Scribd
Upload
3 views14 pages

3.Relationship-Blockchain and Others

banking knowledge

Uploaded by

habib
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PPTX, PDF, TXT or read online on Scribd
3 views14 pages

3.Relationship-Blockchain and Others

banking knowledge

Uploaded by

habib
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PPTX, PDF, TXT or read online on Scribd
You are on page 1/ 14

Welcome

Everybody
Relation between
Blockchain and
Fintech
Blockchain technology and
fintech (financial
technology) are closely
intertwined, with
blockchain serving as a
foundational technology
for many fintech
applications.

—
3
Decentralized Finance:
Blockchain technology enables decentralized
peer-to-peer transactions without the need for
intermediaries like banks. Fintech companies
leverage blockchain to develop decentralized
financial applications (DeFi) such as
decentralized exchanges (DEXs), lending
platforms, and payment systems. These
applications provide users with greater control
over their finances and reduce dependency on
traditional banking infrastructure.
Smart Contracts
Smart contracts, self-executing contracts with the
terms of the agreement directly written into code,
are a key feature of blockchain technology. Fintech
startups utilize smart contracts to automate financial
processes, such as loan disbursements, insurance
claims processing, and trade settlements. This
automation enhances efficiency, reduces costs, and
minimizes the need for manual intervention.

5
Transparency and Security
Blockchain offers
transparency by providing a
tamper-proof and immutable
record of transactions. Fintech
companies leverage
blockchain's transparency and
security features to build trust
in financial systems,
Artificial Intelligence and Personal Financial Management

Artificial intelligence (AI) is


revolutionizing personal financial
management by providing sophisticated
tools and platforms that enable
individuals to better understand, plan,
and manage their finances. Here's how
AI is transforming personal financial
management:
7
Data Analysis and Insights
Ai algorithms analyse vast
amounts of financial data
including income, expenses,
investments and financial
goals, to generate actionable
insights.
Risk Assessment and Fraud Detection
AI-powered risk assessment models evaluate
individuals' creditworthiness, investment preferences,
and risk tolerance based on historical data and
behavioral patterns. PFM applications leverage AI to
assess credit risk, recommend suitable investment
strategies, and detect fraudulent activities in real-time.
By employing AI-driven risk management techniques,
individuals can mitigate financial risks and safeguard
their assets from unauthorized access or fraudulent
transactions.
Automated Financial Planning
AI-driven financial planning tools
automate the process of creating
personalized financial plans based on
individuals' financial goals, preferences,
and life circumstances..
Natural Language Processing (NLP)
NLP technology enables PFM platforms to
interact with users in natural language,
understand their queries, and provide
contextualized responses. AI-powered chatbots
and virtual assistants offer personalized
financial advice, answer questions, and assist
users in managing their finances more
effectively. NLP-driven interfaces enhance the
user experience, facilitate engagement, and
foster trust in PFM applications.
Thanks All!
[email protected]
+8801612723850

Please keep this slide for attribution

CREDITS: This presentation template was


created by Slidesgo, and includes icons by
Mobile No. 01612-723850
Flaticon, infographics & images by Freepik
and illustrations by Storyset
14

You might also like