2.

Simplification & Approximation

As we all know that simplification is most widely asked topic in almost every banking exam. So
let us try to understand what is actually meant by word ‘Simplification’.

Simplification means to find out a final answer for a complex calculation.

Simplification questions are asked to check the ability of a student to deal with numbers which
can be in one of the following two types.

• Sometimes, a calculation is given and one of the numbers is missing from the calculation. To find
out the missing number, we have to approximate the given numbers or do the basic operations.
• Sometimes all the numbers are given with some operations between them & we have to
simplify the calculation.

Rules related to Simplification

Rule-(I) Replace ‘of’ by ‘Multiplication’ & ‘/’ by ‘Division’

Explanation: Whenever we find ‘of’ in a simplification problem, we can replace that by

‘multiplication(*)’. Similiarly ‘/’ can be replaced by ‘÷’.

Example: Find ¼ of 20

Solution: (¼) x 20 = 20÷4 = 5

Rule-(II) Always keep in mind the “BODMAS” rule. These operations have priorities in the
same order as mentioned.

Explanation: Whenever we have more than one operation in the given calculation, we have to
do the operations according to the priority specified by ‘BODMAS’

• B-Bracket
• O-Of (means multiplication)
• D-Division
• M-Multiplication
• A-Addition
• S-Subtraction

Example: Simplify: (2+3)*30

Solution: In this question, we have two things-Bracket & Multiplication. According to the
BODMAS rule, we have to solve bracket first and not multiplication. So now coming to bracket,
we have only one operation-Addition, so we will do addition.
(2+3)*30 = 5*30

Now we have only one operation to do – Multiplication

5*30 = 150

Example: Simplify: (2+5) of 80

Solution: In this question, we have three things – bracket, addition & of. Replacing ‘of’ by
‘multiplication’.

(2+5) of 30 = (2+5)*80

Now we have three things – bracket, addition & Multiplication. According to the BODMAS rule,
we have to solve bracket first and not multiplication. So now coming to bracket, we have only
one operation-Addition, we will do addition.

(2+5)*80 = 7*80

Now we will do multiplication.

7*80 = 560

Rule-(III) Multiplication & Division have same priority(Do that operation first which is on
left).

Explanation: Though division has more priority than multiplication according to ‘BODMAS’
but we can perform multiplication first.

Example: 8*30/15

8*30 ÷ 15

Solution: In this question, we have two things – Multiplication & Division. So we can perform
any operation first as they have same priority.

Doing Multiplication first:

240 ÷ 15

16

Doing division first:

8*2

16

Rule-(IV) Addition & Subtraction have same priority.

Explanation: Though addition has more priority than division according to ‘BODMAS’ but we
can perform any of the two operations first.

Example: 30+40-15

Solution: In this question, we have two things – Addition & Subtraction. So we can perform any
operation first as they have same priority.

Doing Addition first:

70 – 15

55

Doing Subtraction first:

30 + 25

55

Rule-(V) Don’t hesitate in rounding the numbers to nearest integers.

Explanation: Most of the times the numbers are given in such a way that you can round them
quickly and get the answer (Rounding should be done or not, It can be realised by looking at the
given options).

Example: (324.5*15)/(5.01*24.98)

Solution: (325*15)/(5*25)

=13*3

=39

Some previous year questions asked in banking exams from simplification

Now let us see some of the previous year questions asked from ‘Simplification’ & try to apply
the rules learnt so far.

Q.1) Simplify: 127.001 * 7.998 + 6.05 * 4.001

 1. 1000
2. 1020
3. 1040
4. 1080
5. None of these

Solution: Using the rounding concept

127 * 8 + 6 * 4

Using the BODMAS rule

1016 + 24

1040 (Option 3)

Q.2) What will come at place of ?: 9876 ÷ 24.96 + 215.005 – ? = 309.99

1. 270
2. 280
3. 290
4. 300
5. 310

Solution: Using the rounding concept

9875 ÷ 25 + 215 – ? = 310

Using the BODMAS rule

395 + 215 – ? = 310

610 – ? = 310

? = 300 (Option 4)

Q.3) What will come at place of a: (128 ÷ 16 x a – 7*2)/(72-8*6+a2) = 1

1. 1
2. 5
3. 9
4. 13
5. 17

Solution: Using the BODMAS rule

(8*a – 14)/(49-48+a2) = 1
(8*a – 14)/(1 + a2) = 1

8a – 14 = 1 + a2

a2 – 8a + 15 = 0

a=3 or 5 (Option 2)

Q.4) What will come at place of ?: 85.147 + 34.192*6.2 + ? = 802.293

1. 400
2. 450
3. 550
4. 600
5. 500

Solution: Using the rounding concept

85 + 35*6 + ? = 803

Using the BODMAS rule

85 + 210 + ? = 803

295 + ? = 803

? = 508 [approx. = 500] (Option 5)

Q.5) What will come at place of ?: 3/8 of 168*15 ÷ 5 + ? = 549 ÷ 9 + 235

1. 189
2. 107
3. 174
4. 296
5. None of these

Solution: Using the BODMAS rule

(3*168÷ 8)*15 ÷ 5 + ? = 549 ÷ 9 + 235

(504÷ 8)*3 + ? = 61 + 235

63*3 + ? = 296

189 + ? = 296
? = 107 (Option 2)

Key points to remember related to Simplification:

• Replace ‘of’ by ‘Multiplication’.

• Replace ‘/’ by ‘Division’.
• Always do the operations in priority according to ‘BODMAS’.
• Division & Multiplication have same priority (Start from left).
• Addition & Subtraction have same priority.
• Rounding can be done to simplify problems.
• When the given options are very close then rounding doesn’t help much.
• Always look at the options before doing simplification that can help in elimination of options.

Basic Rules of Simplification

BODMAS Rule

It defines the correct sequence in which operations are to be performed in a given mathematical
expression to find the correct value. This means that to simplify an expression, the following
order must be followed –

B = Bracket,
O = Order (Powers, Square Roots, etc.)
D = Division

M = Multiplication
A = Addition

S = Subtraction

1. Hence, to solve simplification questions correctly, you must apply the operations of brackets
first. Further, in solving for brackets, the order – (), {} and [] – should be stricly followed.
2. Next you should evaluate exponents (for instance powers, roots etc.)

3. Next, you should perform division and multiplication, working from left to right. (division
and multiplication rank equally and are done left to right).

4. Finally, you should perform addition and subtraction, working from left to right. (addition
and subtraction rank equally and are done left to right).

EXAMPLE 1: Solve 12 + 22 ÷ 11 × (18 ÷ 3)^2 – 10

= 12 + 22 ÷ 11 × 6^2 – 10 (Brackets first)

= 12 + 22 ÷ 11 × 36 – 10 (Exponents)
= 12 + 2 × 36 – 10 = 12 + 72 – 10 (Division and multiplication, left to right)
= 84 – 10 = 74 (Addition and Subtraction, left to right)
EXAMPLE 2: Solve 4 + 10 – 3 × 6 / 3 + 4

= 4 + 10 – 18/3 + 4 = 4 + 10 – 6 + 4 (Division and multiplication, left to right)

= 14 – 6 + 4 = 8 + 4 = 12 (Addition and Subtraction, left to right)

To Solve Modulus of a Real Number

The Modulus (or the absolute value) of x is always either positive or zero, but never negative. For any
real number x, the absolute value or modulus of x is denoted by |x| and is defined as

|x|= x {if x ≥ 0} and −x {if x < 0}

EXAMPLE 1: Solve |8|

|8| = |-8| = 8

Tips to Crack Approximation

Conversion of decimal numbers to nearest number

To solve such questions, first convert the decimal to nearest value. Then simplify the given
equation using the new values that you have obtained.

EXAMPLE 1: Solve 4433.764 – 2211.993 – 1133.667 + 3377.442

Here,
4433.764 = 4434
2211.993 = 2212
1133.667 = 1134
3377.442 = 3377

Now simplify, 4434 – 2212 – 1134 + 3377 = 4466

EXAMPLE 2: Solve 530 x 20.3% + 225 x 16.8%

Here, 20.3% becomes 20% and 16.8% becomes 17%

Now, simplify 530 x 20% + 225 x 17%
= 106 + 38.25 = 144.25

Approximation of Square Roots

(1) To simplify a square root, you can follow these steps:

(2) Factor the number inside the square root sign.

(3) If a factor appears twice, cross out both and write the factor one time to the left of the square
root sign. If the factor appears three times, cross out two of the factors and write the factor
outside the sign, and leave the third factor inside the sign. Note: If a factor appears 4, 6, 8, etc.
times, this counts as 2, 3, and 4 pairs, respectively.

(4) Multiply the numbers outside the sign.

(5) Multiply the numbers left inside the sign.

(6) To simplify the square root of a fraction, simplify the numerator and simplify the
denominator.

NOTE: Check that the outside number squared times the inside number should equal the original
number inside the square root.
Simplification and Approximation Questions-
1. 572 ÷ 26 x 12 – 200 = 2?
A. 5
B. 3
C. 6
D. 7
E. None of these

Answer – C. 6
Explanation :
572 ÷ 26 = 22
22 x 12 = 264
264 – 200 = 64 = 26

2. 43931.03 ÷ 2011.02 x 401.04 = ?

A. 7500
B. 8300
C. 8800
D. 8850
E. None of these

Answer – C. 8800
Explanation :
(44000 ÷ 2000) x 400 = 8800

3. [(3√8 + √8) x (8√8 + 7√8)] – 98 = ?

A. 352
B. 382
C. 362
D. 372
E. None of these

Answer – B. 382
Explanation :
[√8(3 + 1) x √8(8 + 7)] – 98
[4√8 x 15√8] – 98
480 – 98 = 382

4. (23.1)2 + (48.6)2 – (39.8)2 = ? + 1147.69

A. 185.84
B. 175.84
C. 135.84
D. 163.84
E. None of these
 Answer – D. 163.84
Explanation :
533.61 + 2361.96 – 1584.04 = ? + 1147.69
1311.53 – 1147.69 = 163.84

5. 3463 × 295 – 18611 = ? + 5883

A. 997071
B. 997091
C. 999090
D. 997090
E. None of these

Answer – B. 997091
Explanation :
3463 × 295 = 1021585
1021585 – (18611 + 5883) = 997091

6. √7378 x √1330 ÷ √660 = ?

A. 130
B. 120
C. 160
D. 170
E. None of these

Answer –B. 120

Explanation :
√7378 ≈ 86; √1330 ≈ 36; √660 ≈ 26
86 x 36 ÷ 26

7. 6999 ÷ 70.005 x 94.998 = ? x 19.999

A. 475
B. 380
C. 640
D. 720
E. None of these

Answer – A. 475
Explanation :
7000 ÷ 70 x 95 = ? x 20 ≈ 475

8. 89.988% of 699.9 + 50.002% of 999.99 – 170.015 = ?

A. 950
B. 930
C. 960
D. 970
E. None of these
 Answer C. 960
Explanation :
≈ (700 * (90/100) + 1000 * (50/100)) – 170
≈ 630 + 500 – 170 ≈ 960

9. √(72 x 24 x 2 -(11)³ + 3) = ?
A. 52
B. 32
C. 62
D. 72
E. None of these

Answer – B. 32
Explanation :
√(2352 – 1331 + 3) = √1024 =32

10. 65% of √3136 x 5 = ? + 154

A. 56
B. 28
C. 35
D. 32
E. None of these

Answer – B. 28
Explanation :
(65/100)*56*5 = ? + 154
182 – 154 = 28

• (32.3)2 ÷ 4 + √361 = ?2 + 50
1.15
2.13
3.11
4.17
5.None of these
Answer – 1.15
Explanation :
32*32 = 1024
1024/4 + 19 = 256+19= 275

• 5742÷22× √ ? – 1290.76 = 536.24

1.121
2.25
3.36
4.49
5.None of these
Answer – 4.49
Explanation :
261* ? -1290.76 = 536.24
261*? = 1827
?=7
√ ? = 49

• 54 % 7865 + 17 % 532 – 39 % 4269 = ?

1.2072.35
2.2420.76
3.2672.63
4.2570.36
5.None of these
Answer & Explanation
Answer – 3.2672.63
Explanation :
4247.1+90.44-1664.91 = 2672.63

• 1/(729)2/3 * 1/ (1296)1/4 ÷ 1/(2187)2/7 = ?

1.1/45
2.1/54
3.2/61
4.3/75
5.None of these
Answer & Explanation
Answer – 2.1/54
Explanation :
1/81 * 1/6 ÷ 1/9 = 9/81*6 = 1/54

• 256×256 + 173×173 = ?
1.96432
2.94465
3.95465
4.90510
5.None of these
Answer & Explanation
Answer – 3.95465
Explanation :
a2+b2 = [(a+b)2 +(a-b)2 ] / 2
? = 184041 + 6889
? = 95465

• √ (191×7+231-839) = ?
1.27
2.33
3.23
4.37
5.None of these
Answer & Explanation
Answer – 1.27
Explanation :
1337+231-839 = 729
27*27 = 729

• [3/2 + 2(1/5) – 7/10] of ? = 1098

1.463
2.326
3.276
4.366
5.None of these
Answer & Explanation
Answer – 4.366
Explanation :
[15+22-7/10] * x = 1098
X = 1098/3 = 366

• 0.9775 + 999.98+98.750 – 9999.099 = ?

1.-8899.39
2.9877.92
3.8999.93
4.8899.39
5.None of these
Answer & Explanation
Answer -1.-8899.39
Explanation :
1099.7075-9999.099= -8899.39

• (1675÷5) + (5328÷12) * (8430÷15) = ?2 – 235

1.152
2.138
3.158
4.142
5.None of these
Answer & Explanation
Answer – 3.158
Explanation :
335+444*56 = 24864+335 = 25199 – 235 = 24964
158*158 = 24964

• 17.006*0.001+21.101-31.900 = ?
1.12.990
2.-10.782
3.11.882
4.-12.782
5.None of these
Answer & Explanation
Answer – 2.-10.782
Explanation :
0.017006+21.101 = 21.118
21.118-31.900 = -10.782

• 47.008 – 20.998 + √256.01 = ? * 2.0001

a) 20
b) 21
c) 22
d) 23
e) 24
Answer & Explanation
Answer – b) 21
Explanation :
47 – 21 + 16 = ?*2
? = 21

• 2176.981 + 413. 001 – 1872.993 = ? + 12.01*21.992

a) 423
b) 433
c) 443
d) 453
e) 463
Answer & Explanation
Answer – d) 453
Explanation :
2177 + 413 – 1873 = ? + 264
? = 453

• (1/2)*(47.001*17.998) – (1/2)*(2/7)*49.012 = ?
a) 423
b) 420
c) 416
d) 450
e) 432
Answer & Explanation
Answer – c) 416
Explanation :
(1/2)*(846) – 7 = ?
? = 416
• √80.9 + √224.98 + 13.01*17.99 = ?
a) 253
b) 257
c) 263
d) 267
e) none of these
Answer & Explanation
Answer – b) 257
Explanation :
9 + 15 + 13*18 = ?
? = 257

• 1235.092 + 4532.998 – ? + 1279.991 = 4000.001

a) 2048
b) 3048
c) 3648
d) 4048
e) none of these
Answer & Explanation
Answer – b) 3048
Explanation :
? = 7048 – 4000 = 3048

• 1.980*4.059 + 14.0101*3.009 – 4.003*6.001 = ?

a) 22
b) 24
c) 26
d) 28
e) 30
Answer & Explanation
Answer – c) 26
Explanation :
8 + 42 – 24 = ?
? = 26

• (1/2)*(1/17.01)*289*? = 4.001*2.01
a) 16/17
b) 14/17
c) 15/17
d) 13/17
e) 17/16
Answer & Explanation
Answer – a) 16/17
Explanation :
? = (4*2*2)/17 = 16/17
• √1023.90 + √16.01*√24.91 = ? – (3/4)*(95.98)
a) 114
b) 124
c) 128
d) 134
e) 136
Answer & Explanation
Answer – b) 124
Explanation :
32 + 4*5 = ? – 3*24
? = 124

• 21% of 4200 + 47% of 3000 -? = 17.001*21.998

a) 1818
b) 1898
c) 1918
d) 1928
e) none of these
Answer & Explanation
Answer – c) 1918
Explanation :
21*42 + 47*30 – ? = 17*22
? = 1918

• (3/7)*(14/19)*(38/3)*? = 17
a) 11/4
b) 13/4
c) 15/4
d) 17/4
e) 19/4
Answer & Explanation
Answer – d) 17/4
Explanation :
? *2*2 = 17
? = 17/4