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Payer's Name: 2024 Form 1099-INT

One Finance, Inc.
PO Box 513717
Interest Income
Los Angeles, CA 90051-3717 OMB No. 1545-0112

Copy B For Recipient

This is important tax information and is being

furnished to the Internal Revenue Service. If you
are required to file a return, a negligence penalty
or other sanction may be imposed on you if this
Recipient's Name: income is taxable and the IRS determines that it
has not been reported.
JOSHUA TUCKER
3939 E SR 62 For questions about this form, contact One
MADISON, IN 47250-7672 Finance, Inc. at 855-830-6200

Payer's federal Recipient's

identification number: identification number:
83-3042431 XXXXX4687

Box 1: Interest Income

$37.57

Instructions for Recipient Box 10. For a taxable or tax-exempt covered security, if you made an election under section
The information provided may be different for covered and noncovered securities. For a description 1278(b) to include market discount in income as it accrues and you notified your payer of the
of covered securities, see the Instructions for Form 8949. For a taxable covered security acquired election in writing in accordance with Regulations section 1.6045-1(n)(5), shows the market
at a premium, unless you notified the payer in writing in accordance with Regulations section discount that accrued on the debt instrument during the year while held by you, unless it was
1.6045-1(n)(5) that you did not want to amortize the premium under section 171, or for a tax- reported on Form 1099-OID. For a taxable or tax-exempt covered security acquired on or after
exempt covered security acquired at a premium, your payer generally must report either (1) a net January 1, 2015, accrued market discount will be calculated on a constant yield basis unless you
amount of interest that reflects the offset of the amount of interest paid to you by the amount of notified your payer in writing in accordance with Regulations section 1.6045-1(n)(5) that you did not
premium amortization allocable to the payment(s), or (2) a gross amount for both the interest paid want to make a constant yield election for market discount under section 1276(b). Report the
to you and the premium amortization allocable to the payment(s). If you did notify your payer that accrued market discount on your income tax return as directed in the Instructions for Forms 1040
you did not want to amortize the premium on a taxable covered security, then your payer will only and 1040-SR. Market discount on a tax-exempt security is includible in taxable income as interest
report the gross amount of interest paid to you. For a noncovered security acquired at a premium, income.
your payer is only required to report the gross amount of interest paid to you. Box 11. For a taxable covered security (other than a U.S. Treasury obligation), shows the amount
Recipient's taxpayer identification number (TIN). For your protection, this form may show only of premium amortization allocable to the interest payment(s), unless you notified the payer in writing
the last four digits of your TIN (social security number (SSN), individual taxpayer identification in accordance with Regulations section 1.6045-1(n)(5) that you did not want to amortize bond
number (ITIN), adoption taxpayer identification number (ATIN), or employer identification number premium under section 171. If an amount is reported in this box, see the Instructions for Schedule
(EIN)). However, the issuer has reported your complete TIN to the IRS. B (Form 1040 or 1040-SR) to determine the net amount of interest includible in income on Form
1040 or 1040-SR with respect to the security. If an amount is not reported in this box for a taxable
FATCA filing requirement. If the FATCA filing requirement box is checked, the payer is reporting covered security acquired at a premium and the payer is reporting premium amortization, the payer
on this Form 1099 to satisfy its chapter 4 account reporting requirement. You also may have a filing has reported a net amount of interest in box 1. If the amount in box 11 is greater than the amount of
requirement. See the Instructions for Form 8938. interest paid on the covered security, see Regulations section 1.171-2(a)(4).
Account number. May show an account or other unique number the payer assigned to distinguish Box 12. For a U.S. Treasury obligation that is a covered security, shows the amount of premium
your account. amortization allocable to the interest payment(s), unless you notified the payer in writing in
Box 1. Shows taxable interest paid to you during the calendar year by the payer. This does not accordance with Regulations section 1.6045-1(n)(5) that you did not want to amortize bond
include interest shown in box 3. May also show the total amount of the credits from clean renewable premium under section 171. If an amount is reported in this box, see the Instructions for Schedule
energy bonds, new clean renewable energy bonds, qualified energy conservation bonds, qualified B (Form 1040 or 1040-SR) to determine the net amount of interest includible in income on Form
zone academy bonds, qualified school construction bonds, and build America bonds that must be 1040 or 1040-SR with respect to the U.S. Treasury obligation. If an amount is not reported in this
included in your interest income. These amounts were treated as paid to you during 2024 on the box for a U.S. Treasury obligation that is a covered security acquired at a premium and the payer
credit allowance dates (March 15, June 15, September 15, and December 15). For more is reporting premium amortization, the payer has reported a net amount of interest in box 3. If the
information, see Form 8912. See the instructions above for a taxable covered security acquired at amount in box 12 is greater than the amount of interest paid on the U.S. Treasury obligation, see
a premium. Regulations section 1.171-2(a)(4).
Box 2. Shows interest or principal forfeited because of early withdrawal of time savings. You may Box 13. For a tax-exempt covered security, shows the amount of premium amortization allocable to
deduct this amount to figure your adjusted gross income on your income tax return. See the the interest payment(s). If an amount is reported in this box, see Pub. 550 to determine the net
Instructions for Forms 1040 and 1040-SR to see where to take the deduction. amount of tax-exempt interest reportable on Form 1040 or 1040-SR. If an amount is not reported in
this box for a tax-exempt covered security acquired at a premium, the payer has reported a net
Box 3. Shows interest on U.S. Savings Bonds, Treasury bills, Treasury bonds, and Treasury notes. amount of interest in box 8 or 9, whichever is applicable. If the amount in box 13 is greater than the
This may or may not all be taxable. See Pub. 550. This interest is exempt from state and local amount of interest paid on the tax-exempt covered security, the excess is a nondeductible loss. See
income taxes. This interest is not included in box 1. See the instructions above for a taxable Regulations section 1.171-2(a)(4)(ii).
covered security acquired at a premium.
Box 14. Shows CUSIP number(s) for tax-exempt bond(s) on which tax-exempt interest was paid, or
Box 4. Shows backup withholding. Generally, a payer must backup withhold if you did not furnish tax credit bond(s) on which taxable interest was paid or tax credit was allowed, to you during the
your TIN or you did not furnish the correct TIN to the payer. See Form W-9. Include this amount on calendar year. If blank, no CUSIP number was issued for the bond(s).
your income tax return as tax withheld. Box 5. Any amount shown is your share of investment
expenses of a single-class REMIC. This amount is included in box 1. Note: This amount is not Boxes 15–17. State tax withheld reporting boxes.
deductible. Nominees. If this form includes amounts belonging to another person(s), you are considered a
Box 6. Shows foreign tax paid. You may be able to claim this tax as a deduction or a credit on your nominee recipient. Complete a Form 1099-INT for each of the other owners showing the income
Form 1040 or 1040-SR. See your tax return instructions. allocable to each. File Copy A of the form with the IRS. Furnish Copy B to each owner. List yourself
as the “payer” and the other owner(s) as the “recipient.” File Form(s) 1099-INT with Form 1096 with
Box 7. Shows the country or U.S. possession to which the foreign tax was paid. the Internal Revenue Service Center for your area. On Form 1096, list yourself as the “filer.” A
Box 8. Shows tax-exempt interest paid to you during the calendar year by the payer. See how to spouse is not required to file a nominee return to show amounts owned by the other spouse.
report this amount in the Instructions for Forms 1040 and 1040-SR. This amount may be subject to Future developments. For the latest information about developments related to Form 1099-INT
backup withholding. See Box 4 above. See the instructions above for a tax-exempt covered and its instructions, such as legislation enacted after they were published, go to
security acquired at a premium. www.irs.gov/Form1099INT.
Box 9. Shows tax-exempt interest subject to the alternative minimum tax. This amount is included Free File. Go to www.irs.gov/FreeFile to see if you qualify for no-cost online federal tax
in box 8. See the Instructions for Form 6251. See the instructions above for a tax-exempt covered preparation, e-filing, and direct deposit or payment options.
security acquired at a premium.