The document discusses security layers for APIs, including transport layer security using mutual TLS (mTLS) for client authentication, OAuth for client authorization, and JSON Web Tokens (JWT) for message integrity, confidentiality, and non-repudiation. It then demonstrates adding these security layers to an open banking API, covering mTLS, OAuth2.0, and additional message security, and discusses other security aspects to consider like multi-factor authentication, injection, and request overload protection. The conclusion notes that while API security involves multiple specifications, excellent tools exist to help implement it securely.