891 25639 28550 91-105 9476 12319 22974 44153 63770
106-120 5163 5666 15487 25761 33714 106-120 10128 12428 25615 46646 75330
121-140 5252 6285 20734 32398 39301 121-140 10508 13922 34963 60207 87851
141-160 7380 8561 22598 40469 45788 141-160 13679 16637 42747 71506 102365
161-180 7696 8959 24398 46461 48461 161-180 14266 17410 43513 83578 121458

Value Pro Plan :- Excluding USA & Canada USD 1,000,000 Value Pro Plan :- Including USA & Canada USD 1,000,000
Days 0-40 41-60 61-70 71-80 81-85 Days 0-40 41-60 61-70 71-80 81-85
Slab YRS YRS YRS YRS YRS Slab YRS YRS YRS YRS YRS
1-4 852 982 1526 2677 2847 1-4 1320 1591 2008 4556 6099
5-6 978 1115 1832 3052 3893 5-6 1472 1732 2458 4884 9367
7-8 1402 1620 2253 3362 4310 7-8 1903 2164 3234 5592 9835
9-12 1468 1733 2314 4034 5763 9-12 2267 2470 3406 6390 12661
13-14 1533 1790 2416 4647 6555 13-14 2372 2531 3556 7634 14426
15-21 1605 1852 3044 6513 7745 15-21 2529 2830 4713 9416 17102
22-28 1717 2159 3934 6706 8892 22-28 2899 3264 6181 10672 19697
29-35 2226 2704 4248 7863 11047 29-35 3366 4054 6780 12650 24523
36-47 2639 2708 6037 10257 15268 36-47 3957 5391 9616 16875 33976
48-60 3070 3633 8222 11146 18965 48-60 5326 7359 13453 19707 42259
61-75 3564 4304 9396 14298 24979 61-75 7431 10365 14250 26890 55725
76-90 4446 5259 12835 19936 27555 76-90 9263 12948 18736 35384 61512
91-105 5490 6382 15785 29135 32444 91-105 10768 13999 26107 50174 72466
106-120 5867 6438 17599 29274 38312 106-120 11509 14123 29108 53006 85602
121-140 5969 7142 23562 36816 44660 121-140 11941 15820 39731 68417 99830
141-160 8386 9728 25680 45987 52032 141-160 15544 18906 48576 81257 116324
161-180 8746 10180 27725 52797 55070 161-180 16211 19784 49447 94975 138021

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