ENGLISH

MODULE#4 UNIT#9: BANKING

VOCABULARY: BANKING
GRAMMAR: MODAL VERBS
READING: SEAVIEW NATIONAL BANK
LISTENING: THE MACHINE ATE MY BANK CARD!
SPEAKING: OPENING A BANK ACCOUNT
READING: E-MAILS OF INQUIRY AND RESPONSE
LISTENING: BANKING TRENDS

2024-2025 CII 2B
 UNIT#9: BANKING

GENERAL OBJECTIVE: AT THE END OF

THE UNIT, THE STUDENTS WILL BE ABLE
TO ENHANCE COMMUNICATIVE SKILLS
BOTH RECEPTIVELY AND PRODUCTIVELY
IN TOPICS RELATED TO BANKING
 UNIT#9: BANKING (SPEAKING/WRITING)

VALUE: Time as a valuable resource in a person's life. Respect a

person's time.

https://youtu.be/7MjDYqEFn30
 UNIT#9: BANKING (SPEAKING/WRITING)

https://youtu.be/DT3UyVwJe9U
 UNIT#9: BANKING (SPEAKING/WRITING)

QUESTIONS ABOUT BANKING:

What are the good things about banks?
What are the bad things about banks?
Are banks the best place to keep your money?
What makes you angry about banks?
Are interest rates too high or too low in your country?
Do you use Internet banking services?
How often have you used a piggy bank?
 UNIT#9: BANKING (VOCABULARY)

VOCABULARY : BANKING

MEANING:
Take money from someone with the
promise of paying them back at a
later date.
EXAMPLE:
I paid back my sister the $20 I
borrowed from her last week.

BORROW
UNIT#9: BANKING (VOCABULARY)

VOCABULARY : BANKING

MEANING:
Money you use in the form of bills or
coins.

EXAMPLE:
I only have a five-dollar bill, so I
didn't have enough money to pay in
cash.
CASH
 UNIT#9: BANKING (VOCABULARY)

VOCABULARY : BANKING
MEANING:
Machine you use to take out money
from your bank account (also known
as an ATM - Automatic Teller
Machine).
EXAMPLE:
You must insert your bank card into
the cash dispenser in order to take
CASH out money.
DISPENSER
 UNIT#9: BANKING (VOCABULARY)

VOCABULARY : BANKING
MEANING:
Bank account from which you can
take money out at any time.

EXAMPLE:
I have to make sure I have enough
money in my checking account
CHECKING before I write the check.
ACCOUNT
 UNIT#9: BANKING (VOCABULARY)

VOCABULARY : BANKING
MEANING:
Interest based on the original
amount of money and the interest it
has already earned.

EXAMPLE:
I started my savings account with
$2,000, but now with compound
COMPOUND interest, I have $2,662 in the
INTEREST account.
 UNIT#9: BANKING (VOCABULARY)

VOCABULARY : BANKING
MEANING:
Special plastic card you use to pay
for things which takes out money
directly from your bank account.

EXAMPLE:
I didn't have enough money in my
wallet, so I used my debit card to
DEBIT CARD pay for the groceries.
UNIT#9: BANKING (VOCABULARY)

VOCABULARY : BANKING

MEANING:
Put money into a bank account.

EXAMPLE:
I have to go to the bank to deposit a
check.

DEPOSIT
UNIT#9: BANKING (VOCABULARY)

VOCABULARY : BANKING

MEANING:
Money a bank lends to someone.

EXAMPLE:
I took a loan out from the bank so I
could buy a car.

LOAN
 UNIT#9: BANKING (VOCABULARY)

VOCABULARY : BANKING

MEANING:
Money that you pay to a bank to
manage your account.
.
EXAMPLE:
There is a small monthly
MAINTENANCE maintenance fee you have to
pay in order to have an account
FEE at our bank.
 UNIT#9: BANKING (VOCABULARY)

VOCABULARY : BANKING

MEANING:
Amount of money a person can
spend that is over the amount in
his/her bank account.
EXAMPLE:
If the overdraft in my bank
account is more than $25, I
need to pay a fee to the bank.
OVERDRAFT
 UNIT#9: BANKING (VOCABULARY)

VOCABULARY : BANKING

MEANING:
Bank account where people put
money they want to save for the
future.
EXAMPLE:
We opened a savings account
so that we'll be able to pay for
SAVING college.
ACCOUNT
 UNIT#9: BANKING (VOCABULARY)

VOCABULARY : BANKING

MEANING:
Take money out of a bank account.

EXAMPLE:
Before I go shopping, I need to
withdraw some money.
WITHDRAW
MONEY
 UNIT#9: MODAL VERBS (GRAMMAR)

MODAL VERBS
USE:
Sometimes the verbs in a sentence need a little help from other words to
make their meaning clearer. These helping words are a special type of verb,
called 'modal verbs' or 'modals.' Modals help us talk about ability, necessity
(the things that are necessary for us to do), and help us give advice.
In this unit we are going to look at the following modal verbs:
 UNIT#9: MODAL VERBS (GRAMMAR)

MODAL VERBS
FORMATION:
Modals are followed by the base form of the verb (infinitive without to).
Modals have no –s in the third person singular.

I can send a check online.

Modal questions and negative sentences don't require an auxiliary verb

(do).
Can I send a check online?
I can't send a check online.
 UNIT#9: MODAL VERBS (GRAMMAR)

MODAL VERBS
FORMATION:
Ought to behaves like a modal but is followed by to.

He ought to open a new bank account.

Most modals do not have past forms. However, we use

could to talk about ability in the past.

When I was younger you couldn't get money

out of the bank on the weekend.
 UNIT#9: MODAL VERBS (GRAMMAR)

MODAL VERBS
FORMATION:
Some verbs such as: need to, have to, be able to are used like modals.
These verbs behave like regular verbs and have negative, question and
past forms.

I have to take out money tonight.

I wasn't able to get to the bank before it closed.
Do you need to take out a loan to pay for this?
 UNIT#9: MODAL VERBS (GRAMMAR)

MODAL VERBS
EXAMPLES:
Read the sentences to see how we use modals:
I can withdraw money from the ATM nearby.
We should try to find a bank with the lowest maintenance fees.
I have to deposit a check tomorrow.
You must pay a fee in order to have a debit card.
We ought to deposit more money into our savings account.
Are you able to do all your banking online?
I spent more money than I had and had to pay an overdraft fee.
I couldn't take out a loan to buy a car.
 UNIT#9: MODAL VERBS (GRAMMAR)

https://wordwall.net/es/resource/1971579/modal-verbs-from-english-grammar
 UNIT#9: MODAL VERBS (GRAMMAR)

https://wordwall.net/es/resource/54915659/modal-verbs
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