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TRENDER – INNOVATION OCH DIGITALISERING
PÅVERKANSFAKTORER
STARKA TRENDER
FOKUS OMRÅDEN 
BANKSEKTORN
“GAME CHANGERS”
1 
The power of Integration 
There will not exist hardware without services 
integrated, services without applications 
surrounding them or value chains that not 
adapts the value network thinking were 
partners are integrated in process to add value. 
From cars to clouds to computers, the major 
steps we'll take in the next few years will flow 
from brilliance in integrating known 
technologies, even as we invent the new. This is 
where almost all business will get done, and 
money made
2 
Information the new center of 
gravity in business 
Adaptation of solutions to make information 
available and accessible will drive growth in all 
solution areas. To conform with the way we 
chose to consume and interact with 
information will be crucial and will drive growth 
and play out in large market segments such as 
ERP, BI and CRM.
3 
From management of 
traditional IT portfolio over to 
something smarter and open 
The consequences of managing IT the old and 
traditional way is gradually changing over to a 
more flexible and open way. 
Open IT will expand from 24 % over to over 50 
% of the IT realization in 8-10 years.
4 
The new customer - business 
will become digital 
The future business model goes OPEN and will 
be as a service. The times of traditional lock-in 
businesses are over. Prepare for times when 
everything goes digital and becomes multi 
everything. the business model that will go 
micro based on services and 
The new business models will be based on actual 
value that customers are accepting to be 
charged for and be MULTI… 
 everything 
Scalable 
 Social 
Partner Value 
 Mobile 
Information driven 
 Platform 
Open
Capital Markets Day 2014- presentation Radar
5	 
Encryp on	everywhere	 
The	direct	commercial	result	of	Edward	Snowden's	leaks	will	be	a	massive	move	by	large	 
technology	companies,	both	in	enterprise	and	consumer	markets,	to	evolve	new	encryp on	 
technologies	and	products	that	use	them.		 
	 
While	NSA-proofing	will	be	the	mo vator,	the	real	benefit	may	be	improved	protec on	from	 
state	sponsored	commercial	the 	of	IP	as	IT	driven	innova on	will	become	more	strategic
+10 +20 
+50 +30
Capital Markets Day 2014- presentation Radar
INNOVATION PÅVERKAR LÖNSAMHETEN!
VAR FINNS INNOVATIONEN?
UTMANINGAR 
• Kulturell förändring 
• ”Inkorperering” av den 
digitala strategin 
• Samverkan 
• Resurser och förmågor 
• Förstå kunden 
• Säkra lednigens 
engagemang 
• Avsaknad av tillgång till 
data för beslut 
• Riskhantering 
TOP 8
VINNARNA 
SUCCESS FACTORS 
• Innovation i hela värdekedjan 
– Involvera - från kunden till underlevarantören och tillbaka 
• Partnerskap 
– Gör det man är bäst på låt andra komplettera 
• Använd digitaliseringen 
– Innovation 
– Effektivisering & Automation 
• Förstår den ”nya kunden” 
– Produkt- och konceptutveckling som attraherar - diversifiering 
• Analyserar och omvärldsbevakar 
– Federera, integrera och analysera – big data
“The future belongs to people who 
see possibilities before they become 
obvious.” 
Ted Levitt

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Capital Markets Day 2014- presentation Radar

  • 1. TRENDER – INNOVATION OCH DIGITALISERING
  • 6. 1 The power of Integration There will not exist hardware without services integrated, services without applications surrounding them or value chains that not adapts the value network thinking were partners are integrated in process to add value. From cars to clouds to computers, the major steps we'll take in the next few years will flow from brilliance in integrating known technologies, even as we invent the new. This is where almost all business will get done, and money made
  • 7. 2 Information the new center of gravity in business Adaptation of solutions to make information available and accessible will drive growth in all solution areas. To conform with the way we chose to consume and interact with information will be crucial and will drive growth and play out in large market segments such as ERP, BI and CRM.
  • 8. 3 From management of traditional IT portfolio over to something smarter and open The consequences of managing IT the old and traditional way is gradually changing over to a more flexible and open way. Open IT will expand from 24 % over to over 50 % of the IT realization in 8-10 years.
  • 9. 4 The new customer - business will become digital The future business model goes OPEN and will be as a service. The times of traditional lock-in businesses are over. Prepare for times when everything goes digital and becomes multi everything. the business model that will go micro based on services and The new business models will be based on actual value that customers are accepting to be charged for and be MULTI…  everything Scalable  Social Partner Value  Mobile Information driven  Platform Open
  • 11. 5 Encryp on everywhere The direct commercial result of Edward Snowden's leaks will be a massive move by large technology companies, both in enterprise and consumer markets, to evolve new encryp on technologies and products that use them. While NSA-proofing will be the mo vator, the real benefit may be improved protec on from state sponsored commercial the of IP as IT driven innova on will become more strategic
  • 12. +10 +20 +50 +30
  • 16. UTMANINGAR • Kulturell förändring • ”Inkorperering” av den digitala strategin • Samverkan • Resurser och förmågor • Förstå kunden • Säkra lednigens engagemang • Avsaknad av tillgång till data för beslut • Riskhantering TOP 8
  • 17. VINNARNA SUCCESS FACTORS • Innovation i hela värdekedjan – Involvera - från kunden till underlevarantören och tillbaka • Partnerskap – Gör det man är bäst på låt andra komplettera • Använd digitaliseringen – Innovation – Effektivisering & Automation • Förstår den ”nya kunden” – Produkt- och konceptutveckling som attraherar - diversifiering • Analyserar och omvärldsbevakar – Federera, integrera och analysera – big data
  • 18. “The future belongs to people who see possibilities before they become obvious.” Ted Levitt