T24 Overview

25 July 2006
 T24 – Main features

– Broad, modular functionality Single

– Integrated Flexibility
Product
– Real-time
– Mission critical - 24*7 Non Stop Parameters,
One T24, technical
– Flexibility: fast time to market One T24, extensions
– Massively Scaleable One T24.
– Highly automated - STP
– Protected investment – future-proof
– Multi: Company, Language, Country
Simple
Open
upgrade
Platform,
Design, Automated.
database Annual
– Controlled Autonomy - choose level
of independence

Low Investment High

• Dependent on supplier • Independent of supplier

• Low commitment/risk • Higher commitment
• Increased TTM • Minimum TTM
• Smaller/static institutions • Larger/dynamic institutions
• Basic parameter set •Full parameter set / Dev Toolkit

MORE BUSINESS, LESS INFRASTRUCTURE

 TEMENOS T24 Pedigree

TEMENOS GLOBUS TEMENOS T24

G11
G10 G12 G13 G14 T24
T2404
05

2001
2000 2002 2003 2004 2004
2005

Constant product evolution with enhancements to business and technical functionality

Fully upgradeable and fully maintained

MORE BUSINESS, LESS INFRASTRUCTURE

 TEMENOS T24 Product History

1990 1992 1995 2000 2002 2005

TEMENOS T24
GLOBUS
Business Functionality

GLOBUS AC, IC,TT, MG, AC, IC,TT, MG, AZ

GLOBUS AZ
GLOBUS
AC, IC, TT, SC, FD, MD, AM,
AC, IC,TT, AC, IC, TT, MG SC, FD, MD, AM DX
GLOBUS
MG MG
AC, IC SC, FD, MD FX, MM, FR, SW,
FX, MM, FR,
SC SC, FD, MD FX, MM, FR, RP, PM
SC SW, RP, PM
FX, MM, FX, MM, FR, SW, RP, PM
LD, LC, CM, BI LD, LC, CM, BI,
FX MM FR, PM SW, PM
LD, LC, CM SL
LD LD LD, LC FT, CO, MI, IM,
FT, C0, MI, FT, CO, MI, IM,
NR, CM, PW,
FT FT, CO FT, C0 IM NR, CM
TRisk

PRIMOS
Technology

UNIX GUI GUI GUI Browser

Informatio
uniVerse XML
n UNIX, UNIX,
UNIX, NT messaging
uniVerse NT NT
uniVerse Webservice
Z/OS
s
uniVerse
j4 UNIX,
J4 NT
DB2 Z/OS
Oracle OS400
Linux

J4
DB2 XML
Oracle XML

‘N’ tier
Proprietary Open Client Server Open database architecture

MORE BUSINESS, LESS INFRASTRUCTURE

 T24 Overview

Web Call Centre Mobile Branch IVR Other systems BPEL engines

Browser
Open Financial Service (OFS) – Web Services - SOA
Version Presentation Enquiry
Security Management System
Process Workflow

Brokerage,
Wealth Mgt.,
Corporate Customer Private Banking Treasury
and &
Wholesale Retail Capital
Banking Markets

General Support

OLTP Data Store OLAP Data Store (Data Warehouse)

MORE BUSINESS, LESS INFRASTRUCTURE

 T24 Overview – Component level

Web Call Centre Mobile Branch IVR Other systems BPEL engines

ARC
Browser
Open Financial Service (OFS) – Web Services - SOA
Version Presentation Enquiry
Security Management System
Process Workflow

Trade Finance Advices Branch Resilience Teller Order book Modeling Capital Markets

Guarantees Statements Analytics Propensity Asset Managmnt Performance FRA

Commercial Loans Sweeps/DD/SO Contact log Product Catalog Custody Brokerage FX

Components

Cash Mgt. Savings 360 View Case Mgmt. Corp. Actions Settlement Money Market

Leasing Card management Customer Campaigns Margin trading Fiduciary deposits Swaps

Syndicated loans Deposits/savings Euro Document mgt. IAS39 Market Risk Futures/options

Bills Accounts Past Due Image Multi Time Zone Basel II Repos

Discount loans Mortgages Funds Transfer Confo Matchimg Multi Company Dev Tool Kit NDF

Cheques Consumer Loans SWIFT Nostro Recs Multi Language Database Mgt DataWarehouse

Standing Orders Direct Debits MI/Profitability General Ledger Limits Collateral

OLTP Data Store OLAP Data Store (Data Warehouse)

MORE BUSINESS, LESS INFRASTRUCTURE

 T24 Overview – Component level

Web Call Centre Mobile Branch IVR Other systems BPEL engines

ARC
Browser
Open Financial Service (OFS) – Web Services - SOA
Version Presentation Enquiry
Security Management System
Process Workflow

Trade Finance Advices Branch Resilience Teller Order book Modeling Capital Markets

Guarantees Statements
T24/ARC
Analytics
Front OfficeAsset Managmnt
Propensity Performance FRA

Commercial Loans Sweeps/DD/SO Contact log Product Catalog Custody Brokerage FX

Components

Cash Mgt. Savings 360 View Case Mgmt. Corp. Actions Settlement Money Market

Leasing Card management Customer Campaigns Margin trading Fiduciary deposits Swaps

Syndicated loans Deposits/savings Euro Document mgt. IAS39 Market Risk Futures/options

Bills Accounts Past Due Image Multi Time Zone Basel II Repos

Discount loans Mortgages Funds Transfer Confo Matchimg Multi Company Dev Tool Kit NDF

Cheques Consumer Loans

T24 BackNostro
SWIFT
Office
Recs Multi Language Database Mgt DataWarehouse

Standing Orders Direct Debits MI/Profitability General Ledger Limits Collateral

OLTP Data Store OLAP Data Store (Data Warehouse)

MORE BUSINESS, LESS INFRASTRUCTURE

 Technical Architecture

Zero footprint
Presentation

Browser

Web server
e.g. Apache Tomcat
TCP/IP
Web Layer

Web Server

XML
Linux, AIX, HP-UX,
Application

Solaris, NT, 2000.

C object code
Common Presentation
NON-STOP

Oracle, DB2, jBase,

Database

SQL Server

MORE BUSINESS, LESS INFRASTRUCTURE

 TEMENOS T24 - Technical Architecture

Zero footprint
Presentation

TIM TDK Multi-Channel

Scale

SOAP
Internet Web Enterprise Process Open
Browser
Bank Services Console Workflow Development and
implementation tools

Dispatcher Web server

e.g. Apache Tomcat
TCP/IP, MQ Series
Web Layer

TCP/IP
Web Server
Scale

J2EE Server
J2EE
Websphere, Oracle,

XML
Weblogic
EJB
Container

Middleware
Linux, AIX, HP-UX,
Application

Solaris, NT, 2000.

Scale

C object code
Server level API
C# Java
NON-STOP Common Presentation
No Batch: NON STOP

Oracle, DB2, jBase,

Database

SQL Server
Scale

On Z-Series Clustering e.g. RAC

MORE BUSINESS, LESS INFRASTRUCTURE

 TEMENOS T24 -Resilience / Transaction Integrity

Zero footprint
Presentation

Multi-Channel
SOAP
Open
Browser
Development and
implementation tools

Dispatcher Web server

e.g. Apache Tomcat
TCP/IP
Web Layer

TCP/IP
Web Server MQ Series
J2EE J2EE Server
Websphere, Oracle,

XML
Weblogic
EJB
Container
Middleware

Linux, AIX, HP-UX,

Application

Solaris, NT, 2000.

C object code
Server level API
Common Presentation
No Batch: NON STOP

Oracle, DB2, j4
Database

Yukon (SQL Server

2005) Q3 2006
Clustering e.g. RAC

MORE BUSINESS, LESS INFRASTRUCTURE

 SOA Architecture

Multi-channel
Browser / TIB
Web Service

http html http html O

web service F web container
S Websphere / Tomcat / OAS
servlet servlet ws foundation M
tcc L
Transport
Queue / Socket based
MQ JMS tcp OFSML
X
M TCS TSM TCS TSM TCS TSM
L Multi T24 Servers
TSS TSS TSS TSA TSA TSA TSS TSS TSS TSA TSA TSA TSS TSS TSS TSA TSA TSA
Non-Stop / Scalable
Business Modules / Agents
Multi-platform

Persistence
SQL XML / Multi-dimensional
DB2 Oracle j4
Server Cluster

MORE BUSINESS, LESS INFRASTRUCTURE

Other Slides

Banking Model
 Private Banking & Wealth Management

Web Call Centre Mobile Channel Services Browser OFS/XML Web Services
Version Presentation Enquiry
Security Management System
Static Contact History Overview Customer Profitability Preferences and Groups
Relationship Manager Order Products / Services
Prospect management * Action List Discretionary Management
Contact management * Optimisation & analysis
Management Brokerage Custody
Client preferences Wealth Reporting Client Orders Equities & Fixed Income Derivatives
Compliance Instrument catalogue Deposits & Fiduciaries Margin Lending
Front Office Bulk Orders
Retail Services Forex

Performance Modeling Fees Valuations

Daily Performance Investment Profiles Order Grouping Management Fees Online valuations
Segmentation / Attribution Model Portfolios Custody fees Historical valuation
Composites Rebalancing Transaction fees Group Valuations.
Order Routing Consolidated fees
Benchmarks & Models Scenario Generation Back value adjustments
Performance analysis
Middle Office Order Execution
Trading Settlement Instrument Static Corporate Actions
Securities Contractual / Actual Straight Through Equities Definitions
Treasury ISO15022. Processing Fixed Income Diary
Transfers Reconciliations Derivates Entitlement
Back Office
Accounting Multi Dev Toolkit CORE Workflow Risk Delivery
General Ledger Company, ccy Programming Support Exception STP Limits / Collateral Swift / FIX
MIS / Profitabilty Language, GAC Database Modules Process Workflow Market Risk Print / Telex / Other

Security Management System

* Planned

MORE BUSINESS, LESS INFRASTRUCTURE

 TEMENOS T24 Retail Banking

Web Call Centre Mobile Channel Services Browser OFS/XML Web Services
Version Presentation Enquiry
Security Management System
Static Contact History Overview Customer Profitability Preferences and Groups

News / Analysis Campaigns CRM * Applications Counter Services

Market Intelligence Campaign management Prospect management Application workflow Teller
Product catalogue Opportunity generation Client profiling / KYC Score cards Bureau de change
News Recommendation engine Contact management Credit checking. Travellers cheques
Alerts

Front Office
Accounts Deposits Mortgages Consumer loans
Current accounts Term deposits General Annuity Installment loans
Savings accounts Structured products Multi Currency Non redemption Revolving credits
Corporate accounts Multi Branch Endowment / savings. All in one accounts
Sweeps / Compensation Payments Multi Entity Flexible
Overdrafts Domestic Transfers Euro
Cards International Transfers Mutual Funds Collections
Cheques Standing Orders Registration Past due
Charges
Direct Debits Fund management Collection manager *
Back Office Bill Payments

Accounting Multi Dev Toolkit CORE Workflow Risk Delivery

General Ledger Company, ccy Programming Support Exception STP Limits / Collateral Swift / FIX
MIS / Profitabilty Language, GAC Database Modules Process Workflow Market Risk Print / Telex / Other

Security Management System

Partner solution * Planned

MORE BUSINESS, LESS INFRASTRUCTURE

 TEMENOS T24 Treasury

Web Call Centre Mobile Channel Services Browser OFS/XML Web Services
Version Presentation Enquiry
Security Management System
Static Contact History Overview Customer Profitability Preferences and Groups

Positions Reuters , EBS, etc. Duration Scenarios

Blotter Deal capture Sensitivity VaR
Pricing Bank wide positions Market modeling Limits
Front Office

FX Options FRAs Nostro recs

Money Markets Capital Markets Confo matching Netting
Futures Repos Settlement Cash accounts
Back Office

Accounting Multi Dev Toolkit CORE Workflow Risk Delivery

General Ledger Company, ccy Programming Support Exception STP Limits / Collateral Swift / FIX
MIS / Profitabilty Language, GAC Database Modules Process Workflow Market Risk Print / Telex / Other

Security Management System

MORE BUSINESS, LESS INFRASTRUCTURE

 TEMENOS T24 Corporate

Web Call Centre Mobile Channel Services Browser OFS/XML Web Services
Version Presentation Enquiry
Security Management System
Static Contact History Overview Customer Profitability Preferences and Groups

Applications Cross selling Expected receipts Internet/mobile

Advices Statements
Front Office

Commercial Loans Letters of Credit Leasing Past due/collections

Cash Management Doc collections Bills Bond issues
Syndicated Loans Guarantees Charges Collateral
Back Office
Nostro recs Funds transfer General Retrocessions Tax

Accounting Multi Dev Toolkit CORE Workflow Risk Delivery

General Ledger Company, ccy Programming Support Exception STP Limits / Collateral Swift / FIX
MIS / Profitabilty Language, GAC Database Modules Process Workflow Market Risk Print / Telex / Other

Security Management System

MORE BUSINESS, LESS INFRASTRUCTURE

 Local Customisation

• Package installation
– standard data model
– standard application logic
• Customisation
– application parameters to control application logic and business functionality
– presentation parameters to control user environment (screens, menus, enquiries etc)

Presentation Parameters
Product Parameters

Core Application Logic

Database

MORE BUSINESS, LESS INFRASTRUCTURE

 Regional Platforms

• Regional models
– Pre configured presentation and product parameters for specific markets
– Covers local functionality such as clearing, central bank reporting, local products, local tax etc
– Built in regions where we have more than one implementation
– Provides a head start for implementations by leveraging previous work
– Available for US, Thailand, Singapore, China, Netherlands, Switzerland……

Presentation
Presentation Parameters Parameters
Regional

Product
Product Parameters Parameters
Platforms

Core Application Logic

Database

MORE BUSINESS, LESS INFRASTRUCTURE

 Advanced Customisation

• Extended data model

– data model can be extended through the addition of local tables and local data elements
– controlled by system utilities (Not a database admin tools)
• Local application logic
– local logic can be added at key processing points
– new applications can be added
– local code can be written in Java, C or Basic

Presentation Parameters
Product Parameters

Regional platform
Local Logic
Core Application Logic Java
C#

Database Local Data

MORE BUSINESS, LESS INFRASTRUCTURE

 Upgrade process

• Fully automated release mechanism

– core application logic is swapped for new version
– where required data conversion programs are run
• Customisation and localisation unaffected
– parameters remain unchanged
– local code continues to function without modification (recompile only)

Presentation Parameters
Product Parameters

Regional platform
ication Logic Core Application Logic Local Logic
Core Application Logic Java
on Rn+1 Version Rn C#

Database Local Data

MORE BUSINESS, LESS INFRASTRUCTURE

 Local code extensions

• Languages
– Java
– C#
– Basic
• Scope
– Simple validation routines
– Complex additional processing and table updates
– New applications and modules
• Method
– TEMENOS T24 Toolbox
• Upgrade
– Fully compatible
– No code integration / retro fitting
– Recompile only

MORE BUSINESS, LESS INFRASTRUCTURE

 Presentation Parameters
Product Parameters

Core Application Logic Local Logic

Core Application Logic Java
Version Rn C#

Database Local Data

MORE BUSINESS, LESS INFRASTRUCTURE

Other Slides

Navigation Userguide
 Desktop Navigantion

MORE BUSINESS, LESS INFRASTRUCTURE

 Desktop Navigation

MORE BUSINESS, LESS INFRASTRUCTURE

MORE BUSINESS, LESS INFRASTRUCTURE
 JED Navigation

MORE BUSINESS, LESS INFRASTRUCTURE

 JED Navigation

MORE BUSINESS, LESS INFRASTRUCTURE

Other Slides

Local Development
MORE BUSINESS, LESS INFRASTRUCTURE
MORE BUSINESS, LESS INFRASTRUCTURE
 1. Program
2. Function
3. Sub Routine

MORE BUSINESS, LESS INFRASTRUCTURE

 Program, Subroutine and Function

• PROGRAM : running outside GLOBUS environment, compile  running file and

save in bnk/bnk.run/bin dir
• Type:
• PROGRAM Program_Name
{commands}
• END

• The Program can call the subroutine, function or other program

MORE BUSINESS, LESS INFRASTRUCTURE

 Program, Subroutine and Function

• SUBROUTINE: running inside GLOBUS environment, compile  running file

and save in bnk/bnk.run/lib dir
• Type:
• SUBROUTINE Subroutine_Name
{commands}
• RETURN
• END

• The subroutine can call each other, called: CALL ten_subroutine (parameters)

MORE BUSINESS, LESS INFRASTRUCTURE

 Function

• FUNCTION: Called from subroutine, PROGRAM and functions. After

compilation, the executable file is located in the bin and lib
• Type:
• FUNCTION Function_Name(parameters)
• Y.RERULT=’’
{commands}
• RETURN Y.RERULT
• END
• Invoking :
• - Function declaration : DEFFUN Function_Name(parameters)
• - Y.RERULT= Function_Name(parameters)

MORE BUSINESS, LESS INFRASTRUCTURE

 Dev Tasks

MORE BUSINESS, LESS INFRASTRUCTURE