Dynamic CVVs displayed Why choose Convego®

directly on the payment card. SecureCode?

eCommerce provides opportunities for more Attract new tech-loving
people to buy whatever they would like, but customers
equally opens doors for fraudsters, especially Ideal for "first adopter"
Card Not Present (CNP) fraud. CNP transactions, customers, the Convego®
where payments are processed without the SecureCode card delivers
physical card being present make up the majority incredible technology that
of eCommerce transactions. By 2029, fraud will differentiates your brand.

Convego® SecureCode: cost eCommerce businesses $107bn, an increase

of 141% compared to 2024, with CNP fraud
accounting for 70% of these losses.1,2 Customers
Increase revenue, reduce costs
Supercharge your financial

a new frontier in the fight are feeling vulnerable: 52% feel like they’re
more likely to be a victim of fraud than they
were a year ago.3
performance with lower
customer turnover, better
interchange and service fees,

against card not present fraud These customers turn to their banks for trusted,
secure protection, and as such banks need to
improved approval rates, and
rapid return on investment.
Faster time to market
innovate to stay ahead of fraudsters. With CNP
Seamless, "plug and play"
fraud causing so many problems, what can the
integration and deployment:
industry do to mitigate the impact on customers
no action is required from
and retailers?
merchants, acquirers, or
networks, while processors only
Convego® SecureCode is the first compatible
need to make a lightweight
payment card to feature an integrated screen
backend update.
micromodule embedded into the card itself.
The screen displays dynamically generated Protect each payment
security codes (CVVs) for each transaction. With a new CVV generated for
every transaction, Convego®
The result is greater protection against fraud, SecureCode adds a new layer
as any CVV data obtained through illicit means of eCommerce security at the
would quickly become out-of-date, and improved card level.
eCommerce security. If the customer’s card data is
stolen, Convego® SecureCode’s dynamic security A trusted experience
code means a fraudulent transaction with a Unlike using an app to
compromised, out-of-date code will be view a cards' CVV, Convego®
immediately identified and declined. SecureCode offers a more
familiar, physical experience.
The user can see the CVV on
the card itself, and still enjoy
an elevated level of security
as it refreshes.
Convego® SecureCode: a new frontier in the fight against card not present fraud

Premium security for premium customers About Giesecke+Devrient

Giesecke+Devrient (G+D) is a global SecurityTech
company headquartered in Munich, Germany.
Easy to deploy and integrate G+D makes the lives of billions of people more secure.
Using existing EMV rules, it requires no action from The company shapes trust in the digital age, with
built-in security technology in three segments: Digital
merchants.
Security, Financial Platforms and Currency Technology.

A digital screen embedded into the card G+D was founded in 1852 and today has a workforce
An e-ink display that generates a new CVV for every of more than 14,000 employees. In the fiscal year
2023, the company generated a turnover of 3 billion
transaction. euros. G+D is represented by 123 subsidiaries and joint
ventures in 40 countries.
A new CVV for every transaction
CVV is refreshed when the card is tapped or inserted into
a POS, ATM, or via an integration with your mobile app.

Front Blank screen mode

Optionally, the card can be set to not display the CVV
when not in use, for further peace of mind.
Reverse
No battery required
The screen harvests energy from nearby devices, like a
POS, which can help to prolong the card's lifespan.

How Convego® SecureCode works

Giesecke+Devrient ePayments GmbH

Prinzregentenstrasse 161
81677 Munich
Germany

www.gi-de.com/
www.gi-de.com/en/contact

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The customer pays with The CVV is refreshed If the card data is stolen, The customer’s data
their Convego® during each EMV the dynamic security remains secure—there’s
SecureCode card at any transaction via POS, code renders it useless no need for the card to
EMV point-of-sale. ATM, or mobile app. on the black market. be blocked or reissued.

1
https://www.juniperresearch.com/press/pressreleaseseCommerce-fraud-to-exceed-107bn-in-2029/ © Giesecke+Devrient ePayments GmbH, 2025
2
https://nilsonreport.com/newsletters/1209/
3
https://www.experianplc.com/newsroom/press-releases/2024/experian-releases-2024-future-of-fraud-forecast-#:~:text=According%20to%20an%20Experian%20report,target%20than%20a%20year%20ago.