Research report on affect of investment style on mutual fund performance
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This research report analyzes the effect of investment style on mutual fund performance. The objectives were to analyze investor perceptions of mutual funds and other investments, and study factors influencing investment decisions. The research methodology involved descriptive research through a sample of 100 respondents. The data analysis found that most preferred investment options were mutual funds, equity markets, fixed deposits, gold and insurance. Convenience and assured returns were main reasons for preferences. The findings suggest qualification and knowledge influence decisions and traditional investments affect mutual fund markets. Recommendations include expanding awareness through regional languages and educating investors.
Research report on affect of investment style on mutual fund performance
- 1. “RESEARCH REPORT ON AFFECT OF INVESTMENT STYLE ON MUTUAL FUND PERFORMANCE“ Under the guidance of @ KataToli, LalPur And PiskaMore Presented By : Pratap Kumar Enrolment No. 2016PGDM0021 Rajeev Ranjan (Cluster Manager, Karvy) Dr. Athar Hussain Ansari ( A s s o c i a t e P r o f e s s o r )
- 2. Introduction : Karvy Consultants Limited was established in 1982 at Hyderabad. It was established by a group of Hyderabad based practicing 5 Chartered Accountants. At initial stage it was very small in size and started with a capital of ₹ 1, 50,000. Today, company gains 35 year of experience with 230 branch offices in 164 cities all over the India. The company adds 5 new offices every month to the company’s ever growing national network in every nook and Corner of the country. The company service over 16 million individual investors, 180 corporate and handle corporate expenditure that exceed ₹ 2500 Crores.
- 3. How mutual fund work
- 5. Public sectors & Private sector also in mutual fund market
- 6. RESEARCH OBJECTIVE “Research Report On Affect Of Investment Style On Mutual Fund Performance“ To meet the above objective the following were important as well: »» To Analyze The Perception Of Investors Towards Mutual Funds & Other Investment. »» To study the factors considered by the investors and those which ultimately influence while investing.
- 7. Research Methodology Research type :- Descriptive research (convince sampling) Sampling :- 100 respondents Scope of the study:- To sale the mutual fund on behalf of Karvy Stock Broking Ltd :- Find the reason which factor is affect to invest in mutual funds Limitation of the study :- Different perception about the mutual fund investment opinions. The non – availability of time to them Many investors think mutual funds and share markets is both are equal.
- 8. Data Analysis Sources of Data Collection: Primary: Schedule data collection. Secondary: Internet, Karvy books and reports. Presentation of Data : Graphs (Pie and Bar Charts)
- 9. »» To Analyze The Perception Of Investors Towards Mutual Funds & Other Investment.
- 10. Q. Do you invest in mutual fund? 55 45 0 10 20 30 40 50 60 yes no Frequency Sample yes no
- 11. Q. Reason for not investing in mutual fund? 55% 5% 9% 4% 13% 7% 7% invest in mf Never heard mf awareness Lack of saving Risky Not interest in mf Invest in other avenues
- 12. Q. Education qualification of the respondents 5 22 36 30 7 0 5 10 15 20 25 30 35 40 Below high school High school Bachelor degree Master degree above Master Frequency Sample Below high school High school Bachelor degree Master degree above Master
- 13. Q. What kind of investment option you prefer? (Choose more than one) 48 41 56 57 56 64 0 10 20 30 40 50 60 70 mutual fund equity market fixed deposit gold insurance other frequency sample mutual fund equity market fixed deposit gold insurance other
- 14. Q. Why do you prefer Q5 option? (Choose more than one) 65 51 64 34 0 0 10 20 30 40 50 60 70 frequency sample assured return safety & security profitability tax exemption other
- 15. Q. How long would you like to invest? 9 27 64 less than 1yr. between 2yr. To 5 yr. more than 5yr.
- 16. Q. How much risk you can take to own investment? 24 20 38 18 0 5 10 15 20 25 30 35 40 low minimum moderate high risk frequency sample low minimum moderate high risk
- 17. Q. How much money you can invest? 17 36 30 17 0 5 10 15 20 25 30 35 40 5,000 5,000-15,000 15,000-25,000 more than 25,000 frequency sample 5,000 5,000-15,000 15,000-25,000 more than 25,000
- 18. Q. Are you satisfied from your investment? 58 42 0 10 20 30 40 50 60 70 yes no frequency sample yes no
- 20. Q. Choose the following services you preferred most comfortable? (More than one) 69 46 39 51 0 10 20 30 40 50 60 70 80 telephone service online service mobile app service personal service frequency sample telephone service online service mobile app service personal service
- 21. »» To study the factors considered by the investors and those which ultimately influence while investing.
- 22. Q. Whom suggest to select your investment plans? 33 26 21 20 0 5 10 15 20 25 30 35 own financial advisor friends others Frequency Sample own financial advisor friends others
- 23. Q. You can invest your money to full fill ………………………… need? 17 27 34 22 0 5 10 15 20 25 30 35 40 personal financial help future planning other frequency sample personal financial help future planning other
- 24. Finding
- 25. ~ The trend for investment is changing rapidly besides the traditional pattern of investment and people today they are ready to undertake risk and also bear the volatility of changing mutual fund market scenario. (according to slide no.11) ~ Today’s scenarios is more bright for the mutual fund because Nifty cross 10,014 (on 29- 07-2017) and Sensex goes 32,309.88 (on 29-07-2017) which recorded higher in the Indian history. ~ Qualification and knowledge plays an important role investing decision. According to this survey around 36% of investors have degree of bachelor degree. ~ According to survey fixed deposit, gold, insurance and other investment are affect the market of mutual fund by 56, 57, 56, and 64 respectively.
- 27. Regional Languages: The fact books may be printed also in regional languages so that penetration in rural areas may be achieved. Educating the public and the investors: Workshops or seminars explaining the importance and risk factor associated with different classes of assets may be conducted from time to time for the existing investors. At the same time awareness programmes more in all areas and more in number should be conducted for the public. Understand the purpose of investment: The first point to analyse before investing in a fund is to find out whether the objective matches with the scheme. It is necessary, as any mismatch of the same would directly affect the prospective probable returns. Awareness of fund manager: The investors who are aware of professionalism of Fund Managers, it is advisable to follow them by shifting over to those funds to get good returns. Track Record: Before invest investors should go through the scheme's track record. Period of Investment: One should look at covering the volatility exposure which can be done by holding onto the investment for longer periods. Continuous Monitoring: Investors should continuously monitor their portfolio and revise their funds by updating according to the market position.
- 28. BIBLIOGRAPHY
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