Purple cow 2012 (wellness button)
- 1. 2012 Wellness 6pg
- 2. Purple Cow 2012 Benefits 1 3 Major Employee Benefits LIFE – ACCIDENT – HEALTH 3a. MEDICAL HMO 1. LIFE INSURANCE 3b. Optional DENTAL HMO 3c. Optional APE 2. ACCIDENT INSURANCE 3d. WELLNESS PROGRAM
- 3. Purple Cow 2012 Benefits 2 Benefit Summary LIFE – ACCIDENT – HEALTH 1. Life = 5x MBL 13. Access to Big 5 Hospitals & Healthway 2. Terminal Illness = up to 50% of 5x MBL 14. 100% Pre-Existing Conditions coverage 3. Total & Perm. Disability Income = 5x MBL 15. 100% Congenital Conditions coverage 4. Accidental Death = 5x MBL 16. 100% Special Procedures coverage 5. Murder = 5x MBL 17. Benefits on top of Philhealth 6. Accidental Disablement = __% of 5x MBL 18. Pooled Employee utilization 7. Assault = __% of 5x MBL 19. Separate Dependent utilization 8. Medical = HMO buffet of benefits 20. Optional Dental = HMO buffet of benefits 9. Combined inpatient & outpatient limits 21. Optional APE = choice of mobile or clinic 10. Max. Benefit Limits per disability per year 22. Free Wellness Program 11. HMO patient for no-cash-out 23. Same benefits for Dependents 12. Private patient for HMO reimbursement 24. Access through Social Media
- 4. Purple Cow 2012 Benefits 13 3d. Free Wellness Program ASIANLIFE (call 890-1758 ext. 278 to schedule) EXCLUSIONS 1. Comprehensive Wellness Program (to 2x/yr) 1. Cost of vaccines A company’s corporate wellness program is a key component of The Comprehensive Wellness Program is customized to meet company success. Based on a company’s health and wellness your health & wellness needs through the following services: needs/wants, AsianLife has developed a CWP that can motivate HEALTH RISK ASSESSMENTS: Comprehensive written and maintain good health. AsianLife brings corporate wellness assessment and detailed CUR (current utilization report) are programs to the client’s location and implements a wellness provided which gives the employee and the employer the program that suits the client’s actual health profile to achieve information needed to set wellness goals. their unique needs and goals. HEALTH PROMOTION & DISEASE MANAGEMENT To effectively manage healthcare costs, organizations must SEMINARS: Pooling from a wealth of resources and expertise include programs that proactively help employees maintain and available through the medical partners, numerous presentations improve their health. The road to better health (and fewer and seminars are available for the client’s workforce to promote preventable health claims) is paved with small decisions we Wellness. make every day. The result of doing nothing is continued HEALTH SCREENINGS: Periodic onsite health screenings such skyrocketing of health-care costs, rising absenteeism, and lower as blood pressure and body fat analysis are available in the employee productivity. program in addition to more extensive screenings such as blood Wellness Bottom Line: gains can include… analysis. Improved employee health; HEALTH PROTECTION MEASURES: Scheduled vaccine Increased workforce productivity; administration program can be done within company premises. reduced health insurance premiums; The vaccine may vary depending on the need/requirement of the lower workers compensation claims. company. Free Wellness Program benefits are covered on top of Medical HMO benefits
- 5. Purple Cow 2012 Competitive Advantages 3 Why Purple Cow? 3 Major Employee Benefits in 1 Plan: You get Group Life, Accident & Health (medical HMO, optional dental HMO, optional APE, and Wellness) – all in 1 plan. (Unlike most HMO plans) You get all the Employee Benefits you will ever need
- 6. Purple Cow 2012 Competitive Advantages 22 Why Purple Cow? FREE Wellness Program: ALGA can conduct a Wellness program for your SME (up to 2 sessions per year), based on your own set of health issues. (Unlike most HMO plans) You can get customized Wellness seminars & screenings