CONSUMER CIR

CONSUMER: KUMAR T DATE:22-04-2025

MEMBER ID: BN05032878 TIME: 18:27:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,99,95,03,292

CONSUMER INFORMATION:
NAME: KUMAR THANGAVEL

DATE OF BIRTH: 13-01-1971 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CREDITVISION® SCORE
820
PERSONAL LOAN SCORE
819 1: ONE OR MORE TRADES WITH RESTRUCTURED DEBT IN THE PAST 24 MONTHS.

EARLY RISK SCORE

0 1: SCORE NOT AVAILABLE.

POSSIBLE RANGE FOR CREDITVISION® SCORE

Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1

* At least one tradeline with information updated in last 36 months is required.

POSSIBLE RANGE FOR PERSONAL LOAN SCORE

Consumers with more than 1 month credit history* : 300 (high risk) to 900 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

POSSIBLE RANGE FOR EARLY RISK SCORE

Consumer with at least one trade on the bureau in last 36 months : 1300 (High Risk) to 1900 (Low Risk)
Consumer not in CIBIL database or history older than 36 months : -1
Consumer with enquiry purpose other than personal and consumer loan : 0

* At least one tradeline with information updated in last 36 months is required

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 11

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: KUMAR T DATE:22-04-2025

MEMBER ID: BN05032878 TIME: 18:27:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,99,95,03,292

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN) AOUPK5531J

VOTER ID NUMBER LTM2621068

UNIVERSAL ID NUMBER (UID) XXXXXXXXXXXX

CKYC 30013976341911

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

NOT CLASSIFIED 883816682

NOT CLASSIFIED 8838166828

MOBILE PHONE 8344128658

NOT CLASSIFIED 9095544434

EMAIL CONTACT(S):
EMAIL ADDRESS

[email protected]

ADDRESS(ES):

ADDRESS :SITE NO 8 & 9 WEST SIDE PART S.F. NO 999 1000/1A1&1A2 SHRI SAMBATHKUMAR NAGAR ODAYAKULAM TOWN PANCHAYAT
POLLACHI TALUK COIMBATORE ANAMAL AI TAMIL NADU 642104

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:31-12-2023

ADDRESS :NO:8, SREE SAMPATH KUMAR NAGAR, MCR 2ND ST, ANAIMALAI, POLLACHI-642104 TAMIL NADU 642104

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:31-12-2023

ADDRESS :HEADMASTER ODAYAKULAM ,POLLACHI TAMIL NADU 642129

CATEGORY:OFFICE ADDRESS RESIDENCE CODE: DATE REPORTED:30-01-2021

ADDRESS :ODAYAKULAM POLLACHI TK VETTAIKARANPUDUR,COIMBATORE TAMIL NADU 642129

CATEGORY:OFFICE ADDRESS RESIDENCE CODE: DATE REPORTED:31-12-2014

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 11

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: KUMAR T DATE:22-04-2025

MEMBER ID: BN05032878 TIME: 18:27:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,99,95,03,292

EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR

PROPERTY LOAN 30-11-2024 SALARIED Not Available Not Available Not Available

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

All Accounts TOTAL: 27 HIGH CR/SANC. AMT: 48,07,500 CURRENT: 18,48,751 RECENT: 16-08-2024

OVERDUE: 0 OVERDUE: 0 OLDEST: 25-11-2005

ZERO-BALANCE: 24

ENQUIRIES
Only Last 36 months enquiries will be displayed in the Credit report
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 0 0 0 0

ACCOUNT(S):

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 19-08-2006 SANCTIONED: 5,000

ACCOUNT NUMBER: NOT CLOSED: 07-01-2010 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: REPAYMENT TENURE: 24
TYPE: GOLD LOAN 31-12-2016 INTEREST RATE: 9.00
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-12-2016
COLLATERAL TYPE: GOLD PMT HIST END: 01-01-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

SUB XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15

XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14 04-14 03-14 02-14 01-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 16-08-2024 SANCTIONED: 1,00,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 16-08-2024 CURRENT BALANCE: 1,00,416
DISCLOSED REPORTED AND CERTIFIED: PMT FREQ: BULLET PAYMENT
TYPE: GOLD LOAN 15-04-2025 REPAYMENT TENURE: 12

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 11

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: KUMAR T DATE:22-04-2025

MEMBER ID: BN05032878 TIME: 18:27:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,99,95,03,292

OWNERSHIP: INDIVIDUAL PMT HIST START: 01-04-2025 INTEREST RATE: 9.90

COLLATERAL VALUE: 221700 PMT HIST END: 01-08-2024
COLLATERAL TYPE: GOLD

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD STD

04-25 03-25 02-25 01-25 12-24 11-24 10-24 09-24 08-24

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 17-08-2023 SANCTIONED: 1,00,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 16-08-2024 CURRENT BALANCE: 0
DISCLOSED CLOSED: 16-08-2024 PMT FREQ: BULLET PAYMENT
TYPE: GOLD LOAN REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL 31-08-2024 INTEREST RATE: 9.50
COLLATERAL VALUE: 180900 PMT HIST START: 01-08-2024
COLLATERAL TYPE: GOLD PMT HIST END: 01-08-2023

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD STD STD STD STD STD
08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 18-08-2022 SANCTIONED: 1,00,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 17-08-2023 CURRENT BALANCE: 0
DISCLOSED CLOSED: 17-08-2023 REPAYMENT TENURE: 12
TYPE: GOLD LOAN REPORTED AND CERTIFIED: INTEREST RATE: 8.75
OWNERSHIP: INDIVIDUAL 31-08-2023
PMT HIST START: 01-08-2023
PMT HIST END: 01-09-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD STD STD STD STD
08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 18-08-2021 SANCTIONED: 1,00,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 18-08-2022 CURRENT BALANCE: 0
DISCLOSED CLOSED: 18-08-2022 REPAYMENT TENURE: 12
TYPE: GOLD LOAN REPORTED AND CERTIFIED: INTEREST RATE: 7.25
OWNERSHIP: INDIVIDUAL 31-08-2022
PMT HIST START: 01-08-2022
PMT HIST END: 01-08-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 11

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: KUMAR T DATE:22-04-2025

MEMBER ID: BN05032878 TIME: 18:27:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,99,95,03,292

STD STD STD STD STD STD STD STD STD STD STD STD STD
08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 27-01-2021 SANCTIONED: 20,00,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 20-03-2025 CURRENT BALANCE: 13,47,877
DISCLOSED REPORTED AND CERTIFIED: EMI: 25,934
TYPE: PROPERTY LOAN 07-04-2025 PMT FREQ: MONTHLY
OWNERSHIP: JOINT PMT HIST START: 01-04-2025 REPAYMENT TENURE: 108
PMT HIST END: 01-05-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
04-25 03-25 02-25 01-25 12-24 11-24 10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 15-05-2017 SANCTIONED: 20,000

ACCOUNT NUMBER: NOT CLOSED: 09-05-2018 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
TYPE: GOLD LOAN 03-09-2018 INTEREST RATE: 7.00
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-09-2018
PMT HIST END: 01-07-2017

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD XXX XXX STD XXX XXX XXX STD STD STD STD XXX STD STD
09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 12-05-2017 SANCTIONED: 43,000

ACCOUNT NUMBER: NOT CLOSED: 09-05-2018 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
TYPE: GOLD LOAN 03-09-2018 INTEREST RATE: 7.00
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-09-2018
PMT HIST END: 01-07-2017

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD XXX XXX STD XXX XXX XXX STD STD STD STD XXX STD STD
09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 30-09-2016 SANCTIONED: 55,000

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 5 OF 11

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: KUMAR T DATE:22-04-2025

MEMBER ID: BN05032878 TIME: 18:27:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,99,95,03,292

ACCOUNT NUMBER: NOT CLOSED: 13-10-2017 CURRENT BALANCE: 0

DISCLOSED REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
TYPE: GOLD LOAN 04-12-2017 INTEREST RATE: 11.00
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-12-2017
PMT HIST END: 01-07-2017

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD XXX STD XXX STD STD

12-17 11-17 10-17 09-17 08-17 07-17

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 01-10-2015 SANCTIONED: 49,000

ACCOUNT NUMBER: NOT CLOSED: 30-09-2016 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: EMI: 63,627
TYPE: GOLD LOAN 31-12-2016 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-09-2016 REPAYMENT TENURE: 36
COLLATERAL TYPE: GOLD PMT HIST END: 01-10-2015 INTEREST RATE: 10.00

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD STD STD STD STD
09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 03-08-2015 SANCTIONED: 44,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 19-08-2016 CURRENT BALANCE: 0
DISCLOSED CLOSED: 19-08-2016
TYPE: GOLD LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-08-2016
PMT HIST START: 01-08-2016
PMT HIST END: 01-09-2015

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD STD STD STD STD
08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 23-09-2014 SANCTIONED: 54,000

ACCOUNT NUMBER: NOT CLOSED: 01-10-2015 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: EMI: 70,272
TYPE: GOLD LOAN 31-12-2016 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-12-2016 REPAYMENT TENURE: 36
COLLATERAL TYPE: GOLD PMT HIST END: 01-09-2014 INTEREST RATE: 10.00

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 6 OF 11

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: KUMAR T DATE:22-04-2025

MEMBER ID: BN05032878 TIME: 18:27:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,99,95,03,292

STD XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX STD XXX STD STD
12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15

STD STD STD STD STD STD STD STD STD STD
06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 24-07-2014 SANCTIONED: 27,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 03-08-2015 CURRENT BALANCE: 0
DISCLOSED CLOSED: 03-08-2015
TYPE: GOLD LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-10-2015
PMT HIST START: 01-10-2015
PMT HIST END: 01-08-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 STD XXX XXX STD STD STD STD STD XXX STD STD XXX STD STD
10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 24-07-2014 SANCTIONED: 47,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 03-08-2015 CURRENT BALANCE: 0
DISCLOSED CLOSED: 03-08-2015
TYPE: GOLD LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-10-2015
PMT HIST START: 01-10-2015
PMT HIST END: 01-08-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 STD XXX XXX STD STD STD STD STD XXX STD STD XXX STD STD
10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 22-05-2013 SANCTIONED: 26,500

ACCOUNT NUMBER: NOT LAST PAYMENT: 24-07-2014 CURRENT BALANCE: 0
DISCLOSED CLOSED: 24-07-2014
TYPE: GOLD LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-07-2014
PMT HIST START: 01-07-2014
PMT HIST END: 01-08-2011

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD STD STD STD XXX STD STD STD
07-14 06-14 05-14 04-14 03-14 02-14 01-14 12-13 11-13 10-13 09-13 08-13 07-13 06-13 05-13

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 7 OF 11

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: KUMAR T DATE:22-04-2025

MEMBER ID: BN05032878 TIME: 18:27:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,99,95,03,292

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 08-04-2013 SANCTIONED: 50,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 24-07-2014 CURRENT BALANCE: 0
DISCLOSED CLOSED: 24-07-2014
TYPE: GOLD LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-07-2014
PMT HIST START: 01-07-2014
PMT HIST END: 01-08-2011

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD STD STD STD XXX STD STD STD STD
07-14 06-14 05-14 04-14 03-14 02-14 01-14 12-13 11-13 10-13 09-13 08-13 07-13 06-13 05-13 04-13

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 07-01-2013 SANCTIONED: 60,000

ACCOUNT NUMBER: NOT CLOSED: 23-09-2014 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: EMI: 81,015
TYPE: GOLD LOAN 31-12-2016 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-12-2016 REPAYMENT TENURE: 36
COLLATERAL TYPE: GOLD PMT HIST END: 01-04-2014 INTEREST RATE: 12.00

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15

XXX XXX XXX XXX XXX XXX XXX XXX XXX STD STD STD STD STD STD
06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14 04-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 07-05-2012 SANCTIONED: 15,00,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 20-03-2025 CURRENT BALANCE: 4,00,458
DISCLOSED REPORTED AND CERTIFIED: EMI: 15,217
TYPE: HOUSING LOAN 07-04-2025 PMT FREQ: MONTHLY
OWNERSHIP: JOINT PMT HIST START: 01-04-2025 REPAYMENT TENURE: 180
PMT HIST END: 01-05-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
04-25 03-25 02-25 01-25 12-24 11-24 10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22

ACCOUNT DATES AMOUNTS STATUS

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 8 OF 11

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: KUMAR T DATE:22-04-2025

MEMBER ID: BN05032878 TIME: 18:27:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,99,95,03,292

MEMBER NAME: NOT DISCLOSED OPENED: 20-04-2012 SANCTIONED: 32,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 22-05-2013 CURRENT BALANCE: 0
DISCLOSED CLOSED: 22-05-2013
TYPE: GOLD LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-05-2013
PMT HIST START: 01-05-2013
PMT HIST END: 01-06-2012

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD STD STD STD STD
05-13 04-13 03-13 02-13 01-13 12-12 11-12 10-12 09-12 08-12 07-12 06-12

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 29-12-2011 SANCTIONED: 47,000

ACCOUNT NUMBER: NOT CLOSED: 07-01-2013 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: EMI: 47,955
TYPE: GOLD LOAN 31-12-2016 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-12-2016 REPAYMENT TENURE: 36
COLLATERAL TYPE: GOLD PMT HIST END: 01-01-2014 INTEREST RATE: 7.00

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15

XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14 04-14 03-14 02-14 01-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 29-12-2010 SANCTIONED: 42,000

ACCOUNT NUMBER: NOT CLOSED: 29-12-2011 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: EMI: 42,854
TYPE: GOLD LOAN 31-12-2016 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-12-2016 REPAYMENT TENURE: 36
COLLATERAL TYPE: GOLD PMT HIST END: 01-01-2014 INTEREST RATE: 9.00

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15

XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14 04-14 03-14 02-14 01-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 07-01-2010 SANCTIONED: 37,000

CLOSED: 29-12-2010 CURRENT BALANCE: 0

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 9 OF 11

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: KUMAR T DATE:22-04-2025

MEMBER ID: BN05032878 TIME: 18:27:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,99,95,03,292

ACCOUNT NUMBER: NOT REPORTED AND CERTIFIED: EMI: 37,000

DISCLOSED 31-12-2016 PMT FREQ: MONTHLY
TYPE: GOLD LOAN PMT HIST START: 01-12-2016 REPAYMENT TENURE: 36
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-01-2014 INTEREST RATE: 10.00
COLLATERAL TYPE: GOLD

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15

XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14 04-14 03-14 02-14 01-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 13-09-2006 SANCTIONED: 7,500

ACCOUNT NUMBER: NOT CLOSED: 18-10-2008 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: REPAYMENT TENURE: 24
TYPE: GOLD LOAN 31-12-2016 INTEREST RATE: 11.00
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-12-2016
COLLATERAL TYPE: GOLD PMT HIST END: 01-01-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15

XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14 04-14 03-14 02-14 01-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 25-11-2005 SANCTIONED: 90,000

ACCOUNT NUMBER: NOT CLOSED: 29-09-2010 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: EMI: 2,403
TYPE: PERSONAL LOAN 31-12-2016 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-12-2016 REPAYMENT TENURE: 48
PMT HIST END: 01-01-2014 INTEREST RATE: 14.00

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15

XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14 04-14 03-14 02-14 01-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 09-05-2018 SANCTIONED: 66,500

CLOSED: 04-05-2019 CURRENT BALANCE: 0

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 10 OF 11

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: KUMAR T DATE:22-04-2025

MEMBER ID: BN05032878 TIME: 18:27:40

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,99,95,03,292

ACCOUNT NUMBER: NOT REPORTED AND CERTIFIED: REPAYMENT TENURE: 12

DISCLOSED 30-11-2020
TYPE: GOLD LOAN PMT HIST START: 01-05-2019
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-06-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

XXX XXX XXX XXX XXX XXX XXX XXX STD STD XXX STD
05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 13-10-2017 SANCTIONED: 55,000

ACCOUNT NUMBER: NOT CLOSED: 12-10-2018 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
TYPE: GOLD LOAN 30-11-2020
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-10-2018
PMT HIST END: 01-11-2017

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

XXX STD STD XXX STD STD XXX XXX XXX STD STD STD
10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17 11-17

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 16-03-2012 SANCTIONED: 50,000

ACCOUNT NUMBER: NOT CLOSED: 08-04-2013 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED:
TYPE: GOLD LOAN 31-10-2015
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-04-2013
PMT HIST END: 01-06-2012

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

XXX STD STD STD STD STD STD STD STD STD STD
04-13 03-13 02-13 01-13 12-12 11-12 10-12 09-12 08-12 07-12 06-12

END OF REPORT ON KUMAR T

All information contained in this credit report has been collated by TransUnion CIBIL Limited ( TU CIBIL) based on information provided/ submitted by
its various members("Members"), as part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the
information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure
accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or responsible if any discrepancies are directly
attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 11 OF 11

TransUnion CIBIL CIN : U72300MH2000PLC128359