Does My Food Truck Require Business Insurance?
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Steely & Smith Insurance provides information on insurance options tailored for food trucks and event concessionaires. Various factors, including the type of vehicle used and the nature of food sold, influence the necessary coverage, which may include specialized policies for hot dog carts or ice cream trucks. Business owners are advised to consult with an insurance agent specializing in food truck insurance to find suitable policies.
Does My Food Truck Require Business Insurance?
- 1. Steely & Smith Insurance | (215) 345-9410 | http://steelyandsmith.com We Have More Great Content Here http://www.pinterest.com/steelyandsmith http://www.youtube.com/user/steelysmithinsurance https://www.facebook.com/SteelyandSmith https://twitter.com/SteelyandSmith Does My Food Truck Require Business Insurance? A food truck policy is especially made to give a food truck the protection needed without having to require that it pay for unneeded coverages. Concessionaires Event concessionaires who attend fairs, carnivals, as well as likewise events might have insurance needs that are similar to the ones of a cart or more like a gourmet food truck. Coverages which are suitable for event concessionaires depends upon whether they utilize a trailer, cart, truck, or something else, and which beverages, as well as foods they provide, where they sell their products, as well as many additional factors. Hot Dog and Hamburger Carts Hot dog, hamburger, as well as additional food carts which are taken to a location are mostly in a likewise position as an ice cream bike. These types of food carts often do not require commercial vehicle insurance, yet most of the coverages they do require are found within truck policies. Policies that are adjusted for the decreased risk exposure of such carts usually will provide enough coverage for an affordable cost. Ice Cream Bikes and Trucks In addition, a food truck policy is frequently a great option for an ice cream business, which includes ice cream bikes and trucks. An ice cream truck ought to give consideration to a food truck policy because such a business matches the traditional food truck description. It might drive around communities instead of parking at a festival, yet this type of business still is selling food items out of a truck that is driven to various locations.
- 2. Steely & Smith Insurance | (215) 345-9410 | http://steelyandsmith.com We Have More Great Content Here http://www.pinterest.com/steelyandsmith http://www.youtube.com/user/steelysmithinsurance https://www.facebook.com/SteelyandSmith https://twitter.com/SteelyandSmith An ice cream business (on a bike) may have the ability to obtain the protections needed with a paired down policy. Generally, states do not require a bike to be protected by a car policy; therefore, this type of business frequently opts to get a policy which includes most of the coverages a truck might want yet that does not have commercial car coverage. Food Truck Insurance If you run any of those businesses, ask an insurance agent specializing in food truck insurance to assist you in discovering a policy for your unique business. All Rights Reserved Steely & Smith Insurance 3662 Route 202 Doylestown, PA 18902 (215) 345-9410 http://steelyandsmith.com [email protected]