s[lif ljsf; a}+s ln=

tx–^, Joj;fo clws[t -k|zf;g_ kbsf] v'nf k|ltof]lutfTds k/LIffsf] kf7\oqmd

kbsf] laj/0f
;]jf M– k|zf;g ;d"x M– k|zf;g pk;d"x M– k|zf;g
tx M– ^ -5_ kb M– Joj;fo clws[t lsl;d M– v'nf
kf7\oqmd of]hgfnfO{ lgDgfg';f/ b'O{ r/0fdf ljefhg ul/Psf] 5 M
k|yd r/0f M– lnlvt k/LIff k"0ff{Í M– @))
låtLo r/0f M– cGtjf{tf{ k"0ff{Í M– #)
k/LIff of]hgf (Examination Scheme)
!= k|yd r/0f M lnlvt k/LIff (Written Examination) k"0ff{Í M– @))

kq ljifo k"0ff{Í pQL0ff{Í k/LIff k|0ffnL k|Zg;+Vof x cÍ ;do

Joj:yfkg / ;+u7g 5f]6f] pQ/ cfpg] kZg @ k|Zg x % cÍ
(Management and Organization) nfdf] pQ/ cfpg] k|Zg # k|Zg x !) cÍ
n]vf tyf ljQ nfdf] pQ/ cfpg] k|Zg # k|Zg x !) cÍ #
k|yd (Accounting and Finance) !)) $) ljifout
306f
cy{zf:q (Economics) nfdf] pQ/ cfpg] k|Zg @ k|Zg x !) cÍ
;"rgf k|ljlw 5f]6f] pQ/ cfpg] kZg @ k|Zg x % cÍ
(Information Technology)
a}+lsË tyf ljQLo k|0ffnL 5f]6f] pQ/ cfpg] kZg @ k|Zg x % cÍ
(Banking and Financial System) nfdf] pQ/ cfpg] k|Zg $ k|Zg x !) cÍ
5f]6f] pQ/ cfpg] kZg @ k|Zg x % cÍ #
låtLo s[lif ljsf; a}+s ln= (Agricultural !)) $) ljifout
Development Bank Ltd.) nfdf] pQ/ cfpg] k|Zg ! k|Zg x !) cÍ 306f
;+ljwfg tyf a}lsË sfg"g nfdf] pQ/ cfpg] k|Zg # k|Zg x !) cÍ
(Constitution and Banking Laws)

@= låtLo r/0f M cGtjf{tf{ (Interview)

ljifo k"0ff{Í k/LIff k|0ffnL
cGtjf{tf{ #) df}lvs
b|i6JoM
1) lnlvt k/LIffsf] dfWod efiff g]kfnL jf c+u|]hL cyjf g]kfnL / c+u|]hL b'j} x'g ;Sg]5 .
2) k|yd / låtLo kqsf] lnlvt k/LIff 5'§f5'§} x'g]5 .
3) lnlvt k/LIffdf ;f]lwg] k|Zg;+Vof / cÍef/ oyf;Dej ;DalGwt kq÷ljifodf lbO{P cg';f/ x'g]5 .
4) ljifout k|Zgx¿sf] xsdf Pp6f nfdf] k|Zg jf Pp6} k|Zgsf b'O{ jf b'O { eGbf a9L efu (Two or
more parts of a single question) jf Pp6f k| Zg cGtu{t b'O { jf a9L l6Kk0fLx¿ (Short notes)
;f]Wg ;lsg] 5 .
5) ljifout k|Zg x'g] kq÷ljifosf k|To]s efu÷v08÷PsfO÷k|Zgsf nflu 5'§f5'§} pQ/k'l:tsfx¿ x'g]5g\ .
kl/IffyL{n] k|To]s efu÷v08÷PsfO÷k|Zgsf k|Zgsf] pQ/ ;f]xL efu÷v08÷PsfO÷k|Zgsf] pQ/k'l:tsfdf
n]Vg'kg]{5 .
6) o; kf7\oqmd of]hgf cGtu{tsf kq÷ljifosf ljifoj:t'df h'g ;'s} s'/f n]lvPsf] eP tfklg kf7\oqmddf
k/]sf P]g, sfg"g, lgod, ljlgod tyf gLltx¿ k/LIffsf] ldlt eGbf # dlxgf cufl8 -;+zf]wg ePsf jf
;+zf]wg eO{ x6fO{Psf jf yk u/L ;+zf]wg eO{_ sfod /x]sfnfO{ o; kf7\qmddf k/]sf] ;Demg' kb{5 .
7) k|yd r/0fsf] k/LIffaf6 5gf}6 ePsf pDd]bjf/x¿nfO{ dfq låtLo r/0fsf] k/LIffdf ;lDdlnt u/fOg]5 .
8) kf7\oqmd :jLs[t ldlt M– @)*!÷!@÷!$

s[lif ljsf; a}+s ln=, clws[t:t/, k|zf;g ;]jf, tx–^, Aoj;fo clws[t |1
 s[lif ljsf; a}+s ln=
tx–^, Joj;fo clws[t -k|zf;g_ kbsf] v'nf k|ltof]lutfTds k/LIffsf] kf7\oqmd

k|yd kq M Management, Finance, Account, Economics and Information Technology

Section (A) Management and Organization 40 Marks (2x5+3x10=40)

1. Management
1.1. Concept, Principles and Functions of Management
1.2. Evolution of Management Thought
1.3. Emerging Concepts and Issues of Management
1.4. Key Management Process
1.5. Difference between Management and Administration
1.6. Managerial Quality and Skills
1.7. Different Levels of Management and Role of Manager
1.8. Leadership and Contemporary Issue in Leadership
1.9. Motivation: Concept, Types, Theories, Tools and Techniques
1.10. Knowledge Management, Time Management, Stress Management, Conflict Management
and Disaster Management
1.11. Agile Management
1.12. Negotiation and Agreement Skills
1.13. Reporting, Monitoring, Supervision and Inspection

2. Human Resource Management (HRM)

2.1. Concept, Objectives and Process of HRM
2.2. Employee Ethics and Behavior
2.3. Mindsets, Attitude and Aptitude Management
2.4. Human Resource Planning and Forecasting
2.5. Performance Appraisal, Reward, Recognition and Punishment System
2.6. Job Analysis: Job Description, Job Specification and Job Evaluation
2.7. Delegation of Authority, Empowerment, Accountability and Responsibility
2.8. Career Path and Succession Plan
2.9. Grievance Handling
2.10. Labor Relations, Negotiations and Collective Bargaining
2.11. Placement, Transfer and Job Rotation
2.12. Team Development, Team Spirit and Team Bonding
2.13. Training, Learning and Development, Capacity Building and Skill Enhancement
2.14. Skill and Expectation Management
2.15. Recruitment, Socialization and Retirement
2.16. Contemporary Challenge, Issues and HR Practices

3. Quality Management
3.1. Total Quality Management (TQM) Techniques
3.2. Quality Circle
3.3. Six Sigma
3.4. International Organization for Standardization (ISO)
3.5. Factors affecting Quality
3.6. Benchmarking and Quality Assurance Techniques

4. Strategic Management
4.1. Strategic Planning Framework
4.2. Environmental Scanning, Strategic Research and Analysis
4.3. SWOT Analysis
4.4. Strategy Formulation Process and Methods
4.5. Strategy Implementation/Action Plan/Gantt Chart
s[lif ljsf; a}+s ln=, clws[t:t/, k|zf;g ;]jf, tx–^, Aoj;fo clws[t |2
 s[lif ljsf; a}+s ln=
tx–^, Joj;fo clws[t -k|zf;g_ kbsf] v'nf k|ltof]lutfTds k/LIffsf] kf7\oqmd

4.6. Strategy Evaluation

4.7. Strategy Control
4.8. Red Ocean vs. Blue Ocean Strategy
5. Decision Making and Problem Solving
5.1. Decision Making: Concept, Types, Processes, Issues and Challenges
5.2. Emotional Intelligence and Decision Making
5.3. Quantitative Tools for Decision Making
5.4. Techniques for Stimulating Creativity
5.5. Intuition/Hunch Driven Decision vs. Data/Logic Driven Decision
6. Organizational Development
6.1. Fundamentals of Organizational Structure
6.2. Fundamentals of Organizational Culture and Behavior
6.3. Organization Development Process
6.4. Organizational Group Dynamics
6.5. Organizational Change and Adaptation
6.6. Emerging Approach to Organizational Leadership and their Applications
6.7. Organization Theories
6.8. Communication Skill: Types, Tools and Techniques
6.9. Personality, Perception, Behaviors, Alienation and Frustration and Remedies

Section (B) Accounting and Finance 30 Marks (3x10=30)

1. Accounting
1.1. Concept of Account and Accounting
1.2. Conventional Principles and Objectives of Accounting
1.3. Fundamentals of Accounting (Personal, Real and Nominal) and its Rule
1.4. Cost Accounting, Management Accounting and Financial Accounting
1.5. Account Voucher, Ledger, Trial Balance, Profit and Loss Account, Balance Sheet
1.6. Cash Flow Statement
1.7. Budgeting System, Budgetary Control, Profit Planning
1.8. Depreciation: Concept, Types and Methods
1.9. Reconciliation of Accounting
1.10. Internal Control: Concept, Tools and Techniques of Effectiveness of Internal Controlling
and Auditing
1.11. International Financial Reporting Standard (IFRS), Nepal Accounting Standard (NAS),
Nepal Financial Reporting Standard (NFRS)
2. Financial Management
2.1. Concept of Financial Management
2.2. Scope and Importance of Financial Statement
2.3. Financial Planning and Strategies
2.4. Financial Statement Analysis (Profit and Loss, Balance Sheet, Funds Flow/Cash Flow)
2.5. Profit Management, Break Even Analysis and Financial Leverage
2.6. Assets and Liability Management
2.7. Portfolio Management: Analysis and Selection, Associated Financial Risk Analysis in
Portfolio Management
2.8. Capital Budgeting: Techniques, Significance, Application of the concept, Working Capital
Management, Cost of Capital, Net Present Value (NPV), Internal Rate of Return (IRR),
Average Rate of Return (ARR), Return on Investment (ROI), Return on Equity (ROE),
Earning Per Share (EPS), P/E Ratio, Pay Back Method
2.9. CAMELS Analysis
s[lif ljsf; a}+s ln=, clws[t:t/, k|zf;g ;]jf, tx–^, Aoj;fo clws[t |3
 s[lif ljsf; a}+s ln=
tx–^, Joj;fo clws[t -k|zf;g_ kbsf] v'nf k|ltof]lutfTds k/LIffsf] kf7\oqmd

3. Project Management
3.1. Project Identification, Formulation and Design
3.2. Project Appraisal (Importance, Techniques, Methods of Project Evaluation, Cost-Benefit
Analysis, Technical Feasibility and Economic Viability)
3.3. Financial Ratio Analysis for Measuring Performance and Standards
3.4. Financial Projection and Forecasting
3.5. Project Implementation, Monitoring and Control

Section (C) Economics 20 Marks (2x10=20)

1. Economics and Nepalese Economy

1.1. Macro and Micro Economic Concept
1.2. Inflation: Concept, Causes, Measurement and Consequences
1.3. Tradeoff Between Inflation and Unemployment
1.4. Money Supply: Definition, Factors Affecting Money Supply
1.5. Balance of Payment
1.6. Market: Perfect Competition, Monopoly, Monopolistic and Oligopoly
1.7. National Income Accounting
1.8. Concepts of GDP, Latest Trend of Nepalese GDP, Problem and Solution
1.9. GDP Measurement: Expenditure, Income and Value-added Approach
1.10. Globalization, Economic Liberalization and Privatization:
1.10.1. Concept, Causes and Consequences
1.10.2. Pros and Cons
1.10.3. Impact on Nepalese Economy and Financial Sector
1.11. Periodic Plans
1.11.1. Current Periodic Plan of Nepal
1.11.2. Efforts, Achievements, and Challenges of Planned Economic Development in
Nepal

2. Fiscal and Monetary Policy

2.1. Fiscal Policy: Budget Structure, Implementation Problem and Challenges; Characteristics,
Objectives and Program of Current Fiscal Year Budget
2.2. Monetary Policy: Concept, Characteristics, Objectives and Direction of Current Monetary
Policy
2.3. Interlinkage Between Fiscal and Monetary Policy

3. International Organizations
3.1. United Nations (UN)
3.2. World Trade Organization (WTO)
3.3. World Bank (WB)
3.4. International Monetary Fund (IMF)
3.5. Asian Development Bank (ADB)
3.6. International Fund for Agricultural Development (IFAD)
3.7. South Asian Association for Regional Cooperation (SAARC)
3.8. Bay of Bengal Initiative for Multi-Sectoral Technical and Economic Cooperation
(BIMSTEC)

s[lif ljsf; a}+s ln=, clws[t:t/, k|zf;g ;]jf, tx–^, Aoj;fo clws[t |4
 s[lif ljsf; a}+s ln=
tx–^, Joj;fo clws[t -k|zf;g_ kbsf] v'nf k|ltof]lutfTds k/LIffsf] kf7\oqmd

Section (D) Information Technology 10 Marks (2x5=10)

1. Information Technology
1.1. Introduction to Computer Basics and Information Technology
1.2. Computer System (Input Device and Output Device)
1.3. Computer Operating Systems
1.4. Networking: LAN, WAN, MAN; Internet and Intranet
1.5. Database Management System (DBMS)
1.6. Use of Information Technology in Banking System, Associated Risk and Control
Measures
1.7. Core Banking System (CBS): Importance and Risks
1.8. Artificial Intelligence (AI), its use in Banking Sector, Issues and Challenges

s[lif ljsf; a}+s ln=, clws[t:t/, k|zf;g ;]jf, tx–^, Aoj;fo clws[t |5
 s[lif ljsf; a}+s ln=
tx–^, Joj;fo clws[t -k|zf;g_ kbsf] v'nf k|ltof]lutfTds k/LIffsf] kf7\oqmd

låtLo kq M Banking, Financial System, ADBL, Constitution and Laws

Section (A) Banking and Financial System 50 Marks (2x5+4x10=50)

1. Banking
1.1. History, Development and Present Scenario of Banking System in Nepal
1.2. Achievements, Issues and Opportunities of Banking Industry in Nepal
1.3. Classification of Banks and Financial Institutions (BFIs)
1.4. Types of Financial Institution and their Roles in the Economy
1.5. Role and Functions of Central Bank and Commercial Banks
1.6. FinTech and Digital Banking: Types, Opportunities, Challenges and Risk
1.7. Financial Access, Digital/Financial Literacy and Financial Inclusion
1.8. Alternative Delivery Channel (ADCs) in Banking: Concept, Types and Issues
1.9. Principles of Value-Based Banking
1.10. Shadow Banking and its Impact to Economy
1.11. Bank Marketing: Concept, Banking Products and Services, Target Customer Segments and
Strategic Marketing Approaches
1.12. Interest Rate Corridor (IRC)
1.13. Base Rate Calculation and Premium Rate Determination

2. Modern Banking Services

2.1. Letter of Credit: Concept, Types, Process, Risk and Issues
2.2. Bank Guarantee: Concept, Types, Process, Risk and Issues
2.3. Treasury and Cash Management; Concept, Instruments, Associated Risk and Opportunities
2.4. Remittance: Concept and Economic Impact
2.5. e-Banking: Types and Importance
2.6. Any Branch Banking System (ABBS)
2.7. Mobile Banking, Internet Banking
2.8. Digital Wallet,
2.9. Paperless Banking
2.10. ATM, Debit Card, Credit Card, Visa Card, Dolor Card, Prepaid Card
2.11. POS and QR Based Payment
2.12. C-ASBA, DEMAT
2.13. e-Commerce

3. Management of Commercial Bank

3.1. Profitability and Liquidity Management
3.2. Assets and Liability Management
3.3. Lending Principles and its Management
3.4. Treasury and Cash Management; Concept, Instruments, Associated Risk and Opportunities
3.5. Key Financial Sector Reforms and Effectiveness
3.6. Credit Cycle and Credit Administration
3.7. Operation Excellence and Service Delivery in Banks
3.8. Merger, Acquisitions and Corporate Restructuring in Nepal: Present Scenario, Benefits,
Issues and Challenges
3.9. BASEL Core Principles and Capital Adequacy Framework
3.10. Non-Performing Loan (NPL) Management: tools and techniques
3.11. Classification of Loan according to NRB and Loan Loss Provision

s[lif ljsf; a}+s ln=, clws[t:t/, k|zf;g ;]jf, tx–^, Aoj;fo clws[t |6
 s[lif ljsf; a}+s ln=
tx–^, Joj;fo clws[t -k|zf;g_ kbsf] v'nf k|ltof]lutfTds k/LIffsf] kf7\oqmd

4. Banking Risk Management

4.1. Concept, Types and Measurement of Banking Risk and Identification
4.2. Risks in the Banking Business and Measures for Risk Mitigation
4.3. Risk Management Techniques and Strategies in Banking Business
4.4. NRB Directive Regarding Risk Management
4.5. Business Contingency Plan and Management

5. Corporate Governance
5.1. Issues and Challenges of Corporate Governance in Nepalese Banking Sector
5.2. Discipline, Ethics and Code of Conduct
5.2.1. Employee
5.2.2. Business/Corporate
5.2.3. Integrity, Values and Norms
5.2.4. Social Responsibility Towards Different Stakeholders
5.3. Data Governance (IT-Risk Analysis)
5.4. Compliance, Anti-Money Laundering (AML)/Combating the Financing of Terrorism
(CFT) and Know your Customer (KYC)
5.5. Suspicious Transactions Reporting (STR) and Threshold Transactions Reporting (TTR)
5.6. Financial Action Task Force (FATF)
5.7. Banking Crimes, Fraud and Prevention

6. Nepalese Financial System

6.1. Structure of Nepalese Financial System, Problems, Prospectus, Issues and Remedies
6.2. Money Market: Present Scenario, Instruments, Issues, and Challenges
6.3. Capital Market: Present Scenario, Instruments, Issues and Challenges
6.4. Interrelationship Between Money Market and Capital Market
6.5. Recent Development in Money and Capital Market of Nepal

Section (B) Agricultural Development Bank Ltd. (ADBL) 20 Marks (2x5+1x10=20)

1. Institutional Framework and Overview of Agriculture Development Bank Ltd. (ADBL)

1.1. Agricultural Development Bank Ltd.: Historical Development, Achievement, Vision,
Mission and Objectives
1.2. Existing Organizational Structure
1.3. Institutional Linkage of ADBL (National and International)
1.4. Contribution, Role, Potentialities and Challenges of the ADBL in the Development of
Nepal's Economic (Agriculture, Rural, and Banking) Sector
1.5. Current Status and Progress of ADBL
1.6. ADBL: Strengths and Weaknesses, Opportunities and Threats
1.7. Modern Banking Services in ADBL

2. Customer Excellence in ADBL

2.1. Customer Relationship Management (CRM): Concept, Objectives, Methods and
Grievances Handling
2.2. Customer Protection Principle
2.3. Service Delivery System

s[lif ljsf; a}+s ln=, clws[t:t/, k|zf;g ;]jf, tx–^, Aoj;fo clws[t |7
 s[lif ljsf; a}+s ln=
tx–^, Joj;fo clws[t -k|zf;g_ kbsf] v'nf k|ltof]lutfTds k/LIffsf] kf7\oqmd

Section (C) Constitution and Laws 30 Marks (3x10=30)

1. Constitution and Laws
1.1. The Constitution of Nepal
1.2. Company Act, 2063
1.3. Income Tax Act, 2058
1.4. Bank and Financial Institutions Act, 2073
1.5. Nepal Rastra Bank Act, 2058
1.6. Banking Offence and Punishment Act, 2064
1.7. Asset (Money) Laundering Prevention Act, 2064 and Regulation 2073
1.8. The Act on Recovery of Debts of Banks and Financial Institutions, 2058 and Regulation
2059
1.9. Negotiable Instrument Act, 2034
1.10. Unified Directives and Circulars Issued by Nepal Rastra Bank
1.11. Working Capital Guidelines, 2079
1.12. Electronic Transactions Act, 2063
1.13. Employees Bylaws, 2062



s[lif ljsf; a}+s ln=, clws[t:t/, k|zf;g ;]jf, tx–^, Aoj;fo clws[t |8