GEWORLD Final Paper
GEWORLD Final Paper
Final Paper
GEWORLD Y10
2nd Term, AY 2024 - 2025
Submitted by:
Submitted to:
Submitted on:
April 8, 2025
TABLE OF CONTENTS
b. Mission
The mission statement of Gcahs is to “Provide meaningful digital finance
solutions that empower people, organizations, and the nation”.
c. Values
GCash is a company with strong core values that keep it grounded.
According to the official GCash website, their core values as a company are the
following:
● Change the Game
○ Innovate for meaningful impact to the community
○ Be open and be bold
● Focus on Customers
○ Always deliver the best possible customer experience
○ Obsess on removing friction for our customers
● Care like Owners
○ Do what it takes to get things done for the good of the company
○ Take ownership of all results, good and bad
● Value Our People
○ Our people make a difference so we care for their well-being and
growth
○ Create a culture of respect and empathy
● Win Together
○ Faster collaboration and celebrate wins
○ Co-own platforms and solutions
● Be Fats or Be Last
○ Act fast with bias on results over perfection
○ Learn faster from failures
● Act with Integrity
○ Always do the right thing
○ Build trust and confidence by keeping our promises
d. History
GCash by Alipay was initially launched in October 2004 by Globe
Telecom under its subsidiary, Mynt - Globe’s Fintech Innovations. They offered
SMS-based domestic money transfers that did not require bank accounts or credit
or debit cards since during this time, it was reported that 80% of Filipinos were
unbanked (in-text citation). Over the years, the company has experienced several
milestones and developments. In the early stages of GCash, users were able to
convert bills to e-money through cash-in and cash-out services in sari-sari stores
with a small transaction fee. The GCash app was launched in 2012 to transition
from the traditional cash-in and cash-out system to a fully cashless system. The
company started to gain popularity in the country because they considered the
‘sachet market’ in the country since consumers generally preferred to spend less
in one transaction. This was a consideration during the introduction of GSave as it
enabled users to invest in stocks for as low as PHP 50 which resonated well with
the general public. Moreover, GCash solidified its place in the Philippine market
during the COVID-19 pandemic as GCash became the most downloaded financial
services app in the Google Store and App Store in 2020. GCash was able to
transform financial services and digital payments into daily essentials by giving
more control control to consumers. They also established a solid financial
ecosystem where consumers can spend, save, invest, and shop all in one place.
e. Geographic Reach
In the Philippines, there are over 94 million users of Gcash making up the
majority of fintech users (Fintech News Philippines, 2024). The users span all
regions and cities in the country as more people outside of the main cities are
discovering the app. Moreover, as of 2024, GCash Overseas is available in 16
countries namely the United States, Canada, the United Kingdom, Australia, Italy,
Japan, Germany, Spain, the United Arab Emirates, Qatar, Hong Kong, Taiwan,
Korea, Saudi Arabia, Kuwait and Singapore (Piad, 2024). This was made
available to cater to Filipinos overseas. The newly introduced GCash Visa card
also allows users to pay with GCash in over 200 countries (Fintech News
Philippines, 2024).
GCash has also introduced Green Transaction Alerts, a feature that lets
users track the grams of carbon reduced when making digital transactions, instead
of traditional ones (Inquirer.net, 2024). This is their newest update on the app in
line with their commitment to sustainability. To make this happen, GCash partners
with China Beijing Environmental Exchange to compute the carbon emissions
reduced by switching from traditional transactions to digital transactions
(Inquirer.net, 2024). The technology uses metrics on the GCash app to give users
a tangible way to see the impact of their choice to use mobile banking and
transact through GCash. It also allows users to realize that carbon emission
reductions occur when users avoid using paper, plastic, electricity, or
transportation for manual transactions (Inquirer.net, 2024). This Green
Transaction Alert appears at the bottom of the user’s screen as soon as they make
a transaction on GCash. According to the Sustainability Head of GCash,
sustainability is integrated into GCash’s method of conducting business as it
provides several ways for users to see how they can make an impact on the
environment in their own way. Overall, GCash is a company that prioritizes
sustainability and climate action as it recognizes the potential effects and
consequences of climate change. This global issue has been embedded in the
company’s operations and values as they integrate sustainability into many
features of their business.
3. Cybersecurity
The final global issue that has impacted the operations of GCash is cyber
security. According to the International Monetary Fund (2021), cyber threats in
the financial system industry are growing for two main reasons: the digital
transformation of the financial sector which was a result of the pandemic, and the
growth of malicious cyber actors around the world. Many cyberattacks are caused
by several players such as cybercriminals, state-sponsored groups, and terrorist
groups who all have different motivations behind conducting them. In this
situation, it is difficult to determine who is responsible for preventing these
threats and attacks because the global financial system will continue to become
more vulnerable due to innovation, competition, and aftereffects of the pandemic
that push the digital revolution (Maurer, 2021). This issue is not one that financial
institutions can address on their own as it takes collective action and coordination
between governments and businesses to combat threats. Moreover, as e-wallets
become more common, they become a primary target for hackers (Hsu, 2022).
Cybercriminals have advanced and can easily hack into digital wallets to steal
money and personal information. Some common cyberattack instances involving
e-wallets are phishing attacks, monetary scams, and identity theft. These have
been on the rise in recent years as cybercriminals have become more intelligent
and technology has advanced.
b. Mission
Haribon Foundation has been taking several individuals, local
communities, and even decision-makers from different sectors under its wing,
helping incubate their own impactful conservation endeavors for five decades and
counting (HARIBON, n.d.).
c. History
The Haribon Foundation was founded in 1972 and was originally an
organization of birdwatchers with an interest in the Haring Ibon, the Philippine
eagle. The decline of the species as well as many other indicator species that
played critical roles in the Philippine ecosystem served as the catalyst for this
organization to begin its mission of preservation and conservation as the Haribon
Society (HARIBON, n.d.). The group was one of the first to begin conservation
efforts for and conduct ecological studies on the Haring Ibon, and in 1983 they
would achieve the form they would be known for in the modern day as an
environmental conservation nonprofit organization as the Haribon Foundation
(HARIBON, n.d.). From then on, the group would adopt the tree symbol with
nine leaves for the nine main ecosystems in the Philippines (forest, coral,
mangrove, freshwater, agricultural, urban, seagrass, soft-bottom, marginal) and
gain accreditation from the DOST. In 1987, they led the charge against
commercial logging in Palawan, helped establish the National Integrated
Protected Areas System Act (NIPAS Act), and established the Environmental
Legal Defense Program. In the years that followed, Haribon would partner with
the DENR, DOT, WWF, BirdLife, EU, GMA, Manila Times, Meralco, Marine
Support Network and others. They have implemented projects in Batangas, El
Nido, Mt. Pulag, Zambales, and Tubbataha Reef among others, and they have lead
campaigns against cyanide fishing, the Masinloc coal plant, and a Bolinao cement
plant and supported many other projects that helped to discover and categorize
environmental data and initiate dialog between different sectors. They’ve also
established the Green Forum, the Debt for Nature Swap, the books “Threatened
Birds of the Philippines” and “Key Conservation Sites in the Philippines,” and
PAMANA Ka sa Pilipinas, among others (The Haribon Foundation, 2015).
Apart from the cost on human society, the destruction of ecosystems will
likewise have an effect on natural ecosystems. The Climate Change Commission
(2024) warns that the Philippines, as one of 18 mega-biodiverse countries and
home to nine main ecosystems which house 70-80% of the world’s flora and
fauna, there is a clear need for the Philippines to take an active role in the
prevention of climate change, as well as of pollution, exploitation, and destruction
of natural habitats. NICCDIES (n.d.) finds that 98% of coral in Southeast Asia is
expected to die out by 2060 and that fish catches will reach half of what they used
to be by that time.
NICCDIES (n.d.) also highlights that droughts, floods, and storms that are
brought by climate change and a degraded environment are much more likely to
affect women more and at a younger age. Negative health impacts caused by the
climate are disproportionately more likely to affect women than men.
b. Mission
Amazon’s mission is “to strive to offer our customers the lowest possible
prices, the best available selection, and the utmost convenience.” This mission
drives every aspect of Amazon’s operations, from how it develops technology and
designs its logistics systems, to how it selects products and services for its
platform. The mission reflects Amazon's focus on value, variety, and efficiency.
c. History
Amazon was founded by Jeff Bezos in July 1994 and launched as an
online bookstore on July 16, 1995, aiming to take advantage of the growing
internet by offering a vast selection of books online (Laudon & Traver, 2023).
Operating initially from Bezos' garage in Seattle, the company rapidly expanded
its product offerings to include electronics, toys, and household goods. In 1997,
Amazon went public, and by the early 2000s, it introduced a third-party seller
model that allowed other businesses to sell through its platform, dramatically
increasing its product range and revenue (Stone, 2013). A major turning point
came in 2006 with the launch of Amazon Web Services (AWS), a cloud
computing platform that positioned Amazon as a key player in enterprise
technology (Marston et al., 2011). The release of the Kindle in 2007 and
Alexa-powered Echo devices in 2014 marked Amazon's successful entry into
digital publishing and smart home technology. In 2017, Amazon made headlines
by acquiring Whole Foods Market for $13.7 billion, expanding its footprint into
brick-and-mortar grocery retail (Yohn, 2017). In 2021, Jeff Bezos stepped down
as CEO and was succeeded by Andy Jassy, former head of AWS, under whose
leadership Amazon continues to drive innovation in cloud services, AI, and global
logistics. Today, Amazon stands as one of the most influential companies in the
world, known for redefining e-commerce, cloud infrastructure, and digital
consumption (Statista, 2023).
The Federal Trade Commission also made its official statements on the
issue in 2023. To muffle out issues regarding any biases toward Amazon simply
because it is a “big company,” their statement clarifies that it is not because
Amazon is a big company but because the company restricts other competitors
from growing. By offering a wide array of products, it stifles competition and
prevents several retailers from garnering sales. Many companies complained
about this, which in turn launched a full investigation into the company regarding
monopolization allegations. By 2024, however, the company left with a partial
victory, with some of the allegations being ruled off by the court while some were
still pending.
Another area that Amazon struggled with is the European Union (EU).
Even before the issue with the United States, in 2020, Amazon faced issues with
the European Union. According to a press release done by the European Union,
Amazon was said to be found relying on non-public information from
independent sellers. They then use this information to benefit their own company.
According to the EU, this is illegal and goes against the set rules since it distorts
the competition within the online market. Margrethe Vestager, the Executive
Vice-President of competition policy, mentions that they cannot allow Amazon to
bend the online market to fit into their conditions artificially. She believes that
even if Amazon is the number one e-commerce platform, the company still
shouldn’t monopolize the access to online consumers.
These are just a few examples of how Amazon needs to keep a careful
watch on how they implement their practices depending on the country. Some
countries try to keep their e-commerce sellers safe and ensure equal footing when
it comes to the online market. They may continue to be under hot water and may
face even more severe charges if they do not remain mindful of the country in
which they are exercising their influence. Additionally, Amazon should adapt well
to the diverse rules and regulations of different countries, especially in order to
continue its pursuit of globalization.
Despite the rallies occurring in 2024, the fight against Amazon for fair
labor practices has been said to last for over a decade now, and Germany’s union,
like Verdi, has fought nonstop for these rights. Their efforts were not in vain,
however, since other parts of the world that are part of the Amazon Pay
movement have received a few benefits. States such as California and New York
have already passed laws to protect workers from Amazon’s high-pressure
environment. Amazon Pay is a global movement created by the UNI Global
Union and Progressive International. The two organizations continue to build
their movement and continue to find more to join their good cause. Over 150
countries and 20 million workers have joined this movement in hopes that
Amazon will create a systematic change that will protect their current workers.
Another country that has been fighting for their worker's rights is India.
The Indian court is currently charging Azmaon for providing inadequate safety
equipment to their workers and for their failure to comply with labor laws within
the Amazon warehouses. According to Jha (2024), these were all identified during
a labor inspection done earlier in the year. The reports launched in May in which
people reported having to take a verbal pledge not to take breaks, to drink water,
or to use the toilet unless they have met their targets for the day. The pledge was
utilized to “motivate” the employees. Ultimately, the Indian court was able to
make Amazon aware of the situation and have the manager in charge fired from
the position.
Amazon employees often work tirelessly for the company and do not
receive just compensation and treatment for it. Amazon is a big company, and for
them to not be treating their employees right is simply cruel. Employees are the
backbone of a company— if they continue to mistreat their employees, Amazon
may face even harsher consequences. The company is currently under strict watch
for how it continues to treat its employees.
Another global challenge has been the tensions between China and the
United States. The two countries are currently undergoing a trade war in which
neither party refuses to give in. The US’ aggression toward China is shown by
Trump's imposing tariffs worth at least 104% (earlier set at 34%) of all goods
entering the US (Collinson, 2025). According to Collinson (2025), this is because
China has been said to be abusing the trade system and because the relationship
between countries has been sour for almost more than a decade now. However,
while China is in the spotlight since they have stated to “fight until the end”,
many countries have disagreed and are enraged by the imposed tariffs. Countries
in South East Asia have reportedly some of the highest tariff rates, with Vietnam
at 46%, Cambodia at 49%, Thailand at 36%, and many more (Head, 2025).
Exports lead to increased economic development, and this has greatly affected
these countries.
These tariffs have hit people who sell their products on online platforms
such as Amazon. Bernie Thompson sells computer accessories via Amazon, and
he says that tariffs will push them to increase prices due to the increased prices of
importing and exporting. Thompson produces his products in Vietnam, Thailand,
and Taiwan, and these tariffs have impacted him harshly. This all stems from
tariffs and how it has made global stock markets skyrocket (Medlicott, 2025).
Tariffs have, ultimately, challenged Amazon’s manufacturing and fulfillment
pipelines. It is unsure how the company will go about it, but one thing for certain
is that the company is now facing customs delays, uncertain sourcing strategies,
and the need to shift toward alternate countries in order to manufacture its
products.
c. History
Save the Children was founded in 1919 by Eglantyne Jebb and her sister
Dorothy Buxton in London, United Kingdom, in response to the suffering of
children in post-World War I Europe. Shocked by the famine and deprivation
caused by war and blockades—particularly in Austria and Germany—Jebb and
Buxton initially worked through the Fight the Famine Council. However, they
soon realized that a focused organization was needed to advocate specifically for
children, leading to the birth of Save the Children (Brocklesby, 2020). Jebb’s
groundbreaking idea was that children have inherent rights, regardless of national
origin or political circumstances. In 1923, she authored the Declaration of the
Rights of the Child, a five-point document affirming that children must be given
the means for normal development, relief in times of distress, protection against
exploitation, and an upbringing that fosters social responsibility. This declaration
became the foundation of the modern child rights movement and was later
adopted and expanded by the League of Nations and eventually inspired the
United Nations Convention on the Rights of the Child in 1989 (Clay, 2020; Jones,
2021).
In the 1920s and 1930s, Save the Children expanded its work to Greece,
Russia, and other countries devastated by war and famine. The organization
emphasized neutrality and the universality of child welfare, which became central
to its operating ethos. During World War II, Save the Children again played a
crucial role in aiding displaced and orphaned children, operating shelters and
support centers throughout the UK and continental Europe. In the post-war years,
the organization shifted from merely providing emergency aid to engaging in
long-term development, particularly in healthcare, education, and child protection
in countries recovering from colonization or conflict (Edwards, 2019).
In the second half of the 20th century, Save the Children expanded into
Africa, Asia, Latin America, and the Middle East, responding to famines in
Ethiopia, civil wars in Central America, the Rwandan genocide, and the
HIV/AIDS epidemic in sub-Saharan Africa. In the 2000s, the organization
formalized its international structure, establishing Save the Children International
to improve coordination among its various national members and to centralize
operations for better efficiency and global impact (Save the Children, 2023).
In the 21st century, Save the Children has become a key player in global
humanitarian and development work. Its interventions in crises such as the Syrian
refugee emergency, the Yemen conflict, and the COVID-19 pandemic have been
vital in reaching millions of children with health services, learning continuity, and
child protection support. As of today, Save the Children operates in over 120
countries and continues to blend humanitarian response with long-term
development, while pushing for policy changes and global accountability for
children's rights (ReliefWeb, 2021; Save the Children, 2024).
In addition, legal and political constraints can delay or restrict the delivery
of aid, leaving children in crisis situations without timely assistance. In conflict
zones like Sudan, where international agencies may have limited access, local
organizations often step in to provide aid. For instance, Sudanese citizens have
organized over 600 Emergency Response Rooms (ERRs) to deliver food, shelter,
medical aid, and education (The New Humanitarian, 2023). While these
grassroots efforts are commendable, they may lack the resources and expertise
that established organizations like Save the Children can provide, potentially
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