POWERPOINT PRESENTATION ON:NABARD

NATIONAL BANK FOR AGRICULTURAL AND RURAL DEVELOPMENT

PROJECT MADE AND PRESENTED BY:TUSHAR BIRLA AMIT LAL PARANJ PATEL HARDIK SATRA ROLL NO. 7 ROLL NO. 23 ROLL NO. 32 ROLL NO. 41

ESHA SHAH
PURVISHA SHAH

ROLL NO. 43
ROLL NO. 45

CLASS

: - S.Y.B.M.S.

DIV

:-A

SUBJECT : - BUSINESS ASPECTS IN BANKING AND INSURANCE (BBI)

INDEX
SR. NO. 1 TOPIC INTRODUCTION

HISTORY OF NABARD

OBJECTIVES OF NABARD

MISSION OF NABARD

ROLES AND FUNCTIONS OF NABARD

SUBSIDIARIES OF NABARD

INTRODUCTION

Providing refinance to lending institutions in rural areas. Bringing about or promoting institutional development and Evaluating, monitoring and inspecting the client banks Besides this pivotal role, NABARD also: Acts as a coordinator in the operations of rural credit institutions

Extends assistance to the government, the RESERVE BANK OF INDIA and other organizations in matters relating to rural development Offers training and research facilities for banks, cooperatives and organizations working in the field of rural development Helps the state governments in reaching their targets of providing assistance to eligible institutions in agriculture and rural development Acts as regulator for cooperative banks and RRBs

HISTORY
Committee to Review Arrangements for Institutional Credit for Agriculture and Rural Development (CRAFICARD) set up by the RBI under the Chairmanship of Shri B Sivaraman Reserve Bank of India on November 28, 1979 recommended the establishment of NABARD. It was set up with an initial capital of Rs 100 crore, which was enhanced to Rs 2,000 crore, fully subscribed by the Government of India and the RBI.

OBJECTIVES

The National Bank will be an apex organisation in respect of all matters relating to policy, planning operational aspects in the field of credit for promotion of Agriculture, Small Scale Industries, Cottage and Village Industries, Handicrafts and other rural crafts and other allied economic activities in rural areas.

The Bank will serve as a refinancing institution for institutional credit such as long-term, short-term for the promotion of activities in the rural areas.
The Bank will also provide direct lending to any institution as may approved by the Central Government. The Bank will have organic links with the Reserve Bank and maintain a close link with in.

MISSION
CREDIT DISPENSATION
AGENCY Commercial Banks CREDIT FACILITIES Long Term credit for investment purposes, financing the working capital requirements of Weavers' Cooperative Societies (WCS) and State Handloom/Handicraft Development Corporations

Regional Rural Banks (RRBs)

Urban Cooperative Banks (Scheduled) Non-Governmental Organisations (NGOs) - Informal Credit Delivery System

Short Term (crop and other loans) and term loans for investment purposes
Long term investment activities both in farm and non-farm sectors in rural areas. Revolving Fund Assistance for Micro Credit Delivery Innovations and Promotional Projects

DEVELOPMENT
Concerning reinforcement of the credit functions and making credit more productive Development and promotional initiatives in farm and non-farm sector. Extending assistance for Research and Development. Acting as a catalyst for Agriculture and rural development in rural areas

Help cooperative banks and Regional Rural Banks to prepare development action plans for themselves Provide financial support for the training institutes of cooperative banks

Provide training for senior and middle level executives of commercial banks, Regional Rural Banks and cooperative banks Provide financial assistance to cooperatives and Regional Rural Banks for establishment of technical, monitoring and evaluations cells

SUPERVISORY
o o

Undertakes portfolio inspections, systems study, besides off-site surveillance of cooperative banks and Regional Rural Banks (RRBs) Provides recommendations to Reserve Bank of India on opening of new branches by State Cooperative Banks and Regional Rural Banks (RRBs) Removal of regional/sectoral imbalances Poverty Alleviation and Employment Generation Development of rural micro-enterprises Strengthening Rural Financial Institutions (RFIs) Rural Infrastructure Development

o o o o o

ROLES AND FUNCTIONS

NABARD is an apex institution accredited with all matters concerning policy, planning and operations in the field of credit for agriculture and other economic activities in rural areas. It is an apex refinancing agency for the institutions providing investment and production credit for promoting the various developmental activities in rural areas It takes measures towards institution building for improving absorptive capacity of the credit delivery system, including monitoring, formulation of rehabilitation schemes, restructuring of credit institutions, training of personnel, etc.

It co-ordinates the rural financing activities of all the institutions engaged in developmental work at the field level and maintains liaison with Government of India, State Governments, Reserve Bank of India and other national level institutions concerned with policy formulation. It prepares, on annual basis, rural credit plans for all districts in the country; these plans form the base for annual credit plans of all rural financial institutions

It undertakes monitoring and evaluation of projects refinanced by it.

It promotes research in the fields of rural banking, agriculture and rural development

ORGANISATION STRUCTURE

SUBSIDIARIES OF NABARD
1.

NABARD Consultancy Services (Nabcons) is a wholly owned subsidiary promoted by National Bank for Agriculture and Rural Development (NABARD) and is engaged in providing consultancy in all spheres of agriculture, rural development and allied areas. Nabcons leverages on the core competence of the NABARD in the areas of agricultural and rural development, especially multidisciplinary projects, banking, institutional development, infrastructure, training, etc., internalized for more than two decades. The Company is registered under the Company's Act, 1956, with an authorized capital of Rs 250 million (US $5.75 million) and paid up capital of Rs 50 million (US $1.15 million). In tune with NABARD's mission to bring about rural prosperity, Nabcons has more than just commercial interest in the assignments it undertakes.

NABCONS

2. BANKERS INSTITUTE OF RURAL DEVELOPMENT (BIRD)

Established in 1983, at Lucknow, is an autonomous institute promoted and funded by NABARD. BIRD was established primarily to cater to the training needs of RRB personnel. The Institute, has, since 1st April 1992, been catering to the training and information needs of rural bankers through its topical training programs/seminars . The Institute's mandate also includes Research and Consultancy in the related areas

QUESTIONNAIRE
How and when was NABARD formed? Does NABARD provide loans only to the farmers? What are the Sources of Funds of NABARD?

What are the recent developments made by NABARD?

Does market has any effect on NABARD?