CREDIT REPORT CREATED ON 2024/04/17

PT. CRIF Lembaga Informasi Keuangan

Menara Dea Tower 2, Lantai 8 Unit 803
Jl. Mega Kuningan Barat Blok E4.3 No. 1-2,
Kuningan Timur, Setiabudi,
Jakarta - 12950
Telephone: (+62) 21 8060 4228
Email: [email protected]

CREDIT REPORT

ERWIN BUDI SAPUTRO

Request Date: 2024/04/17 Subject Matched

SUBJECT

Subject Data
CB Subject Code Provider Subject No Last Update Date Resident
I06108291 - 2024/04/17 Yes
Name As Id Full Name Mother's Name Gender
ERWIN BUDI SAPUTRO ERWIN BUDI SAPUTRO FITRIAH Male
Date of Birth Place of Birth Marital Status Educational Status
2002/05/25 BATULICIN SINGLE No Degree
Subject Status
-

Addresses
Current - Address Last Update Date

JL MELATI, PANDAN SARI, Karang Bintang, Kab. Tanah Bumbu, 72211, INDONESIA 2024/02/29
Historical - Address Last Update Date

JL MELATI 009/005 NG BINTANG PONDOK BUTUN BATULICIN 2/2, PANDAN SARI, Karang Bintang, Kab. Kota 2024/01/31
Baru, 72211, INDONESIA
Historical - Address Last Update Date

JL MELATI 009005, PANDAN SARI, Karang Bintang /Tanah Bumbu, Kab. Tanah Bumbu, 72211, INDONESIA 2023/08/31
Historical - Address Last Update Date

SAMPING MASJID ALMUNAWARAH 0, BANGKALAN BANGKALAAN DAYAK, Kelumpang Hulu, Kab. Kota 2023/04/30
Baru, 72162, INDONESIA
Historical - Address Last Update Date

BATULICIN, PANDAN SARI, Karang Bintang, Kab. Tanah Bumbu, 72211, INDONESIA 2022/06/30

Identification Documents
Identity Codes NPWP/Tax Registration Number
ID CARD : 6310082505020003 000000000000000

Contacts
Current - Contact

Phone Number Cell Phone Number Email Address Last Update Date
6282251054836 6282251054836 [email protected] 2024/02/29

CONFIDENTAL Page 1 of 26
CREDIT REPORT CREATED ON 2024/04/17

Historical - Contact

Phone Number Cell Phone Number Email Address Last Update Date
082251054836 082251054836 - 2024/01/31
Phone Number Cell Phone Number Email Address Last Update Date
0 82251054836 - 2023/08/31
Phone Number Cell Phone Number Email Address Last Update Date
82251054836 +6282251054836 - 2023/04/21

Employment Data
Current - Employment Data

Occupation Work Place Employer Sector Work Place Address

Others NA NOT OTHER BUSINESS FIELDS CMF NA
Last Update Date
2024/02/29
Historical - Employment Data

Occupation Work Place Employer Sector Work Place Address

Entrepreneur PERUSAHAAN SWASTA NOT OTHER BUSINESS FIELDS -
Last Update Date
2022/11/30
Occupation Work Place Employer Sector Work Place Address
Labor (Factory Workers, Building PERUSAHAAN SWASTA NOT OTHER BUSINESS FIELDS -
Workers, Farm Laborers)
Last Update Date
2022/06/30
Occupation Work Place Employer Sector Work Place Address
Farmer NA AGRICULTURAL & POST-HARVEST -
SUPPORT SERVICES
Last Update Date
2022/06/30

CB SCORE
Score Risk Grade

524 E

CONFIDENTAL Page 2 of 26
CREDIT REPORT CREATED ON 2024/04/17

CONTRACTS SUMMARY

Key Values
Contracts number Reporting Providers Number Total Credit Limit Total Potential Exposure
16 6 IDR 11.415.539 IDR 10.486.231
Total Debit Balance Total Overdue Currency
IDR 10.486.231 - Indonesian Rupiah

Summary by Category and Phase

Contract Category Requested Refused Renounced Active Closed

CREDIT / FINANCING 0 0 0 7 9

BOND / SECURITIES 0 0 0 0 0

IRREVOCABLE LC 0 0 0 0 0

BANK GUARANTEE 0 0 0 0 0

OTHER FACILITIES 0 0 0 0 0

Financial Summary

 
Credit / Financing Bond / Securities
Active Credits/Financing: 7 Active Bond / Securities: 0
Credit Limit IDR Debit Balance IDR 0
10.415.283 Overdue IDR 0
Debit Balance IDR
10.486.231
Overdue IDR 0

 
Irrevocable LC Bank Guarantee
Active Irrevocable LC: 0 Active Bank Guarantee: 0
Credit Limit IDR 0 Credit Limit IDR 0
Debit Balance IDR 0 Debit Balance IDR 0


Other Facilities
Active Other Facilities: 0
Debit Balance IDR 0
Overdue IDR 0

CONFIDENTAL Page 3 of 26
CREDIT REPORT CREATED ON 2024/04/17

CONTRACTS DETAILS

CONTRACTS DETAILS

Credit / Financing
Credit / Financing Detail (Active, Closed, Closed in Advance):
CB Total Last Linked
Contract Provider Contract Contract Contract Collaterals Collateral Guarantors Provider Update Subjects Facility
No. Code Number Type Phase Role Start Date Due Date Counter Value Counter Type Provider Date List Note Status

1 E48923817 ENS0510000003242P30001A01 Credit to third Active Borrower 2024/01/22 2024/04/12 - - - Conventional PT Bank 2024/03/10 - - -
parties Commercial Permata
through other Bank Tbk
agencies by
channeling

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
2024 OK OK

2 Q45556805 IDR0202309070057801 Credit to third Closed Borrower 2023/09/07 2024/02/07 - - - Conventional PT Bank 2024/03/08 - - -
parties Commercial Neo
through other Bank Commerce
agencies by Tbk
channeling

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
2023 OK OK OK OK
2024 OK OK

3 N38257401 983474271147429901710438 Loans for joint Active Borrower 2023/02/01 2025/02/11 - - - Conventional PT Bank 2024/04/06 - - -
financing Commercial Seabank
(Syndication) Bank Indonesia

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
2022 OK OK OK OK OK OK OK
2023 OK OK OK OK OK OK OK OK OK OK OK OK
2024 OK OK

4 A42834120 1643682408632252416CS002 Loans for joint Active Borrower 2023/04/17 2025/02/12 - - - Financing PT 2024/03/10 - - -
financing Company Commerce
(Syndication) Finance

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
2022 N/A N/A N/A N/A N/A N/A
2023 N/A N/A N/A N/A OK OK OK OK OK OK OK OK
2024 OK OK

5 G49305178 P20231210359847750 Others Active Borrower 2024/01/11 2025/01/12 - - - Conventional PT Bank - - - -

Commercial Negara
Bank Indonesia
(Persero)
Tbk

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
2024 N/A OK

6 I49453410 01I10020226643PL01 Credit to third Active Borrower 2024/02/26 2025/02/11 - - - Conventional Standard - - - -
parties Commercial Chartered
through other Bank Bank
agencies by
channeling

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
2024 OK

7 544283655 1125174070210936853710438 Loans for joint Active Borrower 2023/07/02 2024/10/05 - - - Conventional PT Bank 2024/04/06 - - -
financing Commercial Seabank
(Syndication) Bank Indonesia

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
2023 OK OK OK OK OK OK
2024 OK OK

8 Q49198818 IDR0202402030020016 Credit to third Active Borrower 2024/02/03 2024/07/03 - - - Conventional PT Bank - - - -
parties Commercial Neo
through other Bank Commerce
agencies by Tbk
channeling

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
2024 OK

9 N45769431 P20230810359847750 Others Closed Borrower 2024/01/11 2025/01/12 - - - Conventional PT Bank 2024/03/09 - - -
Commercial Negara
Bank Indonesia
(Persero)
Tbk

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
2023 OK OK OK OK OK
2024 OK OK

10 T43866606 IDR0202306150077269 Credit to third Closed Borrower 2023/06/15 2023/10/15 - - - Conventional PT Bank 2023/10/10 - - -
parties Commercial Neo
through other Bank Commerce
agencies by Tbk

CONFIDENTAL Page 4 of 26
CREDIT REPORT CREATED ON 2024/04/17

CB Total Last Linked

Contract Provider Contract Contract Contract Collaterals Collateral Guarantors Provider Update Subjects Facility
No. Code Number Type Phase Role Start Date Due Date Counter Value Counter Type Provider Date List Note Status
channeling

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
2023 OK OK OK OK

11 B44550034 ENS0510000003242P30001A00 Credit to third Closed Borrower 2023/07/27 2023/08/12 - - - Conventional PT Bank 2023/09/10 - - -
parties Commercial Permata
through other Bank Tbk
agencies by
channeling

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
2023 OK OK

12 338243695 1034566755708829783710438 Loans for joint Closed Borrower 2022/11/27 2023/12/05 - - - Conventional PT Bank 2023/08/09 - - -
financing Commercial Seabank
(Syndication) Bank Indonesia

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
2022 OK OK OK
2023 OK OK OK OK OK OK OK

13 O42317888 IDR0202304220033477 Credit to third Closed Borrower 2023/04/22 2023/06/22 - - - Conventional PT Bank 2023/06/09 - - -
parties Commercial Neo
through other Bank Commerce
agencies by Tbk
channeling

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
2023 OK OK

14 I38962771 1643682408632252416CS001 Loans for joint Closed Borrower 2022/07/09 2024/04/12 - - - Financing PT 2023/06/04 - - -
financing Company Commerce
(Syndication) Finance

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
2022 OK OK OK OK OK OK OK
2023 OK OK OK OK OK

15 L30232441 220603UJMAFYQA Loans for joint Closed Borrower 2022/06/06 2022/09/12 - - - Financing PT 2022/09/16 - - -
financing Company Commerce
(Syndication) Finance

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
2022 OK OK OK

16 J30073183 983474271365533762710438 Loans for joint Closed Borrower 2022/06/06 2022/09/11 - - - Conventional PT Bank 2022/09/14 - - -
financing Commercial Seabank
(Syndication) Bank Indonesia

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
2022 OK OK OK

Detail of Credit / Financing 1: Credit to third parties through other agencies by channeling - Active

Provider Type Provider CB Contract Code Provider Contract No. Role Last Update Date Facility Status

Conventional PT Bank Permata E48923817 ENS0510000003242P30001A01 Borrower 2024/03/10 -

Commercial Bank Tbk

Start Date Due Date Past Due Status Contract Status

2024/01/22 2024/04/12 Current Active Facilities
Contract Status Date Information
- PAYLATER

Historical Data
Reference Date Days Past Due Overdue Bad Credit Cause Debit Balance Current Month Realization Contract Status

2024 Feb 0 IDR 0 - IDR 143.391 IDR 0 Active Facilities

2024 Jan 0 IDR 0 - IDR 212.873 IDR 212.873 Active Facilities

CONFIDENTAL Page 5 of 26
CREDIT REPORT CREATED ON 2024/04/17

Granted Credits
Characteristic Credit Agreement Credit Original Agreement Number Original Agreement Date
Others Conventional 24012200875802416 2024/01/20
Final Agreement Number Final Agreement Date Credit Frequency Credit Start Date
24012200875802416 2024/01/20 - 2024/01/22
Debtor Category Usage Type Usage Orientation Economic Sector
Not a Debtor of Micro, Small and Consumption Other HOUSEHOLD FOR MULTIPURPOSES
Medium Enterprises
City Project Value Type of Interest Rate Interest Rate
Kab. Kota Baru - Fixed Interest Rates 25,32 %
Financing Program
Non Government Program Loans

Credit Limit/Debit Balance

Initial Credit Limit Credit Limit Current Month Realization Debit Balance
IDR 212.873 IDR 72.443 - IDR 143.391
Value in Original Currency
-

Overdue
Principal Overdue Amount Interest Overdue Amount Days Past Due Overdue Payments Number
0 IDR 0 0 0
Bad Credit Cause Bad Credit Date Penalty
- - -

Restructuring
Restructuring Plan Initial Restructuring Date Final Restructuring Date Frequency of Restructuring
- - - -

Credits Maximum
Max Overdue Payments Amount Max Overdue Payments Number Max Overdue Payments Number Date Max Days Past Due
IDR 0 0 - 0
Max Days Past Due Date Worst Status Worst Status Date
- Current 2024/02/29

Detail of Credit / Financing 2: Credit to third parties through other agencies by channeling - Closed

Provider Type Provider CB Contract Code Provider Contract No. Role Last Update Date Facility Status

Conventional PT Bank Neo Q45556805 IDR0202309070057801 Borrower 2024/03/08 -

Commercial Bank Commerce Tbk

Start Date Due Date Past Due Status Contract Status

2023/09/07 2024/02/07 Current Paid off
Contract Status Date Information
2024/02/29 -

CONFIDENTAL Page 6 of 26
CREDIT REPORT CREATED ON 2024/04/17

Historical Data

Reference Date Days Past Due Overdue Bad Credit Cause Debit Balance Current Month Realization Contract Status

2024 Feb 0 IDR 0 - IDR 0 IDR 0 Paid off

2024 Jan 0 IDR 0 - IDR 806.528 IDR 0 Active Facilities

2023 Dec 0 IDR 0 - IDR 1.555.880 IDR 0 Active Facilities

2023 Nov 0 IDR 0 - IDR 2.252.110 IDR 0 Active Facilities

2023 Oct 0 IDR 0 - IDR 2.898.984 IDR 0 Active Facilities

2023 Sep 0 IDR 0 - IDR 3.500.000 IDR 3.500.000 Active Facilities

Granted Credits
Characteristic Credit Agreement Credit Original Agreement Number Original Agreement Date
Others Conventional 02IDR020230038674302 2023/09/07
Final Agreement Number Final Agreement Date Credit Frequency Credit Start Date
02IDR020230038674302 2023/09/07 - 2023/09/07
Debtor Category Usage Type Usage Orientation Economic Sector
Not a Debtor of Micro, Small and Consumption Other HOUSEHOLD FOR MULTIPURPOSES
Medium Enterprises
City Project Value Type of Interest Rate Interest Rate
Kab. Kota Baru - Fixed Interest Rates 91,56 %
Financing Program
Non Government Program Loans

Credit Limit/Debit Balance

Initial Credit Limit Credit Limit Current Month Realization Debit Balance
IDR 3.500.000 - - IDR 0
Value in Original Currency
-

Overdue
Principal Overdue Amount Interest Overdue Amount Days Past Due Overdue Payments Number
0 IDR 0 0 0
Bad Credit Cause Bad Credit Date Penalty
- - -

Restructuring
Restructuring Plan Initial Restructuring Date Final Restructuring Date Frequency of Restructuring
- - - -

Credits Maximum
Max Overdue Payments Amount Max Overdue Payments Number Max Overdue Payments Number Date Max Days Past Due
IDR 0 0 - 0
Max Days Past Due Date Worst Status Worst Status Date
- Current 2024/02/29

CONFIDENTAL Page 7 of 26
CREDIT REPORT CREATED ON 2024/04/17

Detail of Credit / Financing 3: Loans for joint financing (Syndication) - Active

Provider Type Provider CB Contract Code Provider Contract No. Role Last Update Date Facility Status

Conventional PT Bank Seabank N38257401 983474271147429901710438 Borrower 2024/04/06 -

Commercial Bank Indonesia

Start Date Due Date Past Due Status Contract Status

2023/02/01 2025/02/11 Current Active Facilities
Contract Status Date Information
- PAYLATER

Historical Data

Reference Date Days Past Due Overdue Bad Credit Cause Debit Balance Current Month Realization Contract Status

2024 Feb 0 IDR 0 - IDR 2.766.191 IDR 465.547 Active Facilities

2024 Jan 0 IDR 0 - IDR 2.835.451 IDR 944.662 Active Facilities

2023 Dec 0 IDR 0 - IDR 2.315.913 IDR 431.105 Active Facilities

2023 Nov 0 IDR 0 - IDR 2.341.993 IDR 1.189.401 Active Facilities

2023 Oct 0 IDR 0 - IDR 1.569.479 IDR 406.491 Active Facilities

2023 Sep 0 IDR 0 - IDR 1.451.692 IDR 306.319 Active Facilities

2023 Aug 0 IDR 0 - IDR 1.378.903 IDR 177.672 Active Facilities

2023 Jul 0 IDR 0 - IDR 1.612.743 IDR 55.489 Active Facilities

2023 Jun 0 IDR 0 - IDR 1.928.744 IDR 806.464 Active Facilities

2023 May 0 IDR 0 - IDR 1.122.280 IDR 277.612 Active Facilities

2023 Apr 0 IDR 0 - IDR 1.404.576 IDR 475.377 Active Facilities

2023 Mar 0 IDR 0 - IDR 1.275.565 IDR 50.794 Active Facilities

2023 Feb 0 IDR 0 - IDR 1.746.701 IDR 569.590 Active Facilities

2023 Jan 0 IDR 0 - IDR 1.629.380 IDR 258.493 Active Facilities

2022 Dec 0 IDR 0 - IDR 1.738.092 IDR 400.920 Active Facilities

2022 Nov 0 IDR 0 - IDR 1.740.690 IDR 304.277 Active Facilities

2022 Oct 0 IDR 0 - IDR 1.700.384 IDR 0 Active Facilities

2022 Sep 0 IDR 0 - IDR 1.957.102 IDR 301.467 Active Facilities

2022 Aug 0 IDR 0 - IDR 1.655.635 IDR 1.186.721 Active Facilities

2022 Jul 0 IDR 0 - IDR 791.774 IDR 266.473 Active Facilities

2022 Jun 0 IDR 0 - IDR 623.151 IDR 623.151 Active Facilities

CONFIDENTAL Page 8 of 26
CREDIT REPORT CREATED ON 2024/04/17

Granted Credits
Characteristic Credit Agreement Credit Original Agreement Number Original Agreement Date
Others Conventional 1731808619430439936 2023/02/01
Final Agreement Number Final Agreement Date Credit Frequency Credit Start Date
1731808619430439936 2023/02/01 - 2023/02/01
Debtor Category Usage Type Usage Orientation Economic Sector
Not a Debtor of Micro, Small and Consumption Other NOT OTHER BUSINESS FIELDS
Medium Enterprises
City Project Value Type of Interest Rate Interest Rate
Kab. Tanah Bumbu - Fixed Interest Rates 44,86 %
Financing Program
Non Government Program Loans

Credit Limit/Debit Balance

Initial Credit Limit Credit Limit Current Month Realization Debit Balance
IDR 4.164.440 IDR 2.766.191 IDR 465.547 IDR 2.766.191
Value in Original Currency
-

Overdue
Principal Overdue Amount Interest Overdue Amount Days Past Due Overdue Payments Number
0 IDR 0 0 0
Bad Credit Cause Bad Credit Date Penalty
- - -

Restructuring
Restructuring Plan Initial Restructuring Date Final Restructuring Date Frequency of Restructuring
- - - -

Credits Maximum
Max Overdue Payments Amount Max Overdue Payments Number Max Overdue Payments Number Date Max Days Past Due
IDR 0 0 - 0
Max Days Past Due Date Worst Status Worst Status Date
- Current 2024/02/29

Detail of Credit / Financing 4: Loans for joint financing (Syndication) - Active

Provider Type Provider CB Contract Code Provider Contract No. Role Last Update Date Facility Status

Financing PT Commerce A42834120 1643682408632252416CS002 Borrower 2024/03/10 -

Company Finance

Start Date Due Date Past Due Status Contract Status

2023/04/17 2025/02/12 Current Active Facilities
Contract Status Date Information
- PAYLATER

CONFIDENTAL Page 9 of 26
CREDIT REPORT CREATED ON 2024/04/17

Historical Data
Reference Date Days Past Due Overdue Bad Credit Cause Debit Balance Current Month Realization Contract Status

2024 Feb 0 IDR 0 - IDR 42.076 IDR 4.704 Active Facilities

2024 Jan 0 IDR 0 - IDR 42.222 IDR 9.546 Active Facilities

2023 Dec 0 IDR 0 - IDR 33.609 IDR 4.357 Active Facilities

2023 Nov 0 IDR 0 - IDR 37.667 IDR 12.017 Active Facilities

2023 Oct 0 IDR 0 - IDR 26.515 IDR 4.108 Active Facilities

2023 Sep 0 IDR 0 - IDR 22.407 IDR 3.095 Active Facilities

2023 Aug 0 IDR 0 - IDR 79.269 IDR 1.795 Active Facilities

2023 Jul 0 IDR 0 - IDR 123.940 IDR 561 Active Facilities

2023 Jun 0 IDR 0 - IDR 163.788 IDR 8.147 Active Facilities

2023 May 0 IDR 0 - IDR 155.641 IDR 2.805 Active Facilities

2023 Apr 0 IDR 0 - IDR 0 IDR 0 -

2023 Mar 0 IDR 0 - IDR 0 IDR 0 -

2023 Feb 0 IDR 0 - IDR 0 IDR 0 -

2023 Jan 0 IDR 0 - IDR 0 IDR 0 -

2022 Dec 0 IDR 0 - IDR 0 IDR 0 -

2022 Nov 0 IDR 0 - IDR 0 IDR 0 -

2022 Oct 0 IDR 0 - IDR 0 IDR 0 -

2022 Sep 0 IDR 0 - IDR 0 IDR 0 -

2022 Aug 0 IDR 0 - IDR 0 IDR 0 -

2022 Jul 0 IDR 0 - IDR 0 IDR 0 -

CONFIDENTAL Page 10 of 26
CREDIT REPORT CREATED ON 2024/04/17

Granted Credits
Characteristic Credit Agreement Credit Original Agreement Number Original Agreement Date
Others Conventional 1759152922140421160 2023/04/17
Final Agreement Number Final Agreement Date Credit Frequency Credit Start Date
1867761525553761309 2024/02/11 - 2023/04/17
Debtor Category Usage Type Usage Orientation Economic Sector
Not a Debtor of Micro, Small and Consumption Other RETAIL TRADE THROUGH POST OR
Medium Enterprises INTERNET ORDER
City Project Value Type of Interest Rate Interest Rate
Kab. Tanah Bumbu - Fixed Interest Rates 2,95 %
Financing Program
Non Government Program Loans

Credit Limit/Debit Balance

Initial Credit Limit Credit Limit Current Month Realization Debit Balance
IDR 42.076 IDR 42.076 IDR 4.704 IDR 42.076
Value in Original Currency
-

Overdue
Principal Overdue Amount Interest Overdue Amount Days Past Due Overdue Payments Number
0 IDR 0 0 0
Bad Credit Cause Bad Credit Date Penalty
- - -

Restructuring
Restructuring Plan Initial Restructuring Date Final Restructuring Date Frequency of Restructuring
- - - -

Credits Maximum
Max Overdue Payments Amount Max Overdue Payments Number Max Overdue Payments Number Date Max Days Past Due
IDR 0 0 - 0
Max Days Past Due Date Worst Status Worst Status Date
- Current 2024/02/29

Detail of Credit / Financing 5: Others - Active

Provider Type Provider CB Contract Code Provider Contract No. Role Last Update Date Facility Status

Conventional PT Bank Negara G49305178 P20231210359847750 Borrower - -

Commercial Bank Indonesia (Persero)
Tbk

Start Date Due Date Past Due Status Contract Status

2024/01/11 2025/01/12 Current Active Facilities
Contract Status Date Information
- PAYLATER

Historical Data

Reference Date Days Past Due Overdue Bad Credit Cause Debit Balance Current Month Realization Contract Status

2024 Feb 0 IDR 0 - IDR 848.316 IDR 0 Active Facilities

2024 Jan 0 IDR 0 - IDR 0 IDR 0 -

CONFIDENTAL Page 11 of 26
CREDIT REPORT CREATED ON 2024/04/17

Granted Credits
Characteristic Credit Agreement Credit Original Agreement Number Original Agreement Date
Others Conventional SPL1845252937580879895 2023/12/12
Final Agreement Number Final Agreement Date Credit Frequency Credit Start Date
SPL1856286023710009400 2024/01/11 1 2023/12/12
Debtor Category Usage Type Usage Orientation Economic Sector
Not a Debtor of Micro, Small and Consumption Other NOT OTHER BUSINESS FIELDS
Medium Enterprises
City Project Value Type of Interest Rate Interest Rate
Wil. Kota Jakarta Pusat - Fixed Interest Rates 25,00 %
Financing Program
Non Government Program Loans

Credit Limit/Debit Balance

Initial Credit Limit Credit Limit Current Month Realization Debit Balance
IDR 1.015.523 IDR 848.316 - IDR 848.316
Value in Original Currency
-

Overdue
Principal Overdue Amount Interest Overdue Amount Days Past Due Overdue Payments Number
0 IDR 0 0 0
Bad Credit Cause Bad Credit Date Penalty
- - -

Restructuring
Restructuring Plan Initial Restructuring Date Final Restructuring Date Frequency of Restructuring
- - - -

Credits Maximum
Max Overdue Payments Amount Max Overdue Payments Number Max Overdue Payments Number Date Max Days Past Due
IDR 0 0 - 0
Max Days Past Due Date Worst Status Worst Status Date
- Current 2024/02/29

Detail of Credit / Financing 6: Credit to third parties through other agencies by channeling - Active

Provider Type Provider CB Contract Code Provider Contract No. Role Last Update Date Facility Status

Conventional Standard Chartered I49453410 01I10020226643PL01 Borrower - -

Commercial Bank Bank

Start Date Due Date Past Due Status Contract Status

2024/02/26 2025/02/11 Current Active Facilities
Contract Status Date Information
- PAY LATER

Historical Data
Reference Date Days Past Due Overdue Bad Credit Cause Debit Balance Current Month Realization Contract Status

2024 Feb 0 IDR 0 - IDR 576.286 IDR 576.286 Active Facilities

CONFIDENTAL Page 12 of 26
CREDIT REPORT CREATED ON 2024/04/17

Granted Credits
Characteristic Credit Agreement Credit Original Agreement Number Original Agreement Date
Others Conventional 1872674232660554801 2024/02/26
Final Agreement Number Final Agreement Date Credit Frequency Credit Start Date
1872674232660554801 2024/02/26 - 2024/02/26
Debtor Category Usage Type Usage Orientation Economic Sector
Not a Debtor of Micro, Small and Consumption Other NOT OTHER BUSINESS FIELDS
Medium Enterprises
City Project Value Type of Interest Rate Interest Rate
Kab. Tanah Bumbu - Fixed Interest Rates 31,10 %
Financing Program
Non Government Program Loans

Credit Limit/Debit Balance

Initial Credit Limit Credit Limit Current Month Realization Debit Balance
IDR 576.286 IDR 576.286 IDR 576.286 IDR 576.286
Value in Original Currency
-

Overdue
Principal Overdue Amount Interest Overdue Amount Days Past Due Overdue Payments Number
0 IDR 0 0 0
Bad Credit Cause Bad Credit Date Penalty
- - -

Restructuring
Restructuring Plan Initial Restructuring Date Final Restructuring Date Frequency of Restructuring
- - - -

Credits Maximum
Max Overdue Payments Amount Max Overdue Payments Number Max Overdue Payments Number Date Max Days Past Due
IDR 0 0 - 0
Max Days Past Due Date Worst Status Worst Status Date
- Current 2024/02/29

Detail of Credit / Financing 7: Loans for joint financing (Syndication) - Active

Provider Type Provider CB Contract Code Provider Contract No. Role Last Update Date Facility Status

Conventional PT Bank Seabank 544283655 1125174070210936853710438 Borrower 2024/04/06 -

Commercial Bank Indonesia

Start Date Due Date Past Due Status Contract Status

2023/07/02 2024/10/05 Current Active Facilities
Contract Status Date Information
- DANA TUNAI

CONFIDENTAL Page 13 of 26
CREDIT REPORT CREATED ON 2024/04/17

Historical Data
Reference Date Days Past Due Overdue Bad Credit Cause Debit Balance Current Month Realization Contract Status

2024 Feb 0 IDR 0 - IDR 2.609.971 IDR 0 Active Facilities

2024 Jan 0 IDR 0 - IDR 2.959.633 IDR 0 Active Facilities

2023 Dec 0 IDR 0 - IDR 2.959.633 IDR 0 Active Facilities

2023 Nov 0 IDR 0 - IDR 3.626.059 IDR 0 Active Facilities

2023 Oct 0 IDR 0 - IDR 3.943.529 IDR 2.079.000 Active Facilities

2023 Sep 0 IDR 0 - IDR 2.028.561 IDR 0 Active Facilities

2023 Aug 0 IDR 0 - IDR 2.096.201 IDR 962.310 Active Facilities

2023 Jul 0 IDR 0 - IDR 1.311.750 IDR 1.311.750 Active Facilities

Granted Credits
Characteristic Credit Agreement Credit Original Agreement Number Original Agreement Date
Others Conventional 1786715180621754368 2023/07/02
Final Agreement Number Final Agreement Date Credit Frequency Credit Start Date
1786715180621754368 2023/07/02 - 2023/07/02
Debtor Category Usage Type Usage Orientation Economic Sector
Not a Debtor of Micro, Small and Consumption Other NOT OTHER BUSINESS FIELDS
Medium Enterprises
City Project Value Type of Interest Rate Interest Rate
Kab. Tanah Bumbu - Fixed Interest Rates 48,30 %
Financing Program
Non Government Program Loans

Credit Limit/Debit Balance

Initial Credit Limit Credit Limit Current Month Realization Debit Balance
IDR 4.353.060 IDR 2.609.971 - IDR 2.609.971
Value in Original Currency
-

Overdue
Principal Overdue Amount Interest Overdue Amount Days Past Due Overdue Payments Number
0 IDR 0 0 0
Bad Credit Cause Bad Credit Date Penalty
- - -

Restructuring
Restructuring Plan Initial Restructuring Date Final Restructuring Date Frequency of Restructuring
- - - -

Credits Maximum
Max Overdue Payments Amount Max Overdue Payments Number Max Overdue Payments Number Date Max Days Past Due
IDR 0 0 - 0
Max Days Past Due Date Worst Status Worst Status Date
- Current 2024/02/29

CONFIDENTAL Page 14 of 26
CREDIT REPORT CREATED ON 2024/04/17

Detail of Credit / Financing 8: Credit to third parties through other agencies by channeling - Active

Provider Type Provider CB Contract Code Provider Contract No. Role Last Update Date Facility Status

Conventional PT Bank Neo Q49198818 IDR0202402030020016 Borrower - -

Commercial Bank Commerce Tbk

Start Date Due Date Past Due Status Contract Status

2024/02/03 2024/07/03 Current Active Facilities
Contract Status Date Information
- -

Historical Data

Reference Date Days Past Due Overdue Bad Credit Cause Debit Balance Current Month Realization Contract Status

2024 Feb 0 IDR 0 - IDR 3.500.000 IDR 3.500.000 Active Facilities

Granted Credits
Characteristic Credit Agreement Credit Original Agreement Number Original Agreement Date
Others Conventional 02IDR020240002235463 2024/02/03
Final Agreement Number Final Agreement Date Credit Frequency Credit Start Date
02IDR020240002235463 2024/02/03 - 2024/02/03
Debtor Category Usage Type Usage Orientation Economic Sector
Not a Debtor of Micro, Small and Consumption Other HOUSEHOLD FOR MULTIPURPOSES
Medium Enterprises
City Project Value Type of Interest Rate Interest Rate
Kab. Kota Baru - Fixed Interest Rates 91,56 %
Financing Program
Non Government Program Loans

Credit Limit/Debit Balance

Initial Credit Limit Credit Limit Current Month Realization Debit Balance
IDR 3.500.000 IDR 3.500.000 IDR 3.500.000 IDR 3.500.000
Value in Original Currency
-

Overdue
Principal Overdue Amount Interest Overdue Amount Days Past Due Overdue Payments Number
0 IDR 0 0 0
Bad Credit Cause Bad Credit Date Penalty
- - -

Restructuring
Restructuring Plan Initial Restructuring Date Final Restructuring Date Frequency of Restructuring
- - - -

Credits Maximum
Max Overdue Payments Amount Max Overdue Payments Number Max Overdue Payments Number Date Max Days Past Due
IDR 0 0 - 0
Max Days Past Due Date Worst Status Worst Status Date
- Current 2024/02/29

CONFIDENTAL Page 15 of 26
CREDIT REPORT CREATED ON 2024/04/17

Detail of Credit / Financing 9: Others - Closed

Provider Type Provider CB Contract Code Provider Contract No. Role Last Update Date Facility Status

Conventional PT Bank Negara N45769431 P20230810359847750 Borrower 2024/03/09 -

Commercial Bank Indonesia (Persero)
Tbk

Start Date Due Date Past Due Status Contract Status

2024/01/11 2025/01/12 Current Paid off
Contract Status Date Information
2024/02/29 PAYLATER

Historical Data
Reference Date Days Past Due Overdue Bad Credit Cause Debit Balance Current Month Realization Contract Status

2024 Feb 0 IDR 0 - IDR 0 IDR 430.250 Paid off

2024 Jan 0 IDR 0 - IDR 1.000.256 IDR 430.250 Active Facilities

2023 Dec 0 IDR 0 - IDR 688.052 IDR 585.273 Active Facilities

2023 Nov 0 IDR 0 - IDR 152.429 IDR 0 Active Facilities

2023 Oct 0 IDR 0 - IDR 200.953 IDR 0 Active Facilities

2023 Sep 0 IDR 0 - IDR 248.378 IDR 0 Active Facilities

2023 Aug 0 IDR 0 - IDR 294.728 IDR 294.728 Active Facilities

CONFIDENTAL Page 16 of 26
CREDIT REPORT CREATED ON 2024/04/17

Granted Credits
Characteristic Credit Agreement Credit Original Agreement Number Original Agreement Date
Others Conventional SPL1799419607908444160 2023/08/07
Final Agreement Number Final Agreement Date Credit Frequency Credit Start Date
SPL1856286023710009400 2024/01/11 1 2023/08/07
Debtor Category Usage Type Usage Orientation Economic Sector
Not a Debtor of Micro, Small and Consumption Other NOT OTHER BUSINESS FIELDS
Medium Enterprises
City Project Value Type of Interest Rate Interest Rate
Wil. Kota Jakarta Pusat - Fixed Interest Rates 25,00 %
Financing Program
Non Government Program Loans

Credit Limit/Debit Balance

Initial Credit Limit Credit Limit Current Month Realization Debit Balance
IDR 1.310.251 IDR 1.000.256 IDR 430.250 IDR 0
Value in Original Currency
-

Overdue
Principal Overdue Amount Interest Overdue Amount Days Past Due Overdue Payments Number
0 IDR 0 0 0
Bad Credit Cause Bad Credit Date Penalty
- - -

Restructuring
Restructuring Plan Initial Restructuring Date Final Restructuring Date Frequency of Restructuring
- - - -

Credits Maximum
Max Overdue Payments Amount Max Overdue Payments Number Max Overdue Payments Number Date Max Days Past Due
IDR 0 0 - 0
Max Days Past Due Date Worst Status Worst Status Date
- Current 2024/02/29

Detail of Credit / Financing 10: Credit to third parties through other agencies by channeling - Closed

Provider Type Provider CB Contract Code Provider Contract No. Role Last Update Date Facility Status

Conventional PT Bank Neo T43866606 IDR0202306150077269 Borrower 2023/10/10 -

Commercial Bank Commerce Tbk

Start Date Due Date Past Due Status Contract Status

2023/06/15 2023/10/15 Current Paid off
Contract Status Date Information
2023/09/30 -

Historical Data

Reference Date Days Past Due Overdue Bad Credit Cause Debit Balance Current Month Realization Contract Status

2023 Sep 0 IDR 0 - IDR 0 IDR 0 Paid off

2023 Aug 0 IDR 0 - IDR 1.047.896 IDR 0 Active Facilities

2023 Jul 0 IDR 0 - IDR 1.535.355 IDR 0 Active Facilities

2023 Jun 0 IDR 0 - IDR 2.000.000 IDR 2.000.000 Active Facilities

CONFIDENTAL Page 17 of 26
CREDIT REPORT CREATED ON 2024/04/17

Granted Credits
Characteristic Credit Agreement Credit Original Agreement Number Original Agreement Date
Others Conventional 02IDR020230025609270 2023/06/15
Final Agreement Number Final Agreement Date Credit Frequency Credit Start Date
02IDR020230025609270 2023/06/15 - 2023/06/15
Debtor Category Usage Type Usage Orientation Economic Sector
Not a Debtor of Micro, Small and Consumption Other HOUSEHOLD FOR MULTIPURPOSES
Medium Enterprises
City Project Value Type of Interest Rate Interest Rate
Kab. Kota Baru - Fixed Interest Rates 58,92 %
Financing Program
Non Government Program Loans

Credit Limit/Debit Balance

Initial Credit Limit Credit Limit Current Month Realization Debit Balance
IDR 2.000.000 - - IDR 0
Value in Original Currency
-

Overdue
Principal Overdue Amount Interest Overdue Amount Days Past Due Overdue Payments Number
0 IDR 0 0 0
Bad Credit Cause Bad Credit Date Penalty
- - -

Restructuring
Restructuring Plan Initial Restructuring Date Final Restructuring Date Frequency of Restructuring
- - - -

Credits Maximum
Max Overdue Payments Amount Max Overdue Payments Number Max Overdue Payments Number Date Max Days Past Due
IDR 0 0 - 0
Max Days Past Due Date Worst Status Worst Status Date
- Current 2023/09/30

Detail of Credit / Financing 11: Credit to third parties through other agencies by channeling - Closed

Provider Type Provider CB Contract Code Provider Contract No. Role Last Update Date Facility Status

Conventional PT Bank Permata B44550034 ENS0510000003242P30001A00 Borrower 2023/09/10 -

Commercial Bank Tbk

Start Date Due Date Past Due Status Contract Status

2023/07/27 2023/08/12 Current Paid off
Contract Status Date Information
2023/08/07 PAYLATER

Historical Data

Reference Date Days Past Due Overdue Bad Credit Cause Debit Balance Current Month Realization Contract Status

2023 Aug 0 IDR 0 - IDR 0 IDR 0 Paid off

2023 Jul 0 IDR 0 - IDR 102.010 IDR 102.010 Active Facilities

CONFIDENTAL Page 18 of 26
CREDIT REPORT CREATED ON 2024/04/17

Granted Credits
Characteristic Credit Agreement Credit Original Agreement Number Original Agreement Date
Others Conventional 23072700252592416 2023/07/26
Final Agreement Number Final Agreement Date Credit Frequency Credit Start Date
23072700252592416 2023/07/26 - 2023/07/27
Debtor Category Usage Type Usage Orientation Economic Sector
Not a Debtor of Micro, Small and Consumption Other HOUSEHOLD FOR MULTIPURPOSES
Medium Enterprises
City Project Value Type of Interest Rate Interest Rate
Kab. Kota Baru - Fixed Interest Rates 25,32 %
Financing Program
Non Government Program Loans

Credit Limit/Debit Balance

Initial Credit Limit Credit Limit Current Month Realization Debit Balance
IDR 102.010 - - IDR 0
Value in Original Currency
-

Overdue
Principal Overdue Amount Interest Overdue Amount Days Past Due Overdue Payments Number
0 IDR 0 0 0
Bad Credit Cause Bad Credit Date Penalty
- - -

Restructuring
Restructuring Plan Initial Restructuring Date Final Restructuring Date Frequency of Restructuring
- - - -

Credits Maximum
Max Overdue Payments Amount Max Overdue Payments Number Max Overdue Payments Number Date Max Days Past Due
IDR 0 0 - 0
Max Days Past Due Date Worst Status Worst Status Date
- Current 2023/08/31

Detail of Credit / Financing 12: Loans for joint financing (Syndication) - Closed

Provider Type Provider CB Contract Code Provider Contract No. Role Last Update Date Facility Status

Conventional PT Bank Seabank 338243695 1034566755708829783710438 Borrower 2023/08/09 -

Commercial Bank Indonesia

Start Date Due Date Past Due Status Contract Status

2022/11/27 2023/12/05 Current Paid off
Contract Status Date Information
2023/07/02 DANA TUNAI

CONFIDENTAL Page 19 of 26
CREDIT REPORT CREATED ON 2024/04/17

Historical Data

Reference Date Days Past Due Overdue Bad Credit Cause Debit Balance Current Month Realization Contract Status

2023 Jul 0 IDR 0 - IDR 0 IDR 0 Paid off

2023 Jun 0 IDR 0 - IDR 531.784 IDR 0 Active Facilities

2023 May 0 IDR 0 - IDR 531.784 IDR 0 Active Facilities

2023 Apr 0 IDR 0 - IDR 677.657 IDR 0 Active Facilities

2023 Mar 0 IDR 0 - IDR 745.512 IDR 0 Active Facilities

2023 Feb 0 IDR 0 - IDR 745.512 IDR 0 Active Facilities

2023 Jan 0 IDR 0 - IDR 871.838 IDR 0 Active Facilities

2022 Dec 0 IDR 0 - IDR 1.204.298 IDR 0 Active Facilities

2022 Nov 0 IDR 0 - IDR 1.468.181 IDR 930.600 Active Facilities

2022 Oct 0 IDR 0 - IDR 537.581 IDR 792.000 Active Facilities

Granted Credits
Characteristic Credit Agreement Credit Original Agreement Number Original Agreement Date
Others Conventional 1708051923287998464 2022/11/27
Final Agreement Number Final Agreement Date Credit Frequency Credit Start Date
1708051923287998464 2022/11/27 - 2022/11/27
Debtor Category Usage Type Usage Orientation Economic Sector
Not a Debtor of Micro, Small and Consumption Other NOT OTHER BUSINESS FIELDS
Medium Enterprises
City Project Value Type of Interest Rate Interest Rate
Kab. Tanah Bumbu - Fixed Interest Rates 58,95 %
Financing Program
Non Government Program Loans

Credit Limit/Debit Balance

Initial Credit Limit Credit Limit Current Month Realization Debit Balance
IDR 930.600 - - IDR 0
Value in Original Currency
-

Overdue
Principal Overdue Amount Interest Overdue Amount Days Past Due Overdue Payments Number
0 IDR 0 0 0
Bad Credit Cause Bad Credit Date Penalty
- - -

Restructuring
Restructuring Plan Initial Restructuring Date Final Restructuring Date Frequency of Restructuring
- - - -

Credits Maximum
Max Overdue Payments Amount Max Overdue Payments Number Max Overdue Payments Number Date Max Days Past Due
IDR 0 0 - 0
Max Days Past Due Date Worst Status Worst Status Date
- Current 2023/07/31

CONFIDENTAL Page 20 of 26
CREDIT REPORT CREATED ON 2024/04/17

Detail of Credit / Financing 13: Credit to third parties through other agencies by channeling - Closed

Provider Type Provider CB Contract Code Provider Contract No. Role Last Update Date Facility Status

Conventional PT Bank Neo O42317888 IDR0202304220033477 Borrower 2023/06/09 -

Commercial Bank Commerce Tbk

Start Date Due Date Past Due Status Contract Status

2023/04/22 2023/06/22 Current Paid off
Contract Status Date Information
2023/05/31 -

Historical Data

Reference Date Days Past Due Overdue Bad Credit Cause Debit Balance Current Month Realization Contract Status

2023 May 0 IDR 0 - IDR 0 IDR 0 Paid off

2023 Apr 0 IDR 0 - IDR 1.000.000 IDR 1.000.000 Active Facilities

Granted Credits
Characteristic Credit Agreement Credit Original Agreement Number Original Agreement Date
Others Conventional 02IDR020230017194459 2023/04/22
Final Agreement Number Final Agreement Date Credit Frequency Credit Start Date
02IDR020230017194459 2023/04/22 - 2023/04/22
Debtor Category Usage Type Usage Orientation Economic Sector
Not a Debtor of Micro, Small and Consumption Other HOUSEHOLD FOR MULTIPURPOSES
Medium Enterprises
City Project Value Type of Interest Rate Interest Rate
Kab. Kota Baru - Fixed Interest Rates 52,08 %
Financing Program
Non Government Program Loans

Credit Limit/Debit Balance

Initial Credit Limit Credit Limit Current Month Realization Debit Balance
IDR 1.000.000 - - IDR 0
Value in Original Currency
-

Overdue
Principal Overdue Amount Interest Overdue Amount Days Past Due Overdue Payments Number
0 IDR 0 0 0
Bad Credit Cause Bad Credit Date Penalty
- - -

Restructuring
Restructuring Plan Initial Restructuring Date Final Restructuring Date Frequency of Restructuring
- - - -

Credits Maximum
Max Overdue Payments Amount Max Overdue Payments Number Max Overdue Payments Number Date Max Days Past Due
IDR 0 0 - 0
Max Days Past Due Date Worst Status Worst Status Date
- Current 2023/05/31

CONFIDENTAL Page 21 of 26
CREDIT REPORT CREATED ON 2024/04/17

Detail of Credit / Financing 14: Loans for joint financing (Syndication) - Closed

Provider Type Provider CB Contract Code Provider Contract No. Role Last Update Date Facility Status

Financing PT Commerce I38962771 1643682408632252416CS001 Borrower 2023/06/04 -

Company Finance

Start Date Due Date Past Due Status Contract Status

2022/07/09 2024/04/12 Current Paid off
Contract Status Date Information
2023/05/31 PAYLATER

Historical Data

Reference Date Days Past Due Overdue Bad Credit Cause Debit Balance Current Month Realization Contract Status

2023 May 0 IDR 0 - IDR 0 IDR 4.803 Paid off

2023 Apr 0 IDR 0 - IDR 229.527 IDR 4.803 Active Facilities

2023 Mar 0 IDR 0 - IDR 260.867 IDR 514 Active Facilities

2023 Feb 0 IDR 0 - IDR 356.630 IDR 5.757 Active Facilities

2023 Jan 0 IDR 0 - IDR 439.048 IDR 2.612 Active Facilities

2022 Dec 0 IDR 0 - IDR 560.432 IDR 4.051 Active Facilities

2022 Nov 0 IDR 0 - IDR 722.602 IDR 45.495 Active Facilities

2022 Oct 0 IDR 0 - IDR 832.814 IDR 171.195 Active Facilities

2022 Sep 0 IDR 0 - IDR 706.545 IDR 685.568 Active Facilities

2022 Aug 0 IDR 0 - IDR 20.977 IDR 11.989 Active Facilities

2022 Jul 0 IDR 0 - IDR 13.995 IDR 269.165 Active Facilities

2022 Jun 0 IDR 0 - IDR 6.296 IDR 629.447 Active Facilities

CONFIDENTAL Page 22 of 26
CREDIT REPORT CREATED ON 2024/04/17

Granted Credits
Characteristic Credit Agreement Credit Original Agreement Number Original Agreement Date
Others Conventional 1683442011650611200 2022/07/09
Final Agreement Number Final Agreement Date Credit Frequency Credit Start Date
202208211672433041098210306 2023/04/30 - 2022/07/09
Debtor Category Usage Type Usage Orientation Economic Sector
Not a Debtor of Micro, Small and Consumption Other RETAIL TRADE THROUGH POST OR
Medium Enterprises INTERNET ORDER
City Project Value Type of Interest Rate Interest Rate
Kab. Tanah Bumbu - Fixed Interest Rates 2,95 %
Financing Program
Non Government Program Loans

Credit Limit/Debit Balance

Initial Credit Limit Credit Limit Current Month Realization Debit Balance
IDR 385.148 - IDR 4.803 IDR 0
Value in Original Currency
-

Overdue
Principal Overdue Amount Interest Overdue Amount Days Past Due Overdue Payments Number
0 IDR 0 0 0
Bad Credit Cause Bad Credit Date Penalty
- - -

Restructuring
Restructuring Plan Initial Restructuring Date Final Restructuring Date Frequency of Restructuring
- - - -

Credits Maximum
Max Overdue Payments Amount Max Overdue Payments Number Max Overdue Payments Number Date Max Days Past Due
IDR 0 0 - 0
Max Days Past Due Date Worst Status Worst Status Date
- Current 2023/05/31

Detail of Credit / Financing 15: Loans for joint financing (Syndication) - Closed

Provider Type Provider CB Contract Code Provider Contract No. Role Last Update Date Facility Status

Financing Company PT Commerce L30232441 220603UJMAFYQA Borrower 2022/09/16 -

Finance

Start Date Due Date Past Due Status Contract Status

2022/06/06 2022/09/12 Current Paid off
Contract Status Date Information
2022/08/31 -

Historical Data

Reference Date Days Past Due Overdue Bad Credit Cause Debit Balance Current Month Realization Contract Status

2022 Aug 0 IDR 0 - IDR 0 IDR 0 Paid off

2022 Jul 0 IDR 0 - IDR 1.818 IDR 1.818 Active Facilities

2022 Jun 0 IDR 0 - IDR 1.818 IDR 0 Active Facilities

CONFIDENTAL Page 23 of 26
CREDIT REPORT CREATED ON 2024/04/17

Granted Credits
Characteristic Credit Agreement Credit Original Agreement Number Original Agreement Date
Others Conventional 202206061645073714079297536 2022/06/06
Final Agreement Number Final Agreement Date Credit Frequency Credit Start Date
202206061645073714079297536 2022/06/06 - 2022/06/06
Debtor Category Usage Type Usage Orientation Economic Sector
Not a Debtor of Micro, Small and Consumption Other RETAIL TRADE THROUGH POST OR
Medium Enterprises INTERNET ORDER
City Project Value Type of Interest Rate Interest Rate
Kab. Tanah Bumbu - Fixed Interest Rates 2,95 %
Financing Program
Non Government Program Loans

Credit Limit/Debit Balance

Initial Credit Limit Credit Limit Current Month Realization Debit Balance
IDR 1.818 - - IDR 0
Value in Original Currency
-

Overdue
Principal Overdue Amount Interest Overdue Amount Days Past Due Overdue Payments Number
0 IDR 0 0 0
Bad Credit Cause Bad Credit Date Penalty
- - -

Restructuring
Restructuring Plan Initial Restructuring Date Final Restructuring Date Frequency of Restructuring
- - - -

Credits Maximum
Max Overdue Payments Amount Max Overdue Payments Number Max Overdue Payments Number Date Max Days Past Due
IDR 0 0 - 0
Max Days Past Due Date Worst Status Worst Status Date
- Current 2022/08/31

Detail of Credit / Financing 16: Loans for joint financing (Syndication) - Closed

Provider Type Provider CB Contract Code Provider Contract No. Role Last Update Date Facility Status

Conventional PT Bank Seabank J30073183 983474271365533762710438 Borrower 2022/09/14 -

Commercial Bank Indonesia

Start Date Due Date Past Due Status Contract Status

2022/06/06 2022/09/11 Current Paid off
Contract Status Date Information
2022/08/31 -

Historical Data

Reference Date Days Past Due Overdue Bad Credit Cause Debit Balance Current Month Realization Contract Status

2022 Aug 0 IDR 0 - IDR 0 IDR 0 Paid off

2022 Jul 0 IDR 0 - IDR 121.182 IDR 0 Active Facilities

2022 Jun 0 IDR 0 - IDR 179.982 IDR 179.982 Active Facilities

CONFIDENTAL Page 24 of 26
CREDIT REPORT CREATED ON 2024/04/17

Granted Credits
Characteristic Credit Agreement Credit Original Agreement Number Original Agreement Date
Others Conventional 1645073716008357888 2022/06/06
Final Agreement Number Final Agreement Date Credit Frequency Credit Start Date
1645073716008357888 2022/06/06 - 2022/06/06
Debtor Category Usage Type Usage Orientation Economic Sector
Not a Debtor of Micro, Small and Consumption Other NOT OTHER BUSINESS FIELDS
Medium Enterprises
City Project Value Type of Interest Rate Interest Rate
Kab. Tanah Bumbu - Fixed Interest Rates 24,20 %
Financing Program
Non Government Program Loans

Credit Limit/Debit Balance

Initial Credit Limit Credit Limit Current Month Realization Debit Balance
IDR 179.982 - - IDR 0
Value in Original Currency
-

Overdue
Principal Overdue Amount Interest Overdue Amount Days Past Due Overdue Payments Number
0 IDR 0 0 0
Bad Credit Cause Bad Credit Date Penalty
- - -

Restructuring
Restructuring Plan Initial Restructuring Date Final Restructuring Date Frequency of Restructuring
- - - -

Credits Maximum
Max Overdue Payments Amount Max Overdue Payments Number Max Overdue Payments Number Date Max Days Past Due
IDR 0 0 - 0
Max Days Past Due Date Worst Status Worst Status Date
- Current 2022/08/31

CONFIDENTAL Page 25 of 26
CREDIT REPORT CREATED ON 2024/04/17

FOOTPRINT

Number of Enquiries in the last months

1 Month 3 Months 6 Months 12 Months
0 0 0 3

Last 15 Enquiries
Enquiry Date Purpose Institute Enquiry Type
2023/05/28 Identify the quality of the Debtor for PT Pembiayaan Digital Indonesia Monitoring Enquiry
compliance with the provisions of (ADA KAMI)
the Financial Services Authority or
other authorized parties
Enquiry Date Purpose Institute Enquiry Type
2023/04/21 Supporting the loan process PT INDONESIA FINTOPIA New Application Enquiry
TECHNOLOGY (EASY CASH)
Enquiry Date Purpose Institute Enquiry Type
2023/04/20 Identify the quality of the Debtor for PT Pembiayaan Digital Indonesia Monitoring Enquiry
compliance with the provisions of (ADA KAMI)
the Financial Services Authority or
other authorized parties

CONFIDENTAL Page 26 of 26