CONSUMER CIR

CONSUMER: SASIDHAR M DATE:22-04-2025

MEMBER ID: BN05032878 TIME: 23:05:36

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 9,00,01,98,286

CONSUMER INFORMATION:
NAME: SASIDHAR MURUGANATHAN

DATE OF BIRTH: 22-09-1991 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CREDITVISION® SCORE
638 1:
2:
PRESENCE OF DELINQUENCY IN THE RECENT PAST
PRESENCE OF SEVERE DELINQUENCY AS OF RECENT UPDATE
3: PRESENCE OF DELINQUENCY
4: PRESENCE OF DELINQUENCY IN LAST 12 MONTHS
5: LOW CREDIT AGE

PERSONAL LOAN SCORE

576 1:
2:
ONE OR MORE TRADES WITH RESTRUCTURED DEBT IN THE PAST 24 MONTHS.
OVER DUE AMOUNT TOO HIGH.
3: PRESENCE OF DELINQUENCY.
4: NOT ENOUGH AVAILABLE CREDIT.

EARLY RISK SCORE

0 1: SCORE NOT AVAILABLE.

POSSIBLE RANGE FOR CREDITVISION® SCORE

Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1

* At least one tradeline with information updated in last 36 months is required.

POSSIBLE RANGE FOR PERSONAL LOAN SCORE

Consumers with more than 1 month credit history* : 300 (high risk) to 900 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

POSSIBLE RANGE FOR EARLY RISK SCORE

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TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SASIDHAR M DATE:22-04-2025

MEMBER ID: BN05032878 TIME: 23:05:36

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 9,00,01,98,286

Consumer with at least one trade on the bureau in last 36 months : 1300 (High Risk) to 1900 (Low Risk)
Consumer not in CIBIL database or history older than 36 months : -1
Consumer with enquiry purpose other than personal and consumer loan : 0

* At least one tradeline with information updated in last 36 months is required

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN) FKZPS8013K

VOTER ID NUMBER UYU0246652

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

OFFICE PHONE 9791412483

MOBILE PHONE 8760884743

MOBILE PHONE 9791412483

EMAIL CONTACT(S):
EMAIL ADDRESS

[email protected]

ADDRESS(ES):

ADDRESS :46 KALAIVANAR ST KOTTUR ROAD POLLACHI TAMIL NADU 642001

CATEGORY:PERMANENT ADDRESS RESIDENCE CODE: DATE REPORTED:31-12-2023

ADDRESS :46 KALAIVANAR ST KOTTUR ROAD POLLACHI TAMIL NADU 642001

CATEGORY:OFFICE ADDRESS RESIDENCE CODE: DATE REPORTED:31-12-2023

ADDRESS :46 KALAIVANAR ST KOTTUR ROAD POLLACHI TAMIL NADU 642001

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:31-12-2023

ADDRESS :146 KALAIVANAR STREET POLLACHI COIMBATO RE POLLACHI POLLACHI (M) TAMIL NADU 642001

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE:OWNED DATE REPORTED:31-12-2023

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 6

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SASIDHAR M DATE:22-04-2025

MEMBER ID: BN05032878 TIME: 23:05:36

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 9,00,01,98,286

EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR

GOLD LOAN 31-12-2023 OTHERS Not Available Not Available Not Available

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

All Accounts TOTAL: 3 HIGH CR/SANC. AMT: 5,39,802 CURRENT: 3,06,834 RECENT: 10-07-2023

OVERDUE: 1 OVERDUE: 3,06,834 OLDEST: 25-02-2014

ZERO-BALANCE: 2

ENQUIRIES
Only Last 36 months enquiries will be displayed in the Credit report
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 36 0 14 6 22-03-2025

ACCOUNT(S):

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 25-02-2014 SANCTIONED: 3,40,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 31-05-2021 CURRENT BALANCE: 3,06,834
DISCLOSED REPORTED AND CERTIFIED: OVERDUE: 3,06,834
TYPE: EDUCATION LOAN 15-04-2025 EMI: 3,525
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-04-2025 PMT FREQ: MONTHLY
COLLATERAL TYPE: NO COLLATERAL PMT HIST END: 01-05-2022 REPAYMENT TENURE: 159
INTEREST RATE: 11.50

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900
04-25 03-25 02-25 01-25 12-24 11-24 10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23

900 900 900 900 882 852 821 791 760 732 701 670 640 609 579 532 511 487
10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 10-07-2023 SANCTIONED: 51,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 18-04-2024 CURRENT BALANCE: 0
DISCLOSED CLOSED: 18-04-2024 PMT FREQ: MONTHLY

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 6

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SASIDHAR M DATE:22-04-2025

MEMBER ID: BN05032878 TIME: 23:05:36

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 9,00,01,98,286

TYPE: GOLD LOAN REPORTED AND CERTIFIED: ACTUAL PAYMENT: 699

OWNERSHIP: INDIVIDUAL 30-04-2024
PMT HIST START: 01-04-2024
PMT HIST END: 01-07-2023

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000
04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 30-03-2021 SANCTIONED: 1,48,802

ACCOUNT NUMBER: NOT LAST PAYMENT: 05-04-2023 CURRENT BALANCE: 0
DISCLOSED CLOSED: 05-04-2023 PMT FREQ: MONTHLY
TYPE: TWO-WHEELER LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 30-04-2023
PMT HIST START: 01-04-2023
PMT HIST END: 01-03-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21

000 000 000 000 000 000 000 000

10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21

ENQUIRIES:
Only Last 36 months enquiries will be displayed in the Credit report

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 22-03-2025 PERSONAL LOAN 13,00,000

NOT DISCLOSED 18-03-2025 PERSONAL LOAN 5,00,000

NOT DISCLOSED 17-03-2025 PERSONAL LOAN 1,00,000

NOT DISCLOSED 20-02-2025 OTHER 10

NOT DISCLOSED 15-02-2025 HOUSING LOAN 25,00,000

NOT DISCLOSED 05-02-2025 HOUSING LOAN 2,000

NOT DISCLOSED 07-12-2024 PROPERTY LOAN 20,00,000

NOT DISCLOSED 14-10-2024 PERSONAL LOAN 4,00,000

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 6

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SASIDHAR M DATE:22-04-2025

MEMBER ID: BN05032878 TIME: 23:05:36

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 9,00,01,98,286

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 03-10-2024 OTHER 10,000

NOT DISCLOSED 11-09-2024 PERSONAL LOAN 1

NOT DISCLOSED 05-09-2024 HOUSING LOAN 20,00,000

NOT DISCLOSED 05-09-2024 HOUSING LOAN 7,00,000

NOT DISCLOSED 02-09-2024 PERSONAL LOAN 5,00,000

NOT DISCLOSED 29-05-2024 MICROFINANCE - 1,000

PERSONAL LOAN

NOT DISCLOSED 26-02-2024 PROPERTY LOAN 25,00,000

NOT DISCLOSED 06-12-2023 BUSINESS LOAN - 1

GENERAL

NOT DISCLOSED 16-10-2023 COMMERCIAL VEHICLE 1,000

LOAN

NOT DISCLOSED 02-10-2023 CONSUMER LOAN 35,000

NOT DISCLOSED 13-09-2023 HOUSING LOAN 15,00,000

NOT DISCLOSED 10-07-2023 GOLD LOAN 70,000

NOT DISCLOSED 06-04-2023 BUSINESS LOAN - 1,00,000

GENERAL

NOT DISCLOSED 05-04-2023 TWO-WHEELER LOAN 2,00,000

NOT DISCLOSED 03-04-2023 TWO-WHEELER LOAN 2,11,341

NOT DISCLOSED 03-04-2023 TWO-WHEELER LOAN 2,11,341

NOT DISCLOSED 30-03-2023 CREDIT CARD 1,00,000

NOT DISCLOSED 28-03-2023 CREDIT CARD 1,000

NOT DISCLOSED 13-03-2023 CREDIT CARD 1,000

NOT DISCLOSED 13-03-2023 PERSONAL LOAN 2,00,000

NOT DISCLOSED 27-01-2023 BUSINESS LOAN - 8,00,000

GENERAL

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 5 OF 6

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SASIDHAR M DATE:22-04-2025

MEMBER ID: BN05032878 TIME: 23:05:36

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 9,00,01,98,286

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 09-01-2023 HOUSING LOAN 30,00,000

NOT DISCLOSED 30-12-2022 BUSINESS LOAN - 10,00,000

GENERAL

NOT DISCLOSED 01-12-2022 PERSONAL LOAN 25,000

NOT DISCLOSED 08-08-2022 PERSONAL LOAN 25,000

NOT DISCLOSED 07-08-2022 CONSUMER LOAN 49,000

NOT DISCLOSED 23-06-2022 CREDIT CARD 1,000

NOT DISCLOSED 28-05-2022 CREDIT CARD 1,000

END OF REPORT ON SASIDHAR M

All information contained in this credit report has been collated by TransUnion CIBIL Limited ( TU CIBIL) based on information provided/ submitted by
its various members("Members"), as part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the
information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure
accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or responsible if any discrepancies are directly
attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.

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TransUnion CIBIL CIN : U72300MH2000PLC128359