AGREEMENT №: GF-YAY/3B-25022025

TRANSACTION CODE №: BSLN00034UBS0043A64BNI0ER00

DATE: February 25, 2025

JOINT VENTURE AGREEMENT

ON THE DELIVERY OF CASH FOR THE INVESTMENTS
DIRECT TRANSFER VIA IP/IP CODE SERVER

AGREEMENT NUMBER: GF-YAY/3B-25022025

TRANSACTION CODE: BSLN00034UBS0043A64BNI0ER00

DATE: FEBRUARY 25, 2025

BETWEEN

«GOLD FIELDS» AG
PARTY A | SENDER

AND

« YAYASAN PESANTREN EKONOMI DARUL UCHWAH »

PARTY B | RECEIVER

PARTY-A /SENDER: Page 1 of 17 PARTY-B /RECEIVER:

 AGREEMENT №: GF-YAY/3B-25022025
TRANSACTION CODE №: BSLN00034UBS0043A64BNI0ER00
DATE: February 25, 2025

This Agreement on delivery of cash funds for investment via IP/IP transfer (Hereinafter referred to as Agreement)
becomes legally effective on the above-mentioned date as of or becomes null and void automatically if Receiver's all
missing Codes and Permits listed in this Agreement are not submitted for verification to and approval by the Sender, which
is entered in to by and between the following Parties:

COMPANY NAME: «GOLD FIELDS» AG

COMPANY ADDRESS: RUE ST. PIERRE 18, FRIBOURG, 1700 SWITZERLAND
REGISTRATION №: CHE-894.094.099
REPRESENTED BY: Mr. GILBERT RUSSELL
PASSPORT №: 12CH16001
DATE OF ISSUE: 18.02.2013
DATE OF EXPIRY: 17.02.2023
ISSUING COUNTRY: FRANCE
BANK NAME: UBS AG ZURICH
BANK ADDRESS: BAHNHOFPLATZ 1, 6060 SARNEN, SWITZERLAND
ACCOUNT NAME: «GOLD FIELDS» AG
IBAN: CH12 0020 620623753301 Z
SWIFT CODE: UBSWCHZH80A
BANK OFFICER: ALEX SMICHT
BANK OFFICER PHONE:
BANK OFFICER E-mail:
Hereinafter referred to as the “Party A” (Sender)

And
COMPANY NAME: YAYASAN PESANTREN EKONOMI DARUL UCHWAH
BUSSINESS LINE AND DONATION FOR: EDUCATION, HEALTH, AGRICULTURE AND SMALL MEDIUM
ACTIVITY AND MICRO INTERPRENEURSHIP, ETC
FOUNDATION ADDRESS: JI, Kedoya Duri Raya Masjid Al-Uchwah 2 № 24, Kedoya Selatan, Kebon Jeruk
Jakarta Barat 11520, DKI Jakarta, Indonesia
REGISTRATION №: 0220001341052
REPRESENTED BY: Mr. DRS. MARSUDI MBA. PHD
PASSPORT №: E1205706
DATE OF ISSUE: 14 OCTOBER 2022
DATE OF EXPIRY: 14 OCTOBER 2032
ISSUING COUNTRY: INDONESIA
BANK NAME: BANK NEGARA INDONESIA (PERSERO) TBK
BANK ADDRESS: BRANCH OFFICE DAAN MOGOT, JAKARTA
ACCOUNT NAME: YAYASAN PESANTREN EKONOMI DARUL UCHWAH
ACCOUNT № (EURO): 0262032670
SWIFT CODE: BNINIDAJA
BANK OFFICER: Mr. RAHMAT
BANK OFFICER PHONE: +62812972228
BANK OFFICER E-mail:
Hereinafter referred to as the “Party B” (Receiver)

Hereinafter jointly referred to as “THE PARTIES”, with full legal and corporate authority to sign this Agreement.

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WHEREAS, «GOLD FIELDS» AG is individually known as first party and/or Sender and YAYASAN PESANTREN
EKONOMI DARUL UCHWAH Second Party and/or Receiver and jointly known as Parties; and
WHEREAS, the Sender is holding an account at BANK NEGARA INDONESIA with cash funds to be transferred to
Second Party’s designated accounts via IP/IP Server Transfer for fur the reinvestments; and

WHEREAS, the Receiver is ready, willing and able to receive said cash funds in to its designated account via IPIP
Server Transfer and to execute the distribution and transfer of said received funds to designated parties and bank
accounts via SWIFT MT103 DIRECT / TT WIRETRANSFER, in accordance to the terms and conditions stated in this
Agreement; and
WHEREAS, the Receiver has further made arrangement with a third party (hereinafter referred to as Facilitator), to
facilitate the execution of the said delivery of cash funds for investments and Receiver and Facilitator shall authorize
and instruct their designated Trustee to receive said funds and proceed on the agreed distribution and transfer of
cash funds, in accordance to the terms and conditions in this Agreement;
WHEREAS ALL the Parties hereto are desirous of entering into this Agreement for the purpose of developing their
own investment projects in Humanitarian, Green Economy, Social-Economic and industrial investment projects in
worldwide contemplated herein for the mutual benefit only and not for other purposes whatsoever.
NOW, THE REFORE, IT IS AGREED AS FOLLOWS:
First Party’s (Sender’s) Statement:
The Sender represents and warrants that it has full corporate responsibility permission to enter into this Agreement.
I, Mr. GILBERT RUSSELL, there by declares under penalty of perjury that the funds are good, clean, clear, and free of
non-criminal origin, and are free and clear of all liens, encumbrances and third-party interest.
Further, the Sender confirms that he is a legal provider of the funds and he is authorized to transfer the funds to the
receiver based on this Agreement.
By signing this Agreement, the Sender represents and warrants that it is giving to the Receiver and its designated
parties, full legal authority to download said cash funds via IPIP Code Server and distribute and transfer cash funds
via SWIFT Message MT103, as per agreed terms and conditions in this Agreement.
Second Party’s (Receiver’s) Statement:
The Receiver understands and confirms that:
1. This type of transfer is not a regular customer money payment and requires manual processing by the
Receiving bank officer;
2. The receiving bank officer must have the appropriate level of qualifications and can handle such S2S
transactions;
3. The Party B (Receiver) must have a full set of permits, ensuring the legality of the acceptance of this type of
funds. The package of documents (permits) must include at least the following: This Agreement, agreed with the
receiving Bank;
The economic project(s) in the receiving country agreed and approved by the Government (Ministry of Economy);
Financial regulator -Central Bank quota (Special Permit) to enter into the country the Foreign Direct Investment.
This Permit will be required for the clearing procedure.
The result of the receipt processing of the payment by the receiving Bank officer and the final step of the transaction
will be the crediting of the ours account of the receiving Bank
DETAILSOFTRANSACTION:

1 INSTRUMENT IPIP CASH TRANSFER, M0 FOLDER

2 TOTAL FACE VALUE € 3, 000 000 000. 00 (THREE BILLION EUROS) WITH R&E TO AMOUNT
3 1st TRANCHE €3, 000 000 000. 00 (THREE BILLION EUROS) OR SINGLE TRANCHE
4 DELIVERY DRAWDOWN USING CODES PROVIDED ACCORDING FOLLOWING AGREED
PROCEDURE
5 PAYMENT VIA SWIFT MT103 DIRECT/TT WIRE TRANSFER SAME DAY VALUE

THE SCHEDULE OF TRANCHES

Tranche to be agreed or by single tranche of €3 000 000 000. 00 (THREE BIILLION EUROS) WITH R&E

PARTY-A /SENDER: Page 1 of 17 PARTY-B /RECEIVER:

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DATE: February 25, 2025

IP-IP SPECIAL AGREEMENT PROCEDURE

1) THE SENDER SUBMITS SIGN AND SEAL THIS IPIP AGREEMENT, FULL BANKING DETAIL, A CLEAR LARGE COLOR
PASSPORT COPY AND COMPANY REGISTRATION. AFTER SUCCESSFUL DUE DILIGENCE, THE RECEIVER SIGN & SEAL THIS
IPIP AGREEMENT, PROVIDING RECEIVER’S FULL BANKING COORDINATES AND RETURN TO THE SENDER WITHIN THREE
(3) BANKING DAYS WHICH THEREBY AUTOMATICALLY BECOMES A FULL COMMERCIAL RECOURSE CONTRACT.
2) THE RECEIVER IS OBLIGATED TO PROVIDE THE SENDER WITH NECESSARY DETAILS (ACCOUNT, BENEFICIARY
CODES, ID CODES, PASSWORDS, ETC.) FOR THE UP LOAD THE FUNDS VIA IP-IP TO THE RECEIVING BANK COMMON
ACCOUNT FOR DIRECT CREDIT BY THE SENDER’S BANK OFFICER.
3) WITHIN THREE (3) DAYS AFTER SUBMIT CONTRACT IN BOTH BANKS, THE SENDER’S BANK ISSUE SWIFT MT199
THROUGH BRUSSELS SWIFT SYSTEMS TO THE RECEIVER’S BANK AND AT THE SAME TIME, THESE DOCUMENTS SHALL BE
COPIED TO THE EMAIL OF THE RECEIVER’S BANK OFFICER, THE RECEIVER& THE SENDER. IMPORTANT NOTICE: IN THE
SWIFT MT199 THAT WAS SENT, THE SENDING BANK CAN ASK FOR ITS OWN REQUIREMENTS AND QUESTIONS.
4) THE RECEIVER’S BANK OFFICER RECEIVES THE SWIFT MT199 FROM THE SENDING BANK AND AT THE ORDER OF
THE RECEIVER, WITHIN THREE (3) BANKING DAYS, GIVES AN ANSWER VIA SWIFT MT799 OR MT 199 ABOUT THE
READINESS OF THE TRANSACTION AND ABOUT THE GUARANTEE OF FULFILLMENT OF OBLIGATIONS TO REINVEST
FUNDS AND PAY COMMISSION.
5) SENDER'S BANK MAKES AN IP-IP PAYMENT TO THE COMMON ACCOUNT OF THE RECEIVER'S BANK AND WILL
PROVIDE TO THE RECEIVER A SECURE COPY OF THE SERVER TRANSFER SLIP (SCREEN SHOT) WITH THE DETAILS OF
THE TRANSFER (ACCOUNT, BENEFICIARY, AMOUNT, ID CODE, TRANSACTION CODE, ETC.).
6) THE RECIPIENT'S BANK SHALL IMMEDIATELY VERIFY THE UPLOADED AMOUNT AND THEN ISSUE PAYMENT
GUARANTEE UNDERTAKING (PGU) VIA SWIFT MT799 AND THE IRREVOCABLE MASTER FEE PAYMENT AGREEMENT
(IMFPA) TO SENDER.
7) AN ADDITIONAL LETTER IS PROVIDED, WITH THE RECIPIENT'S ADDRESS.
) SENDER GIVES FULL FINAL CODE TO DOWNLOAD FUND AND UPON THE SUCCESSFUL DOWNLOADING OF THE FUNDS, THE
RECEIVER’S BANK OFFICER IS RESPONSIBLE TO BLOCK AND WITHIN FOUR (4) BANKING DAYS TO RE-DISTRIBUTE FOR
RE- INVEST PURPOSES THE FUNDS VIA SWIFT MT103/202, FEES PAID BY THE RECEIVER ACCORDING TO THE SENDER’S
WRITTEN ORDER ON INVESTMENT AGREEMENTS (COPIES ATTACHED).
8) THERE IS NO TELEGRAPHIC TRANSFER.
9) ALL OTHER TRANCHES WILL BE MADE BY THE SENDER, RECEIVED AND RE-DISTRIBUTED/RE-INVESTED BY THE
RECEIVER UNDER THE UP-MENTIONED PROCEDURE.
10) THE RECEIVER CONFIRM SUNDER PENALTY OF PERJURY, WITH FULL CORPORATE AND INDIVIDUAL
RESPONSIBILITY, HEREBY IRREVOCABLY, THAT THE CASH FUNDS PAYMENT FROM THE RECEIVER TO THE SENDER’S
BENEFICIARY AND INTERMEDIARIES ARE CLEAN, CLEAR FUNDS, FREE OF ANY LEVY, LIENS OR ENCUMBRANCES AND OF
NON-CRIMINAL ORIGIN.

IMPORTANT NOTE

1. The Sender and Receiver hereby certify that the documents mentioned in this Procedure are the necessary and
sufficient for the successful completion of the transaction. The parties shall not nominate additional requirements
for submission of documentation and other bank confirmations other than this agreement, three screenshots and
bank endorsed PGU.
2. There is no Sender’s bank officer involvement at any stages of the download. No phone or screen verification at
all. Please make sure that Receiver’s bank officer will not be provided by any authorization or contact with
Sender's bank officer. The Receiver hereby agrees and confirms that the Sender is to provide him with a copy of
server slip only. No any other documents will be required by the Receiver from the Sender during fulfillment
hereof.
3. The Receiver is obliged to inform the receiving bank officer of the following changes in the technical conditions
for accepting (downloading) the funds transferred
The transfer processing cannot be postponed or rescheduled. The receiving bank officer must immediately reserve
the
fundstransferredforhisPINandwithoutdelaystarttheprocessofdownloadingthefundsintheappropriateway.Suchproces

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DATE: February 25, 2025

singmust be completed by the receiving bank officer within ONE SESSION A MAXIMUM OF 24 HOURS. Otherwise,
according to the security policy, the transaction will be blocked by The System and will not be available for further
processing. This is due to the latest System up dates. The receiving officer should approach the processing of
receiving the funds with all attention and responsibility, as his mistakes may lead to further non-fulfillment of the
contract by the Sender.

REPRESENTATIONS AND WARRANTIES

Non-Solicitation
The Receiver hereby confirms and declares that Sender, its associates or representatives or any person or persons on
its behalf has/have never been solicited by any party, its shareholders or associates or representatives in any way
whatsoever that can be construed as a solicitation for this transaction or for future transactions.
FORCEMAJEURE
Any delay in or failure of performance by either party of their respective obligations under this Agreement shall
constitute a breach hereunder and will give rise to claims for damages if and to the extent that such delays or failures
in performance are not caused by events or circumstances beyond the control of such party.
The term “Beyond the Control of Such Party” includes Act of War, Rebellion, Fire, and Flood, Earthquake or other
natural disasters. Any other cause not within the control of such party or which is by exercise of reasonable diligence,
the party will be unable to foresee or prevent or remedy. With Rolls and Extensions (R&E) per mutual Agreement!
Non-Circumvention/Non-Disclosure (NCND)
The Parties agree that the Non-Circumvention/Non-Disclosure (NCND) rules of all issues from the (International
Chamber of Commerce) ICC up to and including the latest edition apply and shall remain effective for a period of five
years from the date of execution of this Agreement. All information contained herein including banking information
and codes are privileged information and represent the sole property of the Party from which they originate.
Organization
It is duly organized, validly existing and in good standing under the laws of its jurisdiction of formation with all
requisite power and authority to enter into this Agreement, to perform its obligations hereunder and to conduct the
business of the Investment Program and to develop projects as mutually agreed herein.
Enforceability
This Agreement constitutes the legal, valid and binding obligation of such party enforceable in accordance with its
terms.
Consents and Authority
No consents or approvals are required from any governmental authority or other Person for it to enter into this
Agreement. All action on the part of such party necessary for the authorization, execution and delivery of this
Agreement and the consummation of the transactions contemplated hereby by such party, have been duly taken and
granted.
No Conflict
The execution and delivery of this Agreement by it and the consummation of the transactions contemplated hereby it
do not conflict with nor contravene the provisions of its organizational documents, nor any Agreement or instrument
by which it or its properties or assets are bound or any law, rule, regulation, order or decree to which it or its
properties or assets are subject.
Parties Affidavit
Both Parties confirm that they have has been afforded the opportunity to seek and rely upon the advice of its/their
own attorneys, accountants or other professional advisors in connection with the execution of this Agreement. And,
both Parties understand and accept the whole content of the present Agreement and shall honor its written
conditions.
Miscellaneous Notice(s) and Warranties
Any modifications, amendments, addendums and/or extensions to the present transaction/contract, if any, shall be
executed by the two (2) authorized signatory Parties respectively. Such document/Agreement, when signed and
referenced to this Agreement, whether received by mail or facsimile transmission as well as all and any facsimile, e-
mail or photocopies of the true original documents certified by the Parties here to and/or Public Notary, shall be
considered as an original both legally binding and enforceable for the term of this Agreement.

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Communication
Communication with banks will be limited to those between the Investor’s bank and Partner’s bank and only by
between authorized bank officers/representatives, including principal soft he Investor and the Partner, in the course
of completion of this transaction. No communication by any other party is permitted without prior written consent of
the named account holders.
Any notice to be given hereunder from either Party to the other shall be in writing and shall be delivered by fax to the
telefax number or bye-mail to e-mail address of the respective Party as provided herein. The Parties agree that
acknowledged e-mail or telefax copies are treated as legislation original documents. E-mail copies scanned and sent
one-mails photo, of this Agreement and exchange of correspondence duly signed and/or executed shall be deemed to
be original and shall be binding and are regarded as original and good for any legal purpose.
Specific Performance; Other Rights
ThePartiesrecognizethatseveraloftherightsgrantedunderthisAgreementareuniqueand, accordingly, the Parties shall,
in addition to such other remedies as may be available to them at law or in equity, have the right to enforce their
rights under this Agreement by actions for injunctive relief and specific performance.
Prior Agreements; Construction: Entire Agreement
This Agreement, including the Exhibits and other documents referred to herein (which form apart hereof), constitutes
the entire Agreement of the Parties with respect to the subject matter hereof, and supersedes all prior Agreement and
understandings between the mas to such subject matter and all such prior Agreement and understandings are
merged herein and shall not survive the execution and delivery hereof. In the event of any conflict between the
provisions of this Agreement and those of any joint ventures Agreement, the provisions of the applicable joint venture
Agreement shall control.
Amendments
This Agreement may not be amended, altered or modified except upon the unanimous by instrument in writing and
signed by each of the Sender and the Receiver.
Severability
If any provision of this Agreement shall be held or deemed by a final order of a competent authority to be invalid, in
operative or unenforceable such circumstances hall not have the effect of rendering another provision or provisions
herein contained invalid, in operative or unenforceable, but this Agreement shall be construed as if such invalid,
inoperative or unenforceable provision had never been contained herein so as to give full force and effect to the
remaining such terms and provisions.
Counterparts
This Agreement may be executed in one or more counterparts, all of which shall be considered one and the same
Agreement and shall become effective when one or more such counterparts have been signed by each of the Parties
and delivered to each of the Parties
Applicable Law; Jurisdiction
This Agreement shall be governed by and construed in accordance with the laws of the Paris. The Parties consent to
the exclusive jurisdiction of the Paris shall be preceded with the according to the principal of the ICC, with any civil
action concerning any controversy, dispute or claim arising out of or relating to this Agreement, or any other
Agreement contemplated by, or otherwise with respect to, this Agreement or the breach hereof, unless such court
would not have subject matter jurisdiction thereof, in which event the parties consent to the jurisdiction of the ICC as
above indicated. The Parties hereby waive and agree not to assert in any litigation concerning this Agreement the
doctrine of forum no convenient.
Arbitration
All disputes and questions whatsoever which arises between the parties to this Agreement and touching on this
Agreement on the construction or application thereof or any account cost, liability to be made hereunder or as to any
act or way relating to this Agreement shall be settled by the arbitration in accordance with the arbitration laws of the
ICC. This Agreement contains the entire Agreement and understanding concerning the subject matter hereof and
supersedes and replaces all prior negotiations and proposed Agreements, written or oral. Neither of the parties may
alter, amend, nor modify this Agreement, except by an instrument in writing signed by both parties. This Agreement
will be governed by and construed in accordance with the laws of Paris. In the event that either party shall be
required to bring any legal actions against the other in order to enforce any of the terms of this Agreement the

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prevailing party shall be entitled to recover reasonable attorney fees and costs.
Every attempt shall be made to resolve disputes arising from unintended or inadvertent violation of this contractual
Agreement as far as possible amicably. In the event that adjudication is required local legal process shall be preceded
with according to the principal of the ICC as above indicated. Where judicial resolution is not thereby achieved, this
matter shall be settled by the ICC itself and the decision of which the artiest shall consider to be final and binding.
No State court of any nation shall have subject matter jurisdiction over matters arising under this Agreement.
Taxes
All payments to be made by Payor to each Master Paymaster, as per ANNEX-9 (IRREVOCABLE MASTER FEE
PAYMENT AGREEMENT (IMFPA) shall be all exempt and free of any taxes, and any and all taxes shall be the sole
responsibility of the Payor only.
Waiver of Jury Trial
The Parties hereto hereby irrevocably and unconditionally waive trial by jury in any legal action or proceeding
relating to this Agreement and for any counterclaim therein.
No Rights of Third Parties
This Agreement is made solely and specifically between and for the benefit of the parties hereto and the irrespective
members, successors and assigns subject to the express provisions hereof relating to successors and assigns.
No other Person whatsoever shall have any rights, interest, or claims hereunder or be entitled to any benefits under or
on account of this Agreement as a third-party beneficiary or otherwise.
Survival
The covenants contained in this Agreement which, by their terms, require performance after the expiration or
termination of this Agreement shall be enforceable notwithstanding the expiration or other termination of this
Agreement.
Headings
Headings are included solely for convenience of reference and if there is any conflict between headings and the
text of this Agreement, the text shall control.
Currency
Any exchange of funds between the Sender and the Receiver shall be made in the same currency in which the Sender
transferred the investment fund. In addition, all calculations pursuant to this Agreement and any joint venture
Agreement directly or indirectly related to this transaction shall be based on ICC regulations in Paris, France IN
WITNESS WHEREOF, the Parties have here to executed this Agreement, on FEBRUARY 25, 2025

SIGNATURES OF THE PARTIES

As free expression of my will, I hereby affix below my signature on this document. A facsimile and/or e-mail copy
of this document, and any other related documents, shall be all deemed equally valid as the original of this
document

ON BEHALF OF PARTY A (SENDER): ON BEHALF OF PARTY (RECEIVER):

«GOLD FIELDS» AG YAYASAN PESANTREN EKONOMI DARUL UCHWAH
ADDRESS: RUE ST. PIERRE 18, FRIBOURG, 1700 SWITZERLAND ADDRESS: JI, Kedoya Duri Raya Masjid Al-Uchwah 2 № 24,
REG. № CHE-894.094.099 Kedoya Selatan, Kebon Jeruk, Jakarta Barat 11520, DKI
Jakarta, Indonesia
REG. № 0220001341052

________________________________________ ___________________________
REPRESENTED BY: Mr. GILBERT RUSSELL REPRESENTED BY: Mr. DRS. MARSUDI MBA. PHD
PASSPORT №:12CH16001 / FRANCE PASSPORT №: E1205706 / INDONESIA
DATE OF ISSUE: 18.02.2013 DATE OF ISSUE: 14 OCTOBER 2022
DATE OF EXPIRY: 17.02.2023 DATE OF EXPIRY: 14 OCTOBER 2032

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ANNEX 1-PARTY A /SENDER’S BANK DETAILS

ANNEX 2- PARTY B –RECEIVER’S BANK DETAILS
ANNEX 3- SENDER’S PARTY PASSPORT COPY
ANNEX 4- SENDER’S REGISTRATION DOCUMENTS
ANNEX 5 -RECEIVER’S PASSPORT IMAGE
ANNEX 6 -RECEIVER’S CERTIFICATE OF INCORPORATION
ANNEX 7 -DRAFT TEXT OF RWA VIA SWIFT MT MT199
ANNEX 8 -DRAFT TEXT OF RWA VIA SWIFT MT MT199
ANNEX 9- IRREVOCABLE MASTER DISBURSEMENT & PAYMENT AGREEMENT (IMDPA)
ANNEX 10 -DRAFT TEXT OF PAYMENT GUARANTEE UNDERTAKING (PGU) VIA SWIFT MT799

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ANNEX 1-PARTYA /SENDER’S BANK DETAILS

COMPANY NAME: «GOLD FIELDS» AG

COMPANY ADDRESS RUE ST. PIERRE 18, FRIBOURG, 1700
SWITZERLAND
REGISTRATION №: CHE-894.094.099
AUTHORISED BY : MR. GILBERT RUSSEL
PASSPORT NO.: 12CH16001
PLACE OF ISSUE: FRANCE
DATE OF ISSUE: 18.02.2013
DATE OF EXPIRE: 17.02.2023
BANK NAME UBS AG Zurich
BANK ADDRESS: BAHNHOFPLATZ 1, 6060 SARNEN, SWITZERLAND
SWIFT CODE: UBSWCHZH80A
ACCOUNT NAME: «GOLD FIELDS» AG
ACCOUNT NO.: EUR: 903.0390.4321
IBAN CODE [EUR] CH12 0020 620623753301 Z
Company Officer For Transaction Nicolas Mapleton
E-mail [email protected]
WhatsApp Number +44 7385 715554
BANK OFFICER NAME: ALEX SMICHT
BANK OFFICER PHONE: TBA
BANK OFFICER E-MAIL: TBA
TRANSACTION CODE: BSLN00034UBS0043A64BNI0ER00
TRANSACTION ID:
BANK RECEIVER TERMINAL:
GLOBAL SERVER ID:
GLOBAL SERVER IP:
GLOBAL SERVER ID (ORIGIN):
SORT CODE: TBA
PERMIT ARRIVAL MONEY:
WTS СODE: AS8883
LOGON DOMAIN:
LOGON SERVER:
COMMON ACCOUNT NO.:
IMAD NO.:
(UTR): UBS5390957724075H09-WCHZH80V
CLIENT NAME:
USER NAME:
USER ID:
CLEARING HOUSE CODE: UBS-OST838432848929
TRANSFER CODE: UBS-000923499329493

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ANNEX 2-PARTY B /RECEIVER’s BANK DETAILS

BENEFICIARY NAME YAYASAN PESANTREN EKONOMI DARUL UCHWAH

COMPANY ADDRESS
COMPANY REG. NUMBER
REPRESENTED BY
PASSPORT NO. /COUNTRY
DATE OF ISSUE / DATE OF
EXPIRY
BANK NAME
BANK ADDRESS
BANK SWIFT CODE
ACCOUNT NUMBER
ACCOUNT NAME
BANK OFFICER
BANK OFFICER PHONE
BANK OFFICER EMAIL
RECEIVER’S BANK SERVER DETAILS
TRANSFER CODE:
TRANSACTION SERVER ID:
TRANSACTION SERVER IP:
INTERCODE REFERENCE NO.:

SORT CODE:
LOGON DOMAIN:
LOGON SERVER ID:
UNIQUE TRANSACTION NO:
(UTR)
WTS SERVER:
GLOBAL SERVER ID:
GLOBAL SERVER IP:
COMMON ACCOUNT NUMBER:
IMAD NUMBER:
SERVER ID:
SERVER IP:
CURRENCY

ANNEX 3-SENDER’S PASSPORT COPY:

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ANNEX 4 - SENDER’S COMPANY REGISTRATION CRETIFICATE:

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ANNEX 5 - RECEIVER’S PASSPORT COPY

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 AGREEMENT №: GF-YAY/3B-25022025
TRANSACTION CODE №: BSLN00034UBS0043A64BNI0ER00
DATE: February 25, 2025

ANNEX 6 - RECEIVER’S COMPANY REGISTRATION CRETIFICATE

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 AGREEMENT №: GF-YAY/3B-25022025
TRANSACTION CODE №: BSLN00034UBS0043A64BNI0ER00
DATE: February 25, 2025

ANNEX - 7
DRAFT TEXT OF CONFIRMATION OF FUNDS VIA SWIFT MT199

MAY REPLACE WITH SENDER’S BANK PREFERRED TEXT

MESSAGE HEADER
SWIFT INPUT: MT-199

SENDER: ______________AG BANK NAME:

BANK ADDRESS:
GERMANY SWIFT CODE:
BANK OFFICER:
POSITION:
AMOUNT: €
ACCOUNT NAME: AG
ACCOUNT IBAN:
RECEIVER:
BANK NAME:
BANK ADDRESS:
SWIFT CODE:
BANK OFFICER:
AMOUNT:
ACCOUNT NAME:
ACCOUNT NUMBER:
IN FAVOR OF:
----------------------------------SWIFT MESSAGE TEXT-----------------------------------------
Narrative:

MESSAGE TEXT

PLEASE ADVISE THIS SWIFT IMMEDIATELY TO YOUR CLIENT XXXX, REPRESENTING XXXX COMPANY. WITH BIC /
SWIFT CODE: XXX, IN XXX BANK., LOCATED AT XXX TRANSACTION CODE: XXX CONTRACT/AGREEMENT No.: XXX,
FOLLOWING: WE, THE UNDERSIGNED, ON BEHALF OF_________, LOCATED AT________________, DO HEREBY IRREVOCABLY
ACKNOWLEDGE AND CONFIRM WITH FULL BANK RESPONSIBILITY THAT WE AREREADY, WILLING AND
ABLETOSEND VIA IPIP SPECIAL SWIFT, INVESTMENT FUNDS, IN THE AMOUNT OF €XXX.00 (XXX EUROS) IN
LAWFUL CURRENCY OF THE EUROPEAN UNION IN FAVOR AND FOR THE BENEFIT OF XXX COMPANY ACCOUNT
NUMBER: XXX, THE INVESTMENT FUNDS WILL BESENTVIA IPIP SPECIAL SWIFT. WE FURTHERMORE CONFIRM
THAT: THESE FUNDS TO BE GOOD, CLEAN, ANDCLEARED FUNDS OF NON -CRIMINAL ORIGIN, AND ARE FREE FROM
ANY AND ALL LIENS AND ENCUMBRANCES. WE FURTHERMORE CONFIRM THAT: WE HEREBY AUTHORIZE YOUR
BANK XXX, TO COMPLETE/PROCESS/DOWNLOAD AND PAYOUT THIS TRANSACTION TO THE ACCOUNTS IN THE
PAYMENT GUARANTEE UNDERTAKING UNDER TRANSACTION CODE: XXX
THESE CONFIRMATION OF FUNDS A IS VALID FOR SIXTY (60) INTERNATIONAL BANKING DAYS ONLY AS AN
OPERATIVE INSTRUMENT, NO MAIL CONFIRMATION WILL FOLLOW. ALL CHARGES ARE FOR THE ACCOUNT OF
APPLICANT.
PLEASE CONFIRM YOUR READINESS TO RECEIVE THIS FUND AND SET WINDOW TIME FOR AND ON BEHALF OF
___________ BANK ________________________OFFICE, ADDRESS: __________________

PLEASE BE ADVISED THAT THIS COMMUNICATION MAY BE TREATED AS FINAL CONFIRMATION FROM OUR SIDE AND
NO FURTHER CONFIRMATIONS WILL FOLLOW.

NAME OF OFFICER (1),

DESIGNATION/PIN NAME OF
OFFICER (2), DESIGNATION/PIN

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 AGREEMENT №: GF-YAY/3B-25022025
TRANSACTION CODE №: BSLN00034UBS0043A64BNI0ER00
DATE: February 25, 2025

ANNEX 8 –

DRAFT TEXT OF RWA VIA SWIFT MT MT199

MAY REPLACE WITH SENDER'S BANK PREFERRED TEXT

-----------------------------------MESSAGE HEADER----------------------------------------------
SWIFT INPUT: MT-
199 RECEIVER:
BANK NAME:
BANK
ADDRESS:
SWIFT CODE:
BANK OFFICER:
AMOUNT: €
ACCOUNT
NAME:
ACCOUNT
NUMBER: IN
FAVOR OF:
SENDER: ANDRO AG BANK
NAME: DEUTSCHE BANK
BANK ADDRESS:
SWIFT CODE:
BANK OFFICER:
POSITION:
AMOUNT: €
ACCOUNT NAME: ANDRO AG
ACCOUNT IBAN:

SWIFT MESSAGE TEXT

ATTENTION: MR. -----------

WE, XXX BANK., ADDRESS XXX HEREBY ANNOUNCE YOU THAT OUR CLIENT XXX COMPANY., HOLDER OF ACCOUNT
NUMBER XXX
SUBMITED IPID AGREEMENT NUMEBR: XXX
DATED: FEBRUARY XX, 2025, TRANSACTION CODE: XXX ON OUR BANK.
FURTHERMORE WE CONFIRM WITH FULL BANKING RESPONSIBILITY THAT WE ARE READY TO BE RECEIVE CASH
FUNDS TO OUR CLIENT DESIGNATED ACCOUNT VIA IPID CODE SERVER AIMING AT INVESTMENT ON BEHALF OF
YOUR CLIENT______________, IN THE TOTAL AMOUNT OF xxxxxxxxxx IN FAVOR XXX COMPANY. , ACCOUNT NUMBER:
XXX
FURTHERMORE WE HEREBY CONFIRM THAT OUR CLIENT THE COMPANY XXX COMPANY., IS A LEGAL RECEIVER OF
THE FUNDS MENTIONED ABOVE AND IS AUTHORIZED TO RECEIVE THESE FUNDS VIA IPID CODE SERVER AIMING
AT INVESTMENT IN APPROVED PROJECTS ON THE BASIS OF THE AGREEMENT NUMBER: XXX DATED: FEBRUARY
XX, 2025, TRANSACTION CODE: XXX
WE ARE READY TO RECEIVE FIRST TRANCHE IN AMOUNT XXX EUROS ( € XXX.00) AT xx:xx AM/PM XXX TIME , MM DD
2025
FOR AND ON BEHALF OF ------------------, ADDRESS AT --------------------------------

Authorized Bank Officer 1 Authorized Bank Officer 2

«Name, Title, Pin Code> «Name, Title, Pin Code>

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 AGREEMENT №: GF-YAY/3B-25022025
TRANSACTION CODE №: BSLN00034UBS0043A64BNI0ER00
DATE: February 25, 2025

ANNEX- 10

IRREVOCABLE PAYMENT UNDERTAKING FOR CONSULTING

TRANSACTION CODE: BSLN00034UBS0043A64BNI0ER00

DATA: FEBRUARY 25, 2022

I, Director MR. DRS. MARSUDI MBA. PHD, INDONESIA passport №. E1205706, representing company " YAYASAN
PESANTREN EKONOMI DARUL UCHWAH”, with Address: JI, Kedoya Duri Raya Masjid Al-Uchwah 2 № 24, Kedoya Selatan,
Kebon Jeruk Jakarta Barat 11520, DKI Jakarta, Indonesia hereinafter referred to as CUSTOMER / Investor, acting with full
corporate responsibility, hereby expressly and unconditionally, without objection or notice, without prejudice, appeal or
delay guarantee for all reimbursement of expenses incurred by the Affiliated Parties , represented by
Company «GOLD FIELDS» AG registered and existing under the laws of the SWITZERLAND, represented by the Chairman
of the Council Mr. GILBERT RUSSELL (Beneficiary ) below, when organizing an AGREEMENT № GF-YAY/3B-25022025
(TRANSACTION CODE №: BSLN00034UBS0043A64BNI0ER00) ON THE DELIVERY OF CASH FOR THE INVESTMENTS
DIRECT TRANSFER VIA IP/IP CODE SERVER accepted executed accepted orders to raise funds provided by the CUSTOMER
(Investor).
The total par value of money acquired by the Customer as assets listed in this document is Three Billion
(3'000'000'000.00) EURO Payment for affiliated Parties (hereinafter referred to as "Contractors") is made in the amount
of : 5 (Five Percent) The total par value of money .
Payment to the Contractors is made through SWIFT MT103 / 202, within 3 (three) banking business days from the date of
successful receipt by the Customer TRANSFER VIA IP/IP CODE SERVER
This Agreement is Irrevocable Pay Order to all parties, specified in this contract IRREVOCABLE PAYMENT UNDERTAKING
FOR CONSULTING, whose accounts are listed below.
I, Director MR. Director MR. DRS. MARSUDI MBA. PHD, INDONESIA passport №. E1205706, representing company "
YAYASAN PESANTREN EKONOMI DARUL UCHWAH”, as a Payer (Customer), acting with full personal and corporate
responsibility, hereby unambiguously and unconditionally, without protest or notification, without prejudice, appeal or
delay, guarantee to pay for first tranche and future in next agreed tranches to banks at the coordinates as indicated
below. This Agreement, is unchangeable, unconditional and valid in undertaking payment obligations even if any of the
codes and/or banks are changed at any point during the transaction, which shall remain effective until the transaction is
fully completed.
This IMFPA/IPU shall remain in effect until this Transaction, including any renewals, extensions and additions are fully
completed. We confirm that upon the execution of this “Irrevocable Pay Order” (IPU).
This IPU shall be lodged in our Bank and a copy from that Bank will be forwarded to you the Beneficiaries. Said fees shall
be paid upon successful issuing of the instruments. Further, such payment shall be paid in good, clean clear and
unencumbered EURO and delivered, via wire transfer, to designated Party-1 bank coordinates.
This “IPU” is unconditional, assignable and divisible. This “IPU” shall ensure to the benefit of the Beneficiaries and their
respective heirs, administrators, successors and assigns, as the case may be, and shall be binding and enforceable upon us,
our successors and assigns as the case may be, until this Transaction, including any renewals, extensions and additions are
fully completed.
This IMFPA/IPU, if transmitted by facsimile or electronic mail shall be considered an original, legally enforceable
document. Generally recognized International Standards of Non-Circumvention and Non-Disclosure are applicable for a
period of Five (5) years from the date of this document or the last date of the Agreement including any renewals,
extensions and additions are fully completed.
We hereby declare that we are fully aware that the information received from you is in direct response to our request and
is not in any way considered or intended to be a solicitation of funds of any sort, or any type of offering, and is intended for
our general knowledge only. We hereby affirm, under penalty of perjury, that we have requested information from you and
your organization by our choice and free will, and further that you have not solicited us in any way. Consultants are NOT
Advisors of any kind.
All negotiations terms and conditions are between the Principal Parties and their perspective legal counsel only! Both
Principal Parties are responsible for the ramification of their own actions. All Consultants are considered introducers and
held harmless from any legal actions brought on by either party.

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 AGREEMENT №: GF-YAY/3B-25022025
TRANSACTION CODE №: BSLN00034UBS0043A64BNI0ER00
DATE: February 25, 2025

Parties to this Agreement are Independent Contractors and all contemplated payments and/or disbursements
hereunder are divided interests. Nothing in this Agreement construes or creates a partnership or employer/employee
relationship between or among the Parties hereto.
All taxes, federal, state or other are the independent responsibility of each of the Parties hereto.
The above stated codes, (the Provider’s code to be provided by the Provider) and any other identification codes shall
remain the same and shall not be changed until this Transaction including any renewals, extensions and additions are
fully completed and we agree to respect these.
The Transaction code may be amended only by agreement between all Parties hereto. This transmission via facsimile
will be accepted as an original and I confirm that I have authority to execute this Pay Order. Consultants cannot
subpoena to appear in court to testify by any means Consultants are not responsible for anything by any means. All
responsibility rests on the Investors.
The responsibility of the undersigned payer is limited to the transfer of the entitlement to the beneficiary paymasters
whenever the new Order agreement has been signed and to the observances of the practices of the NCND Agreement.
Bank information of Investor – 10 % (TEN Percent) - calculated on the basis ON THE DELIVERY OF CASH FOR THE
INVESTMENTS ON A TOTAL SUM THREE BILLION (3'000'000'000.00) EURO, which is: 300 000 000.00 (Three
hundred million) EURO

COMPANY NAME: «GOLD FIELDS» AG

COMPANY ADDRESS: RUE ST. PIERRE 18, FRIBOURG, 1700 SWITZERLAND
REGISTRATION №: CHE-894.094.099
REPRESENTED BY: Mr. GILBERT RUSSELL
PASSPORT №: 12CH16001
DATE OF ISSUE: 18.02.2013
DATE OF EXPIRY: 17.02.2023
ISSUING COUNTRY: FRANCE
BANK NAME: UBS AG ZURICH
BANK ADDRESS: BAHNHOFPLATZ 1, 6060 SARNEN, SWITZERLAND
ACCOUNT NAME: «GOLD FIELDS» AG
IBAN: CH12 0020 620623753301 Z
SWIFT CODE: UBSWCHZH80A
BANK OFFICER: ALEX SMICHT
BANK OFFICER PHONE:
BANK OFFICER E-mail:

1). Bank information of Pay-Master for Investor”s (Partner 1) – 0,5 % (Zero point five Percent) and
For Beneficiary”s - 2 (Partner 2) – 0,5 % (Zero point five Percent) - Total 1% (One Percent) -
calculated on the basis delivery of Cash for the investments on a total sum THREE BILLION (3'000'000'000.00) EURO,
which is: 30 000 000.00 (Thirty million) EURO

For

PAYMASTER NAME
Address
Passport Number
validity period:
Bank name:
Bank address:
Account name:

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 AGREEMENT №: GF-YAY/3B-25022025
TRANSACTION CODE №: BSLN00034UBS0043A64BNI0ER00
DATE: February 25, 2025

SWIFT CODE:
IBAN code (EUR)
Bank Officers
Telephone

The Parties agree that FAX/EDT signed and sealed copies of this Fee Protection Agreement will be in full force and effect.

Date: 25/02/2023

COMPANY NAME: YAYASAN PESANTREN EKONOMI DARUL UCHWAH

BUSSINESS LINE AND DONATION FOR: EDUCATION, HEALTH, AGRICULTURE AND SMALL MEDIUM
ACTIVITY AND MICRO INTERPRENEURSHIP, ETC
FOUNDATION ADDRESS: JI, Kedoya Duri Raya Masjid Al-Uchwah 2 № 24, Kedoya Selatan, Kebon Jeruk
Jakarta Barat 11520, DKI Jakarta, Indonesia
REGISTRATION №: 0220001341052
REPRESENTED BY: Mr. DRS. MARSUDI MBA. PHD
PASSPORT №: E1205706
DATE OF ISSUE: 14 OCTOBER 2022
DATE OF EXPIRY: 14 OCTOBER 2032
ISSUING COUNTRY: INDONESIA
BANK NAME: BANK NEGARA INDONESIA (PERSERO) TBK
BANK ADDRESS: BRANCH OFFICE DAAN MOGOT, JAKARTA
ACCOUNT NAME: YAYASAN PESANTREN EKONOMI DARUL UCHWAH
ACCOUNT № (EURO): 0262032670
SWIFT CODE: BNINIDAJA
BANK OFFICER: Mr. RAHMAT
BANK OFFICER PHONE: +62812972228
BANK OFFICER E-mail:

YAYASAN PESANTREN EKONOMI DARUL UCHWAH

ADDRESS: JI, Kedoya Duri Raya Masjid Al-Uchwah 2 № 24, Kedoya Selatan, Kebon Jeruk,
Jakarta Barat 11520, DKI Jakarta, Indonesia
REG. № 0220001341052

___________________________
REPRESENTED BY: Mr. DRS. MARSUDI MBA. PHD
PASSPORT №: E1205706 / INDONESIA
DATE OF ISSUE: 14 OCTOBER 2022
DATE OF EXPIRY: 14 OCTOBER 2032

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 AGREEMENT №: GF-YAY/3B-25022025
TRANSACTION CODE №: BSLN00034UBS0043A64BNI0ER00
DATE: February 25, 2025

ANNEX- 10
DRAFT TEXT OF PAYMENT GUARANTEE UNDERTAKING (PGU) VIA SWIFT MT799
DELIVERY STATUS
PRIORITY / DELIVERY
MESSAGE INPUT
MESSAGE HEADER
REFERENCE
SWIFT INPUT MT799 CONFIRMATION OF BLOCKED FUNDS
SENDER:____________ AG
BANK NAME:
BANK ADDRESS:
SWIFT CODE:
BANK OFFICER:
POSITION:
AMOUNT: €XXX.00 (XXX BILLION EUROS)
ACCOUNT NAME: ___________AG
ACCOUNT IBAN:
RECEIVER: XXX
BANK NAME: XXX BANK ADDRESS: XXX
SWIFT CODE: XXX BANK OFFICER: XXX
AMOUNT: €XXX.00 (XXX EUROS)
ACCOUNT NAME: XXX
ACCOUNT NUMBER: XXX
IN FAVOR OF:
IN FAVOR OF
SWIFT MESSAGE TEXT
TRANSACTION CODE XXX TRANSACTION NUMBER INTERNAL T CODE FOR INSTRCTIONS RECEIVED BY US, WE, THE
XXX BANK, LOCATED AT XXX , ON BEHALF XXX , LOCATED AT XXX, HEREBY PRESENT WITH FULL BANK
RESPONSIBILITY OUR CONFIRMATION OF FUNDS FOR AN AMOUNT EQUIVALENT OF XX .000.000,
00(____________________) EUROS, ASSIGNEE IN ACCOUNT Ne: XXX, AS OF THE DATE XXX OF THIS TRANSMISSION BY
VIRTUE OF THIS INSTRUMENT, IN THE FORM OF CLEAN AND CLEAR LEGAL CURRECNCY CASH FUNDS, WHICH APE OF
NON CRIMINAL OP.IGEN, DULY EARNED AND FPEE OF ANY ENCUMBRANCES OR LIENS UNDER
CONTRACT/AGREEMENT No. XXX, DATED February XX, 2025, WITH ACCOUNT SIGNATORY XXX, DEPOSIT HELDIN
THE ACCOUNTXXX), HAS BEEN BLOCKED AND RESERVED FOR PAYMENT.
WE, XXX LOCATED XXX, CONFIRM THAT SAID FUNDS ARE PLACED ON ADMINISTRATIVE HOLD FOR A PERIOD OF ONE (01)
YEAR AND ONE (01) DAY FROM THE DATE OF THIS TRANSMISSION, IN FAVOR OF THE BENEFICIARY LISTED ABOVE. THIS
INSTRUMENT IS IRREVOCABLE AND VALID FOR A PERIOD OF ONE (01) YEAR AND ONE (01) DAY AND THE FUNDS SHALL
REMAIN UNENCUMBERED FROM ANY OTHER BENEFICIARIES.
WE, XXX BANK, LOCATED AT XXX CONFIPM THE FUNDS IN CUSTODY WILL NOT BE CHANGED; ALTERED, AMENDED,
PLEDGED OR TRANSFERRED TO THIRD PAP.TIES NOR CHANGE OF OWNERSHIP, FOR A PERIOD OF ONE (01) YEAR AND
ONE (01) DAY FROM THE DATE OF THIS TRANSMISSION.

WEXXX, LOCATED AT XXX, FURTHER CONFIRM THAT WITHIN 5 (FIVE) BANKING DAYS THE BLOCKED AMOUNT OF _______.
EUROS (€XX .000.000, 00) WILLBE TRANSFER RED VIA SWIFT MT103 DIRECT / TT WIRE TRANSFER TO THE
DESIGNATED ACCOUNTS AS PER THE IMDPA, AFTER SUCCESSFULLY RECEIVING AND AUTHENTICATING SWIFT MT199
ABOUT CLOSE THE TRANSACTION.
THIS CONFIRMATION IS A FULLY OPERATIVE BANK INSTRUMENT ISSUED IN ACCORDANCE WITH THE I.C.C.PUBLICATION
PARIS/FRANCE, LATEST REVISION AND SERIES 500/600. THIS INSTRUMENT IS A BINDING AND FULLY PERFORMED
INSTRUMENT AND IS VERIFIABLE ONLY BY BANK RESPONSIBLE INQUIRY.
Authorized Bank Officer 1 Authorized Bank Officer 2
Name, Title, Pin Code> «Name, Title, Pin Code>

***END OF CONTRACT***

THE CONTRACT CONSISTS OF 17 SHEET

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 AGREEMENT №: GF-YAY/3B-25022025
TRANSACTION CODE №: BSLN00034UBS0043A64BNI0ER00
DATE: February 25, 2025

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