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Banking, Financial Services & Insurance by

This document provides an overview of the banking, financial services, and insurance industry. It describes the key participants like lenders, borrowers, and financial intermediaries. It also outlines the major financial markets like the stock exchange, money market, and foreign exchange market. The document discusses the roles of regulatory bodies like the Reserve Bank of India and IRDA. It provides examples of common banking, insurance, and investment products and services. Finally, it includes statistics on the size of the financial industry and common career paths.

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Rakesh Balani
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104 views

Banking, Financial Services & Insurance by

This document provides an overview of the banking, financial services, and insurance industry. It describes the key participants like lenders, borrowers, and financial intermediaries. It also outlines the major financial markets like the stock exchange, money market, and foreign exchange market. The document discusses the roles of regulatory bodies like the Reserve Bank of India and IRDA. It provides examples of common banking, insurance, and investment products and services. Finally, it includes statistics on the size of the financial industry and common career paths.

Uploaded by

Rakesh Balani
Copyright
© Attribution Non-Commercial (BY-NC)
Available Formats
Download as PPT, PDF, TXT or read online on Scribd
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Banking, Financial Services & Insurance By-:

Tushar Sardana Arnav Goyal Rishub Pal Mayank Shukla Nagen C. Swain Gagandeep Singh Parth Khanna Shiva Mishra Ankit Thakur

It is a Mechanism that allow people to buy & sell financial securities, Invest, Save, lend & borrow the Money from the market

Lender

Financial intermediaries Banks Insurance Co. Pension Funds Mutual Funds

Financial Market

Borrowers

Individual Companies

Interbank Stock Exchange Money Market Bond Market Foreign Ex. Mkt.

Individual Companies Central Government Municipalities Public Corporation

The word Bank comes from the italian word Banca, which means bench, the table at which dealer in money deals.

Banking includes-: Transfer of Fund Advancing Loans Online Business Transaction.


Success depend upon selecting the correct bank

Saving

Account Current Account HUF DMAT Account Recurring Account Fixed Deposit Locker Facilites Forex Account Others

Reserve Bank of India


under Reserve bank of India Act 1934

Schedule Banks ( PNB, SBI) Non Schedule Bank Commercial Bank Co-Operative Bank ( Maharashtra state Co. bank) Regional Rural Banks ( Haryana Gramin Bank )

It is contract between Insurer & Insured in return to any consideration(Premium)

Regulatory Body-: IRDA Insurance Act 1938

General

Insurance Life Insurance (LIC) Marine Insurance Fire Insurance

Parties Insurer Insured Consideration Insurable Intrest Principle of Utmost Good Faith Principle of Mitigation of loss Principle of Indemnity.

Insurer

Insured

The party which takes the future risk of the other party in return of consideration

The Party which is Insured under the contract

Capital Market:
Stock Market ( BSE & NSE ) Bond Market (UTI)

Commodity Market Money Market (Short term debt finance & investment) Derivatives Market (Provide instruments for
mangement of financial risk )

Foreign Exchange Market Forward Market

Finacial

Market-: US $ 18568 billion Insurance -: US $ 5689 billion Banking -: US $ 7145 billion Other -: US $ 6871 billion

Banking-:

88 Schedule Banks 28 Public Sector Banks 29 Private Banks 31 Foreign Banks Combined network of 63000 Branches 21000 ATMs

Insurance

27 Insurance Companies 6 Public Companies 21 Private Companies Fact-: approxaimately every 74% in india is having an insurance policy.

Others

Stock Exchange 54 stock Exchange 2 authorised exchange BSE NSE (Regulated by SEBI.) Bond Market-: 45 Companies UTI is most popular.

Banking

Relationship Manager Management Trainee Assistance Manger Probationary Officer Clerk

Insurance

Assistant Business Developer Insurance Executive Financial Planning Consultant Equity Dealer Trainee Associate Relationship Manager

Stock

Market Asset Manager Investment Trainee Junior Broker Junior Analyst Junior Portfolio Managers Junior Risk Manager..

Banking-:

Relationship Manager, Mgt. Trainee, Ass. Mgr -: 5-7 lac Probationary officer-: 4.5-6 lac Clerk-: 3.5- 5 lac

Insurance-:

Assistant Business Developer Finacial Planning consultant Relationship Mgr.-: 5 - 6.5 lac Trainee Associate-: 4 5.5 lac Equity Dealer, Insurance Ex. -: 4- 5 lac

Stock

Market

Asset Mgr-: 5-7 lac Investment Trainee-: 4.5 6 lac Junior Executive-: 3.5 5 lac

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