Discover how leading Merchant of Record platforms are using integration and trust to stay competitive. See how strategic insights reshaped a top MoR provider's product roadmap in a rapidly evolving digital commerce landscape.
2. With the digital commerce market projected to
(15.3% CAGR), the stakes for innovation and differentiation have
never been higher.
grow from $4.7T (2025) to
$19.6T (2035)
Enabling Strategic Clarity in a
Complex MoR Landscape
A leading Merchant of Record (MoR) platform provider, facing intensified competition
and evolving buyer expectations, sought sharper insights to refine its positioning and
product roadmap.
While the client managed compliance and payments effectively,
it lacked intelligence around:
Competitive blind
spots across verticals
and regions
Pricing sensitivity and
willingness to pay by
segment
Customer preferences
for bundled vs.
unbundled solutions
Platform-switching
behavior and risk
perceptions
3. for more insights /[email protected]
Understanding MoR Decision Journeys Across Markets: Jasper Colin deployed a
rigorous quantitative study to help the client uncover demand dynamics,
competitor vulnerabilities, and adoption barriers.
Approach
Respondent Snapshot
B2B & B2C SaaS, Gaming,
Publishing, eLearning
CFOs, Product Heads,
Revenue Leaders,
Founders
<$1M to $25M+
Industries: Roles: Company Revenue:
Geography Europe
(UK, France, Germany)
US
4. for more insights /[email protected]
Methodology
500+ decision-makers surveyed
8-week engagement from survey design to insight delivery
Triangulated validation: pre-screening, logic checks, open-ended audits
5. for more insights /[email protected]
Findings
Industry Pulse: Merchant of Record (MoR) Market:
Integrated Platforms Set
the Standard:
Over 68% of surveyed organizations report
superior operational efficiency using
integrated MoR solutions versus fragmented
point solutions.
Transaction-based
pricing
(typically 4-8%) is the preferred commercial
model versus flat subscription fees, aligning
costs to scaling usage
6. for more insights /[email protected]
Feature Prioritization
by Buyers:
A. Tax & Compliance Automation ranks as the
selection driver across global buyers,
especially in regions with evolving tax laws
(e.g., EU VAT, US state taxes.
B. Subscription Billing &Recurring Payments
are the top features for SaaS, eLearning, and
media players, often ranking above generic
payment processing in feature
benchmarking.
C. Global Payment Method Support is critical, with
leaders supporting 20+ payment types and 150+
countries- benchmarking well above smaller
competitors.
Findings
7. for more insights /[email protected]
Recommendations
Sharpening Product-Market Fit & Reducing
Adoption Friction
Jasper Colin recommended four strategic moves:
Reinforce Platform Integration & Data Trust
{ Enable dual opt-ins to ensure
transparency when jurisdictions
require MoR providers to own
customer records.
{ Embed joint data ownership in
contracts to ease compliance
anxieties.
Adopt Value-Based Pricing
{ Replace flat fees with
transaction-value-based
models to align with customer
revenue growth.
{ Use benchmarks to optimize
fee bands.
8. for more insights /[email protected]
Recommendations
Strengthen Tech Ecosystem Compatibility
V Prioritize CRM/ERP integrations to reduce buyer resistance and
enhance usability
Simplify Switching & Onboarding
V Offer migration toolkits,
training support, and uptime
guarantees
V Build out customer success
pathways for long-term
adoption
9. Get in touch today for more insights /[email protected]
Outcomes:
From Payment Processor to Compliance Partner
The insights unlocked pivotal shifts in client strategy:
Narrative Redefined
From transaction enabler to trusted global
compliance partner
Enterprise Buy-in
Strengthened positioning as a safeguard
against regulatory risk
Competitive Defense
Targeted messaging against point-
solution players
Get in touch today for your
complex B2B research needs