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Paytm 05

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404 views17 pages

Paytm 05

Uploaded by

taniyamanta27
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© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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PAYTM

A LEADING
PAYMENTS APP IN
INDIA
"JAB BHI INDIA FUTURE KA PLAN BANAEGA,
PAYTM HAMESHA APKA SATH NIBHAEGA

TANIYA AND AKSHIT GUPTA


B.COM (HONS.) 1ST YEAR
INTRODUCTION
• It was founded in 2010 by Vijay Shekhar Sharma and initially started as a
mobile recharge and bill payment platform. Over the years, Paytm
expanded its services to include online shopping, ticket bookings, and
banking facilities.

• Paytm or ( pay through mobile ) is India's largest mobile payments and


commerce platform.

• The turning point for Paytm came in November 2016 when the Indian
government demonetized high-value currency. Paytm have enjoyed
tremendous growth.
PAYTM
• REGISTERED OFFICE FIRST FLOOR, DEVIKA
TOWER, NEHRU PLACE, NEW DELHI -110019,
• INDIA CORPORATE OFFICE ONE SKYMARK,
TOWER-D, PLOT NO. H-10B, SECTOR-98, NOIDA,
UTTAR PRADESH - 201304, INDIA
• WEBSITE WWW.PAYTM.COM
Founding of Paytm 2000

Introduction of Paytm Wallet


2010
Investment by Alibaba
Group 2014

Demonetization Boost 2016

Launch of Paytm Payments


Bank 2017
Expansion into Financial
Services 2020
Continued Growth and
Innovation 2024
KEY PERSONS
1. VIJAY SHEKHAR SHARMA
• The founder, CEO, and chairman of Paytm.
Sharma is also the promoter of Paytm payments
bank, where he owns 51% of the entity.
2. ARUN KUMAR BANSAL
• The MD and current CEO of Paytm payments
bank. Bansal is a seasoned banker with over 33
years of experience.
PAYTM PAYMENTS BANK
BOARD OF DIRECTORS
• ARVIND KUMAR JAIN, AN INDEPENDENT DIRECTOR WITH A
BACKGROUND IN BANKING
• ASHOK KUMAR GARG, AN INDEPENDENT DIRECTOR WHO IS
PASSIONATE, COMPLIANCE FOCUSED, AND RESULTS DRIVEN
• RAJNI SEKHRI SIBAL, AN INDEPENDENT DIRECTOR WHO IS AN
INDIAN ADMINISTRATIVE SERVICES OFFICER
• SHRI RAVINDRA PANDEY, AN INDEPENDENT DIRECTOR WITH
37 YEARS OF EXPERIENCE IN A PUBLIC SECTOR BANK
• S. SRIDHAR, AN INDEPENDENT DIRECTOR WITH ABOUT 38
YEARS OF EXECUTIVE SERVICE IN BANKING
VIJAY SHEKHAR SHARMA
FOUNDER & CEO OF PAYTM
2010
• He was born on 8 July (1978) in Aligarh.
• Vijay Shekhar Sharma is an Indian billionaire businessman as
well as entrepreneur.
• He is the founder & CEO of financial technology company Paytm.
• Sharma was ranked as Indian youngest billionaire in 2017 by
Forbes with a net worth of 52.1 billion.
• He was incorporated his patent company in 2010 named one97
communication ltd in the form of online mobile recharge website.
• But in present scenario Paytm became a payment bank.
PAYTM WALLET
 In 2014 the company launched Paytm wallet.

 Which became India's largest payment services platform with over


150million wallets & 75 million android based app downloads as of
November 2016.

 Paytm acts as a virtual wallet where you can store money online and
can be used instead of debit/credit cards or newt banking.

 However, to transfer the amount to the wallet you may need any of
them.
PAYTM BANKS

• In 2015 Paytm receive a license from reserve bank of


India for starting India's first Paytm bank.
• The banks intends to use Paytm existing user base
for including new services like debit card, saving
accounts, online banking and transfers to enable the
cashless economy.
• Paytm is also approved as on operating unit for
Bharat bills payments systems as a result of which
users can pay their bills anytime and anywhere.
FUNDING
In march 2015, Indian industrialist “ratan
tata” made personal investment in the firm.
In march 2015, the company received
$75million investment from Alibaba group of
China.
 Payment borrowed 300crores from ICICI
bank in march as working capital.
SECURITY & SAFETY
 PAYTM WAS GIVEN FULLY
SECURITY IN YOUR ACCOUNT.
 IT WAS PROVIDED IN FULLY
SECURE.
 IN RECHARGING TIMES, YOUR
MOBILE, DTH, OTHER BILLS
IT WAS TO GIVEN OTP IN
YOUR REGISTER MOBILE NO.
 THE OTP ENTER AFTER
PROCESS WAS COMPLETED
YOUR RECHARGING OR
OTHER ONLINE PAYMENTS.
SERVICE OFFERED
• Mobile recharge
• DTH recharge
• Data card recharge
• To book air tickets
• To pay for fuel at Indian oil petrol pumps
• Landline payments
• Paytm money can then be used to pay seamlessly at several places like taxi and
autos , grocery shop, restaurants coffee shops, multiplexes parking, hospitals,
etc.
• You could also use it to pay for online recharges , utility bills payments, book
movie tickets, travel tickets, DTH recharges and other online transactions.
SERVICE OFFERED DURING
& AFTER COVID 19
PAYMENT SERVICES
• On Paytm app, consumers can use instruments such as cards, net
banking, UPI and UPI lite to make online payments for a variety of use
cases.
• Can also make online payments on mobile apps and in-store payments
through qr codes and devices. The increased adoption of payments use-
cases has resulted in our monthly transacting users (MTU) growing 16%
yoy to 9.6 crore in FY 2024 from 8.2 crore in FY 2023
STRONG REVENUE MOMENTUM
IN FY 2024
CONTRIBUTION PROFIT
• Driven by improvement in net payments margin and
increased share of high margin financial services
business, our contribution profit grew 42% to H 5,538 CR
in FY 2024 from H 3,900 cr in FY 2023. As a % of revenue
of operations, our contribution margin was 56% in FY
2024, up from 49% in FY 2023.
THANK YOU

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