The document explores new applications of payment data within the realms of applied micro and macro geographical economics, focusing on enhancing urban mobility and optimizing property investment linked to transit development. It outlines a 'property-powered rail open development model' aimed at increasing property values near transit stations and discusses flexible payment systems that facilitate economic transactions. The overarching goal is to leverage geospatial data and economic models to drive sustainable development and reduce carbon emissions in the greater National Capital Region of Canada.