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SECTOR PRESENTATIOM UPDATED PPT

The financial sector encompasses firms and institutions providing financial services, including stock markets, mutual funds, real estate, gold, public provident funds, post office savings, and life insurance. Each component plays a crucial role in the economy, offering various investment opportunities and financial security to individuals. The document outlines the characteristics and functions of these financial instruments and their significance in a healthy economy.

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Charu Gulati
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9 views19 pages

SECTOR PRESENTATIOM UPDATED PPT

The financial sector encompasses firms and institutions providing financial services, including stock markets, mutual funds, real estate, gold, public provident funds, post office savings, and life insurance. Each component plays a crucial role in the economy, offering various investment opportunities and financial security to individuals. The document outlines the characteristics and functions of these financial instruments and their significance in a healthy economy.

Uploaded by

Charu Gulati
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Download as PPTX, PDF, TXT or read online on Scribd
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SECTOR PRESENTATION

FINANCIAL SECTOR

Prepared by Yash Gulati


Financial Sectors
The financial sector is a section of the economy made up of firms and institutions that provide
financial services to commercial and retail customers .
“A strong financial sector is a sign of a healthy economy “ Share
market

Post Mutual
Office funds

Provident
Fund

Real
Bank
Estate

Insurance
STOCK
MARKET
•The stock market is where ownership shares of publicly traded companies are
bought and sold.
•Pestle analysis is the tool used in share marketing .
•NSE-National Stock Exchange More than 2000 listed stock from different
sectors.
•BSE-Bombay Stock Exchange More than 4000 Listed companies from different
sectors
c
MUTUAL FUNDS
• A mutual fund is an investment vehicle where many investors pool their
money to earn returns on their capital over a period.
• This corpus of funds is managed by an investment professional known as
fund manager or portfolio manager .
• It is his/her job to invest the corpus in different securities such as
bond ,stocks ,gold and other assets to provide potential return.
• The gain or losses on the investment are shared collectively by the
investors in proportion to their contribution.
REAL ESTATE
Real estate is property consisting of land and the buildings on it, along
with its natural resources such as growing crops (e.g. timber), minerals
or water, and wild animals; immovable property of this nature; an interest
vested in this (also) an item of real property, (more generally) buildings
or housing in general.[1][2] In terms of law, real relates to land property and
is different from personal property while estate means the "interest" a
person has in that land property.

Real estate is different from personal property, which is not permanently


attached to the land (or comes with the land), such as vehicles, boats,
jewelry, furniture, tools, and the rolling stock of a farm and farm animals.
In the United States, the transfer, owning, or acquisition of real estate
can be through business corporations, individuals, nonprofit corporations,
fiduciaries, or any legal entity as seen within the law of each U.S. state.
GOLD
Gold is considered a precious metal in India
and around the world for a number of
reasons:
1. Rarity: Gold is relatively rare, and it is
estimated that all of the gold that has ever
been mined would fit into a single cube
that is about 21 meters on each side.
2. Durability: Gold is a very durable metal and
does not corrode or tarnish, which means it
can be stored and preserved for long
periods of time without degrading.
3. Malleability: Gold is very malleable, which
means it can be easily shaped into a
variety of forms. This makes it a popular
choice for jewelry and other decorative
items.
4. Use in industry: Gold has a number of
industrial uses, including in electronics,
dentistry, and aerospace
PUBLIC PROVIDENT FUND
• A Public Provident Fund scheme is a
government-backed scheme in which the
investors deposit their savings for a tenure of a
minimum of 15 years. During this period, the
savings earn a fixed rate of return, compounded
annually.
• The Finance Ministry announces the rate of
interest every quarter. The current interest rate
is 7.1% per annum. The interest on the deposits
is calculated based on the lowest balance in the
account between the 5th day and the end of the
month. It is credited annually on March 31st.

• Introduced in India in 1968 by the National


Savings Institute, the scheme is one of the most
popular investment schemes in the country. PPF
not only keeps the invested capital protected
but also earns a decent return. On top of that, it
also comes with tax-saving benefits as you get
deductions under Section 80(C) of the Income
POST OFFICE SAVINGS
A Post Office Savings Account is similar in many ways to a
regular savings account. It is considered to be a highly
secure instrument to deposit funds into and offers the
option of full or partial liquidation of funds at very short
notice in case the need arises. These accounts generally
offer a guaranteed return on investment and are ideal for
senior citizens and people who are looking to earn a
regular income without exposure to risk.

In order to open a Post Office Savings Account, you need


to be
an Indian and an adult. A minor will have to be a minimum
of
10 years to be eligible for opening a Post Office Savings
Account.
For opening a joint post office savings account, 2 or 3
individuals
are required.
LIFE INSURANCE
•Life insurance is a legally binding contract that promises a
death benefit to the policy owner when the insured person dies.
•The policyholder must pay a single premium upfront or pay
regular premiums over time for the life insurance policy to
remain in force.
•When the insured person dies, the policy’s named beneficiaries
will receive the policy’s face value, or death benefit.
•Term life insurance policies expire after a certain number of
years. Permanent life insurance policies remain active until the
insured person dies, stops paying premiums, or surrenders the
policy.
•A life insurance policy is only as good as the financial strength
of the life insurance company that issues it.
THANK YOU

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