Interledger

interledger protocol interledger ilp payments blockchain stefan thomas ripple technology fintech financial technology banking ledgers micropayments internet web layer 2 open protocol bitcoin streaming payments internet of value interoperability escrow developers ledger proof w3c evan schwartz settlement connector cryptographic validator receipt invoice flexibility payment systems payment networks protocol solutions banks cryptocurrency lightning payment channel nodejs iov internet of money cross-border payments routing bigchain db dimitri de jonghe innovation credit finance wallet decentralization standardization use case standard neutral smart contracts cryptography security non-repudiable proof distributed ledgers