Investment avenues in India
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This document discusses various investment avenues available in India. It outlines essential features of investments such as safety, liquidity, income, growth, legality and tax implications. Some key investment alternatives mentioned include bank deposits, post office schemes, company fixed deposits, public provident fund, equity shares, bonds, money market instruments, financial derivatives, mutual funds, life insurance and real estate. The document provides brief descriptions of these different investment types.
Investment avenues in India
- 1. Kamal Ega, MBA Investment Avenues in India
- 2. Learn to have money work for you rather than you work for Money - Robert T. Kiyosaki
- 3. Investment In finance, an investment is a monetary asset purchased with the idea that the asset will provide income in the future or will be sold at a higher price for a profit.
- 4. Essential features of an Investment Safety of principal Liquidity Stable income Capital growth Legality Tax implications
- 5. Golden Rules of Investment Invest Early Invest Regularly Invest for long term not short term
- 6. Investment alternatives in India
- 7. Non marketable financial assets: * Bank Deposits * Post Office Schemes * Company FDs * PPF
- 8. Equity shares These are shares of company and can be traded in secondary market. Investors get benefit by change in price of share and dividend given by companies. Equity shares represent ownership capital.
- 9. Bonds Bonds are the instruments that are considered as a relatively safer investment avenues. * G sec bonds * GOI relief funds * Govt. agency funds * PSU Bonds * RBI BOND * Debenture of private sector co.
- 10. Money market instrument: By convention, the term "money market" refers to the market for short-term requirement and deployment of funds. Money market instruments are those instruments, which have a maturity period of less than one year. * T-Bills * Certificate of Deposit * Commercial Paper
- 11. Financial Derivatives A derivative is a contract between two or more parties whose value is based on an agreed-upon underlying financial asset (like a security) or set of assets (like an index). Common underlying instruments include bonds, commodities, currencies, interest rates, market indexes and stocks.
- 12. Mutual Funds A mutual fund is a trust that pools together the savings of a number of investors who share a common financial goal. The fund manager invests this pool of money in securities, ranging from shares, debentures to money market instruments or in a mixture of equity and debt, depending upon the objective of the scheme. SIP SWP
- 13. Life Insurance Now-a-days life insurance is also being considered as an investment avenue. Insurance premiums represent the sacrifice and the assured sum the benefit.
- 14. Real Estate Real estate investing involves the purchase, ownership, management, rental and/or sale of real estate for profit.