Overseas Assist Plan (FIT- Style)

ASSISTANCE SERVICES
Assistance Services Style
24/7 Worldwide Medical Assistance 
Travel Assistance 
Lifestyle Assistance Overseas 
Travel Insurance 
Domestic Roadside Assistance 
Domestic Medical Assistance 
Lifestyle Assistance In India 

INSURANCE BENEFITS
Coverage Style (Amount in USD)

Medical Related Benefits

Emergency Medical Expenses

Emergency Medical Evacuation 50K/250K/500K/1000K
Repatriation of Mortal Remains
Dental Treatment Expenses 500
Deductibles 100
Daily Allowance Incase of Hospitalisation 25 per day upto

Personal Accident

Accidental Death
Permanent Total Disability (PTD) 20,000
Permanent Partial Disability (PPD)
Accidental Death- Common Carrier
Permanent Total Disability (PTD)- Common Carrier 5000
Permanent Partial Disability (PPD)- Common Carrier
Child Escort 1000
Hijack Distress Allowance 75 per day upto 4 days

Loss of Luggage & Other Benefits

Total loss of checked-in Baggage 1000

Delay of checked-in Baggage 100
Deductibles 12 HRS
Loss of Passport and Documents 250
Deductibles 25

Liability Protection Benefits

Personal Liability 2,00,000

Home Burglary Insurance - (Contents) INR 2,00,000
Deductibles As per erst while fire tariff

Travel Inconvenience & Other Travel Related Benefits

Trip Cancellation and/or Interruption 500

Deductibles 100
Missed Connection 750
Deductibles 3 HRS
Trip Delay 100 per day upto 1 day
Deductibles 6 HRS
Bounced Hotel Booking 1000
Loss of International Driving License 1000
Car Rental Excess Insurance 1000
 OPTIONAL RIDER COVER
Coverage Style (Amount in USD) Riders %
Compassionate Visit 1500 5%
Mugging Benefit 500 per day upto 1 day 5%
Travel Inconvenience 1000 15%
Cruise Cover 1500 12%
Golf Equipment Cover 1000
5%
Deductibles 100
Pet Care (In INR) 15,000 2%
Debit / Credit Card / FOREX CARD- Fraud 500
5%
Deductibles 50
Travel Loan Secure 10,0000 8%
Political Risk & Catastrophe Evacuation 5000 5%
Over Booked - Common Carrier 500
3%
Deductibles 6 HRS
Legal Expenses 1500
3%
Deductibles 100
Home Fire Insurance (Contents) 1,00,000
3%
Deductibles As Per Erstwhile Fire Tariff
Flight Delay (Airlines) 500
10%
Deductibles 3 HRS
Financial Emergency Assistance 1000 5%
Bail Bond 2500 3%
Loss of Gadgets 500
10%
Deductibles 50
Medical Sublimit-Wavier off -(only for $50k in Smart Pro) Excluding 25% Including 40%

*Adventure Sports included under Emergency Medical Expenses under Style & Status Plan with actual expenses or maximum to S.I USD 20000

LIFE THREATENING SITUATION CONDITION

Age Style (Amount in USD)
Upto 80 years 15% of Medical SI or Maximum of USD 15,000 whichever is less
Above 80 YRS and maximum upto 85 YRS 3,000

SPECIAL SUBLIMITS APPLICABLE - FROM 61 YRS -80 YRS

Style Plan Style (Amount in USD)
Room Rent including Boarding lodging 1750/day up to 30 days
Intensive Care unit 3250/day up to 7 days
Operation Theatre charges (Inclusive surgeon charges)” Maximum Up to USD 15000
Anesthetist services Up to 25% of Surgical Treatment
Physician Visit Max 100/day up to 10 visits
Diagnostic and Radiology services Up to USD 1000
Ambulance Services Max up to 500
Hospital Miscellaneous Expenses Maximum of USD 1000
Sublimits for Above 80 YRS & Maximum upto 85 YRS Per illness/Injury/Accident maximum limit is USD 5000

Note: Assistance provided by Segura Services Private Limited, Insurance underwritten by an IRDAI authorised underwriter – Bharti AXA General Insurance Company.