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Foreign Banks: Ben Mathews T4 Mba

Foreign banks are banks that are headquartered in a country other than the one in which they operate. In India, foreign banks are those with headquarters in another country but that operate branches within India, following the regulations of both their home and host countries. Domestic banks are headquartered within the country of operation, while foreign banks have headquarters elsewhere. Currently there are 46 foreign banks operating in India. Foreign banks enter the Indian market to take advantage of India's growing economy and opportunities in sectors like financing, small and medium businesses, and retail, as regulations become more open to foreign investment and operations.

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422 views11 pages

Foreign Banks: Ben Mathews T4 Mba

Foreign banks are banks that are headquartered in a country other than the one in which they operate. In India, foreign banks are those with headquarters in another country but that operate branches within India, following the regulations of both their home and host countries. Domestic banks are headquartered within the country of operation, while foreign banks have headquarters elsewhere. Currently there are 46 foreign banks operating in India. Foreign banks enter the Indian market to take advantage of India's growing economy and opportunities in sectors like financing, small and medium businesses, and retail, as regulations become more open to foreign investment and operations.

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Ben Mathews
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We take content rights seriously. If you suspect this is your content, claim it here.
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FOREIGN BANKS

BEN MATHEWS
T4 MBA
Foreign Bank
• Foreign banks are those banks which has origination
in other country and provide services in another
countries.
• In simple words Foreign banks in India means Banks
which have Headquarters in another country
but functions of foreign banks are being operated
from India. It also have to follow regulations and
obligations of Host as well as the Parent country.
Domestic v/s Foreign bank
• Domestic banks are those banks whose
headquarters are present with in the area of the
country of origin. Ex: Bank of Baroda , State Bank of
India, Indian overseas bank etc. are domestic banks
of INDIA.
• Foreign banks are those which are not domestic that
means Bank of Baroda is a foreign bank for USA .
Because headquarters of BANK OF BARODA IS
GUJURAT. But it’s branches are present in USA.
•
CURRENT SCENARIO
 There are 46 banks which are incorporated outside
India and are operating branches in India (as of may
2019)

 There are 40 foreign banks with representative


offices in India

 There are total 1149 ATMs(295 on-site ATMs & 854


off-site ATMs)
REASONS FOR ENTERING FOREIGN
BANKS IN INDIA
• India’s GDP is seen growing at a robust pace of around 7%
over the next few years, throwing up opportunities for the
banking sector to profit from.
• The credit of banks has risen by over 35% in 2011-12 and
the growth momentum is expected to continue over the next
four to five years.
• RBI is following a liberal branch licensing policy for
those foreign banks who want to go to the unbanked
pockets.
• RBI started sensing enormous business opportunities
in financing trade and small and medium sectors in
small towns in the worlds second fastest growing
economy.
• The latest opportunity foreign banks see is in the
retail sector. The government recently allowed
overseas companies in multi-brand retail and
removed the cap on foreign direct investment (FDI)
in single-brand retail
THANK YOU

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