UMMEED HOUSING FINANCE

A. General Details Date 14.12.2024

1 Deal Number 00114110
2 Type of Loan HL Repair & Renovation
3 Name of the Customer (s) Rustam
4 Name of the property owner Smt. Bhuri W/o shri Rustam Singh Shrivas
5 Provided document details Sale Deed Only
6 Property address as per site along with Pin Ward No. 05 ( Tatya tope Ward ), Part of Survrey No. 656,Sales Tax
Code Barrier, shivnagar, Mouja Jouri ,Tehsil & District Morena (m.p.)
476001
7 Legal address of property Ward No. 05 ( Tatya tope Ward ), Part of Survrey No. 656,Sales Tax
Barrier, shivnagar, Mouja Jouri ,Tehsil & District Morena (m.p.)
8 Contact no of the owner Smt. Bhuri W/o shri Tenant if applicable NO
Rustam Singh Shrivas
6262299003
9 Landmark Near Laxmi Daal Mill
10 Date of technical visit 14.12.2024
11 Property usage As per docs Na On Site Residential
12 Occupancy Self Occupied
13 Property falls in demolition list of local
NO
authority
14 Marketability Average
15 Front side road width 14 FT
B. Surrounding Locality Details
1 Ward No/Municipal Land No Ward No. 30
2 Type of locality Residential
3 Colony occupancy 60 %
4 Type of the property Residential
5 Distance from Branch 40 KM
6 Site access Available
7 Approving authority NA
Corporation Limit Municipal Municipal Limit/DA
Corporation -
Morena
Town Panchayat - Village Panchayat -
8 Conditions of approach road CC Road width 14 FT
C. Property Details
1 No of Floors G.F. ( Finishing work pending)
2 Floor wise usage G.F. Residential
3 Age of the property 04 Years Residual Age 56 Years
Side Boundaries As per documents As per site As per plan
North Plot of Esah Wale
Plot of Esah Wale Tomar -
Tomar
South Plot other Plot of parmar -
East Road 15 ft Road 14 ft -
West House of Naresh
Plot other -
Gurjar
4 Boundaries are matching or not No
5 Property identified through Na
6 Plot demarcated at site Yes
7 Amenities
Sewage/Drainage Yes
Electricity Yes
Water supply Yes
D. Structural Details
1 Type of structure RCC No of floors G.F.
2 No of wings -
3 No of units on each floor -
4 Quality of construction NA
5 Structural observations YES
6 Configuration G.F. 2 Rooms, 1 Kitchen ,1 toilet, Porch
E. Interiors
1 Flooring & Finishing Na
2 Roofing & Terracing NA
3 Quality of fixtures & fittings NA
4 Doors & Windows NA
F. Plan Approval Details
1 Construction as per approved / Sanction
Plan details
plans
2 Details of approved plan with approval no &
-
date
3 Construction permission no & date -
4 Violations observed if any or is there any
-
risk of demolition in case of violation
G. Deviation Details
1 Floor details Deviation in sqft Deviation in %age
Floor As per permissible At site Deviation
Ground Floor 540 540 %
First Floor - - -
Second Floor - - -
Third Floor - - -
Total - - -
H. Self-Construction Case
Architect certified estimate available or Not Estimate details
Construction amount certified -
Others -
I. Fair Market Value
1 Valuation Methodology Comparison Method
2 Particulars
Land Area as per document (sq ft) 1000 Land Rate per (sq ft) 1400/-
Land Value 1400000/-
Carpet area as per plan -
Built up area (sq ft) 540 Construction Cost per (sq ft) 1000/-
Composite area (sq ft) - Composite area rate per (sq ft) -
Construction Value 540000/-
Amenities value -
Depreciation amount -
Fair Market Value 1940000/-
Distress Sale Value @ 75% 1455000/-
3 Floor wise details of usage & rental value
Floor Usage Units Value If tenanted, Year of Rental
current tenancy assessment
Ground Floor Residential - - - -

First Floor - - - - -
Second Floor - - - - -
Third floor - - - - -

4 Stage of construction %age progress %age recommendation

90% 90%
5 Govt. guideline value 557.62
6 Demolition risk LOW
7 Latitude & Longitude of 26.50489, 77.97878
property
8 Which seismic zone property is located in? 3
9 Which cyclone area is the building is located in? NO
10 Which flood area is the building located in? NO
11 Which land slide is the building is located in? NO
Comments-
1. IT IS HL REPAIR & RENOVATION CASE
2. THIS PROPERTY PERSONALLY VISITED OUR ASSOCIATED IN PRESENCE OF MR. VIJAY (ELDER SON ).
3. DOCUMENT SALE DEED AND VALUATION MADE ON BASIS PER PROVIDE DOCUMENT.
4. CONSTRUCTION PERMISSION AND MAP NOT PROVIDED
5. OCCUPANCY LEVEL 50 PERCENT AND SURRODUNING DEVELOPMENT 60 PERCENT AND BASIC AMENETIES ARE
AVAILABLE WITH IN COLONY.
6. AS PER SALE DEED AREA 20X50=1000 SQFT AND AS PER SITE 20X50=1000 SQFT AREA MATCH
7. SURVEY NUMBER MATCH AS PER SALE DEED & AS PER MP KISAN APP.
8. THIS PROPERTY AS ON DATE G.F. ( FINISHING WORK PENDING ) RESIDENTIAL PROPERTY & SELF OCCUPIED
9. PROPERTY IDENTIFIED AS PER SALE DEED AND KEY PLAN AND LOCAL INQUIRY AND COMPANY POLICY
10. VALUATION RELEASED AS ON DATE CONDITION AND AS PER SITE EXISTING BUA 540 SQFT SAME BUA
CONSIDER IN VALUATION

Declaration: We hereby declare that; RAVI Digitally signed

by RAVI SINGHAL

1 The property was inspected by our authorized representatives - SINGHAL Date: 2024.12.17
18:58:27 +05'30'

2 We have no direct or indirect interest in the property valued. Signature with seal
3 The information furnished above is correct to the best of our knowledge and belief Date 14.12.2024
and as per factual position & information given to us and is based on the copy of Place GWALIOR
documents submitted to us by Ummeed housing finance co or shown to us by the
client.
 LAYOUT/KEY PLAN

GOOGLE MAP

Signature & Seal of Valuer

 PROPERTY PHOTOGRAPHS
ELEVATION WITH PHOTOGRAPH ELEVATION ROAD
OF OWNER & ENGG.

INTERNAL INTERNAL KITCHEN

INTERNAL LOCALITY LOCALITY

Signature & Seal of Valuer

 NDMA PARAMETERS

NATURE OF PLAN ASPECT STRUCTURE

RESIDENTIAL 20X50 RCC
BUILDING/WING RATIO TYPE

EXPANSION
SHAPE OF TYPE OF BURNT CLAY
REGULAR JOINT NO
BUILDING MASONARY BRICK
AVAILABLE

PROJECTED
STRUCTURAL MORTAR
PARTS NO REGULAR FRAME CEMENT
SYSTEM TYPE
AVAILABLE

FOOTING
ROOF TYPE FLAT ROOF STEEL GRADE Fe-41 RAFT FOOTING
TYPE

CYCLONE COSTAL
CONCRETE
M-15 ZONE- WIND 33 REGULATORY ZONE IV
GRADE
SPEED (M/S) ZONE

ENVIRONMENT
SEISMIC ZONE III EXPOSURE MILD SOIL TYPE ALLUVIAL
CONDITION

GROUND
SOIL
SOIL STRATA HARD NO SLOPE MORE NO
LIQUEFIABLE
THAN 20%

SOIL SLOPE
FLOOD PRONE
VULNERABLE NO NO FIRE EXIT NO
AREA
TO LANDSLIDE

Summary Sheet

1 Excess Coverage (if any)

Portion of property -
Balcony (TB) -
Toilet & Bath -
Room -
Kitchen -
Staircase -
Any other -
Remarks, if any -
2 Vertical Deviations (if any)
Actual Height -
Permissible Height -
Observations (if any) -
Any other negative remarks -
based on local market feedbac