SEB Debt Investor Presentation Paris March 2009

1. The document is a presentation by Anders Kvist, Head of Group Treasury at Skandinaviska Enskilda Banken AB (SEB), to debt investors in March 2009. 2. SEB announced capital measures totaling SEK 19.5 billion to strengthen its capital ratios in response to higher market expectations and the changing economic environment. This includes a SEK 15 billion rights issue. 3. The capital measures position SEB with top quartile capital ratios among European peers and provide a substantial capital buffer to withstand significant economic deterioration. With a diversified Nordic and German portfolio, SEB is well positioned.